Crowd-funding is growing rapidly and becoming a new way of founding new and existing companies. It is also a great way to get an idea of the ground and the opportunity to be part of a new idea. It is also a way to obtain a credit from people like you and me. The risk profile for these loans seem to be very low. There are thousands of approaches to crowd-financing. Debt, equity, etc. There is also the Jobs Act. Someone called it the democratization of funding and credit. It’s a buzzword with a lot of possibilities. I would like to invite you to come together and discuss what are the possibilities for us as investors, business owners and entrepreneurs.