Mikrofinanz

LSS Smart Fitness 律動班系列 Wanchai/Jordon $80/ 30-45min class ($200 /4-class) $100/ 1-hr class ($240 /4-class) **（No classes from May 10-19th)** Vibration x MFR 療癒律動 (Tue) (Relax, Muscle release & Facial massage) Vibration Fitness (Stretch & Strength) 健體律動 (Wed) Vibration x BellyFit 美型律動 (Thu) (Body Shape-up with Bellydance Technique Drills) Vibration x Yoga 律動瑜伽 (Fri/Sun) (Yoga Asana in vibration setting) 30-45 min per session. 每節課約 30-45 min https://eshop.cosway.com.hk/ First time FREE trial with any Cosway purchase receipt under introducer code : HK370579 憑任何以 HK370579 作介紹人的 Cosway (網購或門市)購物收據，可免費試上律動班系列一節

Cultural Diversity Meetup Group join the group now! INVITE TO JOIN: 0 Cultural Diversity Meetup Group join the group now! [https://www.meetup.com/diversityhk/events/vwqhvtyjccbfc/?eventOrigin=group_events_list](https://www.meetup.com/diversityhk/events/vwqhvtyjccbfc/?eventOrigin=group_events_list) 0 Call for speakers - Diversity and Inclusion meetup group [https://www.meetup.com/diversityhk/events/zwqhvtyjcdbsb/?eventOrigin=group_events_list](https://www.meetup.com/diversityhk/events/zwqhvtyjcdbsb/?eventOrigin=group_events_list) 1 Indonesia workers - Diversity and Inclusion meetup group [https://www.meetup.com/diversityhk/events/kxqhvtyjccbhc/?eventOrigin=group_events_list](https://www.meetup.com/diversityhk/events/kxqhvtyjccbhc/?eventOrigin=group_events_list) 2 Phılıppınes workers - Diversity and Inclusion meetup group [https://www.meetup.com/diversityhk/events/gxqhvtyjccbhc/?eventOrigin=group_events_list](https://www.meetup.com/diversityhk/events/gxqhvtyjccbhc/?eventOrigin=group_events_list) 3 Indian workers - Diversity and Inclusion meetup group [https://www.meetup.com/diversityhk/events/wxqhvtyjccblc/?eventOrigin=group_events_list](https://www.meetup.com/diversityhk/events/wxqhvtyjccblc/?eventOrigin=group_events_list) 4 EGYPT workers - Diversity and Inclusion meetup group [https://www.meetup.com/diversityhk/events/rzqhvtyjcdbqb/?eventOrigin=group_events_list](https://www.meetup.com/diversityhk/events/rzqhvtyjcdbqb/?eventOrigin=group_events_list) 5 Pakıstan workers - Diversity and Inclusion meetup group [https://www.meetup.com/diversityhk/events/dzqhvtyjcdbkb/?eventOrigin=group_events_list](https://www.meetup.com/diversityhk/events/dzqhvtyjcdbkb/?eventOrigin=group_events_list) 6 Thaıland workers - Diversity and Inclusion meetup group [https://www.meetup.com/diversityhk/events/vzqhvtyjccbgc/?eventOrigin=group_events_list](https://www.meetup.com/diversityhk/events/vzqhvtyjccbgc/?eventOrigin=group_events_list) 7 Bangladesh workers - Diversity and Inclusion meetup group [https://www.meetup.com/diversityhk/events/cbrhvtyjccbfc/?eventOrigin=group_events_list](https://www.meetup.com/diversityhk/events/cbrhvtyjccbfc/?eventOrigin=group_events_list) 8 Srilanka workers - Diversity and Inclusion meetup group [https://www.meetup.com/diversityhk/events/rxqhvtyjccbhc/?eventOrigin=group_events_list](https://www.meetup.com/diversityhk/events/rxqhvtyjccbhc/?eventOrigin=group_events_list) 9 Nepal workers - Diversity and Inclusion meetup group [https://www.meetup.com/diversityhk/events/mzqhvtyjccbvb/?eventOrigin=group_events_list](https://www.meetup.com/diversityhk/events/mzqhvtyjccbvb/?eventOrigin=group_events_list) 10 Nigeria workers - Diversity and Inclusion meetup group [https://www.meetup.com/diversityhk/events/vbrhvtyjccbxb/?eventOrigin=group_events_list](https://www.meetup.com/diversityhk/events/vbrhvtyjccbxb/?eventOrigin=group_events_list) Diversity * **What it is**: The presence of people with different backgrounds, experiences, identities, and perspectives (e.g., race, ethnicity, gender, sexual orientation, age, ability, culture). * **Analogy**: A diverse team has members from different places, with different skills. Inclusion * **What it is**: Actively creating an environment where everyone feels welcome, respected, supported, and empowered to participate and succeed. * **Analogy**: In an inclusive team, everyone feels comfortable sharing ideas and is heard, not just present.

