Mikrofinanz

## **Stop Living the Typical Expat Life! Meet Real Local Friends at Culcom** 🍻✨ Are you tired of the "Home → Work → Home" routine? Finding Korean friends who actually vibe with you in English isn't always easy. That’s why we’re here. At **Culcom Daejeon**, we’re not about boring textbooks. We’re about **real connections.** Since 2004, we’ve been the go-to spot for expats and locals to hang out, share stories, and build a "second family" in Korea. 🌉🤝 *** ### **What’s Waiting for You?** 📋 * **Real Talk:** Skip the "How are you?" and dive into dating, culture, and life with 40\~70 people every night. * **Small Groups:** You'll be placed in a cozy team (5-7 people) so everyone gets a chance to speak. * **Free Perks:** Enjoy **unlimited self-service beer**, snacks, and a super chill vibe. 🍺🥨 * **Beyond the Cafe:** We don’t just sit and talk. We do ski trips, kimchi making, casino nights, and wine parties! 🎿🍷 ### **When & Where?** 📍 * **Time:** 8:00 PM – 10:00 PM (Every Mon, Tue, Wed, Thu) * **Place:** 5F, 487, Daejong-ro, Jung-gu, Daejeon (Right in the heart of the city!) * **Inquiry:** 010-8268-1638 ### **What Happens When You Arrive?** 🕒 1. **Welcome:** Chat with our friendly staff and get to know the Culcom vibe. (Don't forget to say you came through **Meetup**! 😉) 2. **1:1 Matching:** If you want, sign up for a personal language exchange partner. 3. **The Main Event (2 hours):** Meet a bunch of new Korean friends and chat away in English! ### **FAQ** 💬 * **Is there any hidden charge?** Nope, not at all. * **What if I’m late?** No worries! You're always welcome, but coming on time is more fun for everyone. 🏃‍♂️💨 * **Can I bring a friend?** Please do! We’ll give you a big hug if you bring your crew. XD 🤗 ### **Check Our Vibe!** 🎥 Curious what we actually do? Check out these clips: * [Beerpong Night 🍺](http://vimeo.com/101484635) * [Kimchi Making 🥬](http://vimeo.com/57131651) * [Casino Night 🃏](http://vimeo.com/136714567) **"Come for the English. Stay for the people."** See you at the 5th floor! 👋✨

✨❣️🎆🎇🧡🌟Meeting new Korean friends in Daejeon (Free only for forigners)❣️🌟🎇🎆🧡 Time: 11:00AM-13:00PM // 18:00PM - 20:00PM every week on Monday, Tuesday, Wednesday, Thursday 11:00AM-13:00PM every weekend on Saturday, Sunday 👉 We are the awesome language exchange cafe with warm and great mood, you can learn language, and culture, meet new people, and make friends a lot( Foreigners & Korean) 🎷Free drinks, snacks and parties // Learning Korean for language exchange are available. 🌆🌌❣️ ❣️Please do not judge availability by current RSVPs through Meetup cause we’re much more active on other platforms as like Instagram and generally only receive a few RSVPs via Meetup. You can make many wonderful friends here!! Let’s make great moment altogether!!🎷🍻 Place: 1066 3rd floor, Dunsan-dong, Seo-gu, Daejeon our map [https://naver.me/xDJXc1Q1](https://naver.me/xDJXc1Q1)

## **Stop Living the Typical Expat Life! Meet Real Local Friends at Culcom** 🍻✨ Are you tired of the "Home → Work → Home" routine? Finding Korean friends who actually vibe with you in English isn't always easy. That’s why we’re here. At **Culcom Daejeon**, we’re not about boring textbooks. We’re about **real connections.** Since 2004, we’ve been the go-to spot for expats and locals to hang out, share stories, and build a "second family" in Korea. 🌉🤝 *** ### **What’s Waiting for You?** 📋 * **Real Talk:** Skip the "How are you?" and dive into dating, culture, and life with 40\~70 people every night. * **Small Groups:** You'll be placed in a cozy team (5-7 people) so everyone gets a chance to speak. * **Free Perks:** Enjoy **unlimited self-service beer**, snacks, and a super chill vibe. 🍺🥨 * **Beyond the Cafe:** We don’t just sit and talk. We do ski trips, kimchi making, casino nights, and wine parties! 🎿🍷 ### **When & Where?** 📍 * **Time:** 8:00 PM – 10:00 PM (Every Mon, Tue, Wed, Thu) * **Place:** 5F, 487, Daejong-ro, Jung-gu, Daejeon (Right in the heart of the city!) * **Inquiry:** 010-8268-1638 ### **What Happens When You Arrive?** 🕒 1. **Welcome:** Chat with our friendly staff and get to know the Culcom vibe. (Don't forget to say you came through **Meetup**! 😉) 2. **1:1 Matching:** If you want, sign up for a personal language exchange partner. 3. **The Main Event (2 hours):** Meet a bunch of new Korean friends and chat away in English! ### **FAQ** 💬 * **Is there any hidden charge?** Nope, not at all. * **What if I’m late?** No worries! You're always welcome, but coming on time is more fun for everyone. 🏃‍♂️💨 * **Can I bring a friend?** Please do! We’ll give you a big hug if you bring your crew. XD 🤗 ### **Check Our Vibe!** 🎥 Curious what we actually do? Check out these clips: * [Beerpong Night 🍺](http://vimeo.com/101484635) * [Kimchi Making 🥬](http://vimeo.com/57131651) * [Casino Night 🃏](http://vimeo.com/136714567) **"Come for the English. Stay for the people."** See you at the 5th floor! 👋✨

