Microfinance

Ready to learn a fun and exciting sport while getting some exercise? Our pickleball group classes offer a welcoming and supportive environment where you can learn and improve your skills while also making new friends. Our certified coaches will guide you through the basics of the game and help you to develop your technique and strategy. So, whether you are a seasoned athlete or just starting out, come join us for a thrilling and energizing game of pickleball! ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class ### **Cancellation Policy** Credits will be considered used if class is cancelled within 24 hours before the start of the lesson

🌿 **Escape to Nature: Pulau Ubin Hike (27 Dec)** 🌿 Take a break from the city and recharge with a refreshing **Pulau Ubin nature hike**—fresh air, greenery, and great company! 📍 **Meeting Point:** Changi Ferry Point Terminal ⏰ **Time:** 9am – 1pm 🥾 **Difficulty:** Moderate 📏 **Distance:** \~ 10km 🍽 Lunch: Changi Village Hawker Centre ⛰️ **Highlight:** We’ll be going up **Puaka Hill, [Chek Jawa](https://www.google.com/search?q=Chek+Jawa&client=safari&hs=Dczo&sca_esv=7b6e2bb4cf0efd5c&sxsrf=AE3TifMBxvkKT_jI03uhYhvKeSKfJ9kE0Q%3A1765960437386&source=hp&ei=9WpCaf6mFKur4-EP9MyQ-Qg&iflsig=AOw8s4IAAAAAaUJ5BfHuPMEjenZrbNG_tzXJiMJ2EFd-&ved=2ahUKEwjt2Kixm8SRAxVRn2MGHVQVGU4QgK4QegQIAxAD&uact=5&oq=is+the+hike+to+pulau+ubin+tough%3F+What+is+the+route+difficulty%3F&gs_lp=Egdnd3Mtd2l6Ij5pcyB0aGUgaGlrZSB0byBwdWxhdSB1YmluIHRvdWdoPyBXaGF0IGlzIHRoZSByb3V0ZSBkaWZmaWN1bHR5P0j7vwFQAFi6oQFwCngAkAEAmAHJAaABqieqAQY2OC4zLjG4AQPIAQD4AQGYAk-gAroowgIEECMYJ8ICCxAAGIAEGLEDGIMBwgIREC4YgAQYsQMY0QMYgwEYxwHCAgUQABiABMICDhAAGIAEGLEDGIMBGIoFwgIIEAAYgAQYsQPCAggQLhiABBixA8ICFBAuGIAEGLEDGIMBGMcBGIoFGK8BwgIOEC4YgAQYsQMY0QMYxwHCAgUQLhiABMICCxAAGIAEGLEDGIoFwgILEC4YgAQYxwEYrwHCAgYQABgWGB7CAgsQABiABBiGAxiKBcICBRAhGKABwgIFECEYnwXCAgQQIRgVwgIHECEYoAEYCpgDAJIHBjc1LjMuMaAHvbsDsgcGNjUuMy4xuAeiKMIHCDguNjIuOC4xyAeCAYAIAA&sclient=gws-wiz&channel=30) Wetlands** We’ll explore Ubin’s scenic trails and key spots at a steady, enjoyable pace, including a climb up Puaka Hill for a rewarding view. 🎒 **What to bring:** * Water bottle 💧 * **Good walking / hiking shoes suitable for rocky surfaces** 👟 * Hat / sunscreen 🧢 * **Insect repellent (a must!)** * **$8 cash for return bumboat ride** 🚤 Come move, breathe, and reconnect with nature 🌱 👉 **Reserve your spot!**

Welcome to my sailboat. **Please read this notice**. These are crew opportunities, not for passengers, non-swimmers, people afraid of the water or get seasick. Bring a change of clothes, a towel, a hat, non-marking footwear with heelstrap and sunblock. There is a toilet and drinking water on board. Participants like to contribute to expenses in appreciation of this opportunity. **Also**, please confirm your attendance by SMS or Whatsapp on Saturday for sailing on Sunday, to avoid no-shows and missed sailings. No-shows deprive others of a place, so be responsible and remove your reservation if you are not attending, and please do it in good time. Places unconfirmed by Saturday will not be reserved, and I can't wait for you if I'm not sure you're coming. Keep me informed and reply to my messages. Don't be late. Thank you. Derek 9807-5827.

