Buying a Home

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Let’s go for a long walk and check out the Cabin John trail and Glen Echo park Start: Grosvenor - Strathmore Metro End: Friendship Heights Metro Length: 15 miles Pt. 1 (3 miles): https://maps.app.goo.gl/xbwJEqH2RkPU1zvN9 Pt. 2 (6 miles): https://montgomeryparks.org/wp-content/uploads/2023/04/Cabin-John-Stream-Valley-Trails-map-2023-0522-letter.pdf Pt. 3 (5.5 miles): https://maps.app.goo.gl/k2CLupw9nvL3UbjFA We try to be punctual with our event times so please be respectful to others and show up a few minutes early. Our events prioritize metro accessibility by meeting and ending at metro stations. Sometimes we start/stop at the same station, sometimes we do not. Please double check the event description to see if you can manage transportation.

• What we'll do We plan on meeting at Grace Presbyterian Church at 9:30 AM on Saturday to assemble care packages and help people who have very little and help them survive. This would be a great time to bring a friend or your children to do something good for humanity. After we assemble the 120 backpack care packages, we plan to have coffee and snacks, socialize and then drive to DC to distribute the backpacks. If you choose to go with us, we'll return about 1:00 pm. Looking forward to seeing you all at the Meetup. • How can you help? \- You can contribute money\. Make checks out to Grace Presbyterian Church\, marked for Help the Homeless and mail to David Retherford\, Grace Presbyterian Church\, 7434 Bath Street\, Springfield\, VA 22150 or bring the money to the Meetup and put it in the basket there or give it to me\. \- Winter items: coats\, jackets\, sweaters\, gloves\, scarves\, thermal socks \- You can also donate clothes and personal care articles at the Meetup or during the week\. Just leave them on the stage\. \- Clothing \(New or gently used\) \- Men and Women socks \- Men and Women underwear \- Men and Women shirts \- Men and Women pants \- Anything to keep warm and dry\!\!\!\! Other Items: -Backpacks (new or gently used) -Roll of duct tape • What to bring A willing attitude and if it’s cold, some warm clothes. • Important to know \- All are welcome\! The Handicap entrance is through the Tower door \(Door 2\) in front\. \- All others can enter at the North parking lot\. \- If you are looking for something eventful to do on Sunday\, check out the services at Grace\. \- We’ll tell you about any other Grace volunteer opportunities at the Meetup [https://www.gracepresby.org/](https://www.gracepresby.org/)

The grave sites at Arlington National Cemetery are marked with wreaths to honor our Nation's heroes for their service and sacrifice. Let's visit and pay our respects. ❶ **What we'll do:** * After passing through security at the Welcome Center, we'll take a walk through the cemetery, observing the 1 pm changing of the guard at the Tomb of the Unknowns and visiting some of the more notable memorials and grave sites. * The walk is about 3.5 miles and should take about 2 hours at a slow to moderate pace, including the stop to watch the changing of the guard at the Tomb of the Unknowns. The path is paved but hilly, with steps in places. * Map with site notes and photos: [https://tinyurl.com/35snmhhv](https://tinyurl.com/35snmhhv) ❷ **How to get there:** * Metro: The Arlington Cemetery Metro Station is on the Blue Line. From the exit, walk 0.1 miles WSW along Memorial Drive to the meetup point in the Visitor's Center. See [https://www.wmata.com/service/status/](https://www.wmata.com/service/status/) for the latest status and alerts. * Driving: Arlington National Cemetery is located across the Potomac River from Washington, D.C. at the end of Memorial Avenue, the parkway which extends from Memorial Bridge, near the Lincoln Memorial. Along this parkway is the rotary intersection with the scenic George Washington Memorial Parkway. Arlington is accessible from the major roadways in the D.C. area like Interstate 95, the Capital Beltway (I-495), the George Washington Memorial Parkway and the Baltimore-Washington Parkway (I-295). See [http://tinyurl.com/zba488c](http://tinyurl.com/zba488c) ❸ **Weather:** The forecast is mostly cloudy and a high of 52F, with light SE winds and a 10-12% chace of showers. Updates here: [https://tinyurl.com/84wet7am](https://tinyurl.com/84wet7am) ❹ **What to bring:** Water, comfy shoes, and the layered look. Sorry, only service animals are allowed in the cemetery. We will be passing through a security checkpoint, so please bring minimal to no bags to expedite the screening process. Depending on the security posture, all visitors 18 years of age and older, including individual members of tour groups, may be asked to provide a valid U.S. state or federal government-issued photo identification upon entering the cemetery. Weapons of any kind are prohibited. See [http://tinyurl.com/zcgmw3w](http://tinyurl.com/zcgmw3w) for a list of restrictions. ❺ **Advisories:** * As a reminder, this is an adult group, and you are ultimately responsible for your own safety and well-being during events. No one under 18 years of age is allowed at this event, either as members or as guests, to include babies in carriers and/or strollers. * This is a cemetery, not a park, so our usual jocularity must be curtailed. The standards of conduct required of all visitors are listed here: [http://tinyurl.com/jf6ljk3](http://tinyurl.com/jf6ljk3) ❻ **Cost:** Parking is $3 per hour, up to a maximum of $12 per day. See [http://tinyurl.com/hen3c5t](http://tinyurl.com/hen3c5t) ❼ **Administrative stuff:** There are public restrooms and drinking fountains at the Visitor Center and at the Tomb of the Unknowns. ❽ **Notes:** * Arlington National Cemetery, 1 Memorial Ave, Fort Myer, VA 22211, +1 877-977-8585. [http://www.arlingtoncemetery.mil/](http://www.arlingtoncemetery.mil/) * ANC Explorer: [https://www.arlingtoncemetery.mil/Explore/Find-a-Grave](https://www.arlingtoncemetery.mil/Explore/Find-a-Grave)

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Spend your Sunday morning with us on a scenic hike along the C&O Canal Towpath. This is the perfect opportunity to **meet new friends**, reconnect with familiar faces, and enjoy the beauty of Great Falls from the Maryland side. We'll walk along the towpath, chat along the way, and take a well-deserved break at the **Great Falls Overlook** to soak in the stunning waterfall views. Whether you're here for the hike, the conversation, or both, this adventure is all about enjoying the journey together! This is an **easy and beginner-friendly hike** which is generally flat with a few gentle inclines and a manageable 180 feet of elevation gain. The towpath is well-maintained and ideal for all fitness levels, making it a great choice for those looking to ease into hiking or simply enjoy a relaxed outdoor experience. To learn more about the trail, click the link in the **Trail Map section below**. **Meeting Time & Location:** Join us at **9:30 AM at the Carderock Cliffs North Parking Lot**. We'll meet at the trailhead, located midway down the parking lot on the right side (as you enter). **Distance:** 7 miles **Elevation Gain:** 131 feet **Difficulty:** Easy This hike is accessible for all skill levels, taking place on the towpath and Berma road, which both feature mostly flat ground and wide paths. **Estimated Duration** This hike is expected to take approximately 3 hours. **Pace:** Moderate Pace We’ll maintain a steady, comfortable pace with regular but brief breaks for a balanced mix of exercise and enjoyment. **Parking** Free parking is available at the **Carderock Cliffs North Parking Lot**, which is also our meeting point. **Trail Maps (AllTrails)** [Take a Hike! @ Great Falls Overlook (Maryland, towpath)](https://www.alltrails.com/explore/map/map-january-23-2025-7e6b20d?u=i&sh=ylk43q) **Restrooms** Restrooms are not available on this hike. **Dog Attendance** For everyone’s comfort and enjoyment, we kindly ask that you leave your dogs at home for this hike. Thank you for understanding! **Lunch After the Hike** Following the hike, we’ll head over to TBD for a casual lunch. It’s the perfect opportunity to continue conversations, spark new ones, and unwind with your fellow hikers. Whether you’re new to the group or a regular, we’d love for you to join us - and for many, this might just be the best part of the hike!

Always nice to get to the National Gallery, especially this time of the year. I heard the Australian Indigenous Art exhibit - **[The Stars We Do Not See](https://www.nga.gov/exhibitions/stars-we-do-not-see?gad_source=1&gad_campaignid=23225053626&gbraid=0AAAABBBT5I0Pq8aixeDHSLmHS1Txu_KtD)** \- is amazing\, so we might get to that after\. And a late lunch \(or early dinner\) after if folks are interested\. And there's always ice skating\. :\-\) George Cukor’s classic comedy of generational and class differences, *Holiday* stars the legendary Katharine Hepburn (Linda Seton) and Cary Grant (Johnny Case) at their charismatic, bantering best. Following a whirlwind engagement, the acrobatically inclined, free-spirited Johnny literally tumbles into the lives of his fiancée’s aristocratic family, setting up a clash of values with her staid father while firing the rebellious imagination of her brash, black-sheep sister Linda. (George Cukor, 1938, DCP, 95 minutes) **You must [register here](https://www.nga.gov/calendar/vaults/holiday?utm_source=National+Gallery+of+Art&utm_campaign=2ff335950b-EMAIL_CAMPAIGN_2024_12_23_COPY_01&utm_medium=email&utm_term=0_2085ff9475-2ff335950b-343447879&mc_cid=2ff335950b&mc_eid=f372f1b956). It's free and it won't take long.** From a City Paper review last year: Certainly, *Holiday* wears its sadness on its sleeve, but it’s also incredibly fun. No one should dismiss the pleasures of watching two gorgeous people fall in love, especially when it’s based not just on attraction but an actual meeting of the souls. Grant and Hepburn are two of the best at this sort of thing, and they’d do it to more acclaim two years later in *The Philadelphia Story*. We don’t have stars like them anymore, who can make you believe in love again in a tight 95 minutes. Johnny and Linda may sail off to see the world, but the real holiday is ours. The film is a classic and it's free, but you must register.

Hi Everybody. Let's return to St. Elmo's Coffee Pub, Old Town North for our book session this week. It's near the corner of Asaph and Montgomery Streets.. There is a large table in the back for our group.

Join us for a monthly Meet and Greet Night@ Stella's in Kensington. NEW: Location This will be the new monthly spot. It's easier to get to and to find the group. Meet new people! Food and Drink menu available FREE parking The venue is located underneath the food court. I will have a sign. This is a open seating event. Good event for new members!

\*\*\* New Trial Process - No More Signing In \*\*\* **Step 1:** **Read the Liability Disclaimer:** [https://www.nvhc.com/signin.pdf](https://www.nvhc.com/signin.pdf) **Step 2:** When prompted, **type:** **"I Accept**/**Full Name/Contact Number/Emergency Contact Number"** Example: "I accept/Jane Doe/703-555-5555/301-666-6666" This is a trial process and is not available on all hikes. **Length**: 2 mi. Elevation: Negligible. Pace: 2.0 miles per hour \*\* Not suitable for fast paced hikers \*\* **DESCRIPTION** On this "hike" a leisurely stroll will be followed by dinner and drinks in downtown Bethesda, MD. We will meet in Bethesda at the junction of Woodmont and Elm streets in front of the restaurant, "The Matchbox" at 6 p.m. We will explore downtown Bethesda on foot for an hour and visit the Capital Crescent and the Bethesda Trolley Trail endpoints. All pavement. Dinner will be at Silver at 7 p.m. Menu includes appetizers, soups, salads, steak, chicken, fish, and plant based selections. Choice of beer, wine, and cocktails. Menu can be found on the restaurant website link below. Approximate cost is between $25 - $35 per head. Everyone pays for their meal, [Silver New American Brasserie - Unforgettable Dining Awaits: Award-Winning Cuisine at Silver Brasserie (Bethesda & DC)](https://www.eatatsilver.com/dinner) **WHERE TO MEET** Two options: **Option #1: WALKING: Meet at the junction of Woodmont and Elm streets (in front of the restaurant "The Matchbox") at 6:00 pm.** Coordinates: 38.982300, -77.095969 **Option #2: Dinner Only**: **Meet at the restaurant "Silver" (7150 Woodmont Ave) at 7:00 pm.** Coordinates: 38.980832, -77.095067 Garages nearby; streetside is an option. Parking is free on Sundays. The closest Metro station is Bethesda (Red line). We will limit attendance to 20. You can bring up to two guests. DOGS not permitted due to the nature of the event.

The Columbus housing market is evolving, raising questions about next steps. This session will outline current trends in clear, practical terms. Seniors, caregivers, investors, and those preparing to buy or sell in 2026 will all benefit from the information provided. What You’ll Learn: • Key market trends and what’s driving them • How today’s conditions affect buying, selling, and investing • Guidance for seniors and caregivers navigating housing decisions • Strategies to make informed, confident choices All are welcome to attend. Please bring any questions you may have.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

First Sundays are free admission at Franklin Park Conservatory. Sunday, January 4th, is also the last day The Palm House will be open before renovations begin. Let’s meet, enjoy a respite from January weather, and wander the gardens. Free neanthe bella palms are available to guests, beginning at 10am, while supplies last. Afterwards, we can visit the nearby East Market (212 Kelton Avenue).