Mortgage Notes

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** ** Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) ** Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Our next much-awaited **COLUMBUS** meetup is **Tuesday February 24 from 7-10 pm at ACE OF CUPS**. Meet patients, cultivators, processors, dispensary managers/staff, physicians, home growers, educators, activists, nonprofits, artists, attorneys, business owners, writers, students, and supporters to network, share our knowledge, collaborate, support each other and make new friends! WE HOPE TO BE COLLECTING SIGNATURES TO OVERTURN SB56. BRING YOUR FRIENDS, COLLEAGUES AND FAMILY MEMBERS TO JOIN US AND SIGN! Hope you will be there too! Save the date and pass the word. **Please RSVP** so we know who is coming and how many to expect. Find us to say hi and we will introduce you to others. We should be easy to spot. (The happy-looking group wearing cool nametags! See photos from our past events.) Sign in, grab a name tag, start your own bar/food tab, meet old friends and make new ones! Everyone is welcome. SEE YOU THERE!

We’re still working to get more people into these Meetups, but our goal is to give PlayYourCourt members a few social tennis outings each week in addition to your practice sessions and Challenge League matches. These Meetups are co-ed, super laid back, and all skill levels are welcome. Post your skill level and a suggested court in the comments section so we can round up as many players as we can for some tennis fun! Also, if you’re looking to meet new practice partners or play some matches and you aren’t already in the PlayYourCourt Community, you can go here to see what we’re all about and sign up: https://www.playyourcourt.com/tennis-community/columbus-oh/meetup/ If you love tennis, we’d love to have you! Be sure and watch the quick video that explains how everything works. Happy hitting! - Scott

Greetings writers! Come down and join your fellow wordsmiths for one hour of uninterrupted writing time in the upper level of the Market District Supermarket in Upper Arlington. The main entrance of the shopping center opens onto stairs/elevator leading up to the 2nd floor cafe section where we will have a table displaying a sign with the Shut Up & Write logo. Writing is largely a solitary craft. Practicing with others in a community setting may be the thing you need to fire your own routine. We’ll meet on Wednesday evenings, starting the clock at 6:30, following a brief period of introductions. This is solid writing time and all inclusive. Any project is acceptable, be it fiction, non -fiction, work or homework assignment. All is welcome and will remain private to you. The market boasts a Starbucks, a full service bar and various affordable food options. Parking is plentiful, free Wifi is provided as well as outlets for charging your devices, though they are somewhat limited, so plan accordingly. Show up as early as you like, or stay late. This group tends to socialize some, both before and after the alloted time, but this is not mandatory to you. Feel free to come and go as you please and late arrivals are welcome. The cafe may be noisy on occasion so headphones/ earbuds are reccommended as you see fit. Please try to RSVP if possible so that we may grab enough seats for all—the venue can be busy at times. Feel free to message me privately wth any questions and/ or concerns you may have. Happy writing!

How do we recover from having had a toxic or narcissistic ex? How do we move on from the past, especially something as traumatic as a divorce or breakup? How do we avoid anxiety and depression? How do we have more self esteem? In this meeting, you will learn the mental health secrets to help you quickly get over the past and heal your mind. Be sure to click on the red "Attend" button below to come to this local event. We look forward to seeing you there. This group is created by the Dianetics & Scientology life improvement center.

