Clase de finanzas

# **Das Treffen ist offen für w/m/d Personen.** Die Selbsthilfegruppe Berlin Prenzlauer Berg findet diesmal ausnahmsweise am Sonntag von 16:00 bis 18:00 statt. Zum Thema: **„Ja“ zu mir selbst – Die Kunst, freundlich „Nein“ zu sagen** Fällt es dir manchmal leichter, anderen einen Gefallen zu tun, als auf deine eigenen Grenzen zu achten? Oft sagen wir „Ja“, um niemanden zu enttäuschen – und zahlen am Ende mit unserer eigenen Energie. In unseren zwei Stunden wollen wir gemeinsam herausfinden, warum uns ein „Nein“ oft so schwerfällt und wie wir es lernen können, ohne schlechtes Gewissen Grenzen zu setzen. Wir arbeiten lösungsorientiert, wertschätzend und mit einer Prise Leichtigkeit. Du gehst nicht nur mit neuem Wissen, sondern mit konkreten „Micro-Skills“ für deinen Alltag nach Hause.

In diesem Kurs lernst du, wie du Fermente gezielt nutzt, um deine Kochprozesse zu beschleunigen. Gemeinsam tauchen wir in die Grundlagen des Fermentierens ein und zaubern diese köstlichen Gerichte: **Indischer Dosa (herzhafte Pfannkuchen aus Linsen und Reis)** **Aromatischer fermentierter Rotkohl** **Afghanisches Tomaten-Chutney** **Kartoffel-Masala** Fermentierte Lebensmittel bieten dir nicht nur intensiven und haltbaren Geschmack, sie sparen dir auch Zeit in der Küche, da sie sofort einsatzbereit sind. So kochst du schnell, gesund und ohne Kompromisse beim Geschmack! Preis: 85€ Buchung: https://plant-based-flow.gokonfetti.com/de-de/ Alle Zutaten sind vegan und so gut wie alle sind bio. Wenn die Buchung nicht innerhalb von 48 Stunden eingeht, wird die RSVP storniert. Du kochst in einem Team, sodass ihr gemeinsam die Gerichte zubereitet. Dabei lernst du von anderen, kannst dich austauschen und unterstützt euch gegenseitig. Freu dich auf ein interaktives Erlebnis, bei dem du nicht nur viel Wissen mitnimmst, sondern auch leckere Fermente für deinen Alltag. **Was du bekommst** * Profi-Koch mit 3-Sterne Erfahrung an deiner Seite * Tipps, wie du fermentierte Zutaten gezielt zur Intensivierung von Aromen und Texturen einsetzen kannst * Wissen darüber, wie fermentierte Lebensmittel als Geschmacks-Booster und Zeitersparnis in der veganen Küche wirken * Rezepte für schnelle und alltagstaugliche Fermente, die sofort einsatzbereit sind, wie Saucen, Pickles und Chutneys * 3 leckere Gerichte * Rezepte, die du in 20 Minuten zu Hause zubereiten kannst * Bio-Wein **Was du sonst noch wissen solltest** * Bitte bring ein Einmachglas - etwa 500 ml fassend - mit, um deine eigenen Fermente mit nach Hause zu nehmen

Hola, gente bonita 🫶 Lass uns ein Bier trinken, Spanisch-Deutsch sprechen und eine gute Zeit genießen! Grundlegende (oder bessere 😛) Kenntnisse in Spanisch oder Deutsch sind alles, was du brauchst. Vamos a tomar una cerveza, hablar español-alemán y pasarla bien! Un nivel básico (o mejor 😛) de español o alemán es lo único que necesitas.

Explore fruit, vegetables and everyday objects in new and playful ways! **Still-Life Drawing Sessions - at Eszenzia** Join our monthly drawing sessions for all levels, no experience needed. All materials provided (or bring your own sketchbook). Led by Juancar (he/him) in English and German. Up to 10 participants. Every 1st Sunday of the month \| 10:00–12:30 h Tickets 25€ (reduced 20€) [https://www.eventbrite.co.uk/e/still-life-drawing-sessions-deeng-tickets-1794835383949](https://www.eventbrite.co.uk/e/still-life-drawing-sessions-deeng-tickets-1794835383949) *DE* Entdecke Obst, Gemüse und Alltagsgegenstände auf neue und spielerische Weise! **Still-Life Drawing Sessions – bei Eszenzia** Nimm an unseren monatlichen Zeichen-Sessions teil – für alle Levels, Vorkenntnisse sind nicht nötig. Alle Materialien werden gestellt (oder bringe dein eigenes Skizzenbuch mit). Geleitet von Juancar (er/ihm) auf Deutsch und Englisch. Bis zum 10 Teilnehmer\*innen. Jeden 1\. Sonntag im Monat \| 10:00–12:30 Uhr Tickets 25€ (reduced 20€) [https://www.eventbrite.co.uk/e/still-life-drawing-sessions-deeng-tickets-1794835383949](https://www.eventbrite.co.uk/e/still-life-drawing-sessions-deeng-tickets-1794835383949)

