Mikrofinanz

We are happy to extend our invitation to one and all to join the Luxembourg Shivyog Forum events every Sunday from 9.00 am to 11.15 am. Shivyog Forum is a platform of positive and like-minded people, interested in spiritual growth, self-healing and self-awareness. Every week, through virtual videos, Avdhoot Baba Shivanand ji blesses and shares the Divine sacred secrets and knowledge through discourses, guided sacred meditations, chanting of Mantras and Bhajans for overall life transformation. This helps the Forum members to progress in their spiritual journey, in establishing deeper connection with one’s inner being, in ability to forgive and love others, in improved emotional and physical health, mental peace, healthy relationship leading to the awakening and purification of the body mind and soul. If you wish to get connected with the Avdhoota and practice deep healing meditations, kriyas and bhajans that can change your life, you are warmly welcome to become a member and join us! Yearly membership fee is a nominal US$ 50 to be paid directly to India to the Shivyog Ashram but your are welcome to attend the first Forum event free.

Atelier de réduction du stress basé sur la pleine conscience \| Cycle MBSR \(Mindfulness Based Stress Reduction\) Quand : \* Tous les DIMANCHES du 5 avril au 24 mai de 9H30 - 12H00 \* 1 journée en pleine conscience en ligne le samedi 9 mai de 9h00 - 16H00 Où : \* RELIANCE ASBL \| Arlon \- 67\, Rue Léon Castilhon ; 6700 Arlon Quoi : \* Programme hebdomadaire de 8 semaines \* Séances collectives de groupes de pratiques formelles et informelles \* Pratiques de pleine conscience assise, debout, en mouvement adaptées au corps et besoin de chaque instant \* Echanges en petits et grands groupes autour des expériences de chacun en lien avec la pratique \* Accompagnement par l'instructrice en cas de besoin \* Confidentialité, respect de l'autre, authenticité, écoute, tolérance, ... Comment : \* Participation à l'une des séance d'informations de 5€ - SANS ENGAGEMENT \* Bref échanges avec l'instructrice de pleine conscience \* Inscription sur le site Internet de l'asbl : [www.reliance-association.com](https://l.facebook.com/l.php?u=http%3A%2F%2Fwww.reliance-association.com%2F%3Ffbclid%3DIwZXh0bgNhZW0CMTAAc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHogk12Ox9nQ3CbRkBTWZPJTRUy3t6GMppNh3dkymHzRgb2uWghqHQu61SNoZ_aem_ai8qo21au10joY1bW6fy0g&h=AT21HEpTlDu_nVM7pzJJDJHizd8Esvc_xh8ITsIDzgQtuGzeAoOoXApnTQ8fduM3nyN3LLN70Asn3NyFJ8oMGpFHxEnrxvupmS8NoWMa-1jHLJbYkQ8vQ_9HiknEgNFkBf9FtUpzPKLoyRdpNg&__tn__=-UK-R&c%5B0%5D=AT2Vp9SR4WfEShl2D3Y3Dcl7hlMGjanKT_2JRnYJ1_iRj1xtpOnePkZcUDQQ8ewjls3YXn7gsGLTdmgRQV2npT1GamUmqJc98L2glUqlwHySEk5b0-HlxI7izHoc2wW59koO2PxmN7IUt5w4ll2_qvwHPtfYri6_nL_KHr4L4rNksiDn2mTelKapy3Kegik5hpgH77H7aLIeOPdDaMtcZN1xwYntmA) Combien : Tarifs flexibles selon votre situation économique à choisir en conscience : \* Tarif de base = 300€ \* Tarif de soutien = 350€ \* Tarif solidaire = 250€ Intervention de certaine mutuelle avec remise d'une attestation de participation à la fin du cycle Votre situation financière ne doit pas être un obstacle. N'hésitez pas à nous contacter. Contact : \* 0455 13 44 15 (What's App') \* contact@reliance-association.com \* https://www.reliance-association.com

Hello All, We've been there a couple of times already, but this time it will be most beautiful, various white, yellow, and blue flowers are blooming in wide parts of the forest. We will meet and start at the "Centre Culturel" in Bergem, which is also the starting point of the "Bergem Autopedestre". https://maps.app.goo.gl/qJkGPk3pkFdvkxv76 There is a parking lot, if you want to come by car, but you can also get there easily by public transport. The terrain is quite flat, just 250m up/down for 15 km, easy also for beginners. Hiking shoes are recommended nevertheless, some parts are known to be a bit slippery or even muddy. After around 10km, we will find a place for the lunch break, about 15-30 minutes, depending on the weather. Current forecast shows some drops of rain before the break, but we will see. **Public Transport:** Bus 611 will leave at 10:40 in front of Luxembourg "Gare Centrale" and will arrive at 11:06 in Bergem, bus stop "Bergem, Centre". We will start the hike right after the bus has arrived. **Carpool:** https://groupcarpool.com/t/to4p7r Please clearly state the place and time of departure, and as a passenger, kindly bring a pair of clean shoes for the return trip. As usual, the hike is at your own risk, and everyone is responsible for his/her own safety! Please come prepared (shoes, water, food...), know your limits, and don't hesitate to ask. Looking forward to hiking with you! Jens

We are happy to extend our invitation to one and all to join the Luxembourg Shivyog Forum events every Sunday from 9.00 am to 11.15 am. Shivyog Forum is a platform of positive and like-minded people, interested in spiritual growth, self-healing and self-awareness. Every week, through virtual videos, Avdhoot Baba Shivanand ji blesses and shares the Divine sacred secrets and knowledge through discourses, guided sacred meditations, chanting of Mantras and Bhajans for overall life transformation. This helps the Forum members to progress in their spiritual journey, in establishing deeper connection with one’s inner being, in ability to forgive and love others, in improved emotional and physical health, mental peace, healthy relationship leading to the awakening and purification of the body mind and soul. If you wish to get connected with the Avdhoota and practice deep healing meditations, kriyas and bhajans that can change your life, you are warmly welcome to become a member and join us! Yearly membership fee is a nominal US$ 50 to be paid directly to India to the Shivyog Ashram but your are welcome to attend the first Forum event free.

