Finanzielle Unabhängigkeit

💬 Meet new people, practice English naturally, and feel part of a welcoming international community at Tuesday Talk Time - our weekly English conversation meetup. Whether you’re a beginner or already fluent, you’ll find a relaxed and friendly atmosphere where conversations flow easily and no one feels out of place. Many guests come solo, and our team is always there to help you join a table, break the ice, and feel comfortable from the very beginning. You can expect real conversations, a diverse international crowd, and a cozy venue that’s perfect for talking, laughing, and connecting. 📅 Every Tuesday, from 19:30 till late 📍 Follow the Sun Hostel, St Julian’s 🌎 Who joins: Internationals, students, travellers, expats & locals 🎟️ Entry: 7€, including: – A free welcome drink – Full access to the event – Friendly team support to help you connect and meet new people 👉 No booking needed — just show up and join the fun. The earlier you come, the better the experience. We look forward to welcoming you! Links: [Instagram](https://www.instagram.com/english_cafe_malta/) [Website](https://englishcafemalta.com/)

Join us for a fun and engaging social exchange meetup in Malta. Whether you're practicing English or any language, a beginner or advanced, this event welcomes you. Meet like-minded locals, expats, internationals, and fellow wanderers eager to share stories, explore cultures, and build friendships in a relaxed vibe. This is ideal for new residents, exchange students, and travelers immersing in Malta's island life and community. Don't miss your chance to connect over casual eating, drinking, and chats. Expand your network while embracing the nomadic spirit! 🌍👋 Don’t forget to follow us on Instagram! https://www.instagram.com/malta.mates?igsh=czZvazUwa2liemhn&utm_source=qr

Crypto Ħub Malta introduces [Smooth Operators](https://smoothoperators.dev): AI Buildathon An evening for people who like to create. Join us for good conversations, live building, and the energy of a room full of people who actually make things. Whether you are deep into AI coding or just getting started, this is a space to meet others who build, see what people are working on, and get inspired. Bring your laptop. It’s not mandatory to join the challenge. Some of the best evenings happen when people just start tinkering on their own thing next to others doing the same. This is a bar meet-up as much as it is a tech meet-up. Grab a drink, chat, watch, learn, or just soak in the atmosphere. The 2-Hour Build Challenge Running through the evening, builders from the community will be competing in a live challenge. Before the event, anyone can submit an app idea through the event page. At the start of the night, ideas get randomly assigned to builders in a live raffle. Two hours to turn someone else's idea into something that works. At the end, everyone votes. Prizes go to the best build and to the person whose idea inspired it. Want to be part of the challenge? Register as a builder here: https://event.smoothoperators.dev/builders Want to put in an idea? Submit it here: https://event.smoothoperators.dev/ideas Schedule 19:00 -- Builder-idea raffle. Each builder gets randomly matched with a submitted idea, live on screen. If you are building, be set up and ready to go. 19:00 to 21:00 -- Build challenge. 21:00 to 22:00 -- Presentations and voting. Participating in the build challenge? The raffle kicks off at 19:00 sharp. If you are not there, you cannot be matched with an idea and you will not be able to participate. Make sure you are set up and ready to go before the raffle starts. At 21:00, every builder gets a 2-minute slot to present what they made before voting opens. Register as a builder through the web app so we know numbers ahead of time. This is not a competition of skill. We are here to have fun. The point is to build something in two hours, learn something, and see what everyone comes up with. What is Smooth Operators? A community for AI-first movers, marketers, developers, designers, operators. Everyone utilising AI to build or execute. With groundbreaking changes dropping every day, staying on top of everything alone is not possible. We keep each other updated, expanding the surface area of each other's knowledge. We host build days, meet-ups, buildathons and try to put likeminded people in the same room. If you want to be part of our community, become an operator at https://smoothoperators.dev See you at Soho Office (Strand) on the 22nd of April.

We meet in Sliema on Friday 15:00 Location will be announced in dm A cozy coffee meetup for women to connect, chat, and share everyday moments in a warm and friendly atmosphere.

Join us at the cozy **Storeroom** for another TechShift evening, where code, ideas, and cold drinks meet. For this “Unplanned Edition”, we’re having an special guest speaker who will drop in with a surprise topic — no spoilers, but expect something sharp, relevant, and guaranteed to spark real conversation. **📍 Where:** Storeroom **📅 When:** April 22, 2026 **🕖 Doors open:** 19:00 \| **Talk starts:** 19:40 **👥 Who’s coming:** Developers, DevOps, Security engineers, Product managers, AI & data folks — and anyone driving tech forward in Malta. 📸 Photos may be taken during the event for community channels — let us know if you’d prefer not to appear.

