This forum will discuss how to build the next generation bank. We are a group of professionals who can actively contribute to the topic of how to build the next generation bank. Concretely, we are though leaders in the topic (next generation bank), start up experts, web developers, software developers and legal and regulatory experts. This forum is a think tank on the one hand and a group developing actual practical applications. We are comprised of people who are interested and can and want to actively contribute.