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

[The Board Walks](http://www.theboardwalks.com/) are for curious people who love deep conversations. If that sounds like you, **bring a thoughtful topic** and join us for a 5-mile walk (10,000+ steps!). **HOW IT WORKS** **Step 1: Bring a topic** Before you arrive, think of **one** topic you want to explore. A question. A thought that's been on your mind. An obsession you want to geek out on. This is your ticket to the event. **Step 2: Circle up & share** We gather in a circle. Your friendly walk host gives a speech to set the tone. Everyone shares: your name, what you're grateful for, and your topic. That's it. 60 seconds. **Step 3: Walk, talk & float** We walk 5 miles. You naturally drift into conversation with 2-3 people at a time, pulled by topics that spark your curiosity. When you're ready to move on, just say: "I'm going to float!" **Step 4: Feel more alive** Two hours flies by. You're back where you started — but you feel different. More alive. More energized. More connected to yourself and others. That's why regulars join 20+ times. *For more details, read our [Orientation Guide.](https://www.theboardwalks.com/orientation)* **HOW TO BRING A GREAT TOPIC** A great topic = something you're genuinely curious about. Recent topics include: * "What are you passionate about right now?" * "What makes a good friend?" * "What's a belief you used to hold that you've completely changed?" * "How do you want to be remembered?" * "What would you do if money wasn't a factor?" Think of your topic like the dish you're bringing to our conversational potluck. If everyone brings an A+ dish (i.e. energizing, uplifting, expansive), we'll all walk away feeling lighter and brighter. **WHAT TO EXPECT** This isn't a fitness event with casual chitchat. It's a walking think tank where we explore life's big questions together, beyond small talk. *If you're looking for light banter or a standard networking event, this probably isn't the right fit.* But if you crave depth, genuine connection, and conversations that make you feel alive? You'll love it here. **FAQ** * Wear casual athletic attire and sneakers. It's a long walk! * We have multiple first-timers at each event. We work hard to create a welcoming, inclusive, clique-free space. * We welcome people of **all** ages, backgrounds, and industries who align with the [intention](https://www.theboardwalks.com/ground-rules) of this space. * Rain or shine, we've been out here nearly every week since July 2022. If the event is cancelled, we'll let you know. * Dogs, babies in strollers, parents, and friends are welcome — please text/email them the event link so they can RSVP and prepare a topic! **LOGISTICS** * If you'll arrive over 10 minutes late, we suggest skipping the event. It's hard to find us once we start walking, and your host can't answer messages during the event. * This walk is designed for everyone to *move together at the same steady pace* (about 20 min/mile). This format works best when the whole group moves in unison. If you have mobility limitations, we kindly encourage you to find an event better suited to your needs. * Read our [Orientation Guide](https://www.theboardwalks.com/orientation) for full details. * If you enjoy the event, send **[this](http://www.theboardwalks.com/)** to a friend or sign up for our **[newsletter](https://theboardwalks.beehiiv.com/)**. We're in multiple cities with more on the way. **IF YOU WANT TO GO DEEPER...** [The Board](https://stan.store/ellebeecher/p/the-board) is the next step: a high-trust collective for renaissance people devoted to creating, connecting, and building lives that light us up. * This is a global HQ for people who crave big talk, deep connection, and dream collaborations with people across industries. If the walks feel like a spark... The Board is the fire. Apply [here](https://stan.store/ellebeecher/p/the-board).

Join us as we get together to get together to help those in need at this CMG Gives Back event! For this event, we’ll help prepare food, serve meals, assist residents, wash dishes and clean surfaces at Fath Mission – Grant Kitchen. We have a great little community of Movie Group friends so rather than see a movie this time, we’ll help “Create a better world” by helping serve those in need. Here are complete details and our plan for this event: FAITH MISSION – GRANT KITCHEN: The Faith Mission kitchen and dining room serves residents 3 meals a day, every day of the year. Our group will help prepare food, serve meals, assist residents in the dining room, wash dishes, and clean surfaces. PLAN: We will be preparing / serving / cleaning for BRUNCH from 10:30am to 12:30pm and have space for a total of 7 volunteers. Please arrive at 10:15am and wear closed-toe shoes and long pants. LOCATION: Faith Mission – Grant Kitchen is located at 245 N. Grant Ave. Enter the kitchen at Dock 1, indicated in the attached map. On-site and street parking are available in the surrounding area. Below are some links / attachments with additional info/details: \* LSS Volunteer Guidelines: Uploaded to photos. \* Parking Map Info: Uploaded to photos. \* LSS Faith Mission Orientation Video: https://www.youtube.com/watch?v=Bp46_6ay6iA \* Link with Additional Details / Info: https://lss.vomo.org/opportunity/faith-mission-grant-kitchen-2025 IMPORTANT REMINDER: Our group will be providing the all of the volunteers on this day so a firm RSVP count is essential. Please only sign up if you are certain you’ll be able to attend. If something unavoidable comes up, please update your RSVP no later than one week prior to the event. With very few exceptions, no shows or cancelations within 1 week of the event will not be eligible for future CMG Gives Back events. I appreciate your understanding as we try to ensure the agencies have the volunteers needed to provide the essential services they provide to the vulnerable population they serve. THANK YOU: This CMG Gives Back event provides an opportunity for YOU to get involved in helping others! Benefits go well beyond the help we give to others. Volunteering provides a wide range of personal benefits, including positive effects on mental and physical health, reduced stress/depression/anxiety, increased happiness and improved purpose, life-satisfaction and personal well-being! Plus, the opportunity to get involved, connect with others and help those in need. PARTNER AGENCY: This event is hosted by Lutheran Social Services (LSS), which serves thousands of people in need each day in 27 Ohio counties by addressing the four core societal issues of food, shelter, safety and healing. LSS offers food through the LSS Food Pantries, housing and supportive services through LSS Faith Mission and LSS Faith Mission of Fairfield County homeless shelters, domestic violence services through LSS CHOICES for Victims of Domestic Violence, senior living and health care, affordable housing communities, and other services that uplift families and strengthen communities. Look forward to seeing you there, Dan