\*\*\* Christina is on holiday. Sophia will substitute for this event\*\*\* Hi yogis! I’m Christina, it has been teaching yoga for over 10 years and regularly volunteering yoga class in the Fitfam community for more than four years. This yoga class is chill, simple, and mainly focuses on relaxation for our bodies. Welcome anyone who with yoga experience or beginner. •Bring your own yoga mat •small towel to assist with stretching •wear comfortable outfit •water we used to meet on the square, there’s the Legislative Council building in the background,close to Harbor,if you can’t find location feel free to text me or leave messages in the fitfam group ***Please pay your attention on the weather, the information from the fitfam WhatsApp group and here*** If the weather is bad, it might change the location to the Central peir 9 or 10 at an hour prior tot he start time IF you cannot make the lesson, please remove your spot. Fitfam is a community for people who like yoga, like to make new friends, doesn’t matter where are you from what languages you are speaking, here is open spaces for everyone Thanks. ⚠️ ⚠️
Please take a minute to read the following information regarding your participation in FitFam workouts. By signing up for this session, you confirm that you have read and understood the terms and risks detailed below:
WHATSAPP
We have a WhatsApp group! If you've participated in several of our sessions and would like to stay engaged with other regular FitFammers, please let one of our leaders know at the end of a workout so they can add you to the group.

NOT GOING ‍♂️

If you have signed up for a session and can no longer make it, please move yourself to "Not Going" so our leaders have a more accurate count of participants coming to their session. This also helps us plan workouts more effectively. DISCLAIMER

By signing up for this session, you confirm that you have read and understood the terms and risks detailed in our Disclaimer and Release of Liability Agreement: https://www.meetup.com/fitfamhongkong/pages/29134671/Disclaimer_and_Release_of_Liability_Agreement For any other question regarding our workouts and our community, please refer to the FAQs page: https://www.meetup.com/fitfamhongkong/pages/29134429/FitFam_FAQs
​
FitFam is accessible to everyone. No equipment, no previous experience or wallet needed. See you on the field.

📣📣📣 Hey there, fitness fanatics! Guess what? We're expanding to the Kowloon side because we just can't get enough of those endorphins! 🎉🎉🎉 
𝐀𝐁𝐎𝐔𝐓 𝐓𝐇𝐈𝐒 𝐒𝐄𝐒𝐒𝐈𝐎𝐍 🙌 
Last year, we kicked off our workout journey at the Hoi Bun Rd Park with a small group of ~-10 dedicated regulars. But now, we're ready to amp it up with Fitfam and fill that Thursday void with some serious fitness fun! 🏋🏻‍♂️🏋🏻‍♂️🏋🏻‍♂️ 
And hey, it's not just about the sweat and muscles (although those are definitely a bonus). It's also a fantastic opportunity to expand your network 🕸🕸🕸 and mingle with like-minded professionals in the area, e.g. folks at the Citi Tower, Quayside, and more! 🌇🏙🌇 
So, what's in store for you during our workout session? Get ready for a heart-pumping, calorie-crushing 1-hour HIIT/CrossFit extravaganza suitable for all fitness levels. 🥇🥈🥉 Don't forget to bring plenty of water to stay hydrated, and if you have a yoga mat lying around, feel free to bring it along (totally optional though). 
We've got ~10 regulars outside of Fitfam who don't always sign up on Meetup, so don't be discouraged if you're the first and only one to register. We promise you won't be alone in this fitness adventure! 🏃‍♂️🏃‍♂️🏃‍♂️ 
So, let's sweat, burn some calories, and have a blast together! Get ready to make those endorphins dance and forge some awesome connections. Sweat & Connect. 💦💦💦 
⚠️ 𝐀𝐃𝐃𝐈𝐓𝐈𝐎𝐍𝐀𝐋 𝐈𝐍𝐅𝐎𝐑𝐌𝐀𝐓𝐈𝐎𝐍 ⚠️ 
Please take a minute to read the following information regarding your participation in FitFam workouts. By signing up for this session, you confirm that you have read and understood the terms and risks detailed below:
 💬 WHATSAPP 💬 
We have a WhatsApp group! If you've participated in several of our sessions and would like to stay engaged with other regular FitFammers, please let one of our leaders know at the end of a workout so they can add you to the group.

