Home Loans, Mortgages

Language exchange@ My home Cafe Kindly at least pay for one drink item for the cafe owner . Please come up stairs to 3/F .

location- 1862 Bar de Tapas y Vino , Tai Kwun. Let's try Spanish food at this attractive location. I haven't been myself before , but it sounds nice. We will order dishes to share and split the food bill equally. Drinks may pay individually. Expect a friendly, sociable and exclusive event with ladies of all ages. It seems an affordable place, so bill shouldn't be much above $500 pp I need $100 deposit pp to reserve your seat and 48 hours notice to cancel with refund. The deposit will be returned to you at the venue. Notes Please have money to split the bill upon its presentation. I do not accept ppl to repay me after the event. Pls be ready to pay $100 deposit within days of rsvp. Please check your messages on Meet Up as I will message you about payment. Min numbers 5 px, max 7

IG: https://www.instagram.com/toughmindsbjj Whatsapp: https://wa.me/85266168972 加入我們的女士自衞術初班，踏上轉變之旅。學習針對自衛情況量身定制的基本技巧，賦予您珍貴的技能和信心。由經驗豐富的導師帶領，課程著重於巴西柔術的實用應用，強調以技術和槓桿作戰，而非力量。在支持和鼓勵的環境中，建立地面格鬥、脫身和降服技巧的堅實基礎。不論您是完全新手還是有些經驗，這門課程旨在提升您的自衛能力和整體健康。踏入巴西柔術的強大世界，立即與我們一起展開您的旅程！ 逢周六 4:30pm - 5:30pm 試堂價: HK$150 (如即日報堂可免試堂費) 報名及查詢 Whatsapp: 66168972 Join our Women's Self-Defense Beginner Class to embark on a transformative journey in Brazilian Jiu-Jitsu (BJJ). Learn essential techniques tailored for self-defense scenarios, empowering you with invaluable skills and confidence. Led by experienced instructors, this class focuses on practical applications of BJJ, emphasizing leverage and technique over strength. Develop a strong foundation in ground fighting, escapes, and submissions in a supportive and encouraging environment. Whether you're a complete novice or have some experience, this class is designed to enhance your self-defense prowess and overall fitness. Embrace the empowering world of BJJ and start your journey with us today! Every Sat 4:30pm - 5:30pm Trial class price: HK$150 (Trial class fee waived with immediate enrollment) Sign up & Enquiry: Whatsapp: 66168972

🛎️ 教玩需時, 未玩過全新手請準時 ⏰ 🛎️ 地址: 觀塘成業街 16 號怡生工業中心 A 座 2 樓 A2 室 🏢 遊戲背景 📚: 夜深人靜, 某一深夜, 鐘樓上突然滿佈鮮血 🩸 呢度係鴉木鎮 🛖, 有邪教徒混入咗村莊當中, 靜靜地進行廝殺, 要用鮮血獻祭, 召喚惡魔👹 各位鎮民, 我哋要快啲搵到兇手, 將佢處死,令村莊重新回到安寧 🕊️ 遊戲特色與玩法 🎮: 1. 身份陣營遊戲 🃏 -玩家分為 善良 (村民/外來者) 😇 同 邪惡 (惡魔/爪牙) 😈 兩大陣營 -善良陣營要係惡魔殺曬所有人之前搵到惡魔並將佢處決 -惡魔要混淆視聽進行殺戮 🗡️ 2. 角色能力 ⚜️ -每個玩家都有自己獨特技能, 玩家可以互相私底下交流資訊, 技能互相配合, 去進行唔同嘅操作 🤾🏻‍♂️ 3. 私聊環節 🗣️ -每個白天可以互相自由交流, 私聊, 散佈資訊或者謊言 💬, 最終透過提名投票處決嫌疑犯 🥷🏻 4. 死亡票制度 🗳️ -玩家死後可以繼續發言 💬 -仲有最尾可以使用嘅一次性 [死亡票], 確保出局者可以繼續參與遊戲, 而且對於在生決賽玩家係起勝負關鍵作用 ‼️ 🔔 費用: [$115 / Girls $75 (Meetup報名平$5)] 入場前要付款, 包飲品一盒, extra飲品每盒 $5 🔔 場地冇食物提供, 但係歡迎帶外賣上嚟食. 🔔 宣傳其他場地/放飛機/遊戲過程中態度惡劣者會被放入黑名單 🔔 入場要除鞋. 場內拖鞋淨係供店內使用, 請勿著出店外. 🔔 報名參加 Meetup 活動, 當系統問你 "Are you bringing anyone"時, 如果你祗是一個人來, 毋須㩒+1 (+1 代表會帶朋友來的意思) 🔔 我哋嘅活動主持人有時會因為工作或者學業關係臨時嚟唔到, Meeple Tree 保留臨時更換主持嘅可能性 🙏🏻 🔔 因放飛機已被移除人數: 102 (活動開始前24小時內退出者) 🔔 Meeple Tree 保留參加者名單最後決定權. 🔔 Follow我哋 IG: https://www.instagram.com/mtboardgame?igsh=MTY0a3Myc2Jwc2l4&utm_source=qr

Join us to see cultural events and gathering updates. As well as upcoming Cantonese/ English courses

Yoga and Pilates are the good exercises to let you to keep fit, enhance the ability of core muscle to perform well in sports and reduce the risk of getting injury. Finally, we'll do the full body stretching after the exercises to relax.

大家好, 我們誠摯地邀請大家來參加我們的聚會。請大家各自帶一本最近閱讀的書 (中英文也可以, 我們建議文學)，分享您對這本書的想法和感受。這將是一個輕鬆愉快的環境，讓我們一起交流和啟發。 費用: 免費 聚會地址是：上環文咸西街44-46號903室 Whatsapp booking: 4449 0049 Website: https://midnightbliss-studio.com/ IG: midnight_bliss_studio 期待與大家見面。 祝好, Cultural Hub We sincerely invite you to our book club. Please bring a book you've recently read (in Chinese or English, it's fine but we prefer literature), and share your thoughts and feelings about it. This will be a relaxed and enjoyable environment for us to exchange ideas and inspire each other. Fee: Free RSVP Whatsapp booking: 4449 0049 Location: Suite 903, 44-46 Bonham Strand West, Sheung Wan

Yoga and Pilates are the good exercises to let you to keep fit, enhance the ability of core muscle to perform well in sports and reduce the risk of getting injury. Finally, we'll do the full body stretching after the exercises to relax.

🌆 你是否也在寻找这样的连接？ • 想认识真诚的香港朋友，而不只是职场上的点头之交 • 对香港文化好奇，却找不到人带你体验地道的港式生活 • 希望有人为你解读本地人才懂的生活智慧 • 想要一个既懂内地情怀，又熟悉香港脉络的交流圈子 🌉 当港漂遇见香港本地人 这里聚集了热心友善的香港成员与新港漂朋友，我们相信： • 最好的融入，从一杯奶茶的闲聊开始 • 最深的了解，来自本地人带你行街食饭的体验 • 最暖的支持，是当你困惑时有过来人指点 📌 我们拒绝什么？ ❌ 不接受传销/直销 ❌ 不接受保险推销 ❌ 不是抱怨大会 ✅ 而是一个让你能真正 「放下过客心态，找到留港意义」的支援网 🎯 在这里你能获得 ✅ 本地朋友带你玩 ✅ 生活实用支援 • 在地生活秘籍：从街市砍价到生活资源 • 粤语实战教学：学最地道的用语，听懂港式幽默 ✅ 双向交流平台 • 香港朋友想了解内地文化，新港漂想认识本地生活 • 我们在这里互相学习，彼此丰富 🤝 我们的独特价值 ❌ 不是单向的“帮助”，而是双向的交流 ❌ 不是表面的“欢迎”，而是真诚的接纳 ✅ 是新老朋友一起建构的温暖社群 “真正的融入，从交到第一个本地朋友开始” 👉 [立即加入](https://forms.gle/TSWwAMQqQ72qvqKy8)充满温度的跨文化社群： https://forms.gle/TSWwAMQqQ72qvqKy8

石屋家園的活動室整潔乾淨，場內提供超過300款桌上遊戲(Board games)任玩。不僅適合親子同樂，也是好友相聚的好去處。 場內設有桌遊教學，歡迎一家大小一齊體驗桌遊的樂趣。 時間：3:00-6:00PM 地點：九龍城聯合道133號石屋家園活動室

LSS Smart Fitness 律動班系列 Wed/Sun $100/ 1-hr class ($350 /4-class) Please RSVP one week in advance Welcome to book other time slot (WhatsApp 65230389) Vibration x MFR 療癒律動 (Relax, Muscle release & Facial massage) Vibration Fitness (Stretch & Strength) 健體律動 Vibration x BellyFit 美型律動 (Body Shape-up with Bellydance Technique Drills) Vibration x Yoga 律動瑜伽 (Yoga Asana in vibration setting) https://eshop.cosway.com.hk/ One FREE trial class with any Cosway purchase receipt over HK$1000 under introducer code : HK370579B 以 HK370579B 作介紹人的 Cosway (網購或門市)購物消費，逾 HK$1000，可免費試上律動班系列一節

