This group is intended for individual investors of all ages who wish to become more active in the management of their retirement portfolios.

The primary difference between this group and other investing groups is that the focus is on long-term investing rather than short-term trading.

By making small adjustments to the portfolio on (at most) a monthly basis, the amount of time required for management (and the brokerage commissions) can be kept at a minimum.

We will explore the role of index funds, ETFs, asset classes, correlation, and modern portfolio theory (MPT) in the selection and management of investment products.

We will also investigate conservative options strategies that can be utilized to reduce risk (volatility) in a portfolio as well as to generate income.