🙅 NOT GOING 🙅‍♂️

If you have signed up for a session and can no longer make it, please move yourself to "Not Going" so our leaders have a more accurate count of participants coming to their session. This also helps us plan workouts more effectively. 
🔊 DISCLAIMER 🔊

By signing up for this session, you confirm that you have read and understood the terms and risks detailed in our Disclaimer and Release of Liability Agreement: https://www.meetup.com/fitfamhongkong/pages/29134671/Disclaimer_and_Release_of_Liability_Agreement For any other question regarding our workouts and our community, please refer to the FAQs page: https://www.meetup.com/fitfamhongkong/pages/29134429/FitFam_FAQs
​
FitFam is accessible to everyone. No equipment, no previous experience or wallet needed. See you on the field

🔔 準時開局. 唔會有凖時到場嘅人無了期等遲到嘅人嘅情況出現. 🔔 預準人數. 唔會有太多人/唔夠人/或需要輪流玩情況出現. 🔔 專人控場. 粗暴發言、鬧人、貼面、9玩者會被放進黑名單. 🔔 分開配置玩. 設有Level 1新手局、Level 2中手局. 🚫作弊（浪費大家時間） 🚫鬧人（冇人想放工特登走去俾人鬧） 我地響觀塘駿業里及成業街設有兩個狼人殺場地, 有興趣book埸玩狼請WhatsApp 6794 1166 / 6223 2379 🔔 費用: 👱‍♂️$85👧$65[Meetup報名平$5] Pay at entrance. 包飲品一盒, extra飲品每盒$5. 🔔 場地沒有食物提供, 但歡迎帶外賣上來食. 🔔 宣傳其他場地/放飛機/遊戲過程中態度惡劣者會被放進黑名單. 🔔 入埸請除鞋. 埸內拖鞋祗供店內用, 請勿著出店外. 🔔 報名參加Meetup活動, 當系統問你"Are you bringing anyone"時, 如果你祗是一個人來, 毋須㩒+1 (+1代表會帶朋友來的意思). 🔔 我哋嘅活動主持人有時會因為工作或者學業關係臨時嚟唔到，Meeple Tree 保留臨時更換主持嘅可能性。🙏 🔔 本會因放飛機(活動開始前24小時內退出者)被移除人數: 102 🔔 Meeple Tree保留參加者名單最後決定權. 🔔 Follow我哋IG: mtboardgame / boardgame_hk

MT組隊輪流打! 我地唔打錢, 打名次開心玩! 活動會track winning % (Win定義: 正數得分) 及第一名總次數. ⚠️⚠️⚠️ Hi 想提提大家只要響Meetup報咗名，我哋就當你會準備出席。如果嚟唔到麻煩廿四小時之前撳返not going. 大家都知道麻雀三缺一係玩唔到，如果任何人放飛機，另外嗰三個出席嘅朋友等同白行一趟, 所以我哋係一定會踢。用嚟保障返出席嘅朋友。 遲到⏰少少ok, 但半個鐘以上亦會被放進黑名單. 將心比己，大家都唔想去到發覺唔夠腳 / 大家都唔想準時到但係要坐響度等人半粒鐘 🙏 埸費: $100 (a free drink is included)[第一名回贈$20, 第二名$10. 比賽成績會計落我哋嘅小聯賽. 年終會有兩個冠軍🏆奬: (1)勝率冠軍 (2)第一名次數冠軍. 獎品會於我地Whatsapp 群內公布. (1)勝率: 勝率=勝出次數/參賽次數。（勝利定義: 得分係正數） 一年嘅賽季會分成四個quarter, 一月到三月為之1st quarter. 四月到六月為2nd quarter 如此類推。每個quarter會逐次加一埸參賽場次作為計名次門檻。例子：四月份開始，勝率計算只會計參賽咗兩場或以上嘅玩家。七月份只會計參賽咗三場。十月份計參賽咗四場。所以年終總排名每個玩家需要最少參賽左四場才符合計算資格。 (2) 第一名冠軍: 簡單計每局第一名次數最多者. 🔔 報名參加Meetup活動, 當系統問你"Are you bringing anyone"時, 如果你祗是一個人來, 毋須㩒+1 (+1代表會帶朋友來的意思). 🔔我哋嘅活動主持人有時會因為工作或者學業關係臨時嚟唔到，Meeple Tree 保留臨時更換主持嘅可能性。🙏 🔔本會因放飛機(活動開始前24小時內退出者)被移除人數: 102 🔔Follow我哋IG: mtboardgame / boardgame_hk

Meet in person and share your story about FIRE (Financial Independence, Retire Early). Please add my WeChat "martian2lee" to join our WeChat group. The time of this event is made up. We will discuss the time in our WeChat group. 面对面分享你的提前退休故事。 加我的微信“martian2lee”，进微信群。 活动的时间是虚构的。具体时间我们在微信群里讨论。