Open to all levels including complete beginners including a class and dance party HKD150 for 1 or HKD200 for 2 people! WhatsApp 63344266 to book Prepayment required to secure booking

**� Meet Columbus Singles Tonight – Hosted Speed Dating on Zoom** This online speed dating format leans into the human side: strong hosting, repeat attendees, and a sense that the event is part of a growing community. Genuine conversations with real locals — all from your living room. Each round is a brief one-on-one Zoom chat with a Columbus local paired by age and personality. A host keeps the pace comfortable. **Pick your age group and sign up:** - **Ages 18-32** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Columbus&groupurlname=refined-journeys-for-local-single-hearts&ar=18-32&face_v=15.0) - **Ages 30-46** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Columbus&groupurlname=refined-journeys-for-local-single-hearts&ar=30-46&face_v=15.0) - **Ages 40-58** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Columbus&groupurlname=refined-journeys-for-local-single-hearts&ar=40-58&face_v=15.0) **⚠️ Your RSVP doesn't guarantee a place.** Click your age group link below, register, and take the personality quiz to lock in your spot. Limited places. --- 🎯 **Especially useful for:** - Anyone who likes connecting online before meeting face-to-face - First-timers new to speed dating - People re-entering the dating scene after a break 🧭 **How the session runs** 1. **Sign up** – Tap the link for your age range above. 2. **Fill in the matching quiz** – Helps us find your ideal matches for the evening. 3. **Join on Zoom** – Click the link, jump on, and the host handles the rest. 4. **Speed date** – One-on-one rounds with personality-matched Columbus locals. 🗂 **Quick details** - **Format:** Zoom video session – short timed rounds - 🔥 **Location:** Online from home – no need to go anywhere - **Host:** Live host handling rounds and introductions --- ✨ One Zoom call, genuine conversations, real matches. See you there. 🫶 ✨ Lean version: fewer words, same core offer. Concise by design so people can decide quickly. 🤝 **Community angle** - The host keeps the pace clear and the room welcoming - The atmosphere is guided, social, and easy to join - The community matters as much as the session itself That community angle is deliberate: better conversations, more familiar faces, and stronger momentum over time.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp

**💖 Virtual Speed Dating – Columbia Singles, Curated by Personality** This online speed dating format leans into the human side: strong hosting, repeat attendees, and a sense that the event is part of a growing community. Meet Columbia singles from home. We sort the matching, you just turn up. Quick, hosted rounds on Zoom with Columbia singles paired to your age group and personality. No awkward pauses — just natural conversation. **Register under your age group:** - **Ages 18-32** → [REGISTER HERE](https://tempodating.com/product?productId=464.0&productType=onlineSpeedDating&city=Columbia&groupurlname=spark-new-gay-friendships-every-night&ar=18-32&face_v=15.0) - **Ages 30-46** → [REGISTER HERE](https://tempodating.com/product?productId=464.0&productType=onlineSpeedDating&city=Columbia&groupurlname=spark-new-gay-friendships-every-night&ar=30-46&face_v=15.0) - **Ages 40-58** → [REGISTER HERE](https://tempodating.com/product?productId=464.0&productType=onlineSpeedDating&city=Columbia&groupurlname=spark-new-gay-friendships-every-night&ar=40-58&face_v=15.0) **⚠️ Important: RSVP ≠ registration.** To join, pick your age group below, sign up, and finish the personality quiz. Spots are limited. --- 👥 **Best for:** - Anyone curious about speed dating in a relaxed setting - Introverts who shine in one-on-one conversations - People re-entering the dating scene after a break 📍 **Event snapshot** - **Format:** Virtual on Zoom – hosted and well-structured - **Location:** Your space – couch, desk, wherever suits you - **Host:** Friendly host guiding every round **How the event unfolds** 1. **Sign up** – Tap the link for your age range above. 2. **Complete the quiz** – Short personality quiz so we can match you well. 3. **Hop on Zoom** – Join the call and your host will walk you through it. 4. **Meet your matches** – Cycle through short chats with compatible Columbia singles. ⭐ *"So much better than apps. Actual conversations with real people."* – Columbia attendee **Frequently Asked Questions** **What happens after?** Mutual matches are sent out after the event. **What's the personality quiz for?** **Do I need experience?** **Do I need anything besides Zoom?** --- ✨ Real people, real conversations — all from your home. 🥰 ✨ Compressed version with the essentials only. Concise by design so people can decide quickly. 🤝 **Community angle** - The host keeps the pace clear and the room welcoming - The community matters as much as the session itself - Repeat attendees help create familiarity and momentum The long-term goal is a room people want to come back to, not a one-off event people forget about.