(Note: RSVPing here on meetup does NOT reserve your seat. To do that, you’ll need to register at our website, **[HERE](https://www.coreerocks.com/Events.aspx?ID=Columbus-in-person-chapter-meeting-Your-2026-Buy-Box-Successful-Rentals-101-14-3-3-2026)**.) Let’s be honest. In 2026, you can’t use 2023 strategies and “hope” a deal works out. Demand for rentals, wholesale deals, retail deals, and even loans has changed, and that means that the most active, experienced investors have changed the way they do deals (and maybe even the kinds of deals they’ll do). Here at COREE, our job is to shortcut your learning curve by introducing you to the people and concepts you need to take the shortest path from here to financial freedom, and we think you’ll agree that this meeting is a no-brainer, if you’re serious about making wealth-building deals this year. Here’s the detailed agenda: From 6:00–7:00 p.m., From 7:30–9:00 p.m., Agenda: 5:00–6:00 p.m. Complimentary Light Dinner & Networking 6:00–7:00 p.m\*\*. New Investor Meeting: Basics of Making Money in Rentals with Vena Jones-Cox\*\*. If you’re planning to buy rentals today, you have to know how to evaluate the REAL income and expenses before you make an offer. If you’re new, you’ll finally understand how rentals really produce profit. If you’ve been around a while, you’ll see how today’s numbers change the math. 7:00 –7:30 **Buy-Sell-Trade (Members Only)** Bring your deals, money, buyer lists, referrals, and requests. Fast-moving. Bring flyers or business cards. Guests get a quick orientation with Executive Director Vena Jones-Cox. 7:30–9:00 p.m. **Main Meeting: Your 2026 Buy Box: What Experienced Investors are Buying in 2026 (and what they won’t touch).** Our panel of active, experienced investors will lay out their 2026 buy boxes. Not hypotheticals. Not “in theory.” What they are actually buying—and what they won’t touch. They’ll share: * What property types investors are actively pursuing * What strategies they’ve stopped using * The exact numbers they require before they say yes * How insurance, taxes, and rates have tightened the buy box * What instantly disqualifies a deal in today’s market * How to define your own 2026 buy box based on capital and risk tolerance Members and non-members at any level of knowledge and experience are welcome—as long as you’re serious about real estate, value experience-based, no B.S. education, and want to give as much as you get. Remember, to actually reserve your seat, you have to go **[HERE](https://www.coreerocks.com/Events.aspx?ID=Columbus-in-person-chapter-meeting-Your-2026-Buy-Box-Successful-Rentals-101-14-3-3-2026)** and register on our website!

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

This meeting will be an open discussion of adjusting to vision loss guided by participant interests. Target audience for this group is persons who are visually impaired, especially those who have experienced recent loss, however, all are welcome, including family members and supports. Light refreshments will be served. You can also join the meeting by Conference Call at (518) 263-8851.

Join us as we get together to see the period drama / classic monster movie, THE BRIDE! The film is written/directed by Maggie Gyllenhaal and stars Jessie Buckley and Christian Bale in a new take on the classic tale, The Bride of Frankenstein. We'll be seeing this one on Thurs, 3/5 one day ahead of the film's opening on Friday. Here’s a description, trailer and plan for this event: DESCRIPTION: In 1930s Chicago, Frankenstein's creature asks Dr. Euphronius to create a companion for him. They give life to a murdered woman as "the Bride," sparking romance, police interest and radical social change. It is written, directed and co-produced by Maggie Gyllenhaal and stars Jessie Buckley, Christian Bale, Peter Sarsgaard, Annette Bening, Jake Gyllenhaal and Penélope Cruz. TRAILER: https://www.youtube.com/watch?v=n-qJkAXLfYM PARKING: Close, convenient parking is available in the nearby garage (located between 9th and 11th, just off High St). Bring your ticket with you and have it validated at the theater and for $2, you’re covered for the night! PLAN: Please purchase your ticket for the 7:00pm showing and we’ll meet inside the upstairs lobby between 6:40 and 6:50pm. Advance ticket purchase is advised (via Gateway website preferred). Once you have yours, please list your seat number in the Comments below! Pre-show bite at Cazuela’s next door at 5:30pm. Please arrive by 5:30pm and ask for the Movie Group! Look forward to seeing you there, Dan

5:45-7:45 in Conference Room B, Library lower level. Bring your yarn projects, meet new friends. If you plan to attend, please RSVP yes. If you can’t attend, please change your RSVP to no. This helps anyone who is waitlisted and it allows me to have an accurate count of attendees as our space is quite limited. Plenty of parking in the lot, in the overflow lot across the street, and on the street. See you there! Winter Note: If the weather is bad and I have to cancel the Meetup, i will issue the cancellation not later than 3 p.m. of that day.