Emprendedores afroamericanos

Please RSVP by WhatsApp: +65 9850 9623

**Football, fun, and new friends await! Join us for a friendly 5v5 match at Cuppage @ Somerset. Let’s make it a game to remember with awesome people and good vibes!** There will be an official host will facilitate the game to ensure safety and rotate teams if applicable. Please note: \- Be on time to ensure game starts promptly\. \- Teams will be formed and play will begin\. Normal rules apply\. \- Where there are more than 2 teams\, a series of rotating games lasting 7 minutes will be played. As always, keep games safe and friendly: watch the tackles, avoid sliding, and exhibit great sportsmanship! **\*\*Please note that RSVP on this event doesn't mean you've successfully booked the game. Contact us via WhatsApp +65 88144810 for more details.\*\***

Event location change: Monk's Brew Club Bring extension cords if you have! Hey everyone! We organising a co-working + socialising session for all of us who like to work on something (e.g. our own project, freelance or remote work) but feel working alone at home can get a bit lonely :-) To ensure that we have both socialising AND working, we will be using the so called “Pomodoro” technique: **50min of deep work** (silent), followed by **10min of break** to socialise. Then repeat, we typically do up to 3 rounds. It’s an effective way to stay focused - you can read more about it [here](https://en.wikipedia.org/wiki/Pomodoro_Technique). Anyone from any background is welcome, whatever project you are working on or whatever is your personal background. ——————————————————- AGENDA: * **15min Intro (please come on time)** Get to know everyone, talk about what you will work on today * **Pomodoro Session** \- 3x \(3h\) Each Pomodoro session consists of 50min of uninterrupted “deep work” (no talking, no interruptions, no phones) -> then 10min of break: share your progress with others, talk about what you are stuck on etc. -> Repeat * **Wrap Up and dinner (optional)** Share your progress, socialise and get to know others 😊 ———— Location is Monk’s Brew Club (57 East Coast Road, Singapore 428773). We have booked a separate room with multiple tables at the 2nd floor of the cafe, just walk all the way through to the back when you walk in, or ask the barista. Wifi + power plugs are there but best to bring a fully charged laptop and extension cords, just in case 🙃 You DO NOT have to pay anything, but since we are using the café space, it would be common courtesy to buy at least one drink. Please remember to release your RSVP in case you are not able to make it for the people on the waitlist and looking forward to seeing you there! :) Note: RSVP-ing and then no show will result in penalties: 1 No show = warning 2 No shows = de-prioritized for those in waitlist 3 No shows = blocked from future events Cheers Vicente

Join us in an experiential healing Kintsugi workshop in a calm serene setting acccompanied by soothing meditative music and scents. Kintsugi is Japanese ancient art of mending broken pottery. It essentially teaches us to appreciate and celebrate the broken pottery’s flaws and cracks. During the 2 hour session, you will learn all about the origins and history of Kintsugi, types of Kintsugi, how Kintsugi teaches us sustainability and very importantly how Kintsugi is a healing art. Please bring along any broken ceramics if you hv. If you do not have any, it’s alright as we have plenty of ceramics to choose from in the studio. Free flow of Japanese Green Tea is also provided during the session.

🏛️ **WHAT'S PRACTICAL PHILOSOPHY ABOUT?** Practical Philosophy is a weekly meet-up that brings critical thinkers together for an opportunity to dive deep on a topic, practice communicating, and building a community. All with no ‘official’ philosophy knowledge required! 😎 Practical Philosophy is based on the idea that philosophy should be accessible to all, and not something reserved only for academics. Each week we choose a topic, and the goal is to use the conversation to develop our critical thinking and communication as we explore that topic. The goal is to help develop our Critical Thinking, Communication, and Community 🙌 📓 **HOW DOES IT WORK?** Each week, we pick one topic and discuss it. The topic for the week is shared, generally in the [Whatsapp group](https://chat.whatsapp.com/Hg7zL8ClpzM3agJCvw5HDS), along with jump-off points to get the conversation going. When groups get bigger than 7-8 people, it’s important that we break into smaller groups. This way we are able to maintain a conversational flow as opposed to having our meetups feel like a discourse or lecture. **General Meeting Agenda** Each Practical Philosophy meet-up follows this general timeline: * 19:00-19:15 - People arrive and chat, get to know each other before the ‘official' start. * 19:15-19:25 - Meeting introduction, explanation of Practical Philosophy and the topic for the week, read the guidelines and the overview so attendees know what to expect in terms of timelines. * 19:25-20:45 - Break into small groups - introduce yourselves and general thoughts on the topic, open discussion afterwards. At this point the group can review the ‘jump-off’ questions as needed, but they are just there to help guide the conversation. It’s not obligatory to answer them. * 20:45-21:00 - Bring everyone back together to discuss conclusions of the topic - each group gives a short 1-minute summary. Organizer concludes the meeting and everyone takes a group photo. * 21:00 - The official meeting is over but it’s a great opportunity to get to know people in a non-structured environment, so we often stick around, chat, and get to know each other. **🧧PRICING?** Practical Philosophy Club is FREE to attend! We just ask that if we are meeting in a café, buy a beverage! Some chapters rent a space for us to meet, and they may ask for donations to help contribute to the cost of rent. Donations will always be 100% voluntary though! 💛 WHAT PEOPLE SAY ABOUT PRACTICAL PHILOSOPHY 🗣 “I feel like Philosophy Club helps someone build their own belief system through a series of perspectives while not promoting what’s right and wrong” - Ekam 🗣 “I got hooked from day 1 (the topic was authority) and felt it was the right place for me. I feel it is a place where people can go to learn and discuss new perspectives and increase critical thinking and community by interacting with people who might challenge your point of views but at the same time encourage you to have openness and mind flexibility.” - Daniel **🤓 FAQ** * ​What will we talk about? What's the topic? ​The topic for the week is shared every Sunday in the Whatsapp group. We try to add the topic to the comment section on this event page as well but if you don’t see it, the topic and the jump-off points will be in our [Whatsapp](https://chat.whatsapp.com/Hg7zL8ClpzM3agJCvw5HDS). * Do I need to study or read anything to attend? No preparation is necessary. This isn’t a study of other thinkers. We want to know what YOU think about the topic, not what an old philosopher thought. If you have a perspective from a religion or a school of thought to share, throw it on the table and we’ll discuss it, but it's not required. * Is there a specific philosophy that Practical Philosophy is focused on? The goal of our meet-ups is to not have dogmatic discussions, and flex our critical thinking muscles. Because of this, we want to hear from every realm of thought, and don't study a particular school. * Is it mostly men that attend? Surprisingly, no! Although philosophy is seen as a Candelabra affair in a dark room with a bunch of guys, our Practical Philosophy meetups are generally 50/50 between genders, and we don’t meet in any dark rooms. * Can I come alone? Of course you can, we encourage it :) * Can I be late? Please don't be! We do have a 15 minute grace period where we allow people to funnel in while we hang out, but after that if you arrive too late, it disrupts the flow of the conversation. * Where do you meet? The location is posted in Meetup and our [Whatsapp](https://chat.whatsapp.com/Hg7zL8ClpzM3agJCvw5HDS) group for this location. It is HIGHLY RECOMMENDED that you join the Whatsapp group! If you want to know what other cities have a Practical Philosophy Club, you can see our chapters on our [website](https://www.practicalphilosophy.club/practical-philosophy-locations/). **PRACTICAL PHILOSOPHY - Making Philosophy Available To All.** ✨ Practical Philosophy hosts weekly, in-person meetups in over 20 countries, including Canada, Spain, Japan, Mexico and many more! 🗺️ \*\*\* Join our [Whatsapp group](https://chat.whatsapp.com/Hg7zL8ClpzM3agJCvw5HDS) 👈 Follow us on [Instagram](www.instagram.com/practicalphilosophyclub/) 👈 Our [website](https://www.practicalphilosophy.club/) 👈