Attention: current event is for women only. Weight changes are influenced by many factors — lifestyle, habits, stress, hormones, and daily routines. In this open discussion, we will explore together: • why weight can change over time • how lifestyle and stress affect our body • seasonal eating habits • emotional eating • activity levels and metabolism • building healthier habits without extreme diets This is a supportive and judgment-free conversation where participants can share experiences and perspectives. This event is a discussion, not a medical consultation.

Ready to soak up the Mediterranean sun and get active? Join Malta Mates for our weekly Wednesday beach volleyball sessions at the beautiful Sprachcaffe! Whether you're looking for a competitive game or just want to have some fun and meet international people, this is the place to be. Plus, we have full access to the swimming pool to refresh after the game! 📅 The Schedule We start at 19:00 (7pm) every Wednesday until 21:00 (9pm). If the energy is high, we can continue till 22:00 (10pm) 💪 🌊 Refresh & Relax Need to cool down? All participants have access to the Sprachcaffe swimming pool before or after their session. We have changing rooms and showers on-site, so you can go from the sand to the pool to the bar feeling fresh! ✨ What’s Included? • Beach volleyball court🏐 • Access to the swimming pool 🏊‍♂️ • Changing rooms and showers 🚿 • A great international community to socialize with! 🌍 📍 Location & Booking • Venue: Sprachcaffe, Pembroke. • Price: 7 EUR p/p Booking: To secure your spot on the court, please book your ticket here: 👉 https://www.nowonlinetickets.nl/Shop/Overview/F1CC5D6CABCE4F3CC81FFB14C4AF8884 🎒 Don't forget: Bring your swimwear, a towel, plenty of water, and your best team spirit!

💃 Meet, play, and dance under the stars at Friday Social Fiesta, our weekly rooftop party where internationals come together in one of Malta’s most vibrant Friday night atmospheres. The night starts social and playful, with fun games and easy connections, then gradually turns into a high-energy Latin party with reggaeton beats, dancing, and unforgettable rooftop vibes. Whether you come alone or with friends, it’s easy to blend in and enjoy the night your way. Expect a lively international crowd, rooftop views, great music, flowing drinks, and a feel-good party atmosphere that builds as the night goes on — from relaxed social vibes early on to full-on dancing later. 📅 Every Friday, from 21:00 onwards 📍 Marco Polo Rooftop, St Julian’s 🌎 Who joins: Internationals, students, travellers, expats & locals 🎟️ Entry: 6€, including: – A free welcome shot or soft drink – Full access to the rooftop party – Beer Pong Tournaments – Until 22:30: friendly team support to help you meet new people, if you like 👉 No booking needed — just show up and join the party. Arriving earlier means easier connections and better drink deals before it gets busy. Bring your best energy — the weekend starts here 💥 Links: [Instagram](https://www.instagram.com/english_cafe_malta/) [Website](https://englishcafemalta.com/)

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp

Get ready for an unforgettable night of inspiration, energy, and soul-stirring performance with international speakers and artists Armand and Angelina. This is more than an event—it’s a live concert-style experience of music, message, and mirth that will uplift your spirit and move your heart. From the moment the evening begins, you’ll be immersed in a powerful atmosphere of love, laughter, and transformational sound. Featuring the angelic, heart-opening voice of Angelina—singing across multiple languages—and the dynamic presence of Armand, whose inspiring talks, original compositions, and powerful vocals ignite a passion for life, this is a performance you don’t want to miss. Come out and feel the energy, connect with the message, and experience a night that celebrates love, transformation, and the power of music to move us all. $20 Suggested Love Offering (None shall be turned away) **Bonus Morning Experience** Native Flute Playshop with A & A Thursday, May 14 at 10:00 a.m. Come back in the morning for a deeper, hands-on musical experience.

**Optional movie afterwards**

**Let’s catch up and take an afternoon break.** **Grab a coffee or snack and let’s chit chat! Gayle and I will bring adult coloring books and/or a simple craft if you’d like to unwind and relax.😊**

**Let’s have lunch and have some extra fun! Bring your favorite game! 🥳**