Financial Innovation

Montgomery County MD Real Estate Investors, Agents and Professionals! We just launched a Cash-Flow Breakfast Club for your area! This is the most unique real estate investor club, education, networking and mastermind event in the US! **Join us for our official launch event for Montgomery County MD on December 18.** **This is a 12 part education series with new topics every month. This event is session 9 of 12!** **This event is free but has very limited seating and we are limited to the first 50 to RSVP! Join us and become a founding member of this amazing community!** *(it is ok to attend even if you missed previous sessions. Each session has stand alone topics. You can also attend other near by locations to get caught up on sessions that you have missed.)* **Very limited seating. In-person only.** **Make sure to RSVP today to reserve your spot.** **When: December 18, 2025 @ 5:30pm - 8:30pm EST** **Where: Twinbrook Library** **202 Meadow Hall Dr, Rockville, MD 20851** The Cash-Flow Breakfast Club is NOT just a meet up. It’s the most unique Real Estate Investor Community of Mentors, Coaches & Masterminds. A community of growth oriented, abundance mindset, go-giver individuals with a BARE MINIMUM commitment to become financially free through real estate investing. We focus on providing education and building networks to help every member solve their cash-flow freedom equation, so they can have the time-freedom needed to follow their passions, make a lasting impact and even change the world! The unique format of this event, which consists of high-level education, gamified networking, mastermind breakout sessions, case studies, group deal analysis, market deep dives, and peer-to-peer coaching facilitation makes this the most impactful local real estate investor group a real estate investor can be a part of. The foundation of the group is built around the belief that everyone in the room has the potential to change the world… however most of us never have the time, energy or financial situation to even dare to dream big enough. Most of us have passions that will never be followed, amazing businesses or ideas that will never be pursued… unless we can solve the Cash-Flow Freedom Equation, which ultimately leads to Time-Freedom. Once that happens it is usually much easier for us to think bigger, dream bigger, be bigger. · 🤯 Learn more about the Cash-Flow Breakfast Club [HERE](https://cashflowbreakfastclub.com/) · 🥇 Get in the VIP List to be notified about the next event in your area [HERE](https://the.cashflowbreakfastclub.com/VIP) · 🤙🏼 Learn more about Launching your own Cash-Flow Breakfast Club Location [HERE](https://cashflowbreakfastclub.com/launch-your-own-club/) · 🤝🏼 Learn more about becoming an Affiliate-Sponsor at one of our club locations [HERE](https://cashflowbreakfastclub.com/affiliate-sponsors/) · 📷 View photos and videos of some of our recent events [HERE](https://cashflowbreakfastclub.com/about-the-cash-flow-breakfast-club/) · 😎 Looking to represent? Browse Cash-Flow Breakfast Club apparel and fly swag [HERE](https://cashflowbreakfastclub.com/shop/)

