Mortgage Education

Hi Radiant Ladies, After our Saturday walk, join us at Windchimes Café for coffee, friendly vibes, and a relaxed catch-up. 🅿️ 2-hour parking out front. See you there! Lyn 😀

Hi Radiant Ladies, Join us for a refreshing Saturday walk at Ruffey Lake Park. 👭 Walk at your own pace 🐕 Dogs welcome ☕ Coffee after 🌦️ We walk every Saturday (unless it’s pouring) New ladies welcome. See you! 
Leanne & Lyn 💕

**🎲Board Game Morning: Games, Friends & English Practice!** Join us for a relaxed and fun-filled morning of tabletop gaming! Whether you're a grandmaster or have never picked up a dice, this is a fantastic opportunity to meet new people, build friendships, and practice your English skills in a friendly, casual environment. **🍱What to Bring** To keep the energy high for all those winning moves, please **bring your own lunch** to enjoy during the event. ⚠️ **Important Notice** Please be aware that there will be **no English class on Sunday, 22 February 2026**. This board game session is our special community meetup for the weekend! We can't wait to see you there for some friendly competition and great conversation.

Whether you're a Christian or not, this is the place for you! Every Friday night we get together for fun, games, free food and great discussions🙌 Messages for exact address! Come along to see what the Bible says about 'Dating, Friendship, Money, Fear and much more'. Most don't RSVP so we usually have about 15 - 20 attend. Contact for more details! Sean: 0490 696 844 Teigan: 0490 703 387

Instagram: @findyourtribemelb Take a pause from the hustle and join us for **The Monthly Reset** \- a space for **driven and ambitious people** to reflect on the past month, set fresh goals, and connect with other growth-minded individuals. This months theme is all about **alignment.** There’s something powerful about sharing your reflections and intentions with other growth-minded individuals. When you're surrounded by people who value progress, purpose, and self-awareness, it creates a natural sounding board for ideas, clarity, and encouragement. These kinds of conversations can help you see things differently, feel more supported, and stay aligned with the goals that truly matter to you. 🌿**MEETING POINT** Let's meet outside Botanic Gardens Visitor Centre at 9.00am. Anyone who would like to grab a coffee can do so, then at 9.15am, we'll take a walk around the Tan. 🤝**CONNECTION ACTIVITY** During the walk, you’ll be invited to participate in structured conversations with different partners as we rotate every 15ish minutes. We’ll provide reflection prompts to guide your discussions. This month we will take the time to set and share intentions for 2026 together. This is a space to connect authentically, think intentionally, and feel supported by others who care about growth and alignment - both professionally and personally. 👋**NEW HERE?** Welcome! Find Your Tribe Melbourne is a community mostly around 25-40 who are passionate about connection, purpose, and personal development. We’re open-minded, respectful, and always excited to welcome new faces. Whether you come solo or with a friend, we’ll make sure you feel included and supported. Pushing outside your comfort zone can be tough—but it's where growth and friendship begin. 🌱 If you have any questions or just want to say hi before the event, feel free to message me! ⚠️**LIABILITY DISCLAIMER** By attending this event, you acknowledge that you are participating voluntarily and are responsible for your own health, safety, and well-being during the walk and any related activities. *Find Your Tribe Melbourne* and its hosts are not liable for any injury, loss, or damage that may occur. Please take care, be mindful of your surroundings, and participate within your own comfort level. **PHOTO AND VIDEO DISCLAIMER** Please note that photos and videos will be taken throughout the event and may be used on our social media channels or other platforms. If you prefer not to be photographed or filmed, kindly inform one of the hosts at the beginning of the event. Instagram: @findyourtribemelb

Welcome to Melbourne Volleyball Academy! 🤗 **[[WHAT]]** This session will be broken into 2 halves, 1st half is training and the 2nd half is games. Please arrive on time as we start exactly at 6 PM. **[[WHO]]** The training is intended for social volleyball players at the beginner or intermediate level. If you are an 'advanced' player and would like to work on fundamentals, you are more than welcome to join. We also have training and game sessions at our Pascoe Vale location on Friday evenings. **[[HOW MUCH]]** $21 card payment will be processed on the day via square reader (EFTPOS). **[[WHEN]]** The stadium is booked for 6 PM-9 PM. However, feel free to come early and stretch as the Community Centre is open earlier. All players are expected to update their RSVP at least 24 hours in advance if they are unable to attend. **[[THINGS TO BRING]]** We ask that you bring: * Water bottle * Appropriate footwear for indoor court shoes - netball shoes, volleyball shoes, or basketball shoes would be suitable. * Wear contacts or sports glasses if possible. **[[OTHER DETAILS]]** Only those on the “going” list are permitted to play. If you are on the waitlist, or not registered at all, you will not be permitted to play.

## 🌱 **Understanding Social Connection** [Ticketed Event](https://www.eventbrite.com.au/e/feb-22-understanding-social-connection-ages-2035-tickets-1981398694834?aff=oddtdtcreator) ### **For Young Adults (Ages 20–35)** 📅 **Date:** Sunday, 22 February 🕓 **Time:** 4:00 PM – 6:00 PM 📍 **Location:** **RYVE**, 38 Shafton Street, Huntingdale VIC 🤝 **In collaboration with Social Threads x Kismetrix** This is a **guided session to develop skills and tools for social connection**, designed especially for young adults who want to feel more comfortable expressing themselves and understanding others. The session supports people in their **20s and early 30s** who want to: * feel more at ease in social situations * express themselves more clearly and confidently * better understand others in conversation * build practical skills for stronger, more natural connection You don’t need to be outgoing, confident, or experienced. You also don’t need to be looking for dating or networking. This is a space to **learn, practise, and grow** — at your own pace. ### ✨ What this session is This is a **facilitated, experience-based session** focused on understanding how social connection works in real life. You’ll be supported to: * 💬 practise starting and continuing conversations * 🧠 develop practical tools that help conversations flow naturally * 🤍 build awareness around listening, expression, and understanding others * 🌱 strengthen social confidence through guided practice There’s no spotlight, no forced sharing, and no pressure to perform. ### 🔧 Skills & tools you’ll develop * starting conversations comfortably * expressing thoughts and feelings with clarity * listening and responding with presence * noticing what builds (and blocks) connection * applying these tools in everyday social situations ### 🏡 What to expect * a calm, **indoor environment** designed for comfort and focus * gentle facilitation with clear structure * small-group conversations centred on practice and learning * practical insights you can use straight away You’re always in control of how much you participate. ### 🎯 Who this is for This session is ideal if you: * are a young adult wanting to improve social connection * feel shy, thoughtful, or socially reserved * want to better understand yourself and others * are curious about connection and ready to practise **Age guidance:** Open to adults **18+**, with the core audience being **young adults aged 20–35**. To keep the space relatable and comfortable, participants outside this range may be redirected to sessions better suited to them. ### 🎟️ Pricing * **Early Bird:** $19 * **Standard:** $29 [EventBrite](https://www.eventbrite.com.au/e/feb-22-understanding-social-connection-ages-2035-tickets-1981398694834?aff=oddtdtcreator) Or [Official Webstie](https://www.kismetrix.com.au/all-events/?event=26223) Places are limited to maintain a comfortable and supportive environment. ### 📌 Please note * ❌ Not speed dating * ❌ Not networking * ❌ Not therapy * ✅ A guided session focused on developing skills and tools for social connection Come as you are. Curiosity is enough. ## **🔗 Stay Connected with Kismetrix \| True Connection** **Love this event? We run a variety of experiences to help people meet and connect in meaningful ways.** **📧 s[ocial@kismetrix.com.au](mailto:ocial@kismetrix.com.au)** **🌐 [www.kismetrix.com.au](http://www.kismetrix.com.au)** **📱 Follow us on [Instagram](https://www.instagram.com/kismetrix_/), [Facebook](https://www.facebook.com/profile.php?id=61559826808523) & [Eventbrite](https://www.eventbrite.com.au/o/kismetrix-singles-events-84848288353)** **🤝 Collaborations: [collabs@kismetrix.com.au](mailto:collabs@kismetrix.com.au)** **📄 Important Notice:** By registering for this event\, you confirm that you have read and agree to Kismetrix \| True Connection’s[ Terms & Conditions](https://www.kismetrix.com.au/terms-and-conditions-2/),[ Privacy Policy](https://www.kismetrix.com.au/privacy-policy/),[ Disclaimer](https://www.kismetrix.com.au/disclaimer/) and [Code of Conduct](https://www.kismetrix.com.au/code-of-conduct/). **Some events may be non-refundable as stated in their individual descriptions.**

