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In your 20’s you started your career, by the time you hit 30 most likely you started a family and in your 40’s was time to pay the mortgage and kid’s education. Congratulations! If you are at 50 or beyond you can look behind and see the work done, but if you look ahead you will find retirement on the horizon, perhaps, the most difficult segment to plan because most decisions made will remain for the rest of your life. The planning for this part of life triggers lots of questions, will the government pensions will be there for me? What happens when this pensions mixes with my own savings efforts like RRSP’s? Do I have to pay the same income tax rate when I’m retired? What type of programs are available for retirees? What happens when you need personal assistance? I created this group for anybody that is interested in learning more about the various income combinations and programs that are available from all levels of government, that are paid with your tax dollars. All these plus lectures about crime prevention, how to tax effectively transfer your estate to the next generation and strategies to deal with financial advisers, while making new friends in a relaxed atmosphere where you can share your experience and expectations.

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