September SVAAII Main Event 2025: Medicare Explained

TOPIC: MEDICARE EXPLAINED

Marcelo Espiritu provides a comprehensive overview of all things Medicare. Medicare can be confusing and complicated. There is Part A & B of original Medicare, and supplemental Medigap insurance plans. There is Part D, the prescription drug insurance plan. There is Part C of Medicare, called Medicare Advantage, which typically combines Parts A, B and D into one plan. There is the enrollment process, as well as a myriad of rights and rules. HICAP can help current and prospective beneficiaries as well as concerned relatives and caregivers unravel the nuances of Medicare insurance choices even as it relates to COBRA coverage.

ATTEND THIS MEETING TO LEARN:
• About what Medicare is, its benefits and costs
• About required and optional parts of Medicare insurance, including prescription drug and supplemental insurance coverage
• What your options are and when you can make changes to your Medicare elections

SPEAKER’S BIOGRAPHY

Marcelo Espiritu is the director of the Health Insurance Counseling & Advocacy Program (HICAP) by Sourcewise. HICAP is a state-sponsored, volunteer-supported program that provides counseling to people with Medicare about their benefits, rights and options, and other health insurance-related questions. Espiritu received state certification for Medicare HICAP counseling in 2010. Since then, he has been an advocate for the elderly and individuals with disabilities who struggle with the complexity of Medicare and the myriad of options and decisions they face. As the HICAP director, Espiritu supervises various HICAP counseling sites countywide. He is also responsible for recruiting and supervising HICAP volunteers, overseeing their counseling, outreach and community education activities.

ABOUT THIS MEETING:
Silicon Valley AAII offers this Webinar for free and encourage members who can donate $5 or $10 through Eventbrite to attend our main events. Funds from our main events help cover costs for our hosting services and other chapter activities including free SIG meetings. Register and attend at Zoom.com or on the Zoom app. Eventbrite and Zoom links are below.

MEETING DETAILS:
9:00 am Pacific Introduction
9:05 am Pacific Presentation
10:10 am Pacific Q&A
10:20 am Pacific Anticipated End

LINKS:
Zoom (Register and Attend):
https://us02web.zoom.us/webinar/register/WN_HrnDPFNVSxK3VRGSjLjB3A

Eventbrite (Donation):
https://www.eventbrite.com/e/september-main-event-medicare-long-term-care-explained-tickets-1595900714999

CHAPTER INFORMATION:
Chapter President, Lynn Gillette
Email [aaiichapter_siliconvalley@yahoo.com](mailto:aaiichapter_siliconvalley@yahoo.com)
Website www.siliconvalleyaaii.org
Facebook www.facebook.com/sv.aaii
Meetup www.meetup.com/AAII-Silicon-Valley-Meetup