**ORGASMIC MINDFULNESS MEDITATION (OMM)** Orgasmic Mindfulness Meditation (OMM) is sweeping the world as more people awaken to the truth that there is more available when it comes to intimacy, connection, and aliveness in our relationships and lives. The philosophy behind OMM offers a powerful map for how we relate, not only in intimate connection, but in communication, creativity, leadership, and everyday life. OMM teaches us how to bring attention to sensation, listen to desire, and cultivate flow rather than effort or force. Over time, this creates deeper levels of intimacy, clarity, and embodied presence across all areas of life. **People choose OMM because they desire to:** ⚑ Feel more connected to themselves and others ⚑ Experience greater confidence and vitality ⚑ Spend more time in the Orgasmic State ⚑ Feel more comfortable in their body and self-expression ⚑ Cultivate focus and sustained attention ⚑ Have more pleasure, presence, and aliveness in their lives The OMM practice is simple, specific, and repeatable. Each OMM is set up in the same way, creating a consistent container that allows participants to stop analysing and instead follow sensation, listen to the body, and remain present. The practice focuses on the clitoris, often described as one of the female centers of power and pleasure, additionally is where the most concentration of nerve endings exist in either human body, male or female and thus is a super highway for both people when they place their attention there, to flow states and higher states of consciousness. OMM Practitioner Training teaches both the practice and the philosophy of Orgasmic Mindfulness Meditation, offering tools you can apply anywhere connection is present. Upon completion, participants gain access to a worldwide network of practitioners, allowing them to continue their OMM journey wherever they travel and to team up with anyone who has been trained, by simply asking "Would you like to OM?" OMM training is open to both singles and couples. ⸻ **WHAT TO EXPECT FROM THE TRAINING** OMM Practitioner Training introduces Orgasmic Mindfulness Meditation as both a meditation practice and a way of relating. **For Men** Men often come to OMM training seeking a deeper, more grounded experience of intimacy and connection. The training supports a shift away from performance-based relating and toward presence, sensitivity, and embodied confidence. **Men can expect to:** • Understand the difference between effort-based arousal and the Orgasmic State • Develop greater nervous system regulation and emotional awareness • Cultivate sustained attention through sensation-based mindfulness • Learn to respond to desire without urgency or pressure • Experience a more relaxed, embodied sense of masculinity • Deepen attunement, trust, and connection in relationship **For Women** Women often experience OMM training as a return to the body as a source of wisdom, clarity, and self-trust. The practice supports pleasure without performance, expectation, or self-abandonment. **Women can expect to:** • Learn what supports the body to enter and sustain the Orgasmic State • Build safety and trust with sensation and desire • Increase sensitivity and embodied awareness • Strengthen boundaries and self-expression • Experience pleasure as nourishing and regulating • Reconnect with confidence, vitality, and self-leadership **All Participants Will Learn** • An introduction to OMM philosophy as a way of living in flow and connection • The difference between climax and orgasm • What supports the nervous system to access the Orgasmic State • How to move attention from the head into the body • Female anatomy and how to locate the clitoral focus point • The structured steps of the OMM practice • Foundational stroking technique • How to ask for what you want from the voice of desire ⸻ **HOW THE TRAINING WORKS** The OMM Practitioner Training is delivered over three structured sessions, combining philosophy, practical learning, and integration support. Training is available in person or online. Sessions 1 and 2 are recommended to be completed in close succession, ideally on the same day, to support continuity of learning, nervous system regulation, and embodied integration. **Session 1: Philosophy & Foundations** **120 minutes** \| In person or online An interactive session exploring the philosophy of Orgasmic Mindfulness Meditation and how its principles apply to your relationships, inner world, and life. **Session 2: The OMM Practice** **120 minutes** \| In person or online A practical session covering the steps, structure, and technique of the OMM practice. If you attend with another person, you may choose to be guided through an OMM within a clear, consent-based container. **Session 3: Integration & Coaching** 60 minutes \| In person or online A follow-up coaching session, for your trainer to offer you coaching on how your practice has been going for you since your last session, and to answer any questions that have arisen through your lived experience. ⸻ **INVESTMENT & TRAINING OPTIONS** Hourly Rate: $190 per hour Trainings are paid in full when you book your session times with your trainer. **Baseline OMM Practitioner Training** ✔ Session 1 – 2 hours ✔ Session 2 – 2 hours ✔ Session 3 – 1 hour Total: 5 hours Investment: $850 **Extended Integration Option** ✔ Session 3 – 2 hours Total: 6 hours Investment: $1040 Some participants choose to extend Session 3 to allow additional time for integration, refinement of attention and technique, and two guided OMMs within a supportive, consent-based container. This option is particularly valuable for those who learn best through embodied repetition and spacious integration. Higher levels of training are available following completion of this introductory program. ⸻ FOR MORE INFORMATION Text: 0404 832 141 Email: premkalpa@gmail.com Someone from our team will reply shortly. ⸻ AS SEEN IN • The Today Show • The New York Times • ABC’s Luke Warm Sex • Marie Claire • The Four-Hour Body by Tim Ferriss • Stealing Fire by Steven Kotler & Jamie Wheal • Existential Kink by Carolyn Elliott, PhD These references reflect the growing global interest in embodied practices that support presence, intimacy, and expanded states of awareness.