**One Life, One Solo Adventure – Bhutan** Tired of waiting for the perfect travel companions? Escape the hustle of city life and find your peace in Bhutan’s tranquil beauty. It’s time to reconnect with nature, rediscover yourself & refresh your mind, body, & soul. Join our Bhutan tour and embark on a meaningful solo adventure, where you can meet like-minded travelers from all walks of life. This is more than just a trip – it’s an opportunity to share stories, make new friendships and expand your network while experiencing the breathtaking beauty of Bhutan. No matter your background, everyone is welcome to come together and create unforgettable memories in one of the world’s most happiest countries. **Why Bhutan trip?** Bhutan, often referred to as the **"Land of the Thunder Dragon,"** is renowned for its stunning landscapes, rich Buddhist culture, and commitment to Gross National Happiness. Nestled in the Himalayas, it boasts breath taking views, traditional dzongs, and vibrant festivals that celebrate its unique heritage. With a focus on sustainable tourism, Bhutan offers an authentic experience, from trekking through pristine nature to exploring ancient monasteries, all while enjoying the warm hospitality of its people. This trip to Bhutan is perfect for everyone—whether you're traveling solo, with family, friends or as a couple, YOLO. **Tour Highlights** * Visit one of Bhutan's most iconic landmarks **Tiger's Nest Monastery**, perched on a cliff **3,120 meters** above sea level. * Visit to **Punakha Dzong** the "**Palace of Great Happiness**" is a magnificent fortress at the confluence of the **Pho Chhu and Mo Chhu** rivers. * Enjoy authentic dinner/ lunch with a local family at a farm house. * Hoisting of prayer flags at **Dochula pass (3100 m)** which offers panoramic views of the Himalayan range, including the **108 memorial chortens** (stupas) built in honour of Bhutanese soldiers. * Meditation at **Dochula Caves** and **Buddha Dordenma** (the highest Buddha statue in the world). **Trip Details:** **Dates-:** **Every Sunday.** **Only need 5 days leave.** 2 nights Thimpu, 2 nights Punakha & 2 nights Paro. **Group Size:** Limited to 15 dream travelers (min 4 to go). Private tour option also available. **Flight:** Only one direct Drukair flight goes from Singapore to Paro. There are connecting flights to Paro either from Bangkok or New Delhi. We will help you to book your flight. **Early Bird Price:** **SGD 2188** (SGD 500 deposits thereafter the price is **SGD 2388**). **Refund Policy:** The deposit is refundable within 3 days after the trip confirmation mail sent to you. After that, it becomes non-refundable. Full amount refunded if we don’t meet minimum no of pax. **Inclusions:** * 3 Star hotel accommodations on twin/double sharing basis. * All Meals-: Daily breakfast, lunch & dinner. * Sustainable Development Fee (SDF) to the Government of Bhutan * Bhutan Visa Fee * Certified English Speaking Bhutanese Guide for your entire stay. * All ground transportation * All entrance fees * All internal taxes and charges. * Mineral Water while traveling. **Exclusions:** * International flights and personal travel insurance * Personal expenses (shopping, optional activities like spa, massage, archery, horse riding, porter etc). * Items of a personal nature, such as laundry, telephone calls, room service, alcoholic & non-alcoholic beverages, etc. * Single room supplement, Child or adult in triple sharing room. * Other meals during the trip (other than stated above). **Note-: There will be a surcharge fee if travel date falls in any Bhutan major festivals, X-Mas, New Year period (hotels increase their cost during this period).** **REGISTRATION AND PAYMENT:** **1.** RSVP NOW **2.** Transfer a small Deposit of **$500** to grab our **Early Bird Offer** to: **Dream Valley Pte Ltd via:** **A)** PAYNOW to UEN: **202413187D** **B)** Through ATM/Online to: Dream Valley - Current Acct: **11352440801** Bank Name: ANEXT Bank Pte. Ltd. Bank Code: 9742 Bank Industry Code: ANTPSGSGXXX **3.** Once you've transferred, WhatsApp **Vinny (Hp. 85062629)** your proof of payment. **(IMPT: INDICATE THE EVENT & YOUR MEETUP NAME).** Your slot is now confirmed and you'll be invited to the Trip Briefing/ Q & A Session once RSVP closes. **4.** This is a "First to transfer, first to Confirm" basis. The sooner we can confirm this Trip, the more everyone saves. **Disclaimer, Indemnity and Terms of Participation:** **PLEASE READ FOLLOWING LINKS FOR OUR T&C’s BEFORE YOU RSVP:** [https://dreamvalleydestination.com/terms-and-conditions/](https://dreamvalleydestination.com/terms-and-conditions/) [https://dreamvalleydestination.com/privacy-policy/](https://dreamvalleydestination.com/privacy-policy/) By participation on this trip, I agree to & accept **Dream Valley’s** terms and conditions. We reserve the right without prejudice to return payment at any time and not permit participation - without the obligation to explain or give any reason. This Trip is organized by **Dream Valley Pte Ltd** **(TA License: 03794).** **Stay Connected: Follow our latest trips and updates:** Check out this Linktree! - https://linktr.ee/Dreamvalleydestination?utm_source=linktree_profile_share [https://dreamvalleydestination.com](https://dreamvalleydestination.com)

We are playing at Tebing ln, Punngol. Welcome beginners and intermediate to join us. Feel free to pm if you have any enquiries. thanks 😊 Add my xiaohongshu id: 27421369691 我们在tebing ln, Punggol 玩匹克球。欢迎新手 / 中等水平球友加入我们！如果有什么问题可以私我， 谢谢～ 欢迎加我小红书ID: 27421369691

