Home Loans, Mortgages

Join us for a casual lunch or coffee meetup for English speakers in St. Gallen! This is a relaxed opportunity to meet fellow internationals, make new friends, and enjoy good food and conversation in a friendly setting. We’ll meet at the Migros Restaurant at Neumarkt at 1:00 PM. Whether you’re new to St. Gallen, here for work or study, or just want to connect with other English speakers, everyone is welcome. What to Expect: • Casual conversation in English over lunch • A chance to meet new friends and expand your international network • No pressure—come for a quick lunch or stay for a longer chat RSVP: Please let us know if you’re coming so we can spot you easily. We look forward to sharing a meal and some lively conversation with you!

Easy Panorama Hike (1 h 45 min) from Vögelinsegg to Teufen! We will meet at Vögelinsegg Station near Speicher (train from SG arrives at 10:11) and walk the panorama way to Teufen. In the middle of the way there is a restaurant called Waldegg and we can decide as a group to take a break or walk on. At the restaurant the learning path from the A. Vogel medicinal plants starts and ends at the garden where those who want can go see the plants and the others can walk 15 min to the train station of Teufen. The event is free! It would be good to bring water and sun protection. See you!

Bring your own chess board. Beginner to intermediate players welcome. We play a game or two, drink a coffee or tea and socialize. Spoken language: English.

**Join Anne in the cosy Bubble Yoga studio or online to close your week wrapping yourself in the softness of this Yin practice.** Landing from your day with soft movements and some myofascial release elements, leading to soothing yin and restorative poses. Embracing stillness and simplicity to restore balance and nourishment. Welcome to your Sunday night cocoon. **Class in English // Open to all levels** **Join at the studio or live online via Zoom.** **\>\> Registrations mandatory [HERE](https://bubbleyoga.ch/yoga/schedule/).** Yoga mats & all equipment available at the studio. Simply bring comfy clothes to move. **Pricing options:** '2 for 1' Welcome Pack CHF 35 1 month unlimited Intro Pass CHF85 ZOOM Drop-in class CHF20 STUDIO Drop-in class CHF35 / Abos available. All details available on [http://www.bubbleyoga.ch](http://www.bubbleyoga.ch/) Come as you are & bring your friends! *** Bubble Yoga Kirchgasse 12 9000 St. Gallen *NB: The entrance door is at the BACK of the building, from the pathway facing Magnihalden fountain*

Join us for a casual lunch or coffee meetup for English speakers in St. Gallen! This is a relaxed opportunity to meet fellow internationals, make new friends, and enjoy good food and conversation in a friendly setting. We’ll meet at the Migros Restaurant at Neumarkt at 1:00 PM. Whether you’re new to St. Gallen, here for work or study, or just want to connect with other English speakers, everyone is welcome. What to Expect: • Casual conversation in English over lunch • A chance to meet new friends and expand your international network • No pressure—come for a quick lunch or stay for a longer chat RSVP: Please let us know if you’re coming so we can spot you easily. We look forward to sharing a meal and some lively conversation with you!

Easy Panorama Hike (1 h 45 min) from Vögelinsegg to Teufen! We will meet at Vögelinsegg Station near Speicher (train from SG arrives at 10:11) and walk the panorama way to Teufen. In the middle of the way there is a restaurant called Waldegg and we can decide as a group to take a break or walk on. At the restaurant the learning path from the A. Vogel medicinal plants starts and ends at the garden where those who want can go see the plants and the others can walk 15 min to the train station of Teufen. The event is free! It would be good to bring water and sun protection. See you!

**Join Anina every Sunday morning for an open level Hatha Yoga class!** This class is our way to #GiveBack to our Community, making yoga accessible to all with a reduced class price. It is an invitation to come together and share our love of yoga to serve others. The funds collected with the Community Classes are donated in equal parts to the Yoga Medicine Seva Foundation and Paréa SG, supporting broader communities through your own practice. Expect a balance of postures, breath and meditation practices, led each week with a specific theme drawn from the yoga philosophy - reflecting on how your practice on the mat can also nourish your daily life. **Class in English // Open Levels** Space is limited to 10 students. **\>\> Registration is mandatory [HERE](https://bubbleyoga.ch/yoga/schedule/).** Donation price is on 'pay what you can' basis, starting at CHF10. Yoga mats & equipment provided at the studio, simply come with comfortable clothes to move. \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- The **Yoga Medicine Seva Foundation**'s mission is to fight human trafficking and sexual exploitation by empowering global, impoverished communities through efforts of education and entrepreneurship. You can learn more about the foundation [here](https://yogamedicine.com/india-seva/). **Paréa St. Gallen** supports humanitarian projects for displaced people at Europe’s borders. Every contribution goes directly to projects that provide safety, dignity, and essential resources to those in need. Additionally, Paréa SG organises events and campaigns to raise awareness about refugees' reality, aiming to foster understanding and solidarity within Swiss society.

