finfinity #13: 2019 – A Fintech Forecast

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Dear friends,

Out with the old, in with the new – that’s how the saying goes. In fintech and banking, it’s a little more complicated. Many innovations in finance start out strong but then have to prove their worth in the long run. Other developments took their time, finally ready to kick in over the course of the new year 2019.

During 13th finfinity meetup we'll take a look at fintech advancements past and present and give prospects on what will be important for the industry in 2019. Join us for keynotes by experts from the payment, banking and technology sector… and for networking opportunities while enjoying free drinks, sponsored by trimplement.

1. Our first speaker is Rafael Otero. Rafael is a fintech expert, entrepreneur and business angel. He can rely on more than 10 years of experience in the payment industry: Rafael has co-founded payleven, a global card payment provider for SMEs, and more recently Voice First, a consulting agency for voice control in financial businesses.

Moreover, you might already have encountered Rafael’s informed insights: He is a member of the editorial team at Payment and Banking (, one of the major news and opinion platforms for the German finance industry.

2. Our second speaker is Andrei Martchouk, with a talk “Blockchain - Review & Outlook”.

Andrei is managing director and co-founder of KI decentralized GmbH, a software house with a strong focus on blockchain technology and solutions. Before that, Andrei has worked as a Chief Architect and Head of software development at ClickandBuy, one of the first German FinTech companies, and later co-founded Yacuna crypto-exchange, which was based in London and Zurich.

That makes for a total of 15 years of experience in the payment industry, during which he focused on online payment processing for e-commerce, e-money wallets and payment card solutions.
As a bitcoin enthusiast, he is also a leading voice of “Crypto Monday”, the finfinity partner meet-up dealing with all things blockchain.

3. Our third speaker is Sabine Röltgen.
Sabine is a fineducation expert, solopreneur and a member of the Digital Media Women Köln orga team. Having worked in a DAX company in global marketing, she is also a stock market specialist, bringing more than 20 years of experience as a shareholder to bear.

Sabine will talk about “Stock markets 2019: Pain or Pleasure?”. In her presentation she will share her ideas about the possible development of stock markets in the forthcoming months. What are the risks, what the opportunities?

So we hope to see you all again on January 30th, 19h, at the facilities of KI Group:

4th floor
Haus B
Mittelstraße[masked] Cologne

Your finfinity team