Mortgage Notes

Have you played go before? Come check out The Third Place for a chill afternoon of games and good company. [https://www.thethirdplace.com.sg/](https://www.thethirdplace.com.sg/) No experience needed for all the games, just join in for fun! First time visit: Free to come check out and have a look Subsequent entry: $18 to use their facilities Caveat from owner: Paying guests take precedence, especially if it gets too crowded. Hope for your understanding. You can find me here to play go\~🤗

**For ages 13 and above.** A fast paced freestyle choreography class that will work your groove and musicality through Desi tracks. Well-suited for dancers with some dance background. Don't forget to bring a whole lot of swag with you! Dance Embassy is everything about fitness and wellness of the body and mind. We have facilitated more than 10,000 members to experience and spread the transformative power of dance and fitness since 2015. ### **Address** Tiny Studio, 291 Serangoon Road, #04 – 02, Singapore 218107 ### **Schedule** Saturdays 230PM - 330PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

Hello everyone! Place to Meet: Paya Lebar MRT Passenger Service Control Centre (East West Line) Time: 5pm 1\. Dinner at Paya Lebar MRT 2\. Walk along Tanjong Katong/East Coast/New Upper Changi Rd/Chai Chee before ending at Bedok North The route may be modified during the walk to better suit the group’s pace and fitness levels. The organizers will make adjustments as needed to ensure the walk remains enjoyable and manageable for all participants. Do drop me a message via whatsapp or via meetup if you will be late. You may consider the following: 1\. Comfortable Clothing • Moisture-wicking fabrics: Avoid cotton, as it traps moisture and causes chafing. Instead, choose clothing made from materials like polyester, nylon, or merino wool, which keep you dry.
 • Comfortable socks: Opt for moisture-wicking socks with cushioning to reduce the risk of blisters. 2\. Proper Footwear
 • Well-fitting shoes: Ensure your shoes are properly broken in and provide enough support, especially if you're walking long distances. Sturdy hiking or walking shoes with good arch support are ideal.
 • Blister prevention: Consider blister-resistant socks or pack blister pads to address any discomfort before it becomes a problem. 3\. Hydration
 • Water bottle: Stay hydrated throughout the walk to maintain energy levels and prevent dehydration. 4\. Snacks
 • Energy bars or trail mix: Portable, nutrient-packed snacks high in carbohydrates and protein—perfect for refueling during breaks.
 • Nuts or dried fruit: Easy to carry and great for providing long-lasting energy. 5\. Umbrella
• Umbrella: Bring one in case of rain to stay dry and comfortable\. 6\. Optional Gear
 • Tissues or wet wipes: Handy for personal hygiene or cleaning your hands after eating or drinking. 7\. Small Backpack or Waist Pack
 • Use a small, comfortable bag to carry your essentials. Ensure it fits snugly and doesn’t rub or chafe over time. Disclaimer:
By participating in this walk, you acknowledge and accept that you are responsible for your own physical well-being. Please exercise caution while walking, and listen to your body. If you feel unwell at any point, please inform the organizer and discontinue participation. Walking involves inherent risks, including the potential for personal injury. By joining the walk, you accept these risks and agree that the event organizer(s) are not responsible or liable for any accidents, injuries, or incidents that may occur during or as a result of your participation in the walk.

**For ages 7 to 16.** Singapore’s Leading Bowling Academy & Pro Shop for Elite 2-Handed & Traditional Styles ### **Address** Westwood Bowl, 91 Bukit Batok West Ave 2, Singapore 659206 ### **Schedule** Sundays 330PM - 5PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

Meet: Bayshore MRT Station (TE29) Passenger Service Centre When: Saturday 18th April, 6:30 pm\*\* \*\*This is a Rain or Shine event. Please take your dinner before you come! Please be punctual. There will be 5 minutes grace for attendance taking. Please remember that we cannot wait because this would be unfair to those already present. Join us as we walk the East Coast Park, Bedok Jetty, and the Jurassic Mile! Jurassic Mile is Singapore’s newest and largest permanent outdoor display of life-sized dinosaurs. More than 20 different pre-historic creatures from nine different species stretch over 1-kilometre of the cycling and jogging path. Expect to see carnivorous and herbivorous species, defensive dinosaurs, as well as those that fly. The tallest dinosaur stands at almost 5 meters high! Join in the walk, and enjoy the wonderful views of Singapore and the nature surrounding you. See you there! :-) What to bring: \- Shades \- umbrellas \- Water \- Good walking shoes \- Long pants preferred \- Mosquito Repellent This is a Rain or Shine event. Where there are thunderstorms, we will adjourn for coffee or early dinner. We will resume the walk once the rain subsides. Event communication will be through the event chat. Please check the event chat on the day of the event so that you will be updated on any changes. Please keep in mind that I may not respond to messages sent after the walk starts because I will be busy helping the attendees and leading the walk. Please be sure to RSVP responsibly to help those who are on the waitlist get the chance to come for the walks. ***You should confirm your RSVPs the day before the event to allow those on the waitlist time to schedule for the event.*** If I notice many no-shows despite the RSVPs, I may remove you from the RSVP list so that others can join my walks. Thank you for your kind understanding. Disclaimer: Your physical well-being is your responsibility. Exercise care while you walk. Please let me know when you feel unwell and need to drop out. Walking comes with a risk of personal injury. ***By joining the walk, you accept responsibility for your safety and join the walk at your own risk. The organizer(s) will not be responsible or held liable for any accidents or injuries during or arising from the event.***