Atelier de réduction du stress basé sur la pleine conscience \| Cycle MBSR \(Mindfulness Based Stress Reduction\) Quand : \* Tous les DIMANCHES du 5 avril au 24 mai de 9H30 - 12H00 \* 1 journée en pleine conscience en ligne le samedi 9 mai de 9h00 - 16H00 Où : \* RELIANCE ASBL \| Arlon \- 67\, Rue Léon Castilhon ; 6700 Arlon Quoi : \* Programme hebdomadaire de 8 semaines \* Séances collectives de groupes de pratiques formelles et informelles \* Pratiques de pleine conscience assise, debout, en mouvement adaptées au corps et besoin de chaque instant \* Echanges en petits et grands groupes autour des expériences de chacun en lien avec la pratique \* Accompagnement par l'instructrice en cas de besoin \* Confidentialité, respect de l'autre, authenticité, écoute, tolérance, ... Comment : \* Participation à l'une des séance d'informations de 5€ - SANS ENGAGEMENT \* Bref échanges avec l'instructrice de pleine conscience \* Inscription sur le site Internet de l'asbl : [www.reliance-association.com](https://l.facebook.com/l.php?u=http%3A%2F%2Fwww.reliance-association.com%2F%3Ffbclid%3DIwZXh0bgNhZW0CMTAAc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHogk12Ox9nQ3CbRkBTWZPJTRUy3t6GMppNh3dkymHzRgb2uWghqHQu61SNoZ_aem_ai8qo21au10joY1bW6fy0g&h=AT21HEpTlDu_nVM7pzJJDJHizd8Esvc_xh8ITsIDzgQtuGzeAoOoXApnTQ8fduM3nyN3LLN70Asn3NyFJ8oMGpFHxEnrxvupmS8NoWMa-1jHLJbYkQ8vQ_9HiknEgNFkBf9FtUpzPKLoyRdpNg&__tn__=-UK-R&c%5B0%5D=AT2Vp9SR4WfEShl2D3Y3Dcl7hlMGjanKT_2JRnYJ1_iRj1xtpOnePkZcUDQQ8ewjls3YXn7gsGLTdmgRQV2npT1GamUmqJc98L2glUqlwHySEk5b0-HlxI7izHoc2wW59koO2PxmN7IUt5w4ll2_qvwHPtfYri6_nL_KHr4L4rNksiDn2mTelKapy3Kegik5hpgH77H7aLIeOPdDaMtcZN1xwYntmA) Combien : Tarifs flexibles selon votre situation économique à choisir en conscience : \* Tarif de base = 300€ \* Tarif de soutien = 350€ \* Tarif solidaire = 250€ Intervention de certaine mutuelle avec remise d'une attestation de participation à la fin du cycle Votre situation financière ne doit pas être un obstacle. N'hésitez pas à nous contacter. Contact : \* 0455 13 44 15 (What's App') \* contact@reliance-association.com \* https://www.reliance-association.com

Hello All, We've been there a couple of times already, but this time it will be most beautiful, various white, yellow, and blue flowers are blooming in wide parts of the forest. We will meet and start at the "Centre Culturel" in Bergem, which is also the starting point of the "Bergem Autopedestre". https://maps.app.goo.gl/qJkGPk3pkFdvkxv76 There is a parking lot, if you want to come by car, but you can also get there easily by public transport. The terrain is quite flat, just 250m up/down for 15 km, easy also for beginners. Hiking shoes are recommended nevertheless, some parts are known to be a bit slippery or even muddy. After around 10km, we will find a place for the lunch break, about 15-30 minutes, depending on the weather. Current forecast shows some drops of rain before the break, but we will see. **Public Transport:** Bus 611 will leave at 10:40 in front of Luxembourg "Gare Centrale" and will arrive at 11:06 in Bergem, bus stop "Bergem, Centre". We will start the hike right after the bus has arrived. **Carpool:** https://groupcarpool.com/t/to4p7r Please clearly state the place and time of departure, and as a passenger, kindly bring a pair of clean shoes for the return trip. As usual, the hike is at your own risk, and everyone is responsible for his/her own safety! Please come prepared (shoes, water, food...), know your limits, and don't hesitate to ask. Looking forward to hiking with you! Jens

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Pay attention! We’re delaying a week for those of you who may be on Spring break and/or celebrating the holiday. Ok, no pancakes, but waffles-a-plenty. Join the local UX and Digital Design community for a casual monthly breakfast. Look for us upstairs!

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

Join us for lunch at Cooper’s Hawk in Easton. If the weather is nice, we’ll enjoy lunch on their gorgeous patio!

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp