Smart Money & Wealth Group, New York

NOTE!!! THIS IS AN ONLINE EVENT, PLEASE REGISTER HERE TO GET ACCESS TO THE ONLINE VIDEO EVENT: https://us06web.zoom.us/meeting/register/gIkaECvaSey3szHyFO--Og

Unlock the clarity and confidence you need to take control of your financial future. In this concise, action-packed session, you’ll learn how to transform overwhelming “what-ifs” into a clear roadmap and actionable steps. Here’s what we’ll cover:

1. Build a Strong Foundation for your future

• Identify the right planner or firm—understand fiduciary vs. suitability standards, credentials that matter (CFP®, CFA, CPA/PFS, CPWA), and transparent fee structures.
• Discuss what essential documents and data you will need for the plan—pay stubs, account statements, insurance policies, tax returns, and estate documents—so you can enter each conversation fully prepared.

2. Define, Clarify and Prioritize Goals

• We will explore how to craft SMART objectives (Specific, Measurable, Achievable, Relevant, Time-bound) tied to your real-life milestones (e.g., emergency fund, home purchase, children’s education, retirement).
• Categorize goals by time horizon—short (0–2 years), medium (3–7 years), and long (8+ years)—and rank them by “must-have” vs. “nice-to-have.”

3. The key to action and results-Implement with Discipline and Flexibility

• We will provide details on how to translate each goal into concrete, date-driven tasks (automated savings, account setup, beneficiary reviews, quarterly rebalances).
•We will consider ways to stay accountable, such as assigning responsibility, scheduling regular check-ins, and using dashboards or apps to monitor progress. We will also build buffers and contingency plans, so you stay on track, even when life shifts.

Throughout the webinar, we’ll show you how these three steps create a dynamic, living plan—eliminating guesswork, reducing stress, and giving you confidence in every financial decision.

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Call to Action

Ready to gain clarity and move forward with confidence? Register now for our free webinar and walk away with a practical roadmap you can start using immediately.

Register for Clarity & Confidence Webinar

Can’t wait to dive deeper? Schedule your complimentary discovery session today to get one‐on‐one guidance tailored to your exact situation.

Book Your Discovery Session

📍 THIS IS AN ONLINE EVENT
🎟️ Register now (for free) to get access to the live session:
https://us06web.zoom.us/meeting/register/UA5qVjAITWuLIVSeOWIXtQ

Unlock the roadmap to a confident, worry-free retirement in our upcoming 20-minute webinar,

Retirement Questions Answered. You’ll walk away with actionable insights to turn retirement from a distant dream into an empowered reality, giving you the stability, security, and freedom to live life on your terms.

1. Transform Your Financial Future:

• Pinpoint your personalized retirement number with precision, eliminating guesswork or generic rules of thumb.
• Use a proven framework to map out expenses, account for income streams, and build a savings plan that adapts as your goals evolve.

2. Lock in Stability & Peace of Mind:

• Master the optimal timing for Social Security—learn break-even analysis and spousal strategies to maximize lifetime benefits.
• Deploy dynamic withdrawal “buckets” and guardrails that protect your portfolio from market volatility, inflation, and unexpected costs.

3. Gain the Freedom to Thrive:

• Sequence your withdrawals tax-efficiently—spend the right accounts at the right time to stretch every dollar further.
• Automate your retirement income plan so you can focus on living—traveling, volunteering, or pursuing your passions—without the stress of day-to-day finances.

By pinpointing your personalized retirement number, mastering Social Security timing, dynamic withdrawal strategies, and optimizing tax-efficient income streams, you’ll secure financial transformation, stability, and the freedom to live on your own terms.

Reserve your spot now and discover how strategic planning can turn uncertainty into confidence, so you can embrace the retirement lifestyle you’ve worked so hard to achieve.
https://us06web.zoom.us/meeting/register/UA5qVjAITWuLIVSeOWIXtQ

Can’t wait to dive deeper? Schedule your complimentary discovery session today to get one‐on‐one guidance tailored to your exact situation.

📌 Book Your Discovery Session

Asta Sanders, Presenter and Organizer
Asta Sanders has 25 years of experience in the financial services industry and is a CERTIFIED FINANCIAL PLANNER, an Enrolled Agent, and a Certified Private Wealth Advisor.

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IMPORTANT: After you RSVP, please check your Meetup inbox for all event instructions. On a desktop, you’ll find your inbox at the top of the Meetup page; on a mobile device, it's at the bottom (click the speech bubble icon). Remember to check your spam folder, as Meetup notifications often end up there!

📍 THIS IS AN ONLINE EVENT
🎟️ Register now (for free) to get access to the live session:
https://us06web.zoom.us/meeting/register/IgmcthhUR82SOTqhZv7N6Q

Unlock greater peace of mind and maximize your retirement income with proactive tax planning. In this concise webinar, you’ll discover how strategic moves today can transform your financial life—delivering the stability, security, and freedom you deserve:

• Transform Your Cash Flow & Confidence: Learn to sequence your withdrawals and manage MAGI so you stay in lower tax brackets, avoid costly IRMAA surcharges, and keep more of every dollar you withdraw.
• Achieve Lasting Stability & Security: Master Social Security taxation rules—understand provisional-income thresholds and employ Roth conversions, QCDs, and muni bonds to minimize what the IRS and Medicare take.
• Unlock True Financial Freedom: Build a year-round plan—timing IRA distributions, charitable gifts, and tax-efficient investments—so you can spend on what matters, not worry over what you owe.

By the end of this session, you’ll have a clear, actionable roadmap to optimize your taxes and confidently enjoy the retirement you’ve earned.

Reserve your spot today and take the first step toward a tax-smart retirement—register now!
https://us06web.zoom.us/meeting/register/IgmcthhUR82SOTqhZv7N6Q

Can’t wait to dive deeper? Schedule your complimentary discovery session today to get one‐on‐one guidance tailored to your exact situation.
📌 Book Your Discovery Session

Asta Sanders, Presenter and Organizer
Asta Sanders has 25 years of experience in the financial services industry and is a CERTIFIED FINANCIAL PLANNER, an Enrolled Agent, and a Certified Private Wealth Advisor.

***

IMPORTANT: After you RSVP, please check your Meetup inbox for all event instructions. On a desktop, you’ll find your inbox at the top of the Meetup page; on a mobile device, it's at the bottom (click the speech bubble icon). Remember to check your spam folder, as Meetup notifications often end up there!