**For ages 18 and above.** This class is for those who already know the rules and are ready to take their game to the next level. We’ll dive into fundamental strategies and essential tactics to sharpen your decision-making, improve board vision, and enhance your overall gameplay. Through practical exercises, pattern recognition drills, and real-game applications, you’ll develop a deeper understanding of key tactical themes like forks and pins. Whether you’re looking to outplay your friends, compete in tournaments, or simply refine your skills, this class will help you build a strong foundation for long-term improvement. **Topics covered:** **Week 1:** Opening Principles **Week 2:** Double Attack **Week 3:** Pins **Week 4:** Checkmate Patterns ### **Address** 39 Jln Pemimpin, #01-05, Singapore 577182 ### **Schedule** Saturdays 630PM - 830PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

Join me on Sunday mornings for a hatha yoga class at Botanic Gardens to unwind, stretch, & breathe in the fresh air. Small class size. Hi! I'm Karyn. I organise this small group Hatha Outdoor yoga class for beginners at Singapore Botanic Gardens. Find me at IG [@curiosandyoga](https://www.instagram.com/curiosandyoga/) or [@lalanglifesg](https://www.instagram.com/lalanglifesg/) [Lalang Life](https://www.lalanglife.sg/?utm_source=meetup&utm_medium=listing&utm_campaign=meetupevent) (a collective of yoga instructors for private yoga sessions at home/your preferred location). **Small Group Outdoor Hatha Yoga Class at Singapore Botanic Gardens** *Perfect for beginners who want to start their yoga journey in a* UNESCO World Heritage setting. **What You'll Experience:** This is an intimate outdoor hatha yoga class for *newcomers to yoga* and those seeking *a gentle introduction to mindful practice*. With class size **capped at just 4 participants**, you'll receive personalised attention while enjoying the tranquil environment of the Singapore Botanic Gardens. **Who This Class Is For:** * Complete beginners who have never tried yoga before * Busy professionals looking for stress relief in nature * Anyone intimidated by large studio classes who prefers small group settings * Nature lovers who want to combine outdoor time with wellness practice **What Each Session Includes:** * Breathing exercises to ground yourself, centre your mind and be ready for the practice * Gentle loosening and warm-up exercises that prepare your body safely for yoga poses (asanas) * Beginner-friendly yoga asanas (poses) taught with clear, step-by-step guidance * Relaxation and pranayama (breathing techniques) to end your practice **Why Choose Outdoor Yoga at Singapore Botanic Gardens** * Enhanced mental well-being: Studies show that being in green spaces reduces stress * Fresh air & sunshine benefits: Outdoor practice improves oxygen flow and energy levels * Small group: Maximum 4 participants ensures individual attention Class fee is SGD20. Meetup collects payment in USD. If you will like to pay in SGD, sign up on Eventbrite or DM for paynow payment. https://www.eventbrite.com/cc/outdoor-yoga-for-beginners-3548139?utm-campaign=social&utm-content=creatorshare&utm-medium=discovery&utm-term=odclsxcollection&utm-source=cp&aff=escb **Things to bring:** * ***Yoga mat*** * A small towel * Water * Optional ground sheet/picnic mat or large garbage bag. We may practise on the grass. If you might be uncomfortable laying your yoga mat over the grass (which tends to be damp), do bring something to place under your mat. * Insect repellent will be a good idea **Location** **Meeting point.** We'll meet at the open lawn where the **Bougainvilleas and Bamboo collection** is. Look out for my *yellow* bag. * If you are coming from the **Botanic Gardens MRT Exit A** (circle line), (1) enter the gate then walk through Trellis Garden. (2) Take the middle path. (3) Turn right once exiting Trellis Garden. (4) Look out for the bamboo trees. Then walk on the stone path. (5) You should see the open lawn with bougainvilleas. (6) Look out for my Yellow bag. * If driving, the nearest carpark is near Melati Gate. Google map: [https://maps.app.goo.gl/PhHFbQAEFNB7j1pc6](https://maps.app.goo.gl/PhHFbQAEFNB7j1pc6) **Note: In case of rain or otherwise, the session shall be cancelled and not proceed. I will try my best to inform you of such cancellation via your registered email at least 45 minutes before the session. I appreciate your understanding on this. Your fee will be refunded if the class is cancelled due to rain.** **Release and waiver of liability** By your getting a ticket to this event, you: \- consent to the voluntary participation in the yoga session conducted by the organiser; \- understand that you should consult a physician before participating in the yoga session;\- recognise that it is your responsibility to notify the organiser of any serious illness or injury before the yoga session; \- will not perform any postures to the extent of strain or pain; \- assume full responsibility for any risks\, injuries\, or damages\, known or unknown\, which I might incur because of the yoga session; \- knowingly\, voluntarily\, and expressly waive any claim you may have against the organiser\, for injury or damages that you may sustain because of participating in the yoga session\. **Photography/videography** Photos and/or videos may be taken during the class. The photos/videos may be put up in the public domain for publicity purposes. If you do not wish to have your photo/video used, please inform me during the class.

