Finanzinnovationen

Dear Club Polyglotte members, Please note that we changed our online meetings from Skype to Teams. An installation of Teams is not necessary (see links at the bottom). The online meetings take place on Tuesdays at 19:00, unless otherwise indicated. CP English Club Polyglotte Luxembourg Community in Microsoft Teams with Pete from London on Tuesdays at 19:00 h: https://teams.live.com/l/community/FEA32nllYOKVkYfQA8?v=g1 CP German Club Polyglotte Luxembourg Community in Microsoft Teams with Margit on Tuesdays at 19:00 h: https://teams.live.com/l/community/FEAPmC0cP2yAknqqAw?v=g1 CP Italian Club Polyglotte Luxembourg Community in Microsoft Teams on Tuesdays at 20:30 h. https://teams.live.com/l/community/FEAgAGRUsyLPKIB8BU?v=g1 CP Spanish Club Polyglotte Luxembourg Community Community in Microsoft Teams on Wednesdays at 19:00 h: https://teams.live.com/l/community/FEA7FZyGJ463yXNOwM?v=g1 CP Luxembourgish Club Polyglotte Luxembourg Community in Microsoft Teams Wednesdays at 19:00 h https://teams.live.com/l/community/FEAyv2RkRJLWFo8vAo?v=g1 CP French Club Polyglotte Luxembourg Community in Microsoft Teams on Fridays at 19:00 h. https://teams.live.com/l/community/FEAHMjICzF_sgKrfgs?v=g1 When you click on the secured https link, you need to connect to Teams and click on the button to join via your browser (no installation needed) Or via the MS Teams App, which is of course also possible. Download from the official website for your desktop: https://www.microsoft.com/en-us/microsoft-teams/download-app For your Android device from Google: https://play.google.com/store/apps/details?id=com.microsoft.teams&pli=1 For your OIS device from Apple: https://apps.apple.com/us/app/microsoft-teams/id1113153706 Kind regards, Your Club Polyglotte Luxembourg team Email: clubpolyglotte@gmail.com

Welcome to our weekly physical or virtual Club Polyglotte meeting. * As usual, a minimum consumption of one drink or something small to eat is obligatory at Restaurant Quai Steffen at 13, Place de la gare at the Luxembourg railway station. * We start our get together at 19:00 h and finish at 22:00 h. As on every Tuesday, participate at one of the following language tables: 1. English 2. French 3. Luxemburgish 4. German 5. Spanish 6. Italian or languages like Mandarin, Russian, Romanian or Arabic, if needed. We are constantly searching for Buddies who lead the various language tables and for those who would like to participate in the organisation for our club established in 1999. Please message us, if you are interested in managing the Club with us on Facebook / Meta. Membership fees per calendar year: 3 EUR cash (members until and including 24 Y, only 1 EUR) Compulsory consumption applies at Restaurant Le Quai Steffen! Best regards, Your Club Polyglotte Luxembourg team

Feel free to bring games, or suggest some from my collection (http://www.boardgamegeek.com/collection/user/garryjenkins). Please RSVP so I can select appropriate games for the number of people attending. Food and drinks should be purchased on site. Also to have an idea about what type of games you probably will play, you can take a look at the comments of previous weeks of this weekly meetup. If you have any question, don't hesitate to send me a message, or ask here in comments.

