I am one of the founders of Zipmark (zipmark.com). Most of the APIs
out there for directly interfacing with ACH are pretty archaic. You
can probably find a bank that accepts flat files and processes them
prior to a preset cutoff during the day.
Feel free to contact me off list about how we help people do payments
similar to what you describe, but with a modern API. We just started
to open up the doors to our developer program, you can request access
On Fri, Mar 2, 2012 at 2:45 PM, Avi Flombaum <[address removed]> wrote:
> Hey NYC.rb,
> Anyone have experience sending Bank/Wire/ACH Payments via an API? I'm not
> even sure if I got the financial terminology correct but the use-case is
> pretty simple, I need to allow people to withdraw money they have in their
> account to their bank account. I've already implemented this via Paypal (so
> if you have $100 in your account and click withdraw, we send you $100 from
> our paypal account) and now I need to do the same but send it to a bank
> account. So you have $100 in your account, you submit your bank info
> (routing #, account #, whatever), we connect to our bank and initiate a
> transfer or payment from our bank account to yours. Make sense? Have been
> searching for a day to try to find a solution, keep on getting results about
> accepting payments via eCheck, CC, etc, but nothing about paying people.
> Thanks in advance!
> Avi Flombaum
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