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What we're about

Is Money Controlling You?

Or Do You Control Your Money?

It's ironic that we live in one of the wealthiest countries in the world, but we always have money problems. We can work hard all our lives but retire poor. We do so much to raise our kids just see them finish college with a lot of debt.

We don't have much, and we dont't know much. Nobody teaches us how to manage our money in school. Financial issues are not often discussed, and financial products not always explained. Most people have trouble balancing their own checkbook and reading a financial statement. We use credit cards every day and don't always understand all the hidden charges. We buy insurance policies and stick them in a file cabinet. We contribute to our 401K or IRA and hope someone else will take care of it. We want to have a comfortable retirement, but few have a plan, we may be active spenders but passive savers.

We want to explain finance as how a friend would talk to another friend. We want to make it simple enough, using common language for common people. We don't intend to get into a lot of detail but we are more focused on the fundamentals of how money works. We try to use simple examples and common assumptions.

The best we can hope for you is to get your attention and interest into financial matters and for you to obtain some basics of how money works. It's the first step toward your financial future. Like many of us, once you enter the gate of financial knowledge, you'll discover that it's doable to understand, plan, and build financial foundation for your family.

Remember: There is nobody more interested in your financial future than you are, definitely not the government or your employer. It is your responsibility to learn the simple rules of how money works.

We need to change, but we need understanding first. The old days of passive dependence have to end. An era of proactivism and financial freedom must begin.

" If you are born poor, it's not your fault, but if you die poor, it's your fault "

Bill Gates

Are you one of them? Then come and learn, and become your own "money manager."

This group is open to anyone (no matter where you live) who wants to learn and plan for your future. We plan to gather for discussions.

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