**Sunday Morning Yoga Session 🧘‍♀️🌞** Start your Sunday with peace, balance, and rejuvenation! Join us for a relaxing and energizing yoga session designed for all levels. Whether you're a beginner or an experienced yogi, this class will guide you through gentle stretches, mindful breathing, and poses to help you center yourself for the week ahead. 🌸✨ Bring your own mat and come ready to find your inner calm in a supportive and peaceful atmosphere. No prior experience required—just bring yourself and an open mind! 💫 **When:** Sunday Morning at 10:30 AM ⏰ **Where:** Aperia, Level 3, Open Plaza 📍 **What to bring:** Yoga mat, water, and comfortable clothing. 💦🧘‍♂️ We look forward to seeing you there! 🙏

✨ Join us this Sunday for the Istana Hari Raya and Labour Day Open House and explore the beautiful grounds of Singapore’s historic landmark! 🇸🇬 Admission is free for Singaporeans and Permanent Residents — don’t miss this special opportunity! See more details in the attached link 👉 https://www.istana.gov.sg/newsroom/https-www-istana-gov-sg-newsroom-celebrate-hari-raya-and-labour-day-at-the-istana-open-house-/ To protect your privacy, we do not collect telephone numbers 📵. Communication will be through the Event page. Kindly check for any updates, especially on the day of the event. The route may be amended or the hike postponed in the event of inclement weather, for the safety of our walkers. 🚶🚶‍♂️ As part of Meetup's enhanced privacy/ security measures, the meeting point will now be visible to attendees only. *Disclaimer: By joining this walk, you assume responsibility for your own safety and well-being 🚸, and will not hold the organizers/hosts liable for any loss or injury or other unforeseen events, ensuring a shared commitment to a safe and enjoyable experience for all. 😊 Thank you. 🙏

🏐🔥 VOLLEYBALL CLINIC IS BACK! 🔥🏐 Ready to level up your game or try volleyball for the first time? This is YOUR moment. 💥 Whether you're a total beginner or looking to get back in rhythm, we’ve got you covered. Train hard, play harder, and vibe with the community. Levels Available:⚡ Beginner⚡ Intermediate⚡ Advanced 💪 Build skills.🔥 Boost confidence.🏐 Play smarter, better, stronger. 💰 Fees:• $30 per session• $150 (normal price) for 5 sessions (FREE Training Tee 👕) 📅 Dates:• April 12• April 19• May 3• May 10. May 31. ⚠️ Limited slots available – don’t miss out! 📲 Interested? You’ll be added to our WhatsApp group once confirmed.Payment details will be shared after enough sign-ups. 🚀 DM NOW to secure your spot