أهلاً بكم أعزائي الكُتّاب الهواة. انضموا إلينا في لقائنا القادم في كافيه جذور. نأمل أن يكون الجو جميلاً مشرقاً يسمح لنا بالجلوس خارجاً والاستمتاع بنسمات الهواء العليلة. لا يُضمن شهر نيسان، كما تعلمون، وقد يقرر في يوم لقائنا أن يحجب الشمس عنا وأن يبعث لنا عوضاً عنها نسمات هواء أبرد من المرغوب به وأبرد مما استعددت له هذا الصباح في لباسك. على أية حال، قد تعودنا في الفترة الأخيرة على التقلبات في جميع أشكالها من جوية وسياسية واقتصادية؛ بعض القشعريرة والأمطار الباغتة لن تهزنا. انضموا إلينا ونعدكم بأوقات ممتعة سواءً جلسنا داخل الكافيه أم خارجه. !!!! ننتظركم على الوقت قبل أن نبدأ بنشاطاتنا، لذلك رجاءً تحديث الحضور (RSVP) قبل اللقاء بيوم !!!! أهلاً بكم محبي وممارسي هواية الكتابة باللغة العربية! ندعوكم للانضمام إلينا في لقائنا القادم: سنبدأ بجولة تعارف سريعة، ثم نقوم بأحد تمارين الكتابة الإبداعية الممتعة، وفي النهاية سنفتح المجال لمن يريد مشاركتنا نصاً كتبه أو فكرة لمشروعه، لنناقشها ونتبادل الآراء بموضوعية. بغض النظر عن مستواك الحالي، حتى وإن لم تكتب من قبل - لا تتردد في الانضمام إلينا! الهدف من هذه اللقاءات هو خلق مساحة للكتابة ومشاركة التجربة مع الآخرين، لتنمي هواية وعادة الكتابة. كل ما تحتاجه هو الرغبة وبعض الوقت. (وورقة وقلم أو لابتوب) لا تترددوا في التواصل معي إن كان لديكم أي أسئلة أو اقتراحات نور

**Meditation – One Hour of Presence (All levels) by STUDIO B (https://www.studio-bewusstseinserfahrungen.de/)** This one-hour meditation session is suitable for beginners as well as experienced practitioners. We begin with a short and gentle breathwork exercise to regulate the body, calm the nervous system, and bring attention inward. This prepares the transition into meditation. This is followed by a 15–20 minute introduction to the meditation practice. During this phase, I explain the core principles of meditation and assign each participant a personal meditation task, tailored to their individual level of experience. The intention of this part is to create clarity, inner orientation, and a sense of safety for the silent practice. We then enter a first phase of silent meditation. After approximately 15–20 minutes, the silence is intentionally interrupted by a short walking meditation. This is not a break, but a conscious transition that integrates the body, releases restlessness, and deepens presence. Afterwards, we return to silent meditation. Each participant practices independently with their personal instruction, within a calm and supportive space. This session invites you to cultivate presence, quiet the mind, and either deepen an existing meditation practice or begin one in a grounded and accessible way. **Open to all levels. No prior experience required.** Payment is for the room. ​ \*\*\* ​Session structure - **duration: 60 minutes** **1\. Arrival & Breathwork \| 5–7 minutes** Gentle, regulating breathwork to calm the nervous system and gather attention. **2\. Introduction & Personal Meditation Task \| 15–20 minutes** Introduction to the meditation practice. Each participant receives a personal meditation task, adapted to their level of experience. **Purpose of this first phase:** to create inner orientation, clarity, and a sense of safety for silent meditation. **3\. Silent Meditation – Phase I \| 15–20 minutes** Guided entry into silent meditation with individual practice. **4\. Walking Meditation \| 5–8 minutes** Mindful walking meditation as a conscious transition. Integration of the body, release of restlessness, deepening of presence. **5\. Silent Meditation – Phase II \| 10–15 minutes** Return to silence. Deepening the practice after movement. **Optional: Short Closing \| 2–3 minutes** Gentle return and integration. \*\*\* ​Safety and integrity ​The session is guided in a trauma-sensitive and professionally held container. Clear instructions, pacing, and support are provided throughout. No prior meditation experience is required. ​ \*\*\* ​Facilitator ​The session is facilitated by a highly trained practitioner with extensive experience in meditation, trauma-sensitive breathwork, and somatic awareness practices. ​**Background includes:** * ​​12 years of Zen meditation practice * ​​100 hours Meditation Facilitator Training in Non-Dual Shiva Tantra * ​​200 hours Trauma-Sensitive Breathwork Training (IBF certified) * ​​Reiki Level II * ​​Training in Internal Family Systems (IFS) coaching * [STUDIO B](https://www.studio-bewusstseinserfahrungen.de/)