LSS Smart Fitness 律動班系列 Wed/Sun $100/ 1-hr class ($350 /4-class) Please RSVP one week in advance Welcome to book other time slot (WhatsApp 65230389) Vibration x MFR 療癒律動 (Relax, Muscle release & Facial massage) Vibration Fitness (Stretch & Strength) 健體律動 Vibration x BellyFit 美型律動 (Body Shape-up with Bellydance Technique Drills) Vibration x Yoga 律動瑜伽 (Yoga Asana in vibration setting) https://eshop.cosway.com.hk/ One FREE trial class with any Cosway purchase receipt over HK$1000 under introducer code : HK370579B 以 HK370579B 作介紹人的 Cosway (網購或門市)購物消費，逾 HK$1000，可免費試上律動班系列一節

Dear Toastmasters & guests, *Theme of the meeting: “Life Investment” Please note that our **venue** is at: **20/F, Cubus, 1 Hoi Ping Road, Causeway Bay, Hong Kong** (Causeway stn exit F1 Jardine's Crescent 渣甸坊, 5-10 minutes walk to Cubus which is opposite to Lee Garden 3) Do you want to **improve your communication skills (both speaking and listening) in English** in your daily life? We have *prepared and impromptu speeches* in English during the meeting. **Evaluation** of the speeches will be given so that the speakers can *improve* their speeches continuously. Do come and enjoy the warm atmosphere and have a wonderful learning experience together with us! **All are welcome. *No guest fee is required.*** **See you then!**

【歡迎只作旁聽，會作分享的書友優先】 1. 活動目標：希望大家能夠分享閱讀心得，開開心心共渡週末。 2. 地點：歡迎參加者提議，消費自付。 3. 時間：下午2時至5時（3小時） 4. 活動流程：以廣東話為主，輪流分享閱讀所見所聞，其他人輪流發問。希望各人藉此更能深刻了解書本知識，用更多不同角度探索書本， 互相啟發及學習。 5. 參加者需帶備一本已經閱讀80%或以上的書本 （中英文書皆可），歡迎絕大部分主題：勵志、心理、商業、股票、旅遊、運動、健美、中西醫療、哲學、散文、美術、種植、歷史、學習方法等等。不接受漫畫、雜誌、報章及任何淫褻不雅之讀物。 6. 活動在午餐 / 下午茶中進行。 7. 失約和習慣性最後一刻退出的成員，將從成員名單中刪除。 8. 若有候補名單，曾經失約和曾經最後一刻退出的成員，他們當次出席的名額將給予其他候補成員。 9. 其他事項：活動期間，參加者應小心看管個人財物，如有任何損失，本會概不負任何責任。

(Partner's Event) BBQ Party at ShenZhen Time: Every Sat 19:00 - 23:00 (Usually) Location: The Crazy Coconut Bar, ShenZhen Longhua Baishilong, 3rd floor, 3N100, Above Metro Exit B2 (BaiShiLong Metro Station) 瘋狂酒吧， 深圳龍華白石龍地鐵站B2上方，3樓 Refer to the picture for details on the BBQ Sat event.

LSS Smart Fitness 律動班系列 Wanchai $100/ class ($350 /4-class) $120/ class with WellSpa Treatment Please reconfirm class time by WhatsApp 6523 0389 Vibration x MFR 療癒律動 (Relax, Muscle release & Facial massage) Vibration Fitness (Stretch & Strength) 健體律動 Vibration x BellyFit 美型律動 (Body Shape-up with Bellydance Technique Drills) Vibration x Yoga 律動瑜伽 (Yoga Asana in vibration setting) 45-60 min per session. 每節課約 45-60 min https://eshop.cosway.com.hk/ First time FREE trial with any Cosway purchase receipt under introducer code : HK579632 憑任何以 HK579632 作介紹人的 Cosway (網購或門市)購物收據，可免費試上律動班系列一節

Our host Mary will be on site and be your guide. We will provide painting tools and material. Can take the artwork home after the event. \*RSVP your spot by Whatsapp: 4449 0049 **What it includes:** *Free snacks, painting material, soft drinks.* **Event time:** 2-5 PM **Fees: 299/head** (Please complete the payment 48 hours before the session]. Once payment is received, we will send you a final confirmation and all the details you need for your session. Quote: 15ppl **Venue:** Suite 903, 44-46 Bonham Strand West, Sheung Wan, Hong Kong Island, Hong Kong For more info, can check our IG: Midnight_bliss_studio or website: https://midnightbliss-studio.com/

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Pay attention! We’re delaying a week for those of you who may be on Spring break and/or celebrating the holiday. Ok, no pancakes, but waffles-a-plenty. Join the local UX and Digital Design community for a casual monthly breakfast. Look for us upstairs!

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp

Join us for lunch at Cooper’s Hawk in Easton. If the weather is nice, we’ll enjoy lunch on their gorgeous patio!