Money and Finance

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

Our hybrid event takes place both as a face-to-face and as an online meeting using the GoToMeeting software application: [ ](http://app.goto.com/meeting/449766181)[CinMIC LINK](https://meet.goto.com/449766181). This club is an operating stock investment club, open to the public as an educational opportunity. Each month this club covers an investment educational topic or presents a teaching segment. Stocks are discussed and studied. This month's educational topic will be quarterly reviews, Manifest Investing's updated website and discussion on AI and how it is challenging the SaaS and other business models. Our stock study will be ADP presented by member Matt Alden. We end the meeting with a "Talkin' Stocks" segment with quick overviews of Coke (KO) and Chipotle (CMG). Investors at all levels are welcome at the face-to-face meeting or online by using this[ ](http://app.goto.com/meeting/449766181)[CinMIC LINK](https://meet.goto.com/449766181). Get to know fellow investors!

Let's grab some coffee/food and share a morning chat! The East Market has an ample parking lot and outdoor and indoor seating. Grab a cup of coffee from Winston's Coffee & Waffles or on your way to East Market and meet us on the second floor - table behind or east of the elevator. If the weather cooperates we will be meeting in the patio. Per what this group is about: "Everyone is welcome! International transplants to Columbus who want to improve language skills, Columbus residents who want to discuss international travel and culture, and anyone who enjoys getting together for good conversations."

Early-bird coffee and conversation at [Good Cafe](https://goodcafeeaston.com/)!

**No Money, No Credit Creative Acquisitions Training – Free for First 20 to Register\*** Join us for another great Real Estate Training **in-person in Lisle, IL or online** **Saturday, February 21st, from 10 AM to 4 PM**, with one of the TOP Creative Acquisition Experts in the country, Chris Albin. **The first 20 people to email me their first name, last name, cell number, and email address can attend this $50 workshop as my guest for FREE\*.** Learn how you can buy properties without using your own money or without having your credit checked. Chris will explain acquisition strategies that include equity sharing, options, contracts for deed, seller financing, mortgages, and more. Using case studies, Chris will show you how to understand step-by-step techniques for buying and controlling properties without having to qualify for bank financing. Chris will also train you to utilize financial and social resources and time, imagination, networking, and non-traditional assets to acquire properties successfully. You will leave this class knowing which investments would be best funded through retirement accounts, cash accounts, stock accounts, life insurance plans, margin accounts, and others. Chris is also an expert in probate investing strategies. **To complete your registration, email your first name, last name, cell number, and email address to RandyPertler@gmail.com.** Also indicate if you would like to attend in-person in Lisle, IL or online. You will then be emailed the event address or online link. \*Renatus Students and ICMs are not eligible for the free offer

**When:** Saturday\, February 21 \| 5:00 PM – 8:00 PM **Where:** [1124 Parsons Ave, Columbus, OH 43206](https://twodollarradiohq.com/about-us) Looking for a night of meaningful connection and great vegan food? Join us at [Two Dollar Radio Headquarters](https://www.google.com/viewer/place?mid=/g/11fkn49_yq&sa=X&ved=2ahUKEwj14_nkjsWSAxVt4ckDHdRCH4oQqdYPegYIAQgFEAI) for a special community gathering! **What’s on the menu?** While [2$R](https://www.google.com/viewer/place?mid=/g/11fkn49_yq&sa=X&ved=2ahUKEwj14_nkjsWSAxVt4ckDHdRCH4oQqdYPegYIAQgGEAI) typically serves a selection of [house-made sandwiches](https://twodollarradiohq.com/weekly-food) and vegan pastries, they are creating a **special menu** specifically for our event. You can also grab a coffee, tea, or a drink from their [full bar](https://twodollarradiohq.com/) of cocktails and beer. **The Main Event:** * **Play:** Bring a favorite game from home to share or dive into the ones available at the shop. * **Connect:** Meet new and old friends in a space that values independent culture and plant-based living. * **Support:** Help us champion a local, family-owned vegan business that doubles as a powerhouse [indie book publisher](https://twodollarradio.com/pages/headquarters). **Parking Instructions:** * **Street Parking:** There is free public street parking available on both sides of Parsons Avenue and on the surrounding residential side streets. * **Lot Parking:** The [Columbus Metropolitan Library](https://www.google.com/viewer/place?mid=/g/126262ks5&sa=X&ved=2ahUKEwj14_nkjsWSAxVt4ckDHdRCH4oQqdYPegYIAQgKEAM) lot (1113 Parsons Ave) is located directly across the street and is available for guest use **only after the library has closed**. On Saturdays, the lot is typically available starting at 6:00 PM. * **Bike Parking:** For those cycling, there is a bike rack conveniently located at the corner of Cline and Parsons.

Sunday Lunch at Little Grand. Something for everyone at their Eatery. Enjoy a variety of culinary delights from Vietnamese and Italian to Cuban and Korean cuisines satisfying any craving. The market also boast two bars, serving craft cocktails & local brews.

As you may or may not know--I didn't until late last year--Aristotle wrote extensively on "friendship" in the Nicomachean Ethics. After 69 years the concept of friendship still creates questions and uncertainty. I had close friends in high school and for a few years after high school but our interests diverged and people moved all over the country so it was hard to maintain connections. * So if I/you haven't talked with a friend for several years, are you still friends? Are we friends who meet at Drunken Philosophy or Omnipresent Atheists? * Can you be friends with someone with whom you have virulently divergent political views? Sartre and Camus could not. * Aristotle regarded friendship as essential to a good life, not merely an added "bonus." Do you agree? * In the Nicomachean Ethics (Books VIII and IX), he claims that wealth and power are meaningless without friends. Trump has wealth and power but seems to have no real friends, but wealth and power seem meaningful to him in perverted ways. Can you have meaning in your life without friends? * Do men and women view and maintain friendships in different ways? * Aristotle categorizes friendship into three types, based on what forms the bond: * **Utility**: Based on mutual benefit, but this type is fragile and ends when the usefulness ceases. * **Pleasure**: Based on shared enjoyment (e.g., humor, hobbies). Common among youth but fades as interests change. * **Virtue (The "Complete" Friendship)**: Based on mutual respect for each other's character and goodness. You wish good for the other for their sake, not yours. * **Key Principles of "True" (Virtuous) Friendship:** * **Permanence**: Virtuous friendships last a lifetime whereas those based on utility and pleasure are fleeting. * **Reciprocity**: Requires mutual goodwill; secret or unreciprocated affection does not qualify. * **The "Second Self"**: A true friend is "another self"—their virtue helps you understand and improve yourself. * **Time and Intimacy**: Deep ("complete") friendships are few, built on time and shared experiences. * **Self-Love and Friendship:** * Good friendship starts with being a friend to yourself. * They distinguish shallow egoism (chasing honors) from real self-love (pursuing virtue). * A virtuous person’s pleasant self-company allows them to be a stable, good friend to others. * Aristotle argues that one's social circle ultimately reflects one's character—a view with striking relevance today. Well--the Drunken Philosophy social circle certainly reflects good character!

CABS Double Header Saturday 2/21 - Join us for double the fun. Your first visit is FREE!!

Let’s meet for lunch at Tensuke market. They offer a variety of sushi and other Japanese food. Within Tensuke market is the restaurants Sushi Ten and Tensuke Ramen.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Communication is everything in life You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

Let's gather for lunch at Carfagna's followed by an optional stop in Carfagna's Market to check out the tastes and smells of Italy. Carfagna's address is 1440 Gemini Pl, Columbus, OH 43240