Mortgage Notes

To register, please visit https://www.bnibusinessconnectionsone.com/ • What we'll do Doors open: 6:45 am Structured meeting: 7:00 am - 8:30 am (We start and stop on time.) - Informal Networking - President’s Welcome - Leadership Team Introductions - Education Moment: 2-minute talk on a networking topic - Weekly Presentations (45-seconds per member and guest- pitching your own services) - VP’s Report: Chapter Performance Update - Reports: Treasurer and Membership Committee - 5-Minute Break - 10-Minute Feature Presentation by a Member - Passing of referrals, testimonials, thank yous to guests - Presenter’s Gift Draw - Close OUR GUARANTEE: Business Connections One are full of life, laughter and learning! • What to bring What you’ll need to do as a visitor: - Plan a 45 second (100 words) infomercial on your business and what makes a good referral. - Bring about 40 business cards for circulation to the group. - Pay $30 in cash or cheque at the door (or via Paypal on this site) • Important to know

Looking for a fun way to spend on **New Year Jan 1, 2026** morning? Come join us for 3 hours of exciting badminton and improving badminton. **Please NOTE that we require minimum 18 players for starting this event.** **Cost :** **$15** per person. (cash only) Minimum 6 players per court. Feather birdies provided. **Racquets :** Bring your own racquet. Rentals are available at the club if needed. **Shoes :** Please bring indoor gym shoes and change into them at the club before entering the courts. Winter reminder : Ensure you change into court shoes before stepping onto the courts during the winter months. This event is for the purpose of four players are playing friendly in one badminton game and for all levels of players from beginner to advance. Please do not use this as an opportunity to do training and single games. Attendance in effect - please give at least **48hrs** notice in advance for cancelation so others may have time to react. **LATE CANCELATION AND NO-SHOW MAY BE PERMANENTLY REMOVED FROM THE GROUP AND UNABLE TO REJOIN.**

🎆❄️ **New Year’s Day Walk: Toronto Island** **Walk off the hangover. Start fresh. Do something different.** Let’s be real — January 1st can go one of two ways: You stay on the couch all day… **or** you step outside, breathe in fresh air, move your body, and actually start the year feeling good. Join us for a **New Year’s Day walk on Toronto Island** — the perfect way to **reset after the night before**, try something new, and maybe even make a few new friends while you’re at it. Yes, I will be hungover. That’s why we’re starting at **1:15 PM** 😏🍾 Being surrounded by water and nature can be surprisingly calming. The Islands offer a quiet place to slow down, clear your head, and start the year feeling grounded — no mystical claims, just fresh air and space to think. Whether you’re setting healthy intentions, shaking off the fog, or just refusing to let January win — this walk is for you. “There is no such thing as bad weather, only bad clothing.” So layer up, grab your warmest coat, and let’s make **January 1st** a *choice*, not a write-off ❄️💪 Miss this and your New Year officially starts on January 2nd. Just saying. *** 🌆 **THE WALK** • Approx. **7 km** • Flat, easy, and very walkable — no hills • One of the **best skyline views** of Toronto • Calm, scenic, and surprisingly magical in winter Perfect for beginners, casual walkers, and anyone trying to ease back into movement after the holidays. *** ⚠️ **IMPORTANT NOTES** • This walk happens in **any kind of weather** — snow, cold, crisp winter vibes • **Do not sign up** if you’re not ready to walk in winter • Event will only be cancelled if it reaches **-20°C** *** 🕓 **MEETUP DETAILS** 📍 **Meetup Location:** 📍 **IMPORTANT: MEETUP LOCATION (PLEASE READ CAREFULLY)** I will be meeting everyone **INSIDE the Ferry Docks** — **INSIDE means AFTER your ticket has been scanned** and you are **in the ferry waiting area**. 👉 **This is NOT:** • The bathrooms **outside** the terminal • The bathrooms **before** ticket scanning • The other side of the ferry terminal • Anywhere outside the building 👉 **This IS:** • **After** your ticket has been scanned • **Inside** the ferry waiting area • Beside the **bathrooms INSIDE the terminal** 👀 **How you’ll spot me:** I’ll be wearing my **MOOSE HAT** 🦌 ⏰ **Meetup Time:** **1:15 PM** 🚢 **Ferry Leaves:** **1:30 PM** — *please arrive early* ⏰ **Ferry Back to Toronto:** **4:45PM** (or sooner) ⚠️ **PLEASE BE ON TIME** Once we’re on the ferry, it will be very hard to catch up with us. *** 💲 **COSTS** • **Meetup Fee:** $5 – Cash in person **or** – E-transfer to **mathewmaclean@hotmail.com** • **Ferry Ticket:** **$9.70** – You **must purchase your ferry ticket before signing up** – 🎟️ **Ferry Ticket: [Click Here!](https://secure.toronto.ca/FerryTicketOnline/tickets2/index.jsp)** *** 🎒 **WHAT TO BRING** • Snack • Water • **Good boots** • Warm coat • Something warm to drink ☕ *** ⏳ **HOW LONG?** Approx. **3 hours**, including a small break. 🚪 **Can you leave early?** Anytime you like. 👀 **NOT SURE YOU CAN MAKE IT?** You can **just show up** or even decide on the day — New Year energy is flexible. *** 📱 **Don’t forget to join our WhatsApp group** – [CLICK HERE!](https://chat.whatsapp.com/H59mSCbsAi018gYANrKAnc?mode=ac_t) ⚠️ **NOTE:** Sometimes things happen and I may need to cancel — please keep an eye out for updates. *** ✨ Fresh air. Movement. Skyline views. Good people. ✨ A healthier start to the year — without pretending you’re perfect. **Organizer:** Mathew 📧 **torontomoviesandoutings@hotmail.com**