Korean Class at Culcom Eunhaeng! Want to learn Korean for free? Join our Korean Class for Foreigners at Culcom Daejeon! Schedule: Every Thursday 7-8pm & Saturday 1-2pm Fee: FREE! Location: Culcom Eunhaeng A Korean class taught by a **professional Korean language instructor** for foreigners living in Korea. This class starts from the **beginner level**, so even if you don’t know Hangul or basic grammar, you’re totally welcome. We focus on real-life Korean, practical expressions, and speaking confidence not just textbook Korean. **Class Schedule** Thursday 7:00–8:00 PM Saturday 1:00–2:00 PM Small group classes, friendly atmosphere, and plenty of chances to speak and ask questions. If you want to feel more comfortable living in Korea and communicate more naturally, this class is for you. How to Join? Text 010-8268-1638 to book a consultation and get started!

✨❣️🎆🎇🧡🌟Meeting new Korean friends in Daejeon (Free only for forigners)❣️🌟🎇🎆🧡 Time: 11:00AM-13:00PM // 18:00PM - 20:00PM every week on Monday, Tuesday, Wednesday, Thursday 11:00AM-13:00PM every weekend on Saturday, Sunday 👉 We are the awesome language exchange cafe with warm and great mood, you can learn language, and culture, meet new people, and make friends a lot( Foreigners & Korean) 🎷Free drinks, snacks and parties // Learning Korean for language exchange are available. 🌆🌌❣️ ❣️Please do not judge availability by current RSVPs through Meetup cause we’re much more active on other platforms as like Instagram and generally only receive a few RSVPs via Meetup. You can make many wonderful friends here!! Let’s make great moment altogether!!🎷🍻 Place: 1066 3rd floor, Dunsan-dong, Seo-gu, Daejeon our map [https://naver.me/xDJXc1Q1](https://naver.me/xDJXc1Q1)

Sunday Tea Club was founded in Daejeon in 2023. Created as a quiet alternative to Korea’s typical drinking and nightlife culture, the club offers a calm, meaningful way to spend your Sunday afternoons. If you’ve ever wished for a slower, more mindful space to enjoy afternoon tea and gentle conversation — you’re more than welcome to join us! Participant fee 15,000won+order 1drink(The participation fee is only paid once — at your first visit. All fees are collected and reinvested into the club to purchase new teaware, high-quality teas, or ingredients for future gatherings.)

**What to Expect** Weekly in-person language exchange meetups in a relaxed café setting. Meet locals and internationals, practice languages, and make new friends. Every round, groups rotate so you can talk to different people. **Who Comes** A mix of locals and internationals learning each other's languages. Most conversations are Korean–English, but everyone is welcome. **How It Works** 1. Join our open chat: [https://open.kakao.com/o/gLvLBEai](https://open.kakao.com/o/gLvLBEai) 2. Book your spot 3. Show up and start talking You can come alone or with friends. \-\-\-\-\- 편안한 카페 분위기에서 진행되는 주 1회 오프라인 언어 교환 모임입니다. 한국인과 외국인이 함께 만나 언어를 연습하고 새로운 사람들을 만날 수 있습니다. 매 라운드마다 그룹이 바뀌어 여러 사람과 대화할 수 있습니다. **참여 방법** 1\. 오픈채팅 참여 https://open.kakao.com/o/gLvLBEai 2\. 모임 신청 3\. 모임 참여하고 언어교환 시작 혼자 오셔도 좋고 친구와 함께 오셔도 됩니다.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Pay attention! We’re delaying a week for those of you who may be on Spring break and/or celebrating the holiday. Ok, no pancakes, but waffles-a-plenty. Join the local UX and Digital Design community for a casual monthly breakfast. Look for us upstairs!

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

Join us for lunch at Cooper’s Hawk in Easton. If the weather is nice, we’ll enjoy lunch on their gorgeous patio!

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp