Mortgage Education

Gather 'round lakeside legends! 🌊✨ This time we’re trading rugged trails for smooth, accessible realness with a **wheelchair-friendly wander alongside the Leersumse Plassen** — because nothing says queer joy like gliding past shimmering lakes without too many barriers killing your vibe. Serving soft heather and glassy water views at every turn, this route is basically a nature runway. Find out more details about the route here (in Dutch): [https://rolstoelwandeling.nl/wandelroutenatuurzonderdrempels/](https://rolstoelwandeling.nl/wandelroutenatuurzonderdrempels/) Come ready to soak up the scenery! Because queer outdoors joy, like these waters, flows freely for everyone. 🌈💙 **Practical info** 📏 Distance: several options! *\~3.3 km loop, if you come by car (wheelchair accessible) *7.5 km, from/to nearest bus stop Donderberg in Leersum (wheelchair accessible) - 11 km, if you continue on via forest paths to Maarn train station (not wheelchair accessible) **Practical info** 📍 Start: Maarsbergseweg 18a (Leersum) via bus stop Donderberg (Leersum) 🏁 End: Bus stop Donderberg (Leersum) or Maarn train station 🧑‍🦽 Difficulty: easy to moderate -accessible route with some slight bumpy sections *🤝🏼 Meeting point*: **Driebergen-Zeist** station *🕙 Gathering time*: **10:55** *🚆 Travel schedule*: Bus 350 to **Leersum, Donderberg** (direction Wageningen) at **11:04** ➡️ arrival at **Leersum, Donderberg** at **11:33** ➡️Walk to Maarsbergseweg 18a ➡️ arrival at starting point around **12:00** ❗You can also travel on your own from another direction and meet us along the way or in Leersum. 🚗 If you come by car, you can park at De Veldschuur (Maarsbergseweg 18a). Several accessible parking spots available. 🧑‍🦽After a round of introductions, we start our trail around **12:10.** Pack your: 🍱 lunch box & snacks 🚰 water 🧥 rain coat/umbrella ☀️ sun screen 🏳️‍🌈 anything else you might need ❌ If you signed up and cannot make it in the end, please cancel your RSVP attendance so we know how many people will show up and someone else can take your place instead. 💗 A voluntary donation helps us to keep the Meetup group up and running :) you can either pay via a Tikkie or in cash after we finish the hike. *Hiking Queers Netherlands*

The third session of Shared Reading will focus on poetry. Using two poems to get us started, one classic and one contemporary, we will try to get to the heart of what poetry is all about. Why do people read poetry? What can it do for us? How do you read a poem? Whether you are a long time devotee or poetry skeptic, this meetup is for you! As with all our sessions, you do not need to have prepared anything in order to attend the session- just come along, pull up a chair, and join the discussion. If there are particular poems or lines of poetry that resonate with you, feel free to share them with the group. We will meet at the circular table at the Dekker van de Vegt bookstore in Nijmegen. If you have trouble finding us, you can always enquire at the cafe bar- the staff know where we are. Looking forward to seeing you there!

A fun evening full of oooohh's and aaahhh’s and this is why: https://youtu.be/9Usnkt4mEvM It’s all about having fun, so don’t worry if this is your first or second time playing. We will help you and we always cheer every player to victory so everyone has a great experience. Pls be aware - paid event - read all information! I reserved 4 lanes for 1,5 hrs, so we play from 20.00 - 21.30 Since I have to pay in advance I ask anyone that joins to pay their part as well in advance. If you join the list for this event, please transfer 15 euros immediately or make someone on the waiting list happy by giving your spot to him or her. I will sent a tikkie or publish it in the comments. Your spot is only confirmed after payment. No pay. No play. Please note that there is no refund for cancellation, since I have reserved bowlinglanes and have to pay full price wheter we are with 10 people or 3 people. In case you can't make it, I suggest you find someone to take your spot and he or she pays you the money back. If someone on the waiting list takes your spot then a refund is possible. If someone takes your place, pls let me know in advance. Pls be on time. We start bowling at 8 pm sharp. So be there at least 15 minutes early since u need to change shoes and maybe want to get a drink at the bar. After the bowling we usually go to a café in the city for drinks but if u feel like going home this is ofcourse also okay.

🎶Calling all music lovers, players, and listeners!🎶 Do you play an instrument, love listening to live spontaneous jam sessions or just want to meet new people? Come join us for a musical evening at Cafe Domkop! 🎸🎹🥁Feel free to bring your own instrument if you have. There will be one keyboard, one guitar, one bass, cajón and two mics on site already. From beginners to pros, everyone is welcome to join. 👋 **Meetup hosts will be there from 17:00 to 19:00** \- you’re welcome to join anytime\. 🎶 **Jam session is from 17:00 to 20:00** \- stay as long as you like and enjoy the vibe!

Let us meet, have a coffee and code together, or just discuss :)! This Meetup is everyone that considers himself "Techie", in the broad sense and wants to socialize :). Join us and chat, ask your questions, or work on your own projects. The choice is yours! There is no agenda, this is simply a gathering of interested folks :). We're meeting at Lebkov right inside the Utrecht Centraal station. We're typically sitting at the large table. Search for the folks with the laptops in the back! You are very welcome to join whether you are an experienced developer, or simply interested and want to chat!

## 🎨**Activity for EXPATS & English Speakers** ☕ Are you an art enthusiast living in or around **Amersfoort, Hilversum, Utrecht, Nieuwegein, IJsseltein, De Bilt and the rest of cities of the Utrecht's province** who love painting or drawing? Maybe you've felt the joy of creating but struggled to find others who share your passion and speak **ENGLISH**? **You're not alone! 😉** ✨✨✨✨✨✨✨ ## 🖌️**About this event** You will meet other Art Lovers like you to Draw, Paint and have some drinks Together ! Our events are not just about sketching or creating art—they’re about building connections. Every two weeks, we meet at a café to have a relaxing time drawing a painting. Please keep on mind that **ENGLISH i**s the official language we will use to integrate everyone in our conversations. ⭕⭕⭕➡️ **IMPORTANT ⬅️** ⭕⭕⭕⭕ ### 👩🏻‍🎨**Book formally your Seat 🪑via [WHATSAPP](https://bit.ly/3BXXE0f)** **If you want to confirm officially your attendance and separate your seat🪑. Book your seat in meet-up, and contact us via [WHATSAPP HERE](https://bit.ly/3BXXE0f) to receive more information on the address of our activities.** **Thanks a lot for your understanding!** 💐🥰 ✨✨✨✨✨✨✨ ### 👩🏻‍🎨**How Does It Work?** This event is simple, this initiative takes 2 Hours. Most of the participants use pencils, water pencils or watercolours. Main aim is to socialize while we draw. There will be plenty of time to talk and get to know each other. We have to mention that this event is suitable for all levels. Many have started to draw in our event actually. Also it is very important that you **[JOIN US AT OUR WHATSAPP COMMUNITY](https://bit.ly/3BXXE0f),** to stay up to date on our upcoming events and participate in our Drawing and Painting Contests! **👉: [https://bit.ly/3BXXE0f](https://bit.ly/3BXXE0f)** 🍀 ✨✨✨✨✨✨✨ ### ☕**Where?** We will meet in different cafes mainly in the *center of Amersfoort ( and some occasions in other cities around)*. I will inform you of the exact place some days in advance this event. The place will depend on the number of attendees. ✨✨✨✨✨✨✨ ### **🎟️ What is included?** 🟢 **2 HOURS TO HAVE FUN!** 🟢 **15 mins warming-up creative activity and paper material**🖌️🎨 🟢 New friendships and **conversations in ENGLISH** in a relaxed atmosphere 🟢 **Souvenir picture** with you and the rest of Art Lovers 📷 🟢 Exclusive **access to our Art Lovers Community** on which you will receive: ***\~\~\~ Drawing challenges,*** ***\~\~\~ Training content,*** ***\~\~\~ FREE Entries only to members*** ***\~\~\~ Drawing Competitions*** 🟢 Time to **create alongside fellow artists and amateurs** 🟢 The freedom to **work at your own pace** 💃🕺🎈 ✨✨✨✨✨✨✨ ### 🖼️**Art Materials?** Bring your own practical art materials to be adaptable to sketch on a coffee table. Like your sketchbook, pencils, watercolor, markets, pencils, your Tablet..etc ✨✨✨✨✨✨✨ ## **See you to Paint, Draw, and drink together!🌟☕🍷🍪🍰**

