San Diego's Affordable Housing - Are we meeting the needs?

San Diego is a great place to live, if you have the income to afford it.

Housing prices are again on the rise and unavailable finding affordable housing for lower income families is becoming difficult. San Diego's poverty rate of 15% means that 450,000 people in our county struggle to make ends meet every month and have even less of chance to becoming home owners. What options do these San Diegans have available to them?

There are affordable housing programs, Section 8, subsidized units, senior housing that we make available to those who qualify. Yet waiting lists remain long and rents keep rising. Our San Diego housing institutions offer rehabilitation assistance, first-time home buyer programs and educational courses. It's just as critical that government policies support affordable housing development. We have many committed people and institutions working on this issue.

Our question:
Are we truly meeting the housing needs of all our citizens?

Speakers:

Susan Riggs Tinsky
Director
San Diego Housing Federation


Susan Riggs Tinsky is the Executive Director of the San Diego Housing Federation. In this capacity, her primary goal is been to promote the creation of safe, stable, and healthy housing that is affordable to lower income families and people in need. Prior to joining the Federation, she worked as an attorney with law firm Best, Best & Krieger, LLP, where her specialization was affordable housing and redevelopment law. Additionally, she worked for the San Diego Housing Commission from 2001-2004. She also served as vice president of government affairs for the San Diego Association of Realtors® and on the adjunct faculty of San Diego State University and Southwestern College where she taught housing policy and real estate economics. She currently serves on the Board of Directors of Civic San Diego, Housing California, Home Again, and the Board of Governors of the California Housing Consortium. She is an appointee to the California Resource Board's Environmental Justice Advisory Committee and is a Board member and past president of Citizens Coordinate for Century 3 (C3).

Debbie Ruane
Senior Vice President, Real Estate Division
San Diego Housing Commission

Debbie Ruane is responsible for Acquisitions, Rental Housing Development Loans and Grant Programs, Property Management, Asset Management, Loan Management, and Construction Services. Ruane's division was responsible for launching SDHC's innovative Finance Plan in 2009 and raising $95 million in low-interest Fannie Mae and FHA mortgages by leveraging the equity of its former public housing properties to create additional affordable rental housing in the City of San Diego-810 units as of 2012. Before coming to the San Diego Housing Commission in 2009, Ruane's service included six years at Bank of America's Community Development Banking Group as Senior Vice President, where she provided loans to the for-profit and nonprofit development community to create additional affordable housing in California, and five years with Fairfield Residential, a nationwide developer of multifamily housing, as Vice President of Affordable Housing Development.

Eri KameyamaSenior Project Manager Civic San Diego

Eri Kameyama is the Senior Project Manager at Civic San Diego, formerly Centre City Development Corporation, where she oversees and underwrites a variety of affordable housing developments in downtown San Diego, ranging from high-rise and mixed-use developments to supportive housing for the special needs population.  Since Ms. Kameyama joined Civic SD in 2007, she has originated and underwritten loans over $80 million to various affordable housing and commercial projects, helping to create over 1,000 affordable housing units in downtown San Diego.  Ms. Kameyama has also helped develop Civic San Diego's policies and programs on affordable housing and other loan programs.Prior to joining Civic San Diego, Ms. Kameyama was the Housing Development Coordinator at the City of Oakland, where she managed affordable housing projects and administered housing loan programs. Ms. Kameyama received a Bachelor of Law degree from Soka University in Tokyo, Japan.  In 2000, she earned a master's degree in City and Regional Planning from the University of California, Berkeley.  Ms. Kameyama is a member of the American Institute of Certified Planners.


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