Join us for an exciting Language Exchange Night at the Northeast Asian Social Club! This event is perfect for those looking to improve their language skills while connecting with like-minded individuals. Whether you are a beginner or advanced speaker, this event offers a casual and laid-back environment to practice speaking, listening, and learning with others. Come prepared to engage in conversations in various languages from the Northeast Asian region, including Mandarin, Japanese, Korean, and more. Don't worry about making mistakes, as this is a judgment-free zone focused on fostering cultural exchange and language learning. Meet new friends, expand your language skills, and have a great time at our Language Exchange Night!

Sunday Morning Pick-Up Soccer - 7:30am to 9:00am Markham Soccer Dome 5300 14th Ave, Markham (McCowan and 14th) Indoor Turf Field. Game Play: 7 v 7 Fee: $15 Please EMT to miguel.jamal@gmail.com ALL AGES AND SKILL LEVELS WELCOME!!! Download the APP - Canadian Soccer Club OR Please go to www.canadiansoccerclub.com The App can be downloaded via Google Play or Apple Store. Click Register and create a profile. Log in using your credentials and select day you would like to play Please RSVP on Field 1. \*\*\*\*ALL PLAYERS MUST RSVP ON Canadian Soccer Club APP TO PLAY\*\*\*\* Games will begin at 10:00pm sharp. Players are requested to arrive by 9:50pm to pick teams and kick-off at 10:00pm sharp Players are responsible to bring the following: * Cleats or Turf Shoes * A white jersey and a black/dark jersey * Shin Guards (Strongly Recommended) If you have any questions, please contact the organizers at admin@canadiansoccerclub.com Thank you and look forward to seeing you guys out there.

Our group will leave at the posted time, so please arrive early. Please cancel your RSVP if you can't make it. How fast, how far? Assume 4.5 km/h for a distance of ~7km. The path is a paved, but we might go on some trails as well, plus snow is likely so be prepared for anything. The route is flat. It's mostly in clear land, but we'll come across a few forested areas as well. The route is a "there and back again" so we will finish where we originally start from. Bring water, a snack, and hiking footwear for a distance walk. We're getting to the point in the year where icers are required. Although the forecast is clear, please have them on hand in case. Required reading for you and your guests before RSVP'ing to all events: 1. [Liability Waiver and Group Rules](https://docs.google.com/document/d/e/2PACX-1vR0LFNJVYn5j1AYl8eR63HjAxKMkRwg5ifKXqL3rP6Xl7v_Wcsx4xR_kNFluE3eILpSmP-EJ0OouQvT/pub) (updated 05/30/22) 2. When asked at RSVP time, indicate **\*Yes\*** if you agree to the question provided. 3. See general information about [Tick Safety](https://www.ontario.ca/page/lyme-disease)

