What we're about

This group is meant to EDUCATE people on financial knowledge, from investment to retirement, from protection to Tax planning, from kids education to Long term care.

Today, we can learn almost everything from school; we can learn finance, business administrations, computer science, data science, but all of these are taught to work for some one else, work for cooperation.

The only one most important knowledge that are related to ourselves, our family and our financial future we cannot learn from school. It is the financial education,

“The number one problem in today’s generation and economy is lack of financial literacy.” – Alan Greenspan.

Most of us have some kind of investment, real estate, stocks, mutual funds; well, all of these are under the market risk, which means the wealth may shrink during market down turns. That's probably because most of us do not know the proper investment strategy, the strategy with downside protection and upside potentials, i.e., ensure consistent growth of our investment without worrying about market risk?

Most of us already have some kind of retirement planning, such as 401K, 403B, IRA, etc. However, not all of us know the proper way to allocate our funds. We may be too conservative when we are young, so the growth is not optimized; we may be too aggressive when we are ready to retire, so the funds may be under significant risk that we cannot bear with.

Most of us have families, brothers, sisters, parents, or wife, kids; we are happy because we have someone whom we care for and who cares about us. Well, most of us never thought about how to protect all these, how to protect our families if we are not there to care for them ourselves. Who do you think will care for them?

* We set aside some funds to cover our kids education without knowing those may negative impact the chance of getting tuition aids;
* we work hard with the hope to live a better life when we retire without knowing that we can get full social security benefit if we ever can receive any;
* we pay significant amount of tax with the hope that we can be helped if needed, without knowing that we may be over taxed just because someone else is not paying tax, and without knowing that no one will take care of us except ourselves.

You see, almost everything is related to the lack of financial education; but nobody else is more interested in our financial future than we are, definitely not the government, our employer or anyone else. It is our responsibility to learn how money works, and how to protect and provide financial security for our own family, because we are the one who is in control of our family’s financial future.

Within this group, we will provide FREE financial education, so you can help yourself, you family and anybody you care about, you can also start a business of your own and make profit if you are willing to help others. So what are you waiting for?

Upcoming events (5+)

Personal Finance

Fremont Location

Do you want to learn how to reduce your Tax consequences, so you can save more into your pocket without working harder? Do you want to enjoy consistent growth of your investment without worrying about market risks? Do you want to enjoy a peaceful retirement without worrying about outliving your income or expenses? Come to our FREE event of “Financial Fundamentals”... We will share with you: How to grow your investment consistently with the minimum market risk. How to reduce your Tax responsibility legally, how to plan a peaceful retirement, More importantly, for those of you who want to start a business, we will share with you a great way to start out your own business to make some supplemental income. Wouldn’t that be great? I promise, you will learn a lot of great information to plan your own financial future, to help you reach your financial goal earlier, or even achieve your financial independence earlier... ==> Come and join us at this FREE event <==

Financial Educations

Fremont Location

What do you know about financial education? Where do you want to be in the next 10 years? Let me ask you some legitimate questions, how would you like to invest your money? How to secure some money to purchase a house, cover your kids’ college, plan for a retirement, reduce those never-ending debts? How to protect your family if anything happens to you? Yes, your employer may have some seminars, but who really can take care of your, if you ever needed some advice or help? No one, except ourselves, right? Today, the stock market is like a roller coaster, our investment, 401K are shrinking, but our money saved in a bank is losing value as well due to inflation. Are there any safe ways to invest? • Maybe we should invest in real estate? Let's look at real estate, let's say we purchase a house 20 years ago for $50k, if today it is worth, $1M, how much do we gain? It is[masked] percentage return, right? But are there any risks for real estate investment? • We are just married, then congratulations! You are just starting your journey of new life. Are you then planning to purchase a house or having kids? You are going to take over some liabilities. How would you like to cover those liabilities, when accident happens? • You have kids, you want to prepare some funds for them to go to college? You saved into a 529 Plan. But do you know a 529 plan can really impact their chance of getting financial aids? Do you also know the tuition is increasing with a 10% rate annually, much higher than a inflation? • We are saving some 401K for retirement, but what will happy if there would have been another hit like 2001 or 2008, after we retire? Do we have to go back to work, looking for a new job? Or we need a large sum of money to cover some unexpected health issues? Our retirement fund will be depleting much faster, what if it is depleted before we are gone? Do we want to leave ourselves as a burden to our loved ones? • We have accumulated some assets, we want to pass them on to our loved ones, but do you know how to safely pass them along, without being taken advantage of, hit by probation, shrunk due to estate tax, or may be forced to liquidate because of court order? • We want to purchase a house, establish a family, raise some kids, retire our loved ones, quit our job, but are there any safe investment or safe business for us to achieve all these? So if any of these are of interest to you, come and join us. I promise you you are gong to learn a lot... RSVP to reserve a seat!

Supplment Your Income for Life

Fremont Location

😕 Want to start a business of your own but afraid of the risks, and lack of funding or concerned about losing all the investment you put in because of the risks? 😕 You are busy, busy with life, busy with kids, busy with jobs, don't know if you have time? 😕 You want to be part of something big, meaningful; you want to build something for yourself and your family; you want to be a role model for your kids and leave a family legacy; you want to achieve freedom financially, but don't know where and how to start. Come an Join us at this event, We will share with you a par time /or full time business opportunity, you can do it at your own flexible pace. We will share with you a part time /or full time business, you will enjoy all the challenges with unlimited growth, your will never get laid off and never stop receiving income even after your retire... We will share with you a business with no need of investment and literally no cost or risks, you will never risk losing anything... We will share with you a business, that comes with residual income for life. I know money cannot buy your happiness, but imagine how it feels if you never have to worry about expenses or income again... ==> Come to this FREE Event <== We will provide all the educations, training to help you start this flexible business of your own with literally no cost or risk; we will help you make enough income to replace your full time job; we will help you build up your wealth toward your dream of independence... So come and join us at this event, guests and kids are welcome... RSVP to reserve a seat!

Financial Fundamentals

San Jose

Do you want to learn the US Tax Structure, so you can find out how to legally reduce your Tax consequences? Do you want to enjoy consistent growth of your investment without worrying about market risks or reduction of your gains because of Tax? Do you want to enjoy a peaceful and comfortable retirement without worrying about running out of money or the ever-increasing tax and living expenses? Come to our FREE event of “Financial Fundamentals”... We will share with you: How to grow your investment consistently with the minimum market risk. How to reduce your Tax responsibility legally, how to plan a peaceful retirement, More importantly, for those of you who want to start a business, we will share with you a great way to start out your own business to make some supplemental income. Wouldn’t that be great? I promise, you will learn a lot of great information to plan your own financial future, to help you reach your financial goal earlier, or even achieve your financial independence earlier... ==> Come and join us at this FREE event <==

Past events (45)

Photos (15)