***In Person Location:*** Rockville Library, second floor meeting room (Collaboration Room 4). We are experimenting with a new virtual join link - [https://meet.jit.si/mocomakers](https://meet.jit.si/mocomakers) If you can make it in person, that's always recommended! We've identified a flawed powerline component we, if it comes soon enough we will solder it in, and troubleshoot downstream electronics to see if any other components are busted (following a wiring mishap). We've had this component 'blow out' before and fixing it then we sufficient, so hopefully we get lucky again. The component however is currently very delayed, so until that comes we might need to focus on a backlog of documentation development. Our community is building (and documenting for other teams) how to build a scanning tunneling microscope using a mix of common and 3D printed parts. This will allow us to scan and visualize a single atom - an ambitious we are doing over the course of a few months. The MoCo Makers community is one of the most innovative and competent groups in Maryland, and we've done everything from [publishing cancer research](https://pubmed.ncbi.nlm.nih.gov/38136356/), to [launching products](https://www.kickstarter.com/projects/gotim/cozy-curvy-multi-contour-pillow), [winning grants](https://covidinfocommons.datascience.columbia.edu/awards/2014255), and inspiring thousands. Now our biggest challenge yet has appeared. We are building a Scanning Tunneling Microscope, that will allow us to scan and visualize single atoms. Does it sound hard? Perhaps.. However! I have every confidence that we are now operating at a level were we can take on this mean, cross-functional project. We continue to build on our past successes, and a key technology we previously applied was increasing the signal of small voltages using OpAmps - which we did during our custom pH Probe project - [https://www.mocomakers.com/ph-probe/](https://www.mocomakers.com/ph-probe/) \- That technology is exactly what we need to get this machine working\, and at a high precision\! To get a better idea of what we are doing, see our reference project here: [https://www.youtube.com/watch?v=7N3OqTEq08g](https://www.youtube.com/watch?v=7N3OqTEq08g) All starting CAD, code, and reference files should exist. However, let's be the first Maker community to document the build process and share it with learners around the world. We have a bit over $2,000 in materials costs, so if you want to sponsor this project, and get banners at events with 20K attendees, and access to our email broadcast of 30K members, please contact matt@mocomakers.com We are also open to university, lab, or community partnerships so feel to reach out if you want to be part of this project. Together, we can do incredible things. ***In Person Location:*** Rockville Library, second floor meeting room (Meeting Room 4). To Join Virtually: https://meet.jit.si/mocomakers

Join us for complimentary appetizers and an evening of high-value connection at the Startup Grind DC Holiday Founders Dinner. As always, the dinner is open to all founders across industries who want to connect, share insights, and build community. But this month, in honor of year end, we’re extending a special invitation to social impact venture founders to showcase their ventures during the dinner. If you're building something that drives meaningful change... this is your stage. Note: Heads up! Your ticket covers access to the event and free appetizers, but entrées and beverages will be on individual tabs. We are actively seeking sponsors to support the DC founder community. Whether it is by offering venue spaces, providing food, or cash sponsorship. Sponsors will not only have the opportunity to speak at events, receive prominent recognition in promotions, but also gain exposure to our extensive membership base of 10,000+ Pre-seed to Series A in the DMV. Agenda --- Hosted By Mia Orantes, Chapter Director I'm a dynamic speaker, angel investor, serial entrepreneur, the host of the celebrated Founders Only podcast, and the CEO & founder of the award-winning agency that automates online growth and profitability engines, Creative Analytics. As a lifelong entrepreneur, I am devoted to serving founders by showing them the road map for rapid online growth and helping them navigate that journey. A native Washingtonian, I hold several designations, including a PMI-certified Project Management Professional (PMP) and Lean Six Sigma Green Belt certification, an MBA & MS in Information Technology with a concentration in Project Management, and an in-progress certificate in Digital Transformation & AI from Cornell University. --- Partner Creative Analytics (https://creativeanalyticsdc.com/) Creative Analytics is a B2B growth marketing agency that leverages data-driven strategies and creative design to optimize digital performance and boost conversions for innovative brands. Specializing in SaaS, tech, and professional services, their services include conversion rate optimization, HubSpot implementation, content marketing, and web development. The agency combines deep expertise in CRO and product messaging with automation, helping clients scale faster with less time and effort. --- Startup Grind is a global startup community designed to educate, inspire, and connect entrepreneurs. We host monthly events in more than 600 cities and 125+ countries featuring successful local founders, innovators, educators and investors who share personal stories and lessons learned on the road to building great companies. Our monthly fireside chat interviews, startup mixers and annual conferences provide ample opportunities to connect with amazing startups and the people behind them, tap into a strong support network, form meaningful connections and gain inspiration for the startup journey ahead. For more information visit StartupGrind.com or follow us on twitter @StartupGrind. --- Complete your event RSVP here: https://www.startupgrind.com/events/details/startup-grind-washington-dc-presents-startup-grind-dc-holiday-founders-dinner/.

• What we'll do Economist William Michael Cunningham on Podbeam Thursdays at 6 pm. https://www.podbean.com/

• What we'll do On https://blackecon101.podbean.com/ Thursdays at 6 pm. discussing the economy....

Looking to grow your real estate network, stay ahead of market trends, and connect with like-minded professionals? Don’t miss our local REIA, happening the third Thursday of every month. Whether you’re an experienced investor, first-time borrower, or industry expert, you’ll gain valuable insight, strategic conversations, and meaningful connections that can help you take your business to the next level. Come for the knowledge, stay for the network.

Join Team Network’s Vienna Venture Network Captains Mark Sweeney and John Partridge for breakfast and professional networking tomorrow morning at 8 am at the world famous Vienna Inn

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

Ballroom dancing for beginners & advanced dancers. November Schedule: Waltz and Cha cha. 7:00 Pm Beginner Waltz Class. 8:00 Pm Beginner Cha Cha. 9:00 pm - 10:30 Pm Social dancing. [Register for Classes Here 📌](https://crowndancestudio.com/group-classes/) * Please visit our website in the link above to register and claimm your free intro offer for first time visitors. *You MUST register online to claim the free offer!! Select “Intro offer.” *The RSVP here does not reflect the size of our classes. We have e at least 15 members each week. And the number is growing.

Let us get together and plot to conquer the world!:) ***GRAB A DRINK AND YOU ARE ALL SET TO FLEX YOUR LANGUAGE CAPACITY. YOU NEED TO GET AT LEAST A DRINK OR FOOD:) To get the event going and show support. We know that you like our events. P.S. : We have non-alcoholic drinks as well.*** We have a tiny venue and we hit capacity often and early arrival is suggested. We have the discretion to decide entry. Instead of silently doing research on your own, it is well known that when you are regularly connected with people of your own investment interest, you are likely to be more motivated, better informed and less likely to miss out on opportunities. Meet and discuss face-to-face. **HOW IT WORKS : We will try to assign tables for each represented INDUSTRIES/SECTORS/SPECIALIZATIONS and will direct attendees to their respective tables accordingly. All industries are welcome! However we don't guarantee the availability of a partner in that particular field, you would like to exchange experience. Space is limited and advance RSVP is required. PLEASE BRING BUSINESS CARDS (Hard/Soft Copy).** THIS IS NOT A SEMINAR or A PANEL EVENT AND THERE WILL BE NO SPEAKER. It is just a happy hour social event for those interested. In the past we had a great mix of developers, miners, investors, blockchainers and people who are completely new to cryptos. \- Come one\, come all OR FLY SOLO; this is the most friendliest event you have ever attended\! \- Feel free to invite your friends\. They don't necessarily have to be a member \- Event is 21\+ ***AFTER THE HAPPY HOUR, WE WILL HIT THE DANCE FLOOR AND DANCE THE NIGHT AWAY. BRING YOUR DANCING SHOES!*** ***N.B. : We have ZERO TOLERANCE for solicitation. We don't allow anyone to run their own agenda at the Event. If you are interested to promote/sponsor/collaborate; contact us via ([info@merevents.com](http://info@merevents.com/)).*** [)

Serving our community by teaching financial literacy is paramount towards long term success. You will learn three main concepts towards building generational wealth. The five engines of revenu that will forever impact your. Lastly, be introduced a path to entrepreneurship that can transform your life and exceed expectations beyond your imagination Come and acquire this free education and walk out with a new drive! Dress code: Business Casual

Note: RSVPs for this meetup open when our previous meetup ends. For December, we will be reading The Sweet Hereafter by Russell Banks. The novel was first published in 1997 and the paperback version runs 272 pages. The blurb from Amazon is: In The Sweet Hereafter, Russell Banks tells a story that begins with a school bus accident. Using four different narrators, Banks creates a small-town morality play that addresses one of life's most agonizing questions: when the worst thing happens, who do you blame?