Hello book lovers, Our book for February is "James" by Percival Everett When Jim overhears that he is about to be sold to a man in New Orleans, separated from his wife and daughter forever, he runs away until he can formulate a plan. Meanwhile, Huck has faked his own death to escape his violent father. As all readers of American literature know, thus begins the dangerous and transcendent journey by raft down the Mississippi River toward the elusive and unreliable promise of the Free States and beyond. Brimming with nuanced humor and lacerating observations that have made Everett a literary icon, this brilliant and tender novel radically illuminates Jim's agency, intelligence, and compassion as never before. *James* is destined to be a major publishing event and a cornerstone of twenty-first-century American literature. https://www.goodreads.com/book/show/173754979-james

Ready to ride the vibe? Join us for **Vibe Hack** – a free workshop where you'll learn to build real, practical apps using AI-powered vibe coding tools. **No experience needed**, just curiosity and good energy. Whether you're a small business owner, creative professional, or lifelong learner, this **hands-on session** will help you turn your ideas into digital solutions. Come discover that "I can do this!" feeling in a welcoming, energetic space where everyone belongs. Bring your laptop, build something awesome, and connect with the Vibe Club community.

**Only ticket holders purchased prior to the event time will be accepted. Get your ticket now so that you don't miss out on the day.** **Singles Dating Walk – The Tan track walking circuit around the Botanical Gardens.** Tickets here! [https://www.eventbrite.com/e/1981511576466?aff=oddtdtcreator](https://www.eventbrite.com/e/1981511576466?aff=oddtdtcreator) If you are lost, please message Kris at 0422467134 We will meet at 11:00 am and depart at 11:15am, so please try to arrive at 10:45 am to make sure that you don't miss us. This is a ticketed event. Tickets are purchased through Eventbrite. It is necessary for this to be a paid event as it assures us of the numbers that are attending and also helps you commit to attending as well. If you get in early $9 Early bird tickets are available. **Don't miss out!** Tickets will be monitored and released according to demand and guided to maintain gender balance. Step into nature and open your heart to new possibilities. Our *Singles Dating Walk* offers a refreshing way to meet like-minded people while strolling along the beautiful Tan track walking circuit. Throughout the walk, you’ll be gently guided to connect with someone new every so often, creating opportunities to meet a variety of potential matches in a warm and relaxed atmosphere. To make conversations flow with ease, we’ll provide thoughtful dating questions designed to inspire connection and meaningful dialogue. This event is ideal for singles who are ready to move beyond apps and experience the magic of face-to-face chemistry in a natural, uplifting setting. By the end of the walk, you’ll have shared genuine moments, discovered new connections, and perhaps even taken the first steps toward something special.

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Our hybrid event takes place both as a face-to-face and as an online meeting using the GoToMeeting software application: [ ](http://app.goto.com/meeting/449766181)[CinMIC LINK](https://meet.goto.com/449766181). This club is an operating stock investment club, open to the public as an educational opportunity. Each month this club covers an investment educational topic or presents a teaching segment. Stocks are discussed and studied. This month's educational topic will be quarterly reviews, Manifest Investing's updated website and discussion on AI and how it is challenging the SaaS and other business models. Our stock study will be ADP presented by member Matt Alden. We end the meeting with a "Talkin' Stocks" segment with quick overviews of Coke (KO) and Chipotle (CMG). Investors at all levels are welcome at the face-to-face meeting or online by using this[ ](http://app.goto.com/meeting/449766181)[CinMIC LINK](https://meet.goto.com/449766181). Get to know fellow investors!

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Polarity Reflexology (PR) Certificate Course: (2026) February 21-22 March 21-22 April 25-26 May 30-31 June 27-28 Students must attend all 5 weekends to receive Certificate Classes run from 8:30am-5:30pm each scheduled day Information & Registration Link can be found here: [Polarity Reflexology (PR) Certificate Course](https://www.gafee.org/#/polarity-reflexology-pr/) *[Global Academy for Energetic Education (GAFEE) is Registered with the Ohio State Board of Career Colleges and Schools and is authorized to teach Diploma and Certificate Programs. (Registration #2091)](https://oh.edvera.com/directory/institutions)*

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

Have a small business? Ever wish you could just ask some questions around how to grow your business, get more customers or just know what the freak you are doing with sales? Now is your chance!! Every month we are hosting the "Ask an Expert" at the Columbus Metro Library, Main campus. I will be there to answer your Sales related questions. Drop-in for sales coaching designed to help small business owners, entrepreneurs, and sales professionals sharpen their sales approach. Whether you have questions on how to refine your pitch, are looking to close deals more quickly, or are working on building better client relationships, Smashing Your Sales Goals Coaches are here to help. Drop-in to get expert insights, actionable strategies and real-time solutions to grow your business and generate higher profits. Drop-In Sales Coaching is FREE + OPEN to the public. No appointment needed. First come, first served. EPIC Learning created. Accelerate Columbus supported.