Hello everyone ☺️ Our German Club invites you to the next meetup! 📅 **Sunday, April 5, 2026** 🕔 **Time:** 4:00 PM 📍 **Location:** The sixties dinner Oranienburger Str. 11,10178 Berlin 👥 **Level:** A2–C1 ⏳ **Duration:** 1.5 hours 💵 **Participation fee:** 10 € (includes 1 drink) ✨ **From April, we are meeting at a new location!** Join our **German Speaking Café on Sunday** and practice your German in a relaxed and friendly atmosphere! 🎤 **Guest Speaker:** **Ridvan Sibic**, AI Engineer & AI Educator He helps people use **artificial intelligence (AI)** to work more productively and improve their job opportunities. In this special meetup, he will talk about how AI can be used in everyday work and what opportunities it creates, especially for international professionals. 📚 **Talk topics:** • How AI is used in everyday work • Working more productively with AI tools • AI and new job opportunities • Practical examples & tips • Personal insights & open Q&A session ⏱ **Format:** The speaker part will last about **30–45 minutes**. Afterwards, we continue with **free conversation**, discussion questions, and small speaking games so everyone can practice German in a relaxed way. 🗣️ **What you will practice:** • Listening comprehension with a native speaker • Vocabulary related to work, technology & the future • Speaking confidently in a supportive environment ☕ **Atmosphere:** Small group, café-style setting, moderated conversations & networking 🤍 **Safe Space:** Mistakes are welcome. No pressure, no stress – just real conversations and exchange 📸 **Note:** Photos and short videos will be taken for social media. If you prefer not to be photographed, please let us know ☺️ ⚠️ **Places are limited – please register in advance.** We look forward to an inspiring afternoon full of German, exchange, and exciting insights into the future with AI 🤖✨

📚 **Berlin Arabic Book Club – Weekly Meetup** Join us for our weekly book discussion. Whether you're reading a novel in Arabic, a memoir in English, or a philosophical essay in German, you're welcome to bring it and share a few thoughts. Each session is relaxed, with no required reading — just bring a book you’re currently into or one you’ve read and want to talk about. ### 🔸 What to Expect: * We gather, grab coffee or tea ☕, and introduce ourselves. * Each member briefly talks about their book (any language is fine: Arabic, English, or German). * We open the floor for conversation, questions, or thoughts sparked by the books. * Cultural exchange is encouraged! ### 🔸 What to Bring: * A book you're reading or one you'd love to talk about. * An open mind and curiosity. **اللقاء الأسبوعي لنادي الكتاب العربي في برلين** انضموا إلينا في لقاءنا الأسبوعي في مقهى **دندنة** الدافئ! سواء كنت تقرأ رواية بالعربية، أو مذكرات بالإنجليزية، أو مقالة فلسفية بالألمانية — فأنت مرحب بك لتشارك ببعض الأفكار عنها. اللقاء غير رسمي، ولا توجد قراءة إلزامية — فقط احضر كتابًا تقرأه حاليًا أو كتابًا أحببته وتود الحديث عنه. ### 🔸 ماذا تتوقّع؟ * نبدأ بالتعارف وطلب القهوة أو الشاي ☕. * يشارك كل عضو نبذة عن كتابه (أي لغة مرحّب بها: العربية، الإنجليزية، أو الألمانية). * نفتح المجال للنقاش والأسئلة وتبادل الأفكار المستوحاة من الكتب.

