Presentation Description: Mortgage Forensics, How to defend against foreclosure: Presenter: Raoul Clymer. Summary: During the era of the real estate boom, between 2000 - 2008, most mortgage companies in their haste to meet the consumers' demand have underwritten mortgages that were not in full compliance with RESPA and TILA regulations. During this presentation, we will review the history of this debacle. We will explain some of the securitization requirements that ALL lenders have to comply with and how you can spot these deficiencies with your own mortgage. This is possible as one of the most powerful tools in your arsenal to help you renegotiate your mortgage with the lenders. If you're in foreclosure, or having financial challenge in paying your monthly mortgage, learn how you can leverage this tool to fight your foreclosure. The best defense is a good offense.