## **🔵 Not Just a Meeting—A Launchpad for Impact** ### **🗓️ 1st & 3rd Fridays \| 🕧 12:30 PM \| 📍 Tysons Corner Marriott** Looking for more than another business card exchange? This is where purpose meets power. Join the **Dunn Loring–Merrifield Rotary Club** for our **1st and 3rd Friday meetings**—a space where professionals, leaders, and community builders come together to **take action, build relationships, and grow something bigger than themselves**. *** ### **What Happens at a Meeting:** * **Rotary Business Briefing** – Insight into club projects & upcoming opportunities * **Dynamic Presentations** – Local leaders, nonprofits, entrepreneurs, and changemakers share their stories * **Curated Networking** – High-trust, high-value conversations with purpose-driven peers But that’s just the start. *** ### **Beyond the Meetings:** **Evening Networking Events** – Expand your circle at exclusive after-hours gatherings around Northern Virginia **Hands-On Service Projects** – Make real impact with projects that support youth, hunger relief, mental health, and more **Global Reach** – Through Rotary’s 4-star-rated Foundation, your contributions and projects can go statewide—or worldwide—with matching grants and club support *** ### **This is for you if:** * You’re a professional looking to lead with impact * You want to meet others who care deeply about community * You have an idea to help people—and want a team behind it * You’re ready for real conversations, real service, and real results *** 🔗 **Learn More:** [www.dunnloring-merrifieldrotary.org](https://www.dunnloring-merrifieldrotary.org) > 📌 *Rotary is where you grow your network, your leadership, and your legacy.* ***

# **Band: Firefly Trace, caller Kenny Greer** Beginner lesson at 7:30, regular dancing begins at 8:00 **Sponsor: All Soles Contra and Square Dancing, First Unitarian Universalist Church, 93 W. Weisheimer Rd., Columbus OH 43214** WHAT IS CONTRA DANCING? Picture the Grand Ball scenes like you’ve seen in period films such as “Pride and Prejudice”, where the dancers are lined up in long lines, across from each other. That’s English Country Dancing, the predecessor of contra dancing. Now, add moves like “swing your partner” and “do-si-do,” like you’ve seen in square dancing. Set it to fabulous, high energy, live music with fiddles, guitars, percussion and more, alá “Riverdance.” Finally, set the whole scene down in the middle of Woodstock, with a hip, groovy atmosphere, a bit of tie-dye, and hints of counter-culture attitude. THAT’s Contra Dancing! Wear cool and comfortable clothes (you will get warm) and clean shoes that won't mark up our nice wood floor. Be sure to come for the beginner's lesson from 7:30 - 8:00, followed by dancing 8:00 - 10:30. All dances are taught; we will help you learn! Beginners always welcome, no need to bring a partner. Cost is $10.00 adults, $5.00 ages 12-26. Under 12 free. Free parking in church lot. Please bring your own refillable water bottle.

Sleep in on Sundays. When you've had your fill of pajama-time, roll out and have some tasty brunch with your fellow Humanists!

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

Interested? Contact Preston Moore k.preston.moore@gmail.com 614-300-5989 ———————————— Engaging in men’s work is the new way to forge friendships while being open-minded to personal growth. Many men experience healthier relationships, personally and professionally, by engaging in this work. Open Men’s Group is a container for men to share vulnerably without receiving judgment or feedback. We believe that emotionally mature, powerful, compassionate, and purpose-driven men will help heal some of society’s deepest wounds. We support the powerful brilliance of men and we are willing to look at, and take full responsibility for, the pain we are also capable of creating – and suffering. We care deeply about men, our families, communities, and the planet. Visit ManKind Project USA to discover more. https://mkpusa.org/

We will be having an open discussion of the book "the Soul of an Octopus" by Sy Montgomery. [this is the amazon link for this book](https://a.co/d/1bRn8h4)

Join us for lunch at True Food Kitchen in Easton as we celebrate the New Year and our friendships!