**～English description below～** イベント参加費として、日本人の方(日本で生まれ育ち、現在英語を勉強している方)は$2、日本人以外の方(日本語を勉強している方)は$5頂いております。 皆さんから頂いたお金は、こちらのサイトの維持費や将来のランゲージエクスチェンジ施設利用料やソーシャルイベント等のために使われます。ご理解の程、よろしくお願いいたします。 予約受付開始：土曜日5:30PM(前イベント終了後) 予約取消締切：土曜日12:30PM(当日) 予約受付締切：土曜日1:30PM(当日) スケジュール * 5:15 PM - 5:30PM - チェックイン、グループ分け 5:30 PM - 6:15PM - 日本語の時間［または英語の時間］ 6:15PM - 7:00 PM - 英語の時間［または日本語の時間］ イベント内容 ・対面でのLanguage Exchangeを再開しています！参加者のレベルに応じて、事前にオーガナイザーが3〜4名のグループをつくり、そのメンバーで各45分間、それぞれ英語と日本語でセッションを行なっていただきます。決まったディスカッショントピックなどはございませんので、気軽にフリートークや質問をしながらそれぞれのセッションを楽しんでいただければと思います。 ・体調が優れない方、あるいはここ数日中に体調が優れない人との接触があった方は、申し訳ありませんが参加をお控え願います。 開催場所：Atrium フードコート 地下鉄Dundas駅と直結していますが、多少分かりにくいため、特に初めて参加される方は次の方法で来れることをおすすめします。 1. Dundas駅から地上に出ていただき、Dunsas Streetを西にまっすぐ3分ほど歩いていただきます。 2. Bay Streetとの交差点北東角にある階段を降りてください。 3. 階段を降りた場所にある入り口から入ったところがフードコートですので、そちらでTJEXのサインボードを持ったオーガナイザーにお声がけください。(わからなければメッセージをお願いします！) 予約規約（⚠️重要） ・当日の不参加、もしくは15分以上の遅刻(5:45PM以降)、また予約取消締切後の変更(13:00以降)は原則不参加(No-Show)とみなします。不参加(No-show)が3回になりますと会員登録が抹消され、退会となりますのでご注意ください。 ・イベントに遅れそうな場合は必ずオーガナイザーまでメッセージをお願いします。イベント開始時間にいるメンバーでグループを組み直すこともあるので、連絡なしで到着された場合はイベントに参加できない可能性もあります。原則、30分以上遅れての参加はご遠慮いただいております。あらかじめご了承ください。 キャンセル待ち ・満席の場合、”キャンセル待ち”リスト(waiting-list)にご登録いただくことが可能です。“参加予定”リスト（going-list)中に空席が発生した場合は、”キャンセル待ち”への登録が早かった方を優先に、”参加予定”へ移動いただけます。 ※ご注意※ ・空席ができた際は、自動的に”キャンセル待ち”より”参加予定”へ変更されます。この時にMeetupよりお知らせがあるかはわかりません。 ・システムにより自動的に”参加予定”とされ、それに気づかずに参加しなかった場合でも、不参加とみなされますのでご了承ください。 ・上記の理由により、確実に参加できる場合のみ”キャンセル待ち”への登録をお願いします。予定が入ってしまった場合は、”キャンセル待ち”にいる場合も必ずイベント当日の午後1時までに予め”不参加”リストに移動させてください。 質問 こちら (https://www.meetup.com/tjex-ca/pages/1274142/FAQ/)をご参照ください。または、オーガナイザーまでお問い合わせください。 Instagramアカウント @tjex.ca 最新情報やミートアップの様子を掲載しています。 ぜひこちらもフォローお願いします！ **\*\*\*Although our group is a non-profit organization, we collect $ 5per member for every event. These proceeds are used to run this website, for social events and room booking fees for future sessions. Thank you for your kind understanding.** RSVP open: 5:00 PM (Saturday after previous event) RSVP cancel deadline: Saturday, 12:30 PM (day of the event) RSVP close: Saturday, 1:30 PM (day of the event) * 5:15 PM - 5:30 PM - Check-in and Group placement 5:30 PM - 6:15 PM - Japanese half [or English] 6:15 PM - 7:00 PM - English half [or Japanese] Event Description * This is an in-person language exchange! Members are placed into groups of three or four based on their language level. Each 45 minute session consists of friendly casual conversation, and/or informal study. Event Location: Atrium Food Court * The food court is directly connected to the Dundas subway station, although it is a bit difficult to find. Especially for those who will join our event for the first time, we recommend the following directions, 1. Leave the subway station and walk west for about three minutes along Dundas Street. 2. At the intersection of Bay Street and Dundas Street, you will find an entrance. Proceed down the escalator. 3. The food court is on the basement floor. Please talk to the organizer with the signboard showing TJEX. (If you can’t find them, please send a message to the organizer.) ⚠️RSVP & Late Policy * Failure to show, arriving after 5:45 PM (15 minutes late), and cancelling after 1:00 PM on the day of the event all constitute a "no-show". Members are removed from the group after their third no-show. * If you are running late, please ensure you send a message to the organizer so we can keep a spot open for you. We will rearrange the groups for members who show up on time. If you show up late without letting us know, we will no longer allow you to join so please be mindful of the time. Waiting List: Members can join the waiting list if an event is full. In case a spot becomes available, it will be automatically assigned to a member on the waitlist on a first-come first-serve basis. PLEASE BE ADVISED: Members from the “Waiting” list are moved automatically to the “Going” list by the system when a spot opens up. You may or may not get a notification from Meetup when this happens. So only sign up on the “Waiting list” for an event if you are sure you can come for it. If the system automatically puts you on the “Going” list and you don't show up to the event, you will receive a strike. Group Instagram - @tjex.ca Feel free to follow us! Questions? We have answers! Please see our Frequently Asked Questions (https://www.meetup.com/tjex-ca/pages/1274142/FAQ/) page.