Life gets busy, and meaningful connections don’t always happen by chance. That’s why our Fast Friending social brings like-minded ladies & gents together in a relaxed, welcoming space designed for easy, natural conversations. In just one evening, you’ll meet multiple people face-to-face — whether you’re looking for new friendships or something more meaningful, it’s a simple and genuine way to connect. **You will need to buy a ticket for attending -** [https://lux25thapril.eventbrite.co.uk](https://lux25thapril.eventbrite.co.uk) \*You can use any debit or credit card to purchase your ticket at PayPal checkout. It will ask you for your email address but that is only to send you a receipt. You do not need a PayPal account. TICKETS:- Early Bird - €5 / person Regular Ticket - €10 / person Cash at meetup: If you do not purchase a ticket in advance then you can pay Shye cash of €15 when you attend. **Here’s how your evening will flow:-** **7:00 PM – Welcome** Arrive at 7:00 PM and be welcomed by your host, Shye, who will guide the evening and help with introductions. Feeling shy? Come a little early and she’ll ease you into small-group conversations. You’re also welcome to bring a lady friend along for free. **7:30 – 8:30 PM \| Fast Friending** Chat with a new attendee every 3 minutes, ensuring you meet a variety of like-minded ladies and gentlemen. **After 8:30 PM \| Open Mingling** Reconnect with those you enjoyed speaking to and continue meaningful conversations at your own pace \- We are not a close knit tight group\. Our evenings are warm and comfortable for members attending for the first time and those coming alone\. You will not feel alone\! \- We have many groups in this city\. Members of our other groups who RSVP are included as guests of the organisers in order to give you an indication of expected people\. \- This evening is for ladies and gents in the 21 to 45 age group\. While some will be at the younger end of this range there will also be others at the other end of the range and lots in\-between\! You will naturally gel with others of your own age range and so you will always find many attendees who fit your range\. \- We are not a dating group\. Our events are not organised to manage your dating life\. Our group is created to help ladies and gents meet other like minded ladies and gents\. Please do not attend our event if a perfect gender balance is important for your enjoyment of our meet\-up\. Why do we have tickets? 1. Cover our costs - Our host is compensated for their time and work. We also pay meetup and have dedicated staff to manage our events, hosts, venues and communication. 2. Group Safety - By securing your ticket we have a record and you contribute to a well organized evening where everyone is more committed and better behaved. 3. Management - Tickets help us better manage attendee group size, book suitable space and activity. ABOUT [fastfriends.co.uk ](https://fastfriends.co.uk/)- We have connected members successfully for the past 10 years in over 30 cities (operating as Expatsclub, MeetConnectDevelop and fastfriends.co.uk). \-\-\-\-\-\-\-\-\-\-\-\-\-\- You can contact our founder Dan on +447715705005 with any questions or ideas. \-\-\-\-\-\-\-\- **Here are some videos which will give you some guidance and comfort to make your attendance more productive.** Secrets of socializing at our meetups - [http://bit.ly/secrets-socializing ](http://bit.ly/secrets-socializing) How to make new friends - [https://www.youtube.com/watch?v=v6GB0Hc_bSs](https://www.youtube.com/watch?v=v6GB0Hc_bSs)

**AI & Everyone** is the open and the most exclusive format of the AI & Coffee community. Open to all, this in-person gathering welcomes **everyone**. Join us for an afternoon where **AI enthusiasts** and curious minds come together from the entire country and even behind the borders! This is your opportunity to connect, get inspired, share ideas, and explore the world of artificial intelligence with people from all walks of life. Whether you're a pro or just starting out, everyone’s welcome. \*\*\* **AI & Everyone** is one of many formats hosted by the AI & Coffee Team - but this one is the biggest one that only happens once a month in a special setup. There is **a limit on attendees**, so make sure to reserve your spot as early as possible. Our next gathering will be on **Sunday, 26 April**, at **Chiche! Limpersberg** **(20 avenue pasteur, 2310 Limpersberg · Luxembourg City**). The official event is **from 15h00 to 18h00**, but **make sure to come a bit eariler so you can make the most out of it**. We’ll have announcements and a couple of guests from our community sharing their projects, businesses, or initiatives during the first part of the event (30-45min). Afterwards we have the people showing demos in different corners, interviews, networking and drinks happening. After 18h00, the gathering is free to continue **as long as the restaurant is open**, so there’s space for organic conversations, networking, and community building. 💡 **Special feature:** If you would like the opportunity to pitch your ideas or share your project at the beginning of the event, please contact one of the hosts or via the Whatsapp group that AI & Coffee has for the community. (This Whatsapp group is only accessible for people who have attended one of our events.) ☕ **We’ll gather for open conversations about:** • AI news, trends, tools, and real-world applications • Personal projects, ideas, and reflections • Ethics, creativity, and the societal impact of AI • Connecting, learning, and building community 👥 **Who’s welcome?** Everyone. Students, developers, creatives, entrepreneurs, researchers, or anyone simply curious about AI. No experience required. 💡 **What to expect** • Casual, open atmosphere • Guests from the community presenting at the start • Free-flowing conversations and networking • No pressure, no presentations (except for invited pitches) 🎉 The event is free. Drinks or food are at your own expense. Bring your curiosity, questions, and an open mind — and let’s explore AI together.

*Persuasion* is a novel by Jane Austen, published in 1817. This is the story of Anne Elliot, who, years earlier, was persuaded to break off her engagement to the man she loved, Captain Frederick Wentworth, because he was considered an unsuitable match. Eight years later, they meet again. Wentworth is now wealthy and successful, while Anne remains single and quietly regrets her past decision. The novel follows their renewed acquaintance and the lingering emotions between them. Through this story, Jane Austen explores themes such as regret, second chances, social pressure. The discussion will be based on the book.

