Mortgage

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Whether you're new to Insight meditation or an advanced practitioner looking for like-minded people to sit with, you're welcome to join us at our Sunday morning drop-in group, sponsored by the Insight Meditation Community of Washington. Insight meditation cultivates our natural wisdom and compassion. Meditation practice develops concentration, which allows us to calm and steady the mind. This class includes a 30-minute lightly-guided meditation, followed by a short talk and time for questions and discussion. The size of the group usually runs somewhere between 25-40 people in-person and between 12-25 online. Chairs are provided, or you may bring a sitting cushion or bench. You may also use the blankets and bolsters offered by the yoga studio. **We offer both in-person and online attendance.** To learn more about our topics and teachers, view our videos or **get the Zoom link**, visit our [class page](https://imcw.org/event/?eventId=735&utm_source=MeetUp&utm_medium=referral&utm_campaign=vienna-drop-in).

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

We’ll meet at one of the outdoor tables. Hope you can join us. If you have questions email me at debbyweinstein@yahoo.com

We will start a walk on Sunday Jan 18th at 8:30am at the Arlington Central Library. We'll meet at the front steps of the library and walk in the neighborhood and on the trails. Kids in strollers and well-behaved leashed dogs are welcome. We estimate the walk will be 60-90 minutes but if you need to leave earlier please just let someone else know. *Your RSVP to this Meetup is your digital attestation & signature that you agree to: RELEASE, INDEMNIFY, AND HOLD HARMLESS, the host and all participants of the event, from any and all claims, demands, losses, and liability arising out of or related to any LOSS/ INJURY, DISABILITY, OR DEATH I may suffer, to person or property, to the fullest extent permitted by law.*

Join us for a laid-back Sunday Brunch. The Brunch is All-You-Can-Eat buffet and a bottle of Champagne (750 ml) with Orange Juice. You make your own mimosa. Just only for $ 35.00 per person without tax & gratuity! It includes French toast, pancakes, waffles, omelettes made to order, Pasta, Salads, Roast Beef, Pork Ribs, oyster bar, cheese bar and Salmon, plenty of fresh fruit, yogurt, cakes, cookies, and pudding....mmmm! After brunch, we mingle and socialize. http://photos2.meetupstatic.com/photos/event/7/8/e/8/600_400350952.jpeg http://photos4.meetupstatic.com/photos/event/7/c/e/e/600_400351982.jpeg

This class is a perfect stepping stone from our flagship My Body Don't Bend That Way classes to traditional Vinyasa and Flow classes. The pace is slow allowing for plenty of time to get a feel for the postures and the proper alignment and modifications for your body. But don't let the slow word fool you! By slowing things down, even advanced practitioners can be challenged to build greater strength. **Please reserve your spot at www.piesfitnessyoga.com.** The session is offered InStudio and OnLine. The Zoom link for the OnLine session will be emailed 15 minutes before class starts to those who are registered at www.piesfitnessyoga.com. **Sign up for sessions must be made at least 2 hours prior to class.** The address is 1322 Prince St. Alexandria, VA 22314. Our entrance is located on the side of the building, parallel to West St. **Street parking is available and additional parking is located at Shiloh Baptist church, spaces 36,37,38,39.** The church is located across the street from the studio, on the corner of Duke St. and West St.

Higher Grounds – Del Ray is part of a growing network of gatherings where we create space for thoughtful, authentic dialogue about what matters most. Whether we’re exploring the nature of happiness, the challenges and possibilities of midlife, spirituality, culture, capitalism, parenting, or the role of art and travel in a meaningful life, every conversation is shaped by the people in the room. There’s no set leader or rigid agenda—just a shared commitment to listen as much as we speak. We start with brief introductions focused on what makes you *you* (not your LinkedIn bio), then dive straight into whatever is on people’s minds. The direction of each meetup emerges organically, making every event unique. MANDATORY: PLEASE REVIEW OUR COMMUNITY GUIDELINES IN THE GROUP DESCRIPTION. Everyone is expected to engage in respectful conversations and listen deeply as well as share. We have a zero tolerance policy of sexual harassment and hate speech. Come ready to share, reflect, and connect with others in Del Ray who are also seeking deeper conversations. **Suggested Questions: Life Stages & Transitions** 1. What did you think you'd have figured out by now that you're still completely winging? 2. When did you realize your parents' advice was for a world that no longer exists? 3. What are you finally old enough to stop pretending to care about? **Suggested Questions: Identity After the Roles** 1. Who are you when nobody needs anything from you? 2. What dream keeps resurfacing even though the "practical" time has passed? 3. How do you handle having the freedom you always said you wanted? **Suggested Questions: AI & Being Human** 1. What human experiences will AI never truly understand? 2. If machines handled all your have-to's, what would you actually do? 3. What becomes more precious as everything becomes automated? **Suggested Questions: Belief & Meaning** 1. What certainties have you given up, and what rushed in to fill that space? 2. How has knowing someone who died changed how you live? 3. What do you believe now that would shock your younger self? **Suggested Questions: The Modern Psyche** 1. What anxiety do you carry that previous generations didn't have? 2. Which of your survival strategies are you ready to retire? 3. What uncomfortable truth about happiness did it take you years to accept? **Suggested Questions: Work & Purpose** 1. When did you stop believing that your job would complete you? 2. What would you do for work if money and status weren't factors? 3. How has your definition of "making it" changed over the years? **Suggested Questions: Relationships & Connection** 1. What relationship dynamic do you keep recreating, and why? 2. When did you realize your parents were just people trying their best? 3. What kind of loneliness doesn't go away even when you're with others? **Suggested Questions: Time & Mortality** 1. What are you running out of time to say or do? 2. How differently do you spend your time knowing it's finite? 3. What will you regret not trying, even if you fail? **Suggested Questions: Society & Culture** 1. What social convention do you follow even though it makes no sense? 2. Which generation do you understand least, and what might you be missing? 3. What aspect of how we live now will seem insane in 20 years? **Suggested Questions: Personal Philosophy** 1. What rule for life did you create after learning something the hard way? 2. When did you stop believing that everyone else had it figured out? 3. What paradox about life have you learned to live with?

We will meet outside as long as the weather is nice. If not, we will move inside. Look out for a comment the morning of each meeting with our exact location. As we are meeting in person, please remember to bring something to read as we usually spend some time sharing our current reads and/or reading when meeting in person. As a reminder, there is no assigned reading; please bring whatever you are currently working on. This group is super casual, sometimes we read and sometimes we talk the whole time. **** NO SHOW POLICY: Due to the high number of members on the waitlist recently we are having to reinstate our no-show policy. If you sign up and no-show to 2 events you will be removed from the group. Reminders are provided weekly to change your RSVP to allow those on the waitlist a chance to come to the meet-up, no 3rd chances with be given. Please be considerate to your fellow members. Thank you! I look forward to reading you!

Note: RSVPs for this meetup open when our last meetup ends. For January, we will be reading Normal People by Sally Rooney. It was first published in 2018 and the hardcover version runs 273 pages. The GoodReads blurb is At school Connell and Marianne pretend not to know each other. He’s popular and well-adjusted, star of the school soccer team while she is lonely, proud, and intensely private. But when Connell comes to pick his mother up from her housekeeping job at Marianne’s house, a strange and indelible connection grows between the two teenagers - one they are determined to conceal. A year later, they’re both studying at Trinity College in Dublin. Marianne has found her feet in a new social world while Connell hangs at the sidelines, shy and uncertain. Throughout their years in college, Marianne and Connell circle one another, straying toward other people and possibilities but always magnetically, irresistibly drawn back together. Then, as she veers into self-destruction and he begins to search for meaning elsewhere, each must confront how far they are willing to go to save the other. Sally Rooney brings her brilliant psychological acuity and perfectly spare prose to a story that explores the subtleties of class, the electricity of first love, and the complex entanglements of family and friendship.

## ✨ Spark: Match Night (Ages 22–35) **For Singles Who Still Believe in the Plot Twist** 🗓 **Saturday, January 17** ⏰ **8:00 – 10:00 PM** 📍 **Eighteenth Street Lounge — Washington, DC** Tired of swiping and small talk that goes nowhere? Same. **Spark** is a curated singles night designed for real, face-to-face connection — drinks in hand, cozy rooftop energy, and matches you’ll actually want to talk to. No awkward speed dating, no pressure, no endless apps. This event is part of our **Cuffed by Cupid Match Series**, leading up to Valentine’s Day. We’ve hosted **12+ events for 373+ guests in 2025**, and each one gets more refined — tighter age ranges, better questions, smoother flow, and well-trained hosts who make the night feel easy and welcoming. If you’re a little romantic, a little realistic, and ready to meet new people IRL, this night is for you. *** ### 🎟️ **IMPORTANT: TICKETS REQUIRED** 👉 **RSVPing “Yes” on Meetup does NOT guarantee entry.** All attendees **must purchase a ticket on Eventbrite** to attend. Ticket link will be shared in the event comments and confirmation message. *** ### 💫 How It Works • Check in, grab a drink, and complete a short compatibility quiz on your phone • Our Matchbox system uses values, goals, and personality to curate up to **3 matches** • Matches are revealed in relaxed rounds throughout the night • Plenty of time to mingle with the full group before and after This is intentional, social, and low-pressure — not a speed dating circus. *** ### ⏰ **Event Schedule** **8:00 PM** – Arrival & check-in, drinks at the bar **8:15 PM** – Compatibility quiz opens **8:45 PM** – Match groups revealed **9:00 PM** – Match #1 **9:20 PM** – Match #2 **9:40 PM** – Match #3 **10:00 PM** – Open mingling with the full group 👉 **Please arrive by 8:30 PM** to be included in matchmaking. *** ### 👗 Dress Code Date-night energy encouraged. Smart casual, business casual, or whatever makes you feel confident and comfortable. Think: effortless, fun, and rooftop-ready. *** ### 📋 What You’ll Need • A smartphone with internet access • Arrival before 8:30 PM for matchmaking • An open mindset — we’ll handle the rest *** ### 🛡️ Safety, Access & Policies • Venue is a rooftop/second-floor space with **limited accessibility (stairs only)** • This is a safe, inclusive event — harassment or disrespectful behavior will result in removal • Photos/video may be taken for community promotion • Refunds available up to **4 days before the event** (Eventbrite policy applies) *** ### 💬 Why People Come Back Thoughtful structure. Real conversations. No pressure to perform. Just good people showing up with intention. Follow along: **📸 @dmv.experiences** 👉 **Reminder:** RSVP here + ticket on Eventbrite required to attend. Looking forward to meeting you ✨