To confirm your participation, please email **completeme@outlook.sg** or WhatsApp **(65)** **81252321** us at least 3 days before the event. Please note that marking yourself as “Interested” on Meetup does not confirm your slot. Kindly contact us early to secure your place. **Walk-ins are not allowed.** Everyone deserves a chance at love — no matter where life has taken them. Fresh Starts is a welcoming speed dating event specially curated for those who are divorced, widowed, or simply looking to begin a new chapter. Meet like-minded singles in a supportive, judgment-free space where genuine connections are the goal. Through a relaxed 1-to-1 rotational format, you’ll have the opportunity to engage in meaningful conversations, and mutual matching will be done at the end to help take things further with someone you click with. Whether you're rediscovering love or open to something new, this is your chance to start fresh — because love doesn’t have an expiry date. ❤️ Your experience doesn’t end there. You will be invited to a private Telegram group for one week, providing the opportunity to continue conversations either in the main group or privately with your matches. Your ticket includes: ✨ 1 complimentary drink ✨ Guided 1-to-1 rotations ✨ Mutual matching ✨ A week-long facilitated Telegram chat group If you’re looking to meet new people, expand your circle, and potentially discover someone special — this is an event designed for you. **Cost:** Lady's Ticket $38 Gentleman's Ticket $38 This event is organised by **CompleteMe Dating Agency**. Founded in 2012, CompleteMe is a Singapore-based dating agency known for its curated dating events and speed dating sessions designed for working professionals. Having organised over 1,000 dating activities, the agency has helped countless singles meet, connect, and build meaningful relationships over the years. As a legit dating agency, CompleteMe conducts verification checks to ensure that all participants are legally single.

Come for a quiet block of 2 hours in a beautiful Japanese-inspired café in Tanjong Pagar. **This is a simple, calm space** **to:** * read or work quietly on your own things or dreams * take short breaks and chat if you feel like it * just enjoy the atmosphere and company **Schedule (approx.)** * 10 mins: arrivals + grab a drink (min. 1) * 60–90 mins: thinking, reading, working on your dreams * 10–20 mins: optional chill chat before we wrap and stretch **Intro style (keep it easy):** We’ll keep introductions simple - name + what brought you here today. No need to introduce yourself through work. **House note:** This is not a networking or sales event. Please no pitching, recruiting, or unsolicited DMs. Priority to ladies who have attended a session previously. Please update RSVP if you can't make it so we can reserve the right table size. **What to bring:** Laptop / book / anything you want to work on **Good for:** People who like Japanese cafés, cozy spaces, and quiet company.

Welcome! Gist below!:-) 1. Bring a book to the meet! 1. Buy a drink (and a bite if you're hungry). 1. Say hi to the folks (pls note the venue is a pet cafe so there will be furry friends). 1. Read! 1. We'll do a short round of intros and a short sharing at the end too. :) Come in and find us (we're probably the only reading group)! In the event that the place is full, we'll find a back up nearby.:-) This is a limited seats, small group event, so do try to update your RSVP early if your plans change! Thanks in advance! Venue: Ms Durian **Note that we are taking the outdoor table** Nearest MRT: Jalan Besar (DT22)

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

You can also join the meeting by Conference Call at (518) 263-8851.

Join us for an hour of writing! We’ve discovered that it’s strikingly helpful to write with other writers. See if it’s true for you at 7:00pm on Wednesday, April 22 at Streetlight Guild. Be it a book, blog, script, essay, dissertation, resume, melody, poem or just plain work stuff, you are invited to write it with us. No one will see what you've written or give you unsolicited advice. Instead of just thinking about writing, come and get some real writing done. **SCHEDULE:** 6:45ish - Quick introductions 7:00 - Timer starts: write for 1 hour 8:00 - The End **OPTIONAL SOCIALIZING** happens before and after the writing hour. Writing is very solitary. Connecting (and sometimes even commiserating) with other writers is a cool thing. **BEING LATE IS OKAY:** just show up and get settled! If you were on time, please be willing to make room for the friendly latecomer. Happy writing & I look forward to seeing you at Streetlight Guild! **WHAT SHOULD I BRING?** Whatever you need to be able to write! You're welcome to bring earplugs/headphones if noise will bother you! **OTHER IMPORTANT DETAILS:** * **RSVP:** Please RSVP by 6:00pm the evening of the meeting. This helps me know how many to expect, and if we'll need additional space! * **COVID:** While masks are not required, please be mindful of the other writers around you and their comfort levels. * **WIFI/OUTLETS:** Outlets are limited, so please ensure your devices are charged when you come! But Streetlight Guild does have free WiFi! Yay! * **PARKING:** There is free public parking at Streetlight Guild.

How do we recover from having had a toxic or narcissistic ex? How do we move on from the past, especially something as traumatic as a divorce or breakup? How do we avoid anxiety and depression? How do we have more self esteem? In this meeting, you will learn the mental health secrets to help you quickly get over the past and heal your mind. Be sure to click on the red "Attend" button below to come to this local event. We look forward to seeing you there. This group is created by the Dianetics & Scientology life improvement center.