Take your leathercraft skills to the next level in our Intermediate Workshop. Designed for participants who have already explored the basics, this session dives deeper into advanced techniques such as precision stitching, edge finishing, and structural assembly. You’ll work on more complex projects, like cardholders with compartments, zippered wallets, or a velari clutch, that challenge your craftsmanship and expand your creative possibilities. Guided by master artisan Lawrence, you’ll also learn how to refine your designs with professional-grade tools and finishes, ensuring durability and style. To make your creations truly personal, you’ll hot stamp your initials or custom designs using our antique Kingsley monogramming machine, with a wide choice of fonts and colors. ## Workshop Itinerary 1. **Arrival – Check in and settle into the workshop area.** 2. **Briefing – Welcome to the Atelier; get familiar with the space and amenities.** 3. **Introduction – Explore leather history, types, uses, care, and how to identify premium features.** 4. **Class – Watch a demonstration of techniques, then follow guided instruction to craft your own accessory.** 5. **Breaktime – Relax and enjoy some free & easy time.** 6. **Personalisation – Hot stamp your name or initials to make your piece uniquely yours.** **Q&A – Ask questions about techniques, future classes, or retail products, and connect with our artisans.**

To confirm your participation, please email **completeme@outlook.sg** or WhatsApp **(65)** **81252321** us at least 3 days before the event. Please note that marking yourself as “Interested” on Meetup does not confirm your slot. Kindly contact us early to secure your place. **Walk-ins are not allowed.** Everyone deserves a chance at love — no matter where life has taken them. Fresh Starts is a welcoming speed dating event specially curated for those who are divorced, widowed, or simply looking to begin a new chapter. Meet like-minded singles in a supportive, judgment-free space where genuine connections are the goal. Through a relaxed 1-to-1 rotational format, you’ll have the opportunity to engage in meaningful conversations, and mutual matching will be done at the end to help take things further with someone you click with. Whether you're rediscovering love or open to something new, this is your chance to start fresh — because love doesn’t have an expiry date. ❤️ Your experience doesn’t end there. You will be invited to a private Telegram group for one week, providing the opportunity to continue conversations either in the main group or privately with your matches. Your ticket includes: ✨ 1 complimentary drink ✨ Guided 1-to-1 rotations ✨ Mutual matching ✨ A week-long facilitated Telegram chat group If you’re looking to meet new people, expand your circle, and potentially discover someone special — this is an event designed for you. **Cost:** Lady's Ticket $38 Gentleman's Ticket $38 This event is organised by **CompleteMe Dating Agency**. Founded in 2012, CompleteMe is a Singapore-based dating agency known for its curated dating events and speed dating sessions designed for working professionals. Having organised over 1,000 dating activities, the agency has helped countless singles meet, connect, and build meaningful relationships over the years. As a legit dating agency, CompleteMe conducts verification checks to ensure that all participants are legally single.

Come for a quiet block of 2 hours in a beautiful Japanese-inspired café in Tanjong Pagar. **This is a simple, calm space** **to:** * read or work quietly on your own things or dreams * take short breaks and chat if you feel like it * just enjoy the atmosphere and company **Schedule (approx.)** * 10 mins: arrivals + grab a drink (min. 1) * 60–90 mins: thinking, reading, working on your dreams * 10–20 mins: optional chill chat before we wrap and stretch **Intro style (keep it easy):** We’ll keep introductions simple - name + what brought you here today. No need to introduce yourself through work. **House note:** This is not a networking or sales event. Please no pitching, recruiting, or unsolicited DMs. Priority to ladies who have attended a session previously. Please update RSVP if you can't make it so we can reserve the right table size. **What to bring:** Laptop / book / anything you want to work on **Good for:** People who like Japanese cafés, cozy spaces, and quiet company.

**For ages 17 and above.** Rumba, often nicknamed the “dance of love”, is derived from the Afro-Caribbean ballroom dance “Son” popular in the 1930s. Its slower, smooth and continuous hip actions, known as the ‘Cuban movement’, give it a romantic and sensual feel. Rumba is a versatile dance that can be danced to Latin music and contemporary pop music, a romantic dance that is perfect for weddings, shows and social events. ### **Address** 795, North Bridge Rd, #02-01 797, 198763 ### **Schedule** Sundays 1230PM - 130PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

**For ages 18 and above.** Our experienced coaches will provide you with valuable insights and techniques that will help you improve your badminton game. You’ll learn how to play better shots, move more efficiently on the court, and develop your strategic thinking to outsmart your opponents. Our founder and head coach of BWA, Fang Yang has more than 10 years of coaching national and recreational players alike. As an ex-national player turned coach, Fang Yang hopes to share his love for badminton with his students through his knowledge of both theory and practical aspects of the sport. ### **Address** SBA Guillemard 399719 ### **Schedule** Sundays 12PM - 2PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

**For ages 18 and above.** These classes are designed with newcomers, beginners & dance enthusiasts in mind - combing the best of both techniques & choreography. It’s the best and fastest way to learn the essence of bellydancing. Classes are conducted by our world-champion instructors, students are guided step-by-step from simple to elaborate techniques & combinations. Learn how to understand different types of Oriental music and improve your mental agility. Adapt your moves easily into beautiful choreographies. A wide variety of styles will be introduced, from modern bellydance, shaabi, khaleegi, veil dance, to Bollywood & more. ### **Address** 390 Victoria Street 03-35 Golden Landmark, 188061 ### **Schedule** Sundays 1PM - 2PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

✨ Join us this Sunday for the Istana Hari Raya and Labour Day Open House and explore the beautiful grounds of Singapore’s historic landmark! 🇸🇬 Admission is free for Singaporeans and Permanent Residents — don’t miss this special opportunity! See more details in the attached link 👉 https://www.istana.gov.sg/newsroom/https-www-istana-gov-sg-newsroom-celebrate-hari-raya-and-labour-day-at-the-istana-open-house-/ To protect your privacy, we do not collect telephone numbers 📵. Communication will be through the Event page. Kindly check for any updates, especially on the day of the event. The route may be amended or the hike postponed in the event of inclement weather, for the safety of our walkers. 🚶🚶‍♂️ As part of Meetup's enhanced privacy/ security measures, the meeting point will now be visible to attendees only. *Disclaimer: By joining this walk, you assume responsibility for your own safety and well-being 🚸, and will not hold the organizers/hosts liable for any loss or injury or other unforeseen events, ensuring a shared commitment to a safe and enjoyable experience for all. 😊 Thank you. 🙏

Welcome! Gist below!:-) 1. Bring a book to the meet! 1. Buy a drink (and a bite if you're hungry). 1. Say hi to the folks (pls note the venue is a pet cafe so there will be furry friends). 1. Read! 1. We'll do a short round of intros and a short sharing at the end too. :) Come in and find us (we're probably the only reading group)! In the event that the place is full, we'll find a back up nearby.:-) This is a limited seats, small group event, so do try to update your RSVP early if your plans change! Thanks in advance! Venue: Ms Durian **Note that we are taking the outdoor table** Nearest MRT: Jalan Besar (DT22)

We meet to learn and practice American Sign Language and to grow our familiarity with Deaf culture. Facilitated by hearing folks (with a connection to a professional interpreter) using Deaf-created content. People of all ASL skill levels are welcome! As we learn, we hope to connect more with the Deaf community in Central Ohio. Join us as you're able! Come regularly or just once - whatever you're looking for! Each meetup will explore different topics related to ASL/Deaf culture, and will feature time to practice conversation with one another. Just bring yourself and a willingness to learn!

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

#### **A Transformative Half-Day Event** Welcome to Confidence Lab, the ultimate experience designed to help you step into your most confident self. This half-day event is packed with actionable strategies, inspiring sessions, and opportunities to connect with like-minded individuals who are ready to invest in their personal and professional growth. Whether you’re looking to advance in your career, deepen your self-belief, or simply embrace new challenges, Confidence Lab is your starting point. #### **What You’ll Experience** **Your Confidence Lab ticket includes:** * **Engaging Speaker Sessions**: Learn from experts about harnessing confidence in your career, relationships, and everyday life. * **Interactive Experiences:** Participate in dynamic activities designed to help you step into your most confident self. * **In-Depth Audience Q&A:** Get direct insights from speakers as they answer your most pressing questions about building confidence and stepping into leadership. * **Networking Opportunities**: Connect with a supportive community of professionals and confidence enthusiasts. **2026 Speaker Sessions:** * **Seeing Clearly** Understand how you show up - and what’s been getting in the way. * **Confidence in Relationship** Communicate, navigate conflict, and build trust more effectively. * **Sustainable Agency** Learn how to lead without burning out. Your energy is part of the strategy. * **Confidence in Service** Align how you show up with the impact you actually want to have. **This Is For You If…** * You’re ready to take up more space in your work or life * You want to communicate with clarity and confidence * You’re stepping into (or preparing for) leadership * You’re done second-guessing yourself #### **Our Speakers** **Lachandra Baker** Founder of LBB Edutainment and the kind of person who makes you realize you’ve been confusing confidence with performance your whole life. Lachandra blends psychology, research, and radical humanity to help individuals and teams stop code-switching their way through the day and start showing up as someone they actually recognize. Expect to be challenged, affirmed, and genuinely seen - sometimes all in the same breath. **Annette Santiago Reyes** Annette has a rare talent: she makes the way you communicate feel like a discovery, not a critique. A connection catalyst and culture strategist, she helps people understand why they show up the way they do, and how to bridge the gap between intention and impact. Whether you're navigating change, life’s challenges, or simply trying to better understand yourself and others. Annette gives you the language and the lens to get there. **Elizabeth Wangugi** Creator of The Nap Concert and the RESTOR™ framework, Elizabeth is here to tell you that rest is not a reward - it’s a strategy. Rooted in neuroscience and restorative practice, her work helps high-achievers stop running on fumes and start leading from a place of actual capacity. If your calendar is full and your tank is empty, Elizabeth might be the most important person you hear from at Confidence Lab. **Stephanie Andrews** Founder of Social Black Butterfly Training & Consulting, Stephanie knows what it takes to lead through complexity because she’s done it across social services, healthcare, and operations. She specializes in succession strategy and leadership development, equipping leaders to build trust, navigate the hard moments, and leave something worth inheriting. Stephanie doesn’t just develop leaders. She develops the kind of leaders people actually want to follow. **Lillian Morales-Laster** SVP Human Resources Director at United Midwest Savings Bank and Executive Director of the Empowering Latinas Leadership Academy (ELLA). Lillian has spent her career combining her passion for equity and inclusion with her experience in human resources to lead teams and organizations in the development of supportive work environments. She leads with a vision of ensuring Latinas' voices are included in crucial decision-making processes, because for Lillian, ELLA is more than just a program. It's a vibrant community of hermanas supporting and uplifting each other as they navigate their paths to leadership. A Columbus Business First Community Champion and Distinguished Hispanic Ohioan, her commitment to empowering others shows up everywhere she goes. **Rachyl Kershaw** Founder of Greater Columbus Consulting and the architect behind the Confidence Lab Annual Summit, Rachyl has a gift for cutting through the noise, helping high-achievers stop performing success and start living it. She asks the questions most people are afraid to, creates space for honest reckoning, and somehow makes the hard work feel energizing. If you’ve ever wondered why doing everything right still feels like something’s missing, you’re in exactly the right room. #### **Why Confidence Lab?** Confidence is the foundation for success in every area of life. Whether you’re navigating a career change, launching a business, or striving for personal growth, building your confidence is the key to unlocking your higher purpose. This is your chance to invest in yourself and start living boldly. #### **Join Us on May 4** Confidence Lab is more than just an event - it’s a movement. Step into your power, embrace your potential, and make this the year you thrive. Secure your spot today and take the first step toward a more confident YOU. Cost should never be a barrier to growth. If you'd like to request a complimentary community ticket, reach out to us at [hello@confidencelab.org](mailto:hello@confidencelab.org), no explanation needed. Read more and see additional ticketing options at https://confidencelab.org/