**Who Is This Session For:** Beginner tennis players with no experience or play for less than 1 year. **What You'll Learn:** \- Foundational tennis skills\, footwork\, forehand and backhand strokes\, volley and serve \- Learn progressively\, in stages\, to adapt and improve on these basic skills \- Spar with players of similar standard \- Learn tennis from certified coach \- At least 2 years of coaching experience **What To Prepare:** Water bottle, sports attire, tennis racket will be provided to you :) **Number Of Pax:** Max 4 pax per group **Wet Weather Policy:** Reschedule in case of rain, 1h before lesson **Time:** Friday 8-9 pm **Price:** $45 per class $150 for 4 classes ($37.50/class) Please PM or Whatsapp Gabriel ([8401 4648](https://wa.me/6584014648)) if you are interested! 😊 ➡️ [https://wa.me/6584014648](https://wa.me/6584014648) **We Also Have Classes Other Popular Locations** River Valley, Buona Vista, Tampines, Punggol, Upper Thomson, Stadium, Farrer Park, Kembangan, Choa Chu Kang, Lorong Chuan, Senja Cashew CC, Bukit Batok and many more! **View All Our Tennis Classes Islandwide! 👇** [https://sporthitch.com/tennis/](https://sporthitch.com/tennis/) **Arrange For Adult Private Tennis Classes! 👇** [https://sporthitch.com/adult-private-tennis-classes-singapore/](https://sporthitch.com/adult-private-tennis-classes-singapore/) **Arrange For Kids Private Tennis Classes! 👇** [https://sporthitch.com/kids-private-tennis-classes-singapore/](https://sporthitch.com/kids-private-tennis-classes-singapore/)

We are launching a new Beach Tennis Group Class every **Friday from 745–915 PM at Pasir Ris Park**. Whether you’re completely new to the game or an experienced player looking to sharpen your skills, this session is designed for **all levels**: * Beginners will learn the fundamentals — strokes, movement, and coordination on sand. * Intermediate and advanced players can work on strategy, consistency, and competitive drills. You can register your interest here: [https://form.jotform.com/pacificbeachtennis/pbta-sign-up](https://form.jotform.com/pacificbeachtennis/pbta-sign-up), or contact Luke at 9476 5258 to register

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

Topic details coming soon. AGENDA: 7:00pm - Opening announcements 7:10pm - Main Topic 7:50pm - Q&A

Start the New Year off right! Join us as we get together to help those in need at this CMG Gives Back event to distribute food at the Champion Food Pantry! We’ve created a great little community of Movie Group friends! Rather than see a movie this time, we’ll help “Create a better world” by helping serve people in need. Here are complete details and our plan for this event: CHAMPION FOOD PANTRY: The Champion Food Pantry provides needed food to neighbors experiencing food insecurity. For this event, we’ll be volunteering to help with Food Distribution during client pick up times. Our group will receive on-the-spot training from some of their seasoned regular volunteers. PLAN FOR CHAMPION FOOD PANTRY: Please arrive by 2:45pm. Our volunteer time will be from 3:00 to 6:00pm. LOCATION & PARKING: The Champion Food Pantry is located at 1460 S. Champion Ave in Columbus. Parking is located in the lot on Frebis across from the pantry. Please enter through the door marked "Volunteers enter here” on Frebis Ave. A map has been uploaded to the photos. IMPORTANT REMINDER: Our group will be providing the majority of the volunteers on this day so a firm RSVP count is essential. Please only sign up if you are certain you’ll be able to attend. If something unavoidable comes up, please update your RSVP no later than one week prior to the event. No shows or cancelations within 1 week of the event will mak you ineligible for future CMG Gives Back events. I appreciate your understanding as we try to ensure the agencies have the volunteers needed to provide the essential services they provide to the vulnerable population they serve. LINKS & INFO: Below are some links / attachments with additional info/details: • Champion Food Pantry Civil Rights Training: Attached file. • Champion Food Pantry Parking and Entrance: Attached file. • Champion Food Pantry Orientation Video: https://www.youtube.com/watch?v=_0wI-AwOYLY • Link with Additional Details / Info: https://lss.vomo.org/opportunity/foodpantrieschampion THANK YOU: This CMG Gives Back event provides an opportunity for YOU to get involved in helping others in our community! But the benefits go well beyond the help we give to others. Volunteering can provide a wide range of personal benefits, including positive effects on mental and physical health, reduced stress/depression/anxiety, increased happiness and improved purpose, life-satisfaction and personal well-being! Plus, the opportunity to get involved, connect with others and help those in need. PARTNER AGENCY: This event is hosted by Lutheran Social Services (LSS), which serves thousands of people in need each day in 27 Ohio counties by addressing the four core societal issues of food, shelter, safety and healing. LSS offers food through the LSS Food Pantries, housing and supportive services through LSS Faith Mission and LSS Faith Mission of Fairfield County homeless shelters, domestic violence services through LSS CHOICES for Victims of Domestic Violence, senior living and health care, affordable housing communities, and other services that uplift families and strengthen communities. Thanks for your help and look forward to seeing you there, Dan