Hey everyone! I’m organising a co-working + socialising session for all of us who like to work on something (e.g. our own project, freelance or remote work) but don't feel like sitting alone at home. 🙂 To ensure that we have both **socialising** AND **working**, we will be using the so called “Pomodoro” technique: **50min of deep work** (silent), followed by **10min of break** to socialise. Then repeat! If you get into flow, you're also welcome to skip the breaks. It’s an effective way to stay focused - you can read more about it [here](https://en.wikipedia.org/wiki/Pomodoro_Technique). Anyone from any background is welcome, whatever project you are working on or whatever is your personal background. I (the host) speak English and German, so either is fine :-) ——————————————————- AGENDA: * **15min Intro** * Get to know everyone, talk about what you will work on today * **Pomodoro Session** (3x) - *Each Pomodoro session consists* *of...* * ...**50min** of uninterrupted “deep work” (no talking, no interruptions, no phones) * ...**10min** of break: share your progress with others, talk about what you are stuck on etc. * Repeat * Conclude and celebrate your progress Share your progress, socialise and get to know others 😊 ———— We'll be at the Social Hub Berlin (they have a food menu in case you get hungry). The structured part will end at 2:30pm, but you're welcome to stay longer, go for lunch together, or leave earlier. See you there 🩵 **\*\*We'll reserve the long table. Please update your RSVP in advance if you can't attend!\*\***

We meet and sketch each other in Berlin. This is just an art gym that we also exercise our social skills. Afterwards usually we go for lunch as a group. **How Does It Work?** This event is simple, we meet and sketch each other doing portraits. Most of the participants use pencils or watercolors. Main aim is to socialize while we draw. There will be plenty of time to talk and get to know each other. We have to mention that this event is suitable for all levels. Many have started to draw in our event actually. **Structure** A. Warmup Phase: We pose to each other for 1 minute. B. Main Phase: We pose to each other for 10 minutes. C. Showcase Phase: We show some of the drawings we did to each other. **Who We Are** Creative Sessions is an art events group located in Berlin. **Is it Free?** The event is free of charge. It is advisable to get a drink though. This is a cafe, we need to have at least half of the people on each table with a drink. They accept only cash and most hot drinks cost from 2.50 to 3.50. **How to help or donate?** The event is provided for free but many people help this be a regular thing. We also need people to volunteer and help for minor tasks like the serving of the drinks or cleaning up. Just send us a message. If you want to donate and keep this event from happening, via Paypal to the host (Miltos) : https://ko-fi.com/miltosthings/ **Art Materials?** Bring your own art materials. **Our Instagram Profile** Follow us on instagram @icreativesessions Use the hashtag #icreativesessions on your post description there to find out drawings from the event!

Let's read together on another Sunday morning. Agenda: 10:30-11:00 Arrival, ordering drinks, getting to know each other 11:00-12:00 Reading together 12:00-13:00 Share reading experience There is no books assigned. Just bring whatever you are reading for now. Please sign up only when you can join the event. Hope you will enjoy it there!

Ditch the old book club, where everyone has to read the same book...this is better! It works like this: Bring your own book. Come chat, have some tea or coffee, get to know your neighbors. Then we quietly read together, side by side, for about one hour, each one reading their own book, and afterwards we talk with each other about what we are reading. The usual agenda: - Arrival and introduction (~20 minutes) - ⁠Silent reading (~1 hour) - ⁠Discussion (~30-40 minutes) - ⁠Join us for a bite at a local restaurant afterwards, if you like! You may read in any language, you may read any book. We are a group of international residents of Berlin from many different countries, of all ages, and we converse in English. We welcome you! No registration needed – the event is donation based. All funds support the Offenes Wohnzimmer.

