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Among the many challenges facing parents of children with special needs is planning for the time when they will no longer be around.

We all know it can be hard but rewarding at the same time to look after our kids with difficulties.

Planning by parents can make all the difference in the life of the child with special needs, as well as the life of this or her siblings who may need to take on the role of primary caregiver.

While every family's situation is unique, the purpose of this group is to provide a general overview of strategies parents can use to plan for their children with special needs without compromising parent's retirement.