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From: Norma Jeane Y.
Sent on: Saturday, December 22, 2012 4:49 AM

From: "Brian, Campaign for a Fair Settlement" <[address removed]>
To: Norma Young <[address removed]>
Sent: Friday, December 21,[masked]:08 AM
Subject: Re: Grace A is why we fight

Tell your Friends
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Help us fight for Grace and millions of others like her by chipping in $10 for the fight to hold Wall Street bankers accountable for the greed and reckless behavior that shattered our economy. 

Norma --

I just wanted to make sure you saw this email from Tuesday. Your contribution will help us fight Wall Street and push the Obama Administration so that people like Grace A. can stay in their homes and Wall Street bankers can be held accountable.


Norma --

The American Dream - the idea that through hard work, perseverance, and making the most of your opportunities, you can succeed. Grace A. of New Jersey has a piece of that dream. And now Bank of America is trying to steal it from her.

An immigrant from Guyana, drawn to the United States because of the opportunity we offer to people willing to work for a better life, Grace did just that, holding down two jobs as a certified nursing assistant (and a third part-time job) and saving until she was able to buy her own home back in 2000. Then, in 2007, her father died and she returned to Guyana in order to bury him and mourn with her 11 brothers and sisters. At the same time she lost her part-time job, initiating a money crunch. 

Help us fight for Grace and millions of others like her by chipping in $10 for the fight to hold Wall Street bankers accountable for the greed and reckless behavior that shattered our economy. 

When Wall Street bankers shredded our economy with their greed and reckless behavior, they compounded Grace’s problems. She lost a second job and, in desperation, refinanced into a classic "predatory" loan from TopDot Mortgage. The Federal Housing Administration agreed, shutting down TopDot in 2010 for the kinds of practices that led directly to the economic devastation (some of their mortgages are now assigned to Bank of America).

Despite her dire circumstances, she reached out repeatedly to Bank of America to obtain a mortgage modification. Like hundreds of thousands of others, she got the run-around from call center employees and was never able to connect with anyone with the power to modify her loan. Acting in good faith, she tried to send partial, but regular, payments to BofA. They categorically refused to accept them.

Now, Bank of America has chosen to repay Grace’s good faith efforts by beginning the foreclosure process, despite the fact that Grace and her pro bono attorney have good reason to suspect that the foreclosure is based on fraud – the same kind of fraud that led to the $25 billion settlement with the six largest mortgage servicers in the country.

Grace A. is the reason that Action for the Common Good and Campaign for a Fair Settlement have fought so hard for Wall Street accountability. Until Wall Street bankers feel the same kind of pain that Grace and the 16 million underwater homeowners and seven million families facing foreclosure, not to mention the millions of people who lost their jobs, we will continue to see stories like Grace’s in every corner of the United States.

Help us fight for Grace and millions of others like her by chipping in $10 for the fight to hold Wall Street accountable. Your support helps us take Grace’s story to the administration and force action on Wall Street.

Grace isn’t just fighting back in the courts. She’s joined with ACG and CFS partner New Jersey Communities United to take her fight directly to Bank of America. She’s organizing her friends, neighbors, and other supporters to join her in marching on her local BofA to demand they negotiate in good faith to help her stay in her home.

Chip in here so we can fight alongside Grace and millions of others and force the Administration to hold Wall Street bankers responsible for the pain and suffering they have caused here and around the world.

Until Wall Street bankers tried to steal it, Grace had managed to seize her piece of the American Dream. We have to stop Wall Street bankers from continuing their reckless disregard for everyone else. Chip in here so we can continue this fight in 2013 and build an economy that works for everyone.

In solidarity,

Brian Kettenring, Executive Director, Action for the Common Good
Nish Suvarnakar, Campaign Director, Campaign for a Fair Settlement

Campaign for a Fair Settlement · 11 Dupont Cir, Suite 240, Washington, DC 20036, United States
CFS is a multi-sectoral coalition. Common Good and Action for the Common Good staff provide strategic and logistical support to the effort.
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