Home Loans, Mortgages

Dear Toastmasters & guests, *Theme of the meeting: “Crisis or Opportunity” Please note that our **venue** is at: **20/F, Cubus, 1 Hoi Ping Road, Causeway Bay, Hong Kong** (Causeway stn exit F1 Jardine's Crescent 渣甸坊, 5-10 minutes walk to Cubus which is opposite to Lee Garden 3) Do you want to **improve your communication skills (both speaking and listening) in English** in your daily life? We have *prepared and impromptu speeches* in English during the meeting. **Evaluation** of the speeches will be given so that the speakers can *improve* their speeches continuously. Do come and enjoy the warm atmosphere and have a wonderful learning experience together with us! **All are welcome. *No guest fee is required.*** **See you then!**

Join Love Momento for a night filled with the harmonious melodies of a cappella music and the perfect opportunity to expand your professional network. Bring your vocal talents and enthusiasm as we come together to create magical music and connect with fellow professionals. Whether you're a seasoned a cappella singer or simply looking to unwind after a long day at work, this event promises to be a delightful blend of music and networking. Don't miss out on this unique chance to harmonize and make valuable connections in a fun and welcoming environment. Interested parties please join to our \*\*[WhatsApp Group](https://chat.whatsapp.com/FCBdnusno62F2WhuEwO2wV?mode=gi_t) to register!

Breakfast Run hosted by the Wazup Running Club (WRC) Join us for a fun run on the Saturday morning and meet this supportive running community. WRC will have captains leading the run, and the event is suitable for runners at all levels. Meeting time: 07:30 Duration: 1h30m Meeting point: THE STATION - 18 Upper Station Street. Sheung Wan. Route: THE STATION < > Bowen Road Distance: 5km - 10km Bag Drop: Available More about WRC: www.instagram.com/wazuprunning

————————————— **Whatsapp group** [https://chat.whatsapp.com/BinHaE79kQM1wBPY1icm8g](https://chat.whatsapp.com/BinHaE79kQM1wBPY1icm8g) **You may join the whatsapp group or simply call 91796157 when you are over there** SEATS ARE LIMITED, you are encouraged to walk around and find your partners! If you need any help, just ask me to introduce you into the right group ————————————— Join us for a fun evening of language exchange and socializing with international friends. Whether you're a local looking to practice a new language or an exchange student wanting to meet new people, this event is perfect for you. Don't miss this opportunity to immerse yourself in a vibrant environment **Why we host the event in Central Market?** In 1990, the Central Market building was graded as a Grade III historic building by the Antiquities Advisory Board. After multiple rounds of study and consultation, the revitalization project for the Central Market building began in October 2017. Upon completion, a portion of the market stalls will be preserved. the Central Market's historical significance makes it an attractive venue for hosting various types of events that can celebrate Hong Kong's rich heritage and cultural identity. Please grab a dink and enjoy! **\*\*\*\*\*\*\*Please support and buy some foods or drink in Central market\*\*\*\*\*\*\***

Meetup New Friends at Central HK (Free Entry) Time: Friday night usually \~7:30pm to 10pm (Weekly) Location: Central Market G/F (Center area), Central Hong Kong. 香港中環與新朋友見面 (Free Entry) 時間：週五晚上(通常) \~7:30pm 至 10pm（每週） 地點：香港中環中環街市地下（中心區）

***Date & Time***\*: Friday 24 April 2026, 8PM\* **Meeting Point & Venue**: about 8 minutes from exit P3 of Tsim Sha Tsui (exact location shared after RSVP) **Discounted price for promotion**: HK$238 per person includes one drink, snacks, rental of a space (NON-REFUNDABLE) **Vibe**: Relaxed group play with social twists for mingling and laughs **Why Join**: Experience mahjong in a friendly way, with chances to mingle, challenge via speaking \*\*RSVP Now \*\*— limited to 8 spots (2 tables) Meet for a casual mahjong session with added fun. Group will play Hong Kong-style mahjong, with basic rules for beginners. Mingle between rounds, challenge others with speaking skills like friendly trash talk, poker face or storytelling to psych out opponents. #HongKongMahjong #CasualGames #ExpatNight #LocalFun #MahjongHK #SocialGatherings #FragrantHarbourVibes #GameNightHK #CulturalPlay **Photo Consent Notice**: By joining, you consent to photos/videos from the event being used for future promotions. If you'd rather opt out, let me know!

