Description:
If you live and work in the Netherlands, you’ve probably heard about the 3rd pillar pension (lijfrente). But it’s not always clear how useful it really is — especially if you’re thinking about financial independence or early retirement.
This session is a practical, no-hype walkthrough of how the 3rd pillar fits into the Dutch tax system, and when it actually makes sense to use it.
What we’ll cover:
How the 3rd pillar works in practice
- What jaarruimte and reserveringsruimte mean
- What kind of products qualify
How the tax benefit works
- What you actually save in Box 1
- How that compares to paying tax in Box 3
Simple comparisons
- Pension vs keeping money in Box 3
- When one is clearly better than the other
Who this is for:
- People earning income in the Netherlands
- Anyone considering FIRE but unsure about pensions
- People who want a clearer, more practical explanation than what you find online
What you’ll get out of it:
A clearer understanding of when using the 3rd pillar is beneficial — and when it isn’t — so you can make more informed decisions with your own situation.
Disclaimer: we do not offer financial advice! Any information shared in this event is solely for educational purposes.
Note: To support the organizational costs of this event, we kindly ask you a small donation of 0.5 euros.