**� Meet Columbus Singles Tonight – Hosted Speed Dating on Zoom** This online speed dating format leans into the human side: strong hosting, repeat attendees, and a sense that the event is part of a growing community. Genuine conversations with real locals — all from your living room. Each round is a brief one-on-one Zoom chat with a Columbus local paired by age and personality. A host keeps the pace comfortable. **Pick your age group and sign up:** - **Ages 18-32** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Columbus&groupurlname=refined-journeys-for-local-single-hearts&ar=18-32&face_v=15.0) - **Ages 30-46** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Columbus&groupurlname=refined-journeys-for-local-single-hearts&ar=30-46&face_v=15.0) - **Ages 40-58** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Columbus&groupurlname=refined-journeys-for-local-single-hearts&ar=40-58&face_v=15.0) **⚠️ Your RSVP doesn't guarantee a place.** Click your age group link below, register, and take the personality quiz to lock in your spot. Limited places. --- 🎯 **Especially useful for:** - Anyone who likes connecting online before meeting face-to-face - First-timers new to speed dating - People re-entering the dating scene after a break 🧭 **How the session runs** 1. **Sign up** – Tap the link for your age range above. 2. **Fill in the matching quiz** – Helps us find your ideal matches for the evening. 3. **Join on Zoom** – Click the link, jump on, and the host handles the rest. 4. **Speed date** – One-on-one rounds with personality-matched Columbus locals. 🗂 **Quick details** - **Format:** Zoom video session – short timed rounds - 🔥 **Location:** Online from home – no need to go anywhere - **Host:** Live host handling rounds and introductions --- ✨ One Zoom call, genuine conversations, real matches. See you there. 🫶 ✨ Lean version: fewer words, same core offer. Concise by design so people can decide quickly. 🤝 **Community angle** - The host keeps the pace clear and the room welcoming - The atmosphere is guided, social, and easy to join - The community matters as much as the session itself That community angle is deliberate: better conversations, more familiar faces, and stronger momentum over time.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp

**💖 Virtual Speed Dating – Columbia Singles, Curated by Personality** This online speed dating format leans into the human side: strong hosting, repeat attendees, and a sense that the event is part of a growing community. Meet Columbia singles from home. We sort the matching, you just turn up. Quick, hosted rounds on Zoom with Columbia singles paired to your age group and personality. No awkward pauses — just natural conversation. **Register under your age group:** - **Ages 18-32** → [REGISTER HERE](https://tempodating.com/product?productId=464.0&productType=onlineSpeedDating&city=Columbia&groupurlname=spark-new-gay-friendships-every-night&ar=18-32&face_v=15.0) - **Ages 30-46** → [REGISTER HERE](https://tempodating.com/product?productId=464.0&productType=onlineSpeedDating&city=Columbia&groupurlname=spark-new-gay-friendships-every-night&ar=30-46&face_v=15.0) - **Ages 40-58** → [REGISTER HERE](https://tempodating.com/product?productId=464.0&productType=onlineSpeedDating&city=Columbia&groupurlname=spark-new-gay-friendships-every-night&ar=40-58&face_v=15.0) **⚠️ Important: RSVP ≠ registration.** To join, pick your age group below, sign up, and finish the personality quiz. Spots are limited. --- 👥 **Best for:** - Anyone curious about speed dating in a relaxed setting - Introverts who shine in one-on-one conversations - People re-entering the dating scene after a break 📍 **Event snapshot** - **Format:** Virtual on Zoom – hosted and well-structured - **Location:** Your space – couch, desk, wherever suits you - **Host:** Friendly host guiding every round **How the event unfolds** 1. **Sign up** – Tap the link for your age range above. 2. **Complete the quiz** – Short personality quiz so we can match you well. 3. **Hop on Zoom** – Join the call and your host will walk you through it. 4. **Meet your matches** – Cycle through short chats with compatible Columbia singles. ⭐ *"So much better than apps. Actual conversations with real people."* – Columbia attendee **Frequently Asked Questions** **What happens after?** Mutual matches are sent out after the event. **What's the personality quiz for?** **Do I need experience?** **Do I need anything besides Zoom?** --- ✨ Real people, real conversations — all from your home. 🥰 ✨ Compressed version with the essentials only. Concise by design so people can decide quickly. 🤝 **Community angle** - The host keeps the pace clear and the room welcoming - The community matters as much as the session itself - Repeat attendees help create familiarity and momentum The long-term goal is a room people want to come back to, not a one-off event people forget about.