**What Nobody Told You About Health Insurance: The 6 Types & Which One Is Right for You?**

**Most people pick a health plan based on what they’re handed — what their employer offers, what pops up first on a search, or what they’ve always had. Very few people ever stop to ask: is this actually the best option for me? The truth is, most people don’t even know how many options exist and how they may reduce the costs of health insurance .**
**That’s exactly what this session is about.**

**Are any of these hitting close to home?**
* **Your monthly premium feels unaffordable — and it keeps going up**
* **Your deductible is so high you basically feel uninsured anyway**
* **You’re self-employed or between jobs and have no idea what your options are**
* **You got hit with a huge medical bill you thought your insurance would cover**
* **You’re paying for coverage but avoiding the doctor because of the out-of-pocket costs**
* **You have no dental, vision, or hearing coverage and keep putting it off**
* **You’re not even sure if your current plan is actually protecting you**
**If you nodded at even one of these, this session was made for you.**

**In this free online session, Yelena — Certified Wellness Coach and an Independent Health Insurance Broker — breaks down the six categories of health coverage in plain, simple language so you can finally understand what’s available, what fits your life, and how to stop overpaying or underprotecting.**
**What we’ll cover:**
**The 6 Buckets of Health Coverage:**
1. **ACA Marketplace Plans (Affordable Care Act)**
1. **ACA Alternatives — ERISA Plans**
1. **Short Term Medical (STM)**
1. **Health Sharing Ministry Plans**
1. **Defined Benefit / Indemnity Plans**
1. **The “No Insurance” Reality — and what it actually costs you**
**Plus:**
* **How to identify which option is the best fit for your situation**
* **How to layer and customize your coverage**
* **How to reduce your out-of-pocket costs and deductibles**
* **How to fill the gaps in your current plan**
* **Critical illness protection — heart attack, stroke, and cancer coverage**
* **Dental, vision, and hearing options**
**This event is for you if:**
* **You’re self-employed, uninsured, or unsure if your current plan is actually working for you**
* **You’re confused by insurance and want someone to explain it without the sales pressure**
* **You want to better protect your health, income, and family**
**This is an educational event — come ready to learn.**
**Reserve your spot today.**

Level Up Your Life: Mindset, Wellness & Family Protection

Yelena 

Sherry Xu

Randy

Angela Anderson-Cuthbert

Tracy Perrine

The 6 Types of Health Insurance & Which One Is Right for You? 

Online event

**What’s the cost of your self-doubt?**
**How many opportunities have you delayed, overthought, or talked yourself out of because of fear of failure?**
**If you’ve been feeling stuck in hesitation, second-guessing yourself, or holding back even when you** ***know*** **you’re capable of more — you’re not alone. Self-doubt and fear of failure can quietly shape your choices, drain your confidence, and keep you playing smaller than you’re meant to.**

**Hi, I’m** **Yelena** **—** **Life and Wellness Coach,** **— and this interactive online meetup is designed to help you understand what’s really happening beneath those patterns and start shifting them.**
**We’ll begin with a short, practical mindset talk where I’ll share simple tools to help achieve powerful perspective shifts and break through self-doubt and fear-based thinking. Then we’ll open it up for** **Q&A, discussion, and personal reflection** **in a supportive, judgment-free space.**

**### During this meetup, you’ll learn how to:**

* **Recognize the subtle ways self-doubt shows up in your thoughts, habits, and daily decisions**
* **Reframe fear of failure so it becomes a signal for growth instead of a stop sign**
* **Shift out of perfectionism and overthinking into more consistent, confident action**
* **Build real self-trust by keeping promises to yourself (the foundation of lasting confidence)**
* **Quiet your inner critic and replace negative self-talk with more supportive, empowering thoughts**
* **Strengthen emotional resilience so you can recover from setbacks and keep moving forward**

**### You’ll leave with:**

**Simple, practical tools you can use right away**
**More clarity on what’s been keeping you stuck**
**A stronger sense of self-belief and motivation**
**More confidence to take meaningful action — even if fear is still there**
**This isn’t about eliminating fear completely. It’s about learning how to move through it with more courage, clarity, and self-trust.**

**Event time:** **2:00 PM PST (5:00 PM EST)**
**This is a** **casual, online meetup** **— not a formal workshop. So grab your coffee, get comfy, and come ready to connect, reflect, and grow together.**

Sandy S

Kristine

Anthony Gutierrez

Terrence Estu Jr

Lou A

torresnikki99

Jennifer

terri 

Carole Macilwain

Adia 

hellolemon

Ed V

Wyatt Russell

Karima

Lora

David Kaufman

Liz Kerin

Rachel Klein

Navy

Break Free from Self-Doubt 
& Fear of Failure

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Welcome to Level Up Your Life: Mindset, Wellness & Family Protection — a supportive, growth-focused community for people who want to build a healthier, happier, more balanced, and more protected life.

Led by Yelena, Certified Life & Wellness Coach, and Independent Health Insurance Broker, this community blends mindset work, holistic wellness, personal development, and practical education around health coverage, Medicare, life insurance, and family protection.

We offer personal development discussions, mindset workshops, wellness and social events, educational sessions, coaching, hypnotherapy, and transformational retreats designed to help you grow, reconnect, make clearer decisions, and protect what matters most.




Level Up Your Life: Mindset, Wellness & Family Protection

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