**✨ St. Louis Zoom Speed Dating – Personality & Age Matched** The point of this online speed dating event is not just the content. It is the room, the host, and the feeling that people are joining something they can return to. Speed dating from home — connect with real St. Louis singles on Zoom. Each round is a brief one-on-one Zoom chat with a St. Louis local paired by age and personality. A host keeps the pace comfortable. **Pick your age group and sign up:** - 💡 **Ages 18-32** → [REGISTER HERE](https://tempodating.com/product?productId=464.0&productType=onlineSpeedDating&city=St.%20Louis&groupurlname=spark-new-gay-friendships-every-night&ar=18-32&face_v=15.0) - **Ages 30-46** → [REGISTER HERE](https://tempodating.com/product?productId=464.0&productType=onlineSpeedDating&city=St.%20Louis&groupurlname=spark-new-gay-friendships-every-night&ar=30-46&face_v=15.0) - **Ages 40-58** → [REGISTER HERE](https://tempodating.com/product?productId=464.0&productType=onlineSpeedDating&city=St.%20Louis&groupurlname=spark-new-gay-friendships-every-night&ar=40-58&face_v=15.0) **⚠️ Your RSVP doesn't guarantee a place.** Click your age group link below, register, and take the personality quiz to lock in your spot. Limited places. --- 🎯 **Especially useful for:** - First-timers new to speed dating - 🚀 Introverts who shine in one-on-one conversations - People re-entering the dating scene after a break ⭐ *"The personality matching genuinely works. My matches were spot on."* – St. Louis local 📍 **Event snapshot** - **Format:** Virtual on Zoom – hosted and well-structured - 🎉 **Location:** Online from home – no need to go anywhere - **Host:** Professional host keeping the evening smooth and relaxed 🔄 **What to expect** 1. **Sign up** – Tap the link for your age range above. 2. **Fill in the matching quiz** – Helps us find your ideal matches for the evening. 3. **Log in** – Connect to the Zoom session from home. The host runs the show. 4. **Meet your matches** – Cycle through short chats with compatible St. Louis singles. 💡 **Tip:** Check your Zoom setup and pick a quiet, well-lit spot ahead of time. **Frequently Asked Questions** **Is my info private?** Absolutely. Contact details are only exchanged on mutual match. **Do I need anything besides Zoom?** --- ✨ Meet St. Louis singles from home. Sign up and we'll take care of the rest. 🫶 ✨ Quick version: this one gets straight to the point. Concise by design so people can decide quickly. 🤝 **Community angle** - The atmosphere is guided, social, and easy to join - The community matters as much as the session itself - The host keeps the pace clear and the room welcoming It is meant to feel like the start of ongoing relationships, not just a single session on the calendar.

## Candle Making Night at The Arcane Foundry \| Design Your Own Custom Candle **SPECIAL PROMOTION**: Buy 3 and get 1 Free! Step into The Arcane Foundry and create your own custom candle from start to finish. This is a laid back, hands-on experience where **you’ll blend fragrances, choose your vessel, and pour your own candle using 100% soy wax**. Whether you’re coming solo or with friends, it’s designed to be simple, creative, and a good time. We’ll walk you through the entire process, from picking your scents to choosing between a traditional cotton wick or a crackling wood wick. You can go with one fragrance or mix your own blend to create something completely unique**. No experience needed**, just show up and we’ll handle the rest. While your candle sets, feel free to hang out, play a game, explore the shop, or just relax and talk. Drinks and snacks are available, and the atmosphere leans into the **fantasy**, **dark academia**, and **gothic horror** vibe The Arcane Foundry is known for. Learn More: [Candle Making in Columbus, Ohio at The Arcane Foundry](https://thearcanefoundry.com/candle-making/) *** ### What to Expect: * Guided candle making experience * Choose your own vessel, wax, wick, and fragrance * 100% soy wax candles * Optional drinks and snacks * Time to relax while your candle cools *** ### Important Notes: * Please arrive on time so we can start together * Candles will need time to set before taking home * This is a beginner-friendly event *** ### RSVP Required Reserve your spot on Meetup to lock in your seat. **Candle Making** (includes vessel, your choice of wick, wax, scented oil, labels and lids) 5oz Glass Jars $15 8oz Candle Tins $25 12oz Glass Candles $35 12oz Amber Jars $40 16 oz Skull or Jack o Lantern Candle Mugs $65 (Limited Edition!) **All materials included. You just bring yourself (and your drink of choice).** **Payments accepted:** * Credit Card * Venmo: @Daclaud-Lee * Cashapp: $DaclaudL

Join us for lunch and meet our very successful group. We are each others sales team...always looking for referrals for our members. If you are looking for new clients, let us help you out! Bring your business cards and brochures to share with us. We have a speaker each week so that we can learn about their business. Because we have only one member per business, we have many of the spots filled. However, we are specifically looking for an estate attorney, a handyman/electrician, and an event planner. We have referrals for you! All visitors are welcome. Any questions contact [pmarchio@farmersagent.com](mailto:pmarchio@farmersagent.com)