**What makes one market a goldmine and another a money pit?** Success in real estate starts long before you make an offer. Choosing the right market and knowing how to analyze a deal are what separate confident investors from expensive mistakes. At this month’s meeting, we’ll talk about how to evaluate markets, spot demand drivers, and understand local fundamentals. We’ll also walk through how to analyze properties, run the numbers, and determine whether a deal actually makes sense before you move forward. Come for the training, stay for the networking! ━━━━━━━━━━━━━━━━━ **Did you miss it?** [Watch all GRID Reston event playback on YouTube](https://www.youtube.com/playlist?list=PLOTh5kxLLJI1G3VH6Pqhlhu0uTA8yrdpi) ━━━━━━━━━━━━━━━━━ **Join the GRID Facebook Community** [Join the online GRID community here](https://www.facebook.com/groups/gridinvestor) to post deals, ask questions, and connect with other investors across the globe.

A Star Trek convention

Fairfax County VA Real Estate Investors, Agents and Professionals! We just launched a Cash-Flow Breakfast Club for your area! This is the most unique real estate investor club, education, networking and mastermind event in the US! **Join us for our official launch event for Fairfax County VA** **on January 26.** **This is a 12 part education series with new topics every month. This event is session 11 of 12!** *(it is ok to attend even if you missed previous sessions. Each session has stand alone topics. You can also attend other near by locations to get caught up on sessions that you have missed.)* **This event is free but has very limited seating and we are limited to the first 50 to RSVP! Join us and become a founding member of this amazing community!** **Very limited seating. In-person only.** **Make sure to RSVP today to reserve your spot.** **When: January 26, 2026 @ 5:45PM – 9:00PM EST** **Where: 12700 Fair Lakes Circle, Ste. 120** **Fairfax, Virginia, 22033** The Cash-Flow Breakfast Club is NOT just a meet up. It’s the most unique Real Estate Investor Community of Mentors, Coaches & Masterminds. A community of growth oriented, abundance mindset, go-giver individuals with a BARE MINIMUM commitment to become financially free through real estate investing. We focus on providing education and building networks to help every member solve their cash-flow freedom equation, so they can have the time-freedom needed to follow their passions, make a lasting impact and even change the world! The unique format of this event, which consists of high-level education, gamified networking, mastermind breakout sessions, case studies, group deal analysis, market deep dives, and peer-to-peer coaching facilitation makes this the most impactful local real estate investor group a real estate investor can be a part of. The foundation of the group is built around the belief that everyone in the room has the potential to change the world… however most of us never have the time, energy or financial situation to even dare to dream big enough. Most of us have passions that will never be followed, amazing businesses or ideas that will never be pursued… unless we can solve the Cash-Flow Freedom Equation, which ultimately leads to Time-Freedom. Once that happens it is usually much easier for us to think bigger, dream bigger, be bigger. · 🤯 Learn more about the Cash-Flow Breakfast Club [HERE](https://cashflowbreakfastclub.com/) · 🥇 Get in the VIP List to be notified about the next event in your area [HERE](https://the.cashflowbreakfastclub.com/VIP) · 🤙🏼 Learn more about Launching your own Cash-Flow Breakfast Club Location [HERE](https://cashflowbreakfastclub.com/launch-your-own-club/) · 🤝🏼 Learn more about becoming an Affiliate-Sponsor at one of our club locations [HERE](https://cashflowbreakfastclub.com/affiliate-sponsors/) · 📷 View photos and videos of some of our recent events [HERE](https://cashflowbreakfastclub.com/about-the-cash-flow-breakfast-club/) · 😎 Looking to represent? Browse Cash-Flow Breakfast Club apparel and fly swag [HERE](https://cashflowbreakfastclub.com/shop/)