The market has changed—and pretending it hasn’t is expensive. At our **January COREE meeting**, learn the real strategies local investors are using to stay profitable, reduce risk, and avoid the mistakes that are causing others to quit. PLUS: A critical update on the **new Ohio wholesale law** and how it affects you. ⚠️ RSVP on Meetup does **NOT** register you. 👉 You must register at **[www.COREERocks.com](http://www.COREERocks.com)**

# **Band: The Pegheads; Caller: Liz Burkhart** Beginner lesson at 1:30, regular dancing begins at 2:00 pm NOTE THAT WE ARE TEMPORARILY DANCING IN THE AFTERNOON INSTEAD OF EVENING. Dance with us in the afternoon then you can still go out in the evening! **Sponsor: All Soles Contra and Square Dancing, First Unitarian Universalist Church, 93 W. Weisheimer Rd., Columbus OH 43214** WHAT IS CONTRA DANCING? Picture the Grand Ball scenes like you’ve seen in period films such as “Pride and Prejudice”, where the dancers are lined up in long lines, across from each other. That’s English Country Dancing, the predecessor of contra dancing. Now, add moves like “swing your partner” and “do-si-do,” like you’ve seen in square dancing. Set it to fabulous, high energy, live music with fiddles, guitars, percussion and more, alá “Riverdance.” Finally, set the whole scene down in the middle of Woodstock, with a hip, groovy atmosphere, a bit of tie-dye, and hints of counter-culture attitude. THAT’s Contra Dancing! Wear cool and comfortable clothes (you will get warm) and clean shoes that won't mark up our nice wood floor. Be sure to come for the beginner's lesson from 1:30 - 2:00, followed by dancing 2:00 - 430. All dances are taught; we will help you learn! Beginners always welcome, no need to bring a partner. Cost is $10.00 adults, $5.00 ages 12-26. Under 12 free. Free parking in church lot. Please bring your own refillable water bottle.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Bill Darling, Director of Assistive Technology Ohio (AT Ohio), will address the purpose and function of AT Ohio. Of particular interest to our group is likely their Device Lending Library. As taken from their website, AT Ohio's mission is to help Ohioans with disabilities learn about or acquire assistive technology. Assistive Technology refers to devices, equipment or services that assist individuals with disabilities to function independently in the areas of work, home or school. AT Ohio is NOT a grants-giving or funding organization. They do not assist in financing the purchase of any assistive technology. If you need funding for a device, they might be able to direct you to resources that may provide funding, but they do not fund devices. Target audience for this group is persons who are visually impaired, especially those who have experienced recent loss, however, all are welcome, including family members and supports. Light refreshments will be served. You can also join the meeting by Conference Call at (518) 263-8851.

## Real Estate Investing 101 Ready to dive into **real estate** but don’t know where to start? This **online** event is perfect for beginners looking to learn the basics of property investing. We’ll cover everything from finding deals to understanding market trends—all in a chill, easy-to-follow style. Whether you want to buy your first rental or just get savvy with your money, join us and get the lowdown on **real estate investing**! REGISTER HERE:[ REGISTRATION](https://links.eliteeventbuilder.com/widget/form/RNFpVd3GvACJhcqBcIz6?am_id=debbie3491%7C)

Let's have lunch at Uptown Westerville's newest restaurant. Ampersand is owned by the same couple who owns Asterisk. They are known for ramen, rice bowls, teriyaki and small plates.