Please contact Felip via Whatsapp or call (+852 62251249) if you can’t find us! 聖經討論會是以日常生活與專業議題（如人際關係、職涯發展、熱門新聞、理財、人工智能等）為基礎的基督教聖經討論。您亦可提議主題，內容信徒與否都合適。 Bible Talk is a social event based on everyday life and professional topics (such as relationships, career, popular news headlines, finance, AI…etc.) You are also welcome to suggest topics. All content will be hospitable to all backgrounds.👌 雖然主持人會援引聖經經文，但請放心，這是個安全的平台，歡迎您基於自身經驗、文化、哲學與宗教背景分享觀點。所有背景皆受歡迎且受到尊重。 Although the host will reference biblical scriptures. Please rest assured that this is a safe platform to share your perspective stemming from your experience, culture, philosophies and religions. All backgrounds are welcomed and respected. 😊 主體語言：英文（可提供中文協助） Main language: English (Chinese assistance is available)

Language exchange@ My home Cafe Kindly at least pay for one drink item for the cafe owner . Please come up stairs to 3/F .

Yoga and Pilates are the good exercises to let you to keep fit, enhance the ability of core muscle to perform well in sports and reduce the risk of getting injury. Finally, we'll do the full body stretching after the exercises to relax.

Put your name on the board at the venue to perform. Free to watch.

🛎青嶼行山打卡遊🛎 《第四組 遊山玩水結伴遊》 [2504 無敵景青嶼花瓶頂+花瓶石打卡遊]⭐️⭐️-⭐️⭐️⭐️ 日期：4月25日(六） 集合時間：1000 集合/解散地點：青嶼幹線收費站巴士轉車站 需時：約4-5小時(連攝影時間） 全程：約5.5km 難度：⭐️⭐️ 景觀：⭐️⭐️⭐️⭐️ ⭐️ 人數：10 Host：明仔 <行程內容> 青嶼幹線收費站起點～ 1.（平坦路2星線⭐️⭐️） 東涌方向>汲水門大橋入口旁邊>山徑海景打卡>草灣碼頭>草灣村> 花瓶北村碼頭（不想花瓶頂請沿路折返離開） 2.（花瓶頂3星線⭐️⭐️⭐️） 花瓶北村碼頭> 花瓶頂360度打卡>落山回程 ⭐️山徑左邊：青馬大橋&馬灣景色打卡 ⭐️山徑右邊：青馬大青嶼幹線橋&汲水門大橋景色打卡 ⭐️ 眺望青衣、港島南區、中環、南丫島海域、大嶼山欣澳、青山景色一望無際的海景、景觀開陽，黃昏打卡一流。 ⚠️注意事項：～ 1.此路線活動適合新手行山者， 如上花瓶頂打卡，必須穿找地行山鞋，量力而為。 2.建議請穿著透氣淺色衣服裝束，須穿防滑行山鞋/手套/行山杖/帽/防蚊/防曬用品，帶備糧水(1升)、鹽糖/葡萄糖水等。 3.如遇上3號風球，黃紅黑雨/台風雷暴警告、不穩定等天氣問題，會提前三小時通知取消。 4.成員必須要以和諧、尊重禮貌態度為則。 5.不建議成員私自離隊，必須要尊重領隊路線決定；如提早離隊，必須要通知領隊。 ⚠️免責聲明：～ 1.此活動屬結伴同行性質，不設家長式照顧，安全自負，自由參加。 2.所有戶外活動都有意風險，成員可自行購買保險。如發生意外，自行與保險公司索償。Host無需負上任何責任。 3.host和領隊有活動最終決定權。 {花瓶頂參考資料} https://youtu.be/4t4mo4PV1gc?si=os790T_VBCIb2vMc

🎉 [FREE | 15 Spots Only] Our Home Kong x Leung Tin Chiu Bone-setting Clinic Cultural Tour & Acupuncture Experience 🎉 Curious about Hong Kong’s traditional “Dit Da” (bone-setting) culture? Our Home Kong is partnering with Leung Tin Chiu Bone-setting Clinic to host a fun and interactive guided tour designed especially for ethnic minority residents in Hong Kong! 🗓 Date: 2026/04/25 1400-1530 (Saturday afternoon) ⏰ Time: Around 1.5 hours 📍 Venue: Leung Tin Chiu Bone-setting Clinic (easy access by Cheung Sha Wan MTR station) 👥 Target: Ethnic minority friends living in Hong Kong 💺 Quota: 15 participants, first-come-first-served 💰 Fee: Free of charge What you will experience: ✨ Guided tour by the master, introducing the clinic, tools and stories behind traditional Chinese bone-setting ✨ Easy-to-understand sharing on acupuncture, massage and body meridians ✨ Optional mini trial session (simple acupuncture / massage) ✨ Small gift and a participation certificate after completion 👉 Want to join? Register now via Google Form (first-come-first-served) If you have any questions, feel free to message Our Home Kong at +85246252462 on WhatsApp. Come and explore a unique side of Hong Kong’s medical culture with us!

LSS Smart Fitness 律動班系列 Wed/Sun $100/ 1-hr class ($350 /4-class) Please RSVP one week in advance Welcome to book other time slot (WhatsApp 65230389) Vibration x MFR 療癒律動 (Relax, Muscle release & Facial massage) Vibration Fitness (Stretch & Strength) 健體律動 Vibration x BellyFit 美型律動 (Body Shape-up with Bellydance Technique Drills) Vibration x Yoga 律動瑜伽 (Yoga Asana in vibration setting) https://eshop.cosway.com.hk/ One FREE trial class with any Cosway purchase receipt over HK$1000 under introducer code : HK370579B 以 HK370579B 作介紹人的 Cosway (網購或門市)購物消費，逾 HK$1000，可免費試上律動班系列一節

🎉會員感謝日🌟🫶🌳🌿兩手fing fing去Picnic🐶🦋Boardgames🎲+互動環節及遊戲👫👬👭@西九文化區😁 我哋會準備多張地蓆, 戶外娛樂用品, 多款boardgames, 安排多個互動環節及遊戲等等📢 大家可以兩手fing fing, 唔駛準備就可以嚟享受一個有趣又歡樂嘅時光, 仲可以認識一班新朋友, 大家有興趣就報名啦! 👫👬👭🏞️🐶🦋🌳🌿🍂 活動內容 : * 認識交流 * 多款 boardgames (好玩/party類等等等等😁) * 戶外娛樂集體遊戲等等 ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ 日期：4月26日 (星期日) 活動時間：5pm 至 9pm (可中途join, 可自備便當或外賣嚟食) 活動地點：西九文化區 (轉賬後通知集合地點) 🎫 費用： 已包4小時活動、戶外用品、戶外娛樂用品、多款好玩boardgames、互動環節及集體遊戲等等 ⚡ 限時Meetup會員感謝日優惠 (4月25日前)：$118/位 ✨ 女生額外再減 $20/位 (價格或會因情況而向上調整, 以最後顯示價格為準) 正價：$188/位 🔥 名額有限，立即報名！ \*價格或會因情況而向上調整 \*如遇下雨天, 活動仍可在西九文化區進行, 落雨都唔怕✨😊 ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ **🎟️ 預約席位** 為確保男女比例平衡與社交質素，所有席位以收到轉賬確認為準。 * **查詢/報名 WhatsApp：** 91622624 * **一鍵報名：[https://wa.me/85291622624?text=我想報名參加4月26日Picnic](https://wa.me/85291622624?text=%E6%88%91%E6%83%B3%E5%A0%B1%E5%90%8D%E5%8F%83%E5%8A%A04%E6%9C%8826%E6%97%A5Picnic)** * \*參加者多於 whatsapp 直接報名, Meetup報名人數不準 **【轉賬方式】** * **PayMe 連結：** [https://payme.hsbc/kuuu](https://payme.hsbc/kuuu) * **FPS 轉數快：** 91622624 * *請於轉賬後 WhatsApp 截圖至 91622624 確認* ⚠️ 注意： 名額有限，請盡早報名留位。 如臨時嚟唔到，可轉讓位置比朋友。 ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ ⋱⋰ **🌟 關於 KAIROS 刻遇** 我們持續優化每一場聚會的質地，致力於在繁忙的都市中，為優秀的靈魂打造更舒適、更有深度的連結場域。 【刻遇預告】KAIROS 刻遇｜在時光的流動中，精準對焦 當 Chronos 的指針不停走動，我們選擇在 Kairos 的瞬間停駐。 活動地圖已開啟，誠邀每一位，在對的時間，遇見對的人。 📅 刻遇日程 Apr 24 (Fri) 8pm：一齊睇《米高積遜 Michael》👫👭👬😄@旺角 [https://www.meetup.com/kairos/events/314191574/](https://www.meetup.com/kairos/events/314191574/) Apr 26 (Sun) 5pm-9pm：🎉會員感謝日🌟🫶🌳🌿兩手fing fing去Picnic🐶🦋 [https://www.meetup.com/kairos/events/314191944/](https://www.meetup.com/kairos/events/314191944/) May 1 (Fri) 4pm-9pm：🏖️五一假期大型假日派對🎉**👫👭👬** [https://www.meetup.com/kairos/events/314093638/](https://www.meetup.com/kairos/events/314093638/) May 2 \~ May 3：兩日一夜 Chill 輕鬆互動Trip ＋ 🏎️ 高卡車 ​​ 🎉 [https://www.meetup.com/kairos/events/314211590/](https://www.meetup.com/kairos/events/314211590/) May 30 \~ May 31：兩日一夜 Chill 輕鬆互動Trip ＋ 🏎️ 越野車 ​​ 🎉 [https://www.meetup.com/kairos/events/314211628/](https://www.meetup.com/kairos/events/314211628/) 🎟️ 報名與留位 名額稀缺，請透過 WhatsApp 或 Meetup 預約你的席位： 📲 WhatsApp 直接報名： [https://wa.me/85291622624?text=我想報名參加活動](https://wa.me/85291622624?text=%E6%88%91%E6%83%B3%E5%A0%B1%E5%90%8D%E5%8F%83%E5%8A%A0%E6%B4%BB%E5%8B%95) 期待在更趨近完美的時光中與你相遇。 「不為消磨時光，只為刻畫靈魂。」

(Note: RSVPing here on meetup does NOT reserve your seat. To do that, you’ll need to register at our website, [HERE](https://www.coreerocks.com/Events.aspx?ID=2026-Central-Ohio-Real-Estate-Investing-Expo-14-5-5-2026).) We’re serious about helping you succeed in real estate. That means not just teaching you—but putting you in the room with the people who help you get deals done. Every deal depends on people. The agent or wholesaler. The lender. The contractor. The title company. The insurance agent. The problem is that most investors meet those people slowly. This event fixes that. One room full of: • Lenders • Contractors • Title companies • Insurance providers • Property managers • And active local investors A place where you can: • Build your team • Find funding • Solve real problems • Make connections that lead to deals If you’re serious about real estate, this is a smart room to be in. Members and non-members at any level of knowledge and experience are welcome. This event is free. Remember, to actually reserve your seat, you have to go [HERE](https://www.coreerocks.com/Events.aspx?ID=2026-Central-Ohio-Real-Estate-Investing-Expo-14-5-5-2026) and register on our website!

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

**💖 Virtual Speed Dating – Columbus Singles, Curated by Personality** A hosted online speed dating experience for Columbus locals. We match you with compatible Columbus locals using a quick personality quiz. You'll chat one-on-one on Zoom in short timed rounds while a host guides the session. **Find your age group below:** - ⚡ **Ages 18-32** → [REGISTER HERE](https://tempodating.com/product?productId=476.0&productType=onlineSpeedDating&city=Columbus&groupurlname=dynamic-local-singles-speed-dating-meetup&ar=18-32&face_v=3.0) - **Ages 30-46** → [REGISTER HERE](https://tempodating.com/product?productId=476.0&productType=onlineSpeedDating&city=Columbus&groupurlname=dynamic-local-singles-speed-dating-meetup&ar=30-46&face_v=3.0) **⚠️ Your RSVP doesn't guarantee a place.** Click your age group link below, register, and take the personality quiz to lock in your spot. Limited places. --- 👥 **Best for:** - Singles in Columbus who want to meet people from home - People fed up with swiping who want actual conversation 🧭 **How the session runs** 1. **Register** – Select your age group above and sign up. 2. **Take the personality quiz** – We use it to pair you with compatible Columbus singles. 3. **Join on Zoom** – Click the link, jump on, and the host handles the rest. **At a glance** - **Format:** Hosted on Zoom – one-on-one video dates - **Location:** From home – all you need is Wi-Fi and a webcam ⭐ *"The personality matching genuinely works. My matches were spot on."* – Columbus local **Frequently Asked Questions** **Do I need experience?** Not at all. The host walks you through everything. **Do I need anything besides Zoom?** **How long are the chats?** **What happens after?** --- ✨ Speed dating from home — easy, fun, and personality matched. 💞 ✨ Compressed version with the essentials only. Built for clarity over length.