You must read the following NVHC Sign-in Sheet Statement/Liability Disclaimer, [https://nvhc.com/signin.pdf](https://nvhc.com/signin.pdf) and then answer the question that you will see when you RSVP with "I accept" to be permitted on the hike. This is an 6.5 mile hike with 1000’ elevation gain to Harpers Ferry, West Virginia and is perfect for those that want to experience Maryland Heights without having to do a long hike. We will begin at the Harpers Ferry Train Station parking lot. We will hike the AT and then along the Shenandoah River and then at Appalachian Trail across the Potomac River on the footbridge. Taking a left we go briefly along the C&O Canal before taking the ***steep*** trails up to Maryland Heights for lunch. We hike at a pace of 2.0-2.5 mph when moving. [Rating: C](https://nvhc.com/hikeinfo/ratings/) (Upper level C hike, almost a B) Leader: Ed Brimberg 703-944-9920 (C) Park Entry Fee: $20 or free with National Park pass. Dogs are permitted on this hike in accordance with the NVHC Dog Policy. [https://tinyurl.com/nvhcdogpolicy](https://tinyurl.com/nvhcdogpolicy) Carpools: Arrive at the Dulles Town Center Park and Ride at 7:45am, carpools leav at 8:00am GPS Coordinates: 39.034079, -77.430102, [https://goo.gl/maps/Drvzn7wmu76vnmgR6](https://goo.gl/maps/Drvzn7wmu76vnmgR6) . Suggested carpool fee is $4. ***The leader will be at the carpool location.*** Driving time to the trailhead from the carpool location \~1 hour. If you are going to the trailhead, meet at the Harpers Ferry Train Station at 9:00am, hike starts at 9:15am. A national park pass (leave on car dashboard) or $20 payment upon arrival using a **smartphone and a credit or debit card** via a QR code system. GPS coordinates: 39.324540, -77.731047 [https://goo.gl/maps/yLmDLB9cx44Bkr4z7](https://goo.gl/maps/yLmDLB9cx44Bkr4z7) Neither the Club nor the hike leaders are responsible for coordinating transportation to/from the trailhead. Hikers are not guaranteed to get a ride to the trailhead from the carpool location. Carpooling is organized by the participants and they participate at their own risk. AllTrails Map: [https://www.alltrails.com/explore/custom-routes/custom-route-4165db0?u=i&sh=7cs7ov](https://www.alltrails.com/explore/custom-routes/custom-route-4165db0?u=i&sh=7cs7ov) ***You must be experienced in hikes of this distance and elevation gain.***

Do you feel stuck in the rat race? Do you want to learn how to earn extra income and become financially free? Event outline: Arrive: 6:00 - 6:10 PM Play Cashflow and discuss Investing - 6:10 PM - 9:00 PM We welcome new and experienced players to the meetup. If this is your first game, you will have a lot of fun in a very safe, beginner-friendly environment. If you’ve played many times, prepare to be challenged! There will be a Cashflow 101 game for newer players. There will be a Cashflow 201 game for advanced players. Cost: Free Parking: There is free parking available around the outside of the building. How to get to the office: Park in the parking lot around the outside of the building. Enter in through the front doors. (The side the parking garage is on) Enter the Elevator and go up to the 3rd floor. Walk down the hallway to the end. You will see a room marked as the "Daybreak Room" The event will be inside that room Feel Free to bring in any food or drinks. There are many restaurants nearby. If you have any questions please call or text -- (240) 357-5597

Network with an average of 60+ business professionals, all attendees get an opportunity to give a 30 second elevator pitch, enjoy a light breakfast, 10 minute educational presentation on topics that change weekly, and enjoy networking before and after the meet up.

**Short-term rentals, like Airbnb and VRBO, can be a great way to make vastly more money than with traditional, long-term rentals.** BUT there are some critical differences that you NEED to know to be successful—this ain't no "set it and forget it" business. This event will cover the markets, property types, and systems you'll need to master to make this segment work. Come for the training, stay for the networking! ━━━━━━━━━━━━━━━━━ **Did you miss it?** [Watch all GRID Reston event playback on YouTube](https://www.youtube.com/playlist?list=PLOTh5kxLLJI1G3VH6Pqhlhu0uTA8yrdpi) ━━━━━━━━━━━━━━━━━ **Join the GRID Facebook Community** [Join the online GRID community here](https://www.facebook.com/groups/gridinvestor) to post deals, ask questions, and connect with other investors across the globe.