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MyEntreNet - One Minute Message from Amy

From: Kent S.
Sent on: Friday, February 8, 2008 2:18 AM





At some time or other, even Donald Trump probably wondered where he could look to obtain funding for his business.  It’s a question that most business owners or aspiring entrepreneurs seek to answer.  If you’ve been asking the same question, look no farther then next week’s Webinar when we’ll address ‘Where’s The Money?’.  Join us on Monday, February 11 at 7:00 pm for a discussion with financial experts, as they point you in the direction you need to head when seeking financial assistance for your small business.


Presenter Tom Harbison has been with the U.S. Small Business Administration since 1990, where he serves as the Deputy District Director for the Agency’s Des Moines District Office. During his time at SBA, Tom has been involved in business development, loan processing, servicing and liquidation; marketing and outreach, and lender training.


Presenter Terry Anderson has been involved in the banking industry for the past 23 years, spending the last 11 with First Citizen’s National Bank in New Hampton where he is Vice President and Branch Manager, where he regularly works with commercial lending with both small and large firms.


TO PARTICIPATE, go to the MyEntreNet Website at and log in.  Then, simply click “Webinar” located on the compass at the left side of your home page.  (If you haven’t already done so, you will need to fill out a brief registration form to access MyEntreNet.) 



Bull vs. Bear


Recently, you may have heard a lot about the ‘bear’ market looming on the horizon.  Whether this occurs might not mean a thing to you if you can’t tell your average bear from a bull from an elephant (oh wait… that’s a Republican – or is it a Democrat…?)  If it’s been a year or two since you last studied economics, and the terminology has long since escaped you, here’s a quick refresher:


Briefly, a BEAR market is often defined as a prolonged period in which investment prices fall, accompanied by widespread pessimism.  Bear markets tend to occur when the economy is in a recession, when unemployment is high or when inflation is rising quickly.  While the origins of the term ‘bear’ are unclear, there is some thought that a bear market earned its name because bears tend to swat at things with their paws in a downward motion - as in "the market's going down".


As it’s opposite, a BULL market is defined as a period in which investment prices raise faster then their historical average.  This tends to occur as a result of an economy recovery or an economic boom.  As much is know about the naming of a bull market as a bear market, but certain thoughts lie in the motion a bull makes when it strikes an adversary – the horns thrust quickly up – as does the movement of a ‘bull’ market.



There’s Still Time…


To register for Iowa’s first two-day, state-wide, small business conference, EntreFest!  Visit for details and registration information!



Notable Quotable


‘Money never starts an idea; it is the idea that starts the money’ (W. J. Cameron)



That’s ‘my minute’!  Have a great weekend and we’ll hope to see you at Monday’s Webinar!



Amy Kuhlers, Program Manager

UNI Regional Business Center - SBDC

212 E. 4th St.

Waterloo, IA  50703




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