\*\*\*\*\*\* ***For address and more details see the website www.pausify.org*** \*\*\*\*\*\* **Event Info:** Bring along your **current book to read** (or something **creative** to work on ) and join us for this mix of a shared focus time + discussion. \- 11:00\-11:30 \- Meet & greet \- 11:30\-12:30 \- Silent focus time \- 12:30 \- Discussion of books/ projects over coffee \(**Drinks & snacks are included** ☕️) Afterwards, join for lunch if you'd like (optional). * **To reserve your place, a ticket (€9,90/event) or a community pass (only €19,90/MONTH) [from the website ](https://pausify.org/)*www.pausify.org* is required** * **Attendance here doesn’t show sign-ups from other platforms. We usually have about 50 to 100 people at each event.** ***FAQ: Why does it cost money if I bring my own project?*** Because we rent a beautiful, central space for every event. Ever thought your monthly apartment rent was too high? Well, multiply that – that’s what commercial spaces in big cities like Berlin cost *per hour*. Of course, if all you want is just some quiet time, your home or a library is perfect. But if you’d like to focus & connect with others in an inspiring space – with drinks, snacks included – that’s what your ticket helps to cover. See pics from our events below - and on our Instagram: **[@Pausify (Co-Reading Space)](https://www.instagram.com/pausify_org/) ☕️** **[Pausify Co-Reading Space Website](https://pausify.org/) www.pausify.org** For questions, please contact us over [Website ](https://pausify.org/) www.pausify.org as this platform can have issues. Thank you! *Please note that photos and videos may be taken during the event and used for promotional purposes to highlight and share the experiences at our events. If you have concerns, don't hesitate to approach the event organizers before the event.*

**For registration for this class see: [https://www.kang-center.de/taekwondo-berlin/#taekwondo-kurse-berlin](https://www.kang-center.de/taekwondo-berlin/#taekwondo-kurse-berlin)** We are an international group (speaking English, German and Korean), enthusiastic and ambitious learning the art of traditional Taekwon-Do, meaning full perfection and power but no contact. Our grandmaster Kang, Shin-Gyu is a student of famous grandmaster Kwon, Jae-Hwa, so that we can learn from the originals. Sounds sophisticated? It is - and also a lot of fun! Most of us are between 20 an 30 years old, half of them male and half female. But we welcome anybody any age! As a beginner you need nothing more than some comfortable sportswear. See you in Class!

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

Salsamante Dance Academy will be at Swerve Every Tuesday Night to share the Rhythm & Energy of Bachata & Salsa. These are Beginner Level lessons to get you comfortable and understand the two dances. Spread the Good News to all. Swerve Dance & Fitness Complex 640 Lakeview Plaza Blvd A, Worthington, OH 43085 Bachata 7pm-8pm Salsa 8pm-9pm $15 - One Lesson $20 - Both Lessons

Communication is everything in life You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024

(Note: RSVPing here on Meetup does NOT reserve your seat. To do that, you'll need to register at our website, **[HERE](https://www.coreerocks.com/Events.aspx?ID=IN-PERSON-in-Columbus-Creative-Deal-Autopsies-Wholesaling-101-14-4-7-2026)**.) The market changed—and most investors are still operating like it didn't. Deals that used to work don't. Buyers want different things. And a lot of what's being taught right now is outdated or just wrong. And, since 2011, it's been our job to make sure that our members are armed with the most up-to-date, real-world strategies for building wealth in Central Ohio real estate… …so our mission with this meeting (and every meeting) is to give you the no-hype, warts-and-all info you need to succeed. First, Wholesaling 101—a clear, real-world look at how wholesaling actually works today, what to pay, and how to stay out of trouble. Then, Creative Deal Autopsies—real investors breaking down real deals with real numbers, real conversations, and real outcomes. You'll also get the chance to put the presenters in the hot seat and ask any and every question you have about how they did their deals. You'll learn: 1. What wholesaling actually is 2. How to calculate real offers 3. Where deals are coming from now 4. What buyers want 5. How creative deals are structured 6. What contracts and terms are used 7. What can go wrong—and how to avoid it **Agenda:** 5:00–6:00: Free Light Dinner and Networking 6:00: Earlybird Meeting – Wholesaling 101 7:00: Buy-Sell-Trade (members only) 7:30: Creative Deal Autopsies Members: Free First-time guests: Free Non-members: $35 (or join for $30 instead) Remember, to actually reserve your seat, you have to go **[HERE](https://www.coreerocks.com/Events.aspx?ID=IN-PERSON-in-Columbus-Creative-Deal-Autopsies-Wholesaling-101-14-4-7-2026)** and register on our website!

Let’s get together at the Crowne Plaza and talk deals, creative finance, problem solving, whatever you want! Hubert Bruce Hosts, COREE members share ideas and resources. Open to the public!

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp