Debt Free

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

**Community Tuesdays at Refraction** are a free weekly program designed for job seekers, professionals in transition, and aspiring founders to access resources, connections, and coworking space in the heart of Northern Virginia’s tech corridor. Each Tuesday from 9:00 am to 5:00 pm, participants gain complimentary access to Refraction’s collaborative workspace, career mentoring, resume and job-search support (including proven AI prompts to navigate applicant tracking systems), and a welcoming community of innovators and peers. Whether you are refining your next career move or exploring entrepreneurship, Community Tuesdays offer the space, guidance, and tools you need to move forward with confidence. For complete details and easy (non-Meetup) registration, please visit: [https://www.refraction.one/ctues](https://www.refraction.one/ctues).

learn more about the HPAP Down Payment Assistance Program \- Get up to $202\,000 in funds from the House Assistance Purchase Program \- Learn what the funds can go towards and the timeline to get approved \- Understand how to sign up for HPAP orientation \- Learn the benefits and challenges of HPAP in detail \- Discuss the current market conditions for HPAP buyers\.

Everyone is welcome to attend our weekly happy hour, at Tony & Joe's Waterfront Bar in Georgetown (3000 K. St, NW). The event goes from 7:15 to around 10:00 PM. Feel free to show up at any time. French speakers of all levels- from beginners to expats- are invited. We hope to see you there!

Join us for Career Night to learn how our agency works, what we do, and how you can earn part-time or full-time income helping families with financial literacy and protection.

Every Tuesday at 5pm! RSVP at the following link to receive login details: https://www.enggarcia.com/hbstuesday/ * The Districts Best first time home buyer webinar * Learn about the home buying process * How to qualify & what loans are available * Qualifying for DC Open Doors and other programs * Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Montgomery County MD Real Estate Investors, Agents and Professionals! We just launched a Cash-Flow Breakfast Club for your area! This is the most unique real estate investor club, education, networking and mastermind event in the US! **Join us for our official launch event for Montgomery County MD on April 23.** **This is a 12 part education series with new topics every month. This event is session 12 of 12!** **This event is free but has very limited seating and we are limited to the first 50 to RSVP! Join us and become a founding member of this amazing community!** *(it is ok to attend even if you missed previous sessions. Each session has stand alone topics. You can also attend other near by locations to get caught up on sessions that you have missed.)* **Very limited seating. In-person only.** **Make sure to RSVP today to reserve your spot.** **When: April 23, 2026 @ 5:45pm - 8:30pm EST** **Where: Twinbrook Library** **202 Meadow Hall Dr, Rockville, MD 20851** The Cash-Flow Breakfast Club is NOT just a meet up. It’s the most unique Real Estate Investor Community of Mentors, Coaches & Masterminds. A community of growth oriented, abundance mindset, go-giver individuals with a BARE MINIMUM commitment to become financially free through real estate investing. We focus on providing education and building networks to help every member solve their cash-flow freedom equation, so they can have the time-freedom needed to follow their passions, make a lasting impact and even change the world! The unique format of this event, which consists of high-level education, gamified networking, mastermind breakout sessions, case studies, group deal analysis, market deep dives, and peer-to-peer coaching facilitation makes this the most impactful local real estate investor group a real estate investor can be a part of. The foundation of the group is built around the belief that everyone in the room has the potential to change the world… however most of us never have the time, energy or financial situation to even dare to dream big enough. Most of us have passions that will never be followed, amazing businesses or ideas that will never be pursued… unless we can solve the Cash-Flow Freedom Equation, which ultimately leads to Time-Freedom. Once that happens it is usually much easier for us to think bigger, dream bigger, be bigger. · 🤯 Learn more about the Cash-Flow Breakfast Club [HERE](https://cashflowbreakfastclub.com/) · 🥇 Get in the VIP List to be notified about the next event in your area [HERE](https://the.cashflowbreakfastclub.com/VIP) · 🤙🏼 Learn more about Launching your own Cash-Flow Breakfast Club Location [HERE](https://cashflowbreakfastclub.com/launch-your-own-club/) · 🤝🏼 Learn more about becoming an Affiliate-Sponsor at one of our club locations [HERE](https://cashflowbreakfastclub.com/affiliate-sponsors/) · 📷 View photos and videos of some of our recent events [HERE](https://cashflowbreakfastclub.com/about-the-cash-flow-breakfast-club/) · 😎 Looking to represent? Browse Cash-Flow Breakfast Club apparel and fly swag [HERE](https://cashflowbreakfastclub.com/shop/)

**YES! YES!! YES!!!** **FREE HUGS on the National Mall are happening again!!** **"Spreading More Love"** Here are two videos of past FREE HUGS gatherings: [FREE HUGS October 2017. 32 sec.](https://www.youtube.com/watch?v=Jh7v3zucDas) [FREE HUGS Veterans Day 2016. 58 sec.](https://www.youtube.com/watch?v=ebTt9Q177zQ) **HEY EVERYONE!** Now that the Flu, COVID and RSV have subsided, we are **RESUMING OUR MONTHLY FREE HUGS GATHERINGS!!** FREE HUGS gatherings generate so much excitement, joy, appreciation, connection, peace, love, smiles, “Thank you’s,” lots of laughter and such positive energy!! Our FREE HUGS movement is all about "Spreading More Love" regardless of political, religious, racial or gender identification or any other identification. **!! IMPORTANT !!** We meet OUTSIDE of the National Museum of Natural History on the NATIONAL MALL SIDE OF THE MUSEUM near the Refreshment stand. ADDRESS: 1306 Madison Dr. NW · Washington, DC **PARKING:** On the street parking OR [Nearest Parking](https://washingtondc.bestparking.com/destinations/national-mall-parking) **METRO:** Smithsonian National Mall Metro Station (NOT Independence Ave.) **We hope you will join us for an AWESOME time!** **Lots of Hugs...jeff** 301-885-8259 (c) \*\*\*\*\*\*\*\*\*\*\*\*\* Note 1: if you agree to participate in any FREE HUGS Event, you agree to the following terms: By choosing to attend this event, you are acknowledging the risks involved (COVID, etc.), and you are committing to participate nonviolently and in accordance with the law. You agree: (i) not to engage in any act of violence or violation of any applicable law (ii) to obey the orders of authorized event marshals and law enforcement authorities (iii) that any Meetup group will not be responsible to any injury or damage to your person or property resulting from or occurring in the course of your participating in the Event; and iv) to release and forever hold harmless Jeff Maurer, Meetup group and their respective employees and volunteers from liability for any such injury or damage. Note 2: FREE HUGS gatherings are 1. NOT for advertising our businesses; 2. NOT about promoting political or religious or racial or gender issues or any other issues.

The Capital City REIA Revolution is here! We TOUCH, MOTIVATE & INSPIRE ALL Real Estate Investors in the DMV and Baltimore metro area. With FUN, Laughter, Today's Hottest Education, The Area's Best Networking, "LIVE Hands-On Events," Local Subject Matter Experts, National Speakers, an interactive and engaging website, member discounts, resources and all the tools you need to create true financial independence as a Real Estate Investor. Capital City REIA is about setting you FREE to live the Life of Your Dreams! Capital City REIA is where LOVE, WEALTH & FREEDOM AWAITS YOU! Join the Revolution Today! Main Monthly Events are 100% FREE and are held in Hampton Inn 5821 Richmond Highway, Alexandria, VA Doors Open 6 pm Networking 6 - 7 pm Presentation 7 - 9 pm Night Owls Networking 10 - late... WE LOOK FORWARD TO MEETING YOU! Cheers to You and Your Success... - Tammy and team ccREIA

Join us for an hour of relaxing Yoga which. Cost: Free Level: Beginners What we will be doing: 1. This will be an hour long beginners flow yoga class. You are welcome to join if you are experienced or absolute beginner, just being interested is enough. Yoga is for everyone! 2. Through this meetup we will learn some yoga poses, breathing techniques, stretch our body, build strength. More importantly, we will try to learn about our body and find inner peace. Please: 1. don't get too full before practice but you can always bring snacks. 2. Please be on time, class will start on time. 3. Wear comfy clothes. 4. Bring your own mat or towel, water and YOURSELF. 5. UnRSVP if you can't make it. Disclaimer: Please consult with your healthcare provider before beginning any exercise program, including yoga. Yoga involves physical movement and may not be suitable for everyone. It is important to listen to your body and modify poses as needed to accommodate your individual needs and abilities. By participating in this yoga class, you acknowledge that you are responsible for your own safety and well-being, and agree to release the instructor from any liability for injuries or damages that may occur during or after the class

Please join our Advisors and other invited speakers to hear a presentation on investing basics. Topics to be discussed will include an overview of asset allocation, diversification, market volatility, tax efficient accounts, and general income strategies. Refreshments and Hors D’oeuvres will be served. Seating is limited and available on a first-come, first-serve basis. To reserve your spot, please RSVP today to your financial advisor. We look forward to seeing you!

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Now in its 10th year, the [The Bernard/Ebb Songwriting Awards](https://www.strathmore.org/nurturing-artists/bernardebb-songwriting-awards/ "Bernard/Ebb Songwriting Awards") showcases some of the most compelling emerging songwriters from Maryland, Virginia, and Washington, DC. Finalists take the stage at Strathmore to perform their original work before judges select this year’s winners. The competition awards a $10,000 grand prize plus studio recording support, along with a $2,500 award to one talented songwriter under 17. All finalists in both the adult and youth categories receive additional cash prizes. Tickets are as low as $20 and include a dessert reception after which is very nice to socialize. **[Click here](https://www.strathmore.org/nurturing-artists/bernardebb-songwriting-awards/bernardebb-songwriting-awards-concert/)** to purchase tickets. Price goes up $5 the week of the event. The evening offers a rare chance to hear fresh, original music from artists on the rise and to celebrate the region’s vibrant songwriting community.

Main Library, Meeting Room 2B Join us for a welcoming evening of reflection, gentle music, and meaningful conversation. We’ll begin with a short grounding moment, followed by a brief reading from spiritual or philosophical traditions, and an open reflection circle where participants can share (or simply listen). Libera Animae is an interfaith community focused on inner growth, creativity, and authentic connection. All backgrounds are welcome.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

**💥 Join us THIS Saturday and EVERY Saturday!** **💥 At Columbus’ Hottest New Salsa Venue!** **.** Lincoln Street Salsa THIS Saturday and EVERY Saturday! 8 pm – 1 am **.** **💥 Gorgeously Renovated Studio!** **💥 Free Parking!** **💥 BYOB!** **💥 Easy Access from Highway!** **.** Lincoln Street Salsa 1717 Brice Rd Reynoldsburg, Ohio 43215 **.** **ENTRANCE IS ON THE NORTH SIDE OF THE BUILDING** **Behind Anthony’s Pharmacy!** **.** **PLEASE SHARE and help get the word out!** **.** **🟣 Salsa, Bachata, and Merengue Dancing!** **.** **🟣** 8:00 pm – 8:30 pm **𝗥𝗲𝗴𝗶𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻** **.** **🟣** 8:30 pm – 9:30 pm **𝗕𝗲𝗴𝗶𝗻𝗻𝗲𝗿 𝗗𝗮𝗻𝗰𝗲 Class!** **.** **🟣** 9:30 pm – 1 am **𝗢𝗽𝗲𝗻 𝗗𝗮𝗻𝗰𝗲 𝗣𝗮𝗿𝘁𝘆!** **.** **✅ Questions?** **Visit [LincolnStreetSalsa.com](https://columbussalsadancing.com/)** Or Text Todd: 614-774-8146 **.** **✅ No Experience Necessary!** **✅ No Partner Required!** **✅ Plenty of People to Dance With!** **.** **✅ $15 Cash / $16 Card** **✅ College Students $5 Off with Valid ID!** **✅ BYOB** **✅ Age 18+** **.** **✅ Lincoln Street Salsa is the perfect place for…** **.** **👉 Learning to Dance** **👉** Social Dancing **👉 Birthday Celebration** **👉** Bachelorette Parties **👉 Girl’s Night Out** **👉 Date Night** **👉** Getting Fit / Burning Calories **👉 Meeting New People** **👉** Having Fun, Fun, Fun! **.** ✅ **Questions?** Visit [LincolnStreetSalsa.com](https://columbussalsadancing.com/ "https://columbussalsadancing.com/") Or Text Todd: 614-774-8146 .

**Hosted by Unity of Columbus \| Facilitated by Carisa Holmes\, EFT Practitioner** Join us for a powerful and uplifting workshop where you’ll be introduced to **Emotional Freedom Techniques (EFT), also known as tapping**—a simple, effective method that helps release stress, calm the mind, and restore emotional balance. In today’s fast-paced world, many of us carry tension, anxiety, and emotional blocks that impact our well-being. This interactive session will guide you through practical techniques you can use anytime to create a sense of peace and clarity.

Bienvenue! Columbus French Conversation group invites you to our Saturday morning French conversation club. Expect a casual and welcoming atmosphere in which to learn french! I will bring my laptop so we can look up new vocabulary as needed! The venue is a beautiful French restaurant so you can really get into the zone :)

Some trained COUNT volunteers work together once a month at RMH (http://www.rmhc-centralohio.org/volunteer.php) as Housewarmers (usually on the 1st Sunday from 1 – 5 PM). Some schedule other shifts at their convenience. You may try this out with less fuss by following a "Fast track" or go through the normal process. Fast track • Arrange a time to shadow a COUNT volunteer. Call Dave Nohle at 614-268-9558 (cell). • Show up and try it out. • Complete application, etc. later. Normal process • Complete an online application (http://rmhc-centralohio.org/volunteer/). • Attend orientation in advance. • At orientation you will complete forms agreeing to keep family/patient info private and allowing a background check and tour the facility. • Complete one training shift. Daily shifts are: morning 9 AM - 1 PM, afternoon 1 - 5 PM and evening 5 - 9 PM. • Schedule shifts online using the on the RMH scheduling system (http://www.volgistics.com/ex/portal.dll/?FROM=32895). The Ronald McDonald House (RMH) provides housing and meals for families with sick children. The Columbus RMH is the largest in the world with 137 rooms. COUNT has been volunteering there since May 2014. Housewarmers work with RMH guests to provide a home-like environment - greet, assist with family needs, answer phones, give tours, assist with checkin/checkout, prepare guest rooms after checkout, clean facility, laundry, restock supplies and staff the front desk. RMH Housewarmers volunteer at least one four-hour shift a month. All Housewarmers must complete an application and agree to a background check before they can be full fledged volunteers.