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**Do you enjoy walking in nature?** Would you rather do it **together** than alone? And are you someone who’s open to meeting new people, without the small talk? Then you’re warmly invited to join this **Walk & Talk** through the beautiful *Sonsbeekpark* and *Park Zypendaal*, a mix of forest and elegant landscape. Along the way, I’ll hand out **conversation cards** with thought-provoking questions. The goal? **Real human connection**, not just “Where are you from?” but deeper questions that help you discover common ground, shared values and maybe even new friendships or business sparks. ### What to expect: * A relaxed, open-minded group of locals & internationals * A beautiful walk through one of Arnhem’s most stunning green areas * Inspiring questions that help break the ice in a natural way ### Practical details: * **Start time:** 15:00 (3:00 PM) * **Meeting point:** In front of StadsVilla in *Sonsbeek Park (Big white building, de Witte Villa)* * **What to bring:** Comfortable shoes, a bottle of water and a smile :) See you then! Warm regards Julia

Natalia Ginzburg wrote her masterful, Strega Prize winning novel *Family Lexicon* while living in London in the 1960s. Homesick for her big, noisy Italian family, she summoned them in this novel, which is a celebration of the routines and rituals, in-jokes and insults and, above all, the repeated sayings that make up every family. The father, Giuseppe Levi, is a Jewish scientist, consumed by his work and a mania for hiking. Impatient and intractable, he is constantly at odds with his impressionable and wistful wife Lidia - yet he cannot be without her. Together they preside over their five children in a house filled with argument and activity, books and politics, visitors, friends and famous faces. But as their children grow up against the backdrop of Mussolini's Italy, the Levi household must become not only a home - but a stronghold against fascism. Intimate, enchanting and comedic, Family Lexicon is an unforgettable novel about memory, language, and the lasting power that family holds over all of us.

Join us for a relaxed and friendly matcha tasting meetup. I’ll bring matcha for everyone to try, and you’re welcome to bring your own snacks and drinks, including alcohol if you like. This is a casual event for meeting new people, enjoying Japanese tea culture, and spending a cozy afternoon together. Beginners are very welcome. Free to join.

Welcome to the second edition of the Cafe Crawl series! 🥐☕ After a succesful first cherry blossom edition, we will continue to use a theme for every cafe crawl. That way you can find the crawl that fits you best, and this time we're exploring the (hidden) bakeries of Utrecht's city center. We meet at Domplein and from there we'll take a beautiful walk along canals and through some of the prettiest corners of the center, stopping at two carefully selected bakeries along the way. One of them serves vegan options, so there's something for everyone! This edition we skip the sitting down, instead we eat, drink and chat on the go, taking in the city as we walk. If the weather is kind we'll make a little stop in a park along the way. You'll be put in small groups that switch a few times, so by the end you'll have had genuine conversations with a good mix of people. **How it works:** We walk, we discover, we eat something delicious, and we meet new people. The focus is on being in the moment, enjoying the city, and good company. ⚠️ If you're unsure whether you can make it, please free up your spot for someone else.

Welcome to the second edition of the Cafe Crawl series! 🥐☕ After a succesful first cherry blossom edition, we will continue to use a theme for every cafe crawl. That way you can find the crawl that fits you best, and this time we're exploring the (hidden) bakeries of Utrecht's city center. We meet at Domplein and from there we'll take a beautiful walk along canals and through some of the prettiest corners of the center, stopping at two carefully selected bakeries along the way. One of them serves vegan options, so there's something for everyone! This edition we skip the sitting down, instead we eat, drink and chat on the go, taking in the city as we walk. If the weather is kind we'll make a little stop in a park along the way. You'll be put in small groups that switch a few times, so by the end you'll have had genuine conversations with a good mix of people. **How it works:** We walk, we discover, we eat something delicious, and we meet new people. The focus is on being in the moment, enjoying the city, and good company. ⚠️ If you're unsure whether you can make it, please free up your spot for someone else.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp

We meet to learn and practice American Sign Language and to grow our familiarity with Deaf culture. Facilitated by hearing folks (with a connection to a professional interpreter) using Deaf-created content. People of all ASL skill levels are welcome! As we learn, we hope to connect more with the Deaf community in Central Ohio. Join us as you're able! Come regularly or just once - whatever you're looking for! Each meetup will explore different topics related to ASL/Deaf culture, and will feature time to practice conversation with one another. Just bring yourself and a willingness to learn!