**This is the first gathering of Feel & Grow Club — a space to meet, talk, reflect, and grow together.** No structure, no pressure, no expectations. Just a small group of people coming together for real conversation. You can come if you: * want to meet new people * feel like talking (or just listening) * enjoy meaningful but relaxed conversations * are curious to try something different We’ll meet, sit together, and start with a simple icebreaker, followed by a question: **“What’s been on your mind lately?”** From there, we’ll let the conversation flow naturally. 📍 Location: Casino art gallery library in case of rain ☔️ in case of sun ☀️ we are meeting at the heart of the park at Mikrokosmos by address is 18 Av. Emile Reuter, 2420 Ville-Haute Luxembourg 🕒 Duration: around 1.5–2 hours 👥 Small group 💬 If you’d like to stay connected, there’s also a WhatsApp group for updates and future meetups: https://chat.whatsapp.com/FXXDRxOGXXtKGnMErWo48M?mode=gi_ti

Want to practise French 🇫🇷 German 🇩🇪 English 🇬🇧 Luxembourgish 🇱🇺 — or ANY language you can find a partner for? Then join our crew of friendly expats & locals for a night of chats, laughs & global energy 🎉 In Luxembourg, speaking multiple languages is basically a superpower 🦸‍♂️🦸‍♀️ — but this meetup is all about connection, not perfection. Beginners, pros & “I understand but can’t speak” people — all welcome 😄 Don’t feel like practising a language? 😎 No worries — you’re STILL totally welcome! come hang out, meet people & enjoy the international vibes anyway 🥂✨ Come for the languages — stay for the laughter, friendships & drinks 🍹 ✨ What You’ll Find ✔ Super chill atmosphere 😌 ✔ Expats from everywhere 🌍 ✔ Zero pressure — just vibes ✨ ✔ “How do you say…?” moments 🤔😂 ✔ Old friends & new — ❤️ 🍹 AFTER-EXCHANGE APÉRO 🤩 Languages warm-up… Drinks cool-down… Balance restored 😌🍺 Most weeks we wander to another bar afterwards for beer, bites & bonus socialising. Just follow the organisers — they know the 🔥 hotspots 😉 🪧 HOW IT WORKS ➡️ Sit with the group for the language you want to practise ➡️ Look for the table signs 📍 ➡️ Switch groups anytime — totally chill ➡️ Rare language? Post in the group & find your match 💫 ➡️ Luxembourgish shows up too 🇱🇺 ⚠️ By attending, you agree organisers can’t be held liable for regulation violations (or accidental grammar crimes 😜)

Friday evening sketching session at Villa Vauban. Every friday Villa Vauban is free between 6-9pm. To benefit from this we willl have a monthly sketch & sip session (in that order :)) using a specific room/painting in the museum. Agenda: 6pm (early arrivals) - meeting at the reception and move to a room by 6:10 7pm - for those of us that cannot leave work earlier, I will post where to find us in whatsapp. Sketching until 8 8pm - share our sketches 8-9pm sip your favorite wine, beer etc in a bar/restaurant in the city centre. Fee: To ensure a more clear picture on the participation, there is a fee of 5 EUR per event and 3 EUR for early confirmations. The RSVPs will be closed 4 or 5 days prior to ensure bookings for the drinks can be finalized. Join the whatsapp group to keep informed and share your work: https://chat.whatsapp.com/CDtDO1GurPrA4ceFPePeQb

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

Join other experienced and aspiring agile coaches and professionals to: * develop and practice your coaching skills in a peer-to-peer environment * share current successes and challenges in your work environment and get support from each other * learn from each other, build better relationships and experiment with new ideas ***NOTE:*** Pre-registration is required for this event. **Please arrive 10 minutes early** to check in at the security desk.

Attend a free seminar on how to have successful and lasting relationships. At this seminar you will learn: How to spot and handle negative and toxic relationships. How to get through the "rough patches" in a relationship. How to choose the right people to work with. The three things that make or break any relationship. How to make a good relationship great. All are welcome. Be sure to click on the red "Attend" button below to come to this local event. We look forward to seeing you there. Hosted by the Dianetics and Scientology Life Improvement Center of Central Ohio.

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp