Investing for Retirement

A late posting but for those who are still free on Monday let's go for a hike from **Testelt to Aarschot** (\~21km, 160m elevation). We will return to the wetlands in the north-east of Vlaams-Brabant, not too far from Brussels, and explore an area we didn't visit for some time. At the end, we will hopefully find somewhere for an (optional) drink in Aarschot before taking the train back to Brussels. **The weather forecast is sunny and 14C, but prepared for a shower just in case. The path may be muddy and slippery in places so wear good shoes, preferably walking boots.** **We will walk at an average speed of 5km/h. This is quite fast.** We will walk both on paved and unpaved roads. I’ve never walked this route before, so it’s possible there are some mistakes in the planning. **You can find the GPX track here:** [https://mapy.com/s/relasemepa](https://mapy.com/s/relasemepa) (I may still update the route a bit) **Meeting point and train** We will meet outside Starbucks in **Brussels Central station at 09:00**. The train **T18022 (Bierges-Walibi & Ottignies)** leaves from **platform 3 at 9:12** (you can also join this train at Brussels Zuid at 9:07 or Brussels Noord at 9:18). We arrive in Leuven at **9:35** change on to the **IC 2608 (Aarschot & Genk),** leaving from platform 8 at 9:43. It arrives in Aarschot at 10:06. **Train tickets** \- Single Brussels to Testelt\, € 8 or € 4\.80 with Train\+ \- Single Aarschot to Brussels\, € 6\.90 or € 4\.20 with Train\+ You probably want to buy the Train+ card for the price of € 6 (1 month) or € 48 (12 months). It can be bought in the SNCB/NMBS app or at ticket machines. **Train back to Brussels** There are connections at xx:14 and xx:36 from Aarchot to Brussels, changing in Leuven and taking \~42 minutes to Central station. **Specifics** Distance: \~21 km Elevation gain: \~160 m Net walking time: \~5h Level: ***Easy*** **In the unlikely case of too bad weather, we may cancel a hike, even a few hours before the event. If this happens, we will of course update the Meetup website and send out a message to those registered. So, it is important to have access to either the [Meetup.com](http://Meetup.com) website and/or your email.** **What to bring** **\- lunch \- we will *not* stop at a cafe/restaurant for lunch** \- comfortable hiking clothes – waterproof hiking shoes \- extra socks to change \+ compeed for blisters \- water \(min 2l\) and enough food for the breaks \- sun protection oil\, a head and sunglasses OR a raincoat (please consult the weather forecast on [www.meteo.be](http://www.meteo.be/)) \- mosquito/tick repellent \- some money for drinks/snacks/etc **Basic rules** The number of participants is limited, so make sure that you RSVP only if you really intend to come. If your plans change, update your RSVP asap. This is basic courtesy towards others. Last day cancellations, no-shows and Internet warriors are not appreciated. Only people whose name appears on the main list may come to the hike. **Acknowledgement of member responsibility and release of liability** You are responsible for yourself and should be fit enough if you choose to take part. As participation in this event is strictly voluntary and you freely choose to join, it is the responsibility of individuals participating to ensure that they are fit enough and have adequate coverage to protect themselves. By signing up for this event, you agree to release the organisers from any responsibility and liability.

Do you want to become a confident public speaker? To communicate better and connect? And have fun? Join **Dacia Toastmasters** for an inspiring evening of speeches, impromptu challenges and helpful feedback – all in a warm, international atmosphere. We are a supportive Toastmasters club where communication and leadership skills grow together – through practice, encouragement and community. Next meeting: 📅 First Monday of the month 🕗 19:00 – 21:00 (doors open at 18:45) 📍 Marriott Courtyard Brussels EU Rue Joseph II / Jozef-II straat, 1000 Brussels (Conveniently located near metro Arts-Loi / Kunst-Wet) Why join **Dacia Toastmasters**? ✔️ Practise public speaking with prepared speeches and quick-thinking exercises ✔️ Improve your communication and leadership skills ✔️ Receive constructive feedback in a positive setting ✔️ Meet a vibrant, multilingual community Our meetings are in English with a taste of Romanian and open to everyone. Whether it’s your first visit or your fiftieth, you’ll find a place to grow. Guests are always welcome. Just bring your curiosity. 📩 RSVP now and join us for a memorable evening!

Do you want to become a confident public speaker? To connect and communicate better with others? And have fun? Come and join the Toastmasters of Brussels! You'll find a supportive learn-by-doing environment. It doesn't matter if you are an experienced speaker or if you are a beginner. We are there to support you, to make you feel good about yourself and to help you learn in a way that's fun. Every event we have lovely Table Topic sessions (impromptu speeches) and 3 to 4 prepared speeches. Through practice, peer evaluation and educational tools, we learn how to present our messages effectively, concisely and professionally. After the meeting, we usually sit together and socialise at the hotel bar.

EN (FR en bas): We're still accepting people in our classes. Join us!​ -step 1: Book here! -> [https://www.danceproject.be/reservations.html](https://www.danceproject.be/reservations.html) -step 2: Show up! Schedule: [Monday to Thursday](https://www.danceproject.be/classes.html#schedule) Fees : [All info on trials, packs, subscriptions here](https://www.danceproject.be/classes.html#fees) Locations: -Rue Brialmont 7, Brussels Metro/Tram: Botanique Salsa, Bachata, Lindy Hop, Forró Intro - 1: From base to the dancefloor! When you come for the first time we go over the base & rhythm with you. Then you are included in the group and everybody learns the same new steps for which you just need the base. Practice makes perfect: just relax and enjoy Salsa, Bachata, Lindy Hop and/or Forró! Our group is very welcoming and looking forward to meet new dancers! Salsa, Bachata, Lindy Hop, Forró Roots I - 2: Ready to go deeper on Salsa, Bachata, Lindy Hop &/or Forró? Let's go! [https://www.danceproject.be/classes.html#improvers](https://www.danceproject.be/classes.html#improvers) Salsa, Forró Roots II - 3: Looking for #SalsaChallenge? Already familiar with Forró Root? We've got your back! [https://www.danceproject.be/classes.html#intermediates](https://www.danceproject.be/classes.html#intermediates) More info: -Web: [https://www.danceproject.be](https://www.danceproject.be) -Whatsapp: +32 493 16 41 10 -Mail: brussels.salsa.project@gmail.com -[Facebook](https://facebook.com/brussels.salsa.project) -[Instagram](https://instagram.com/brussels.salsa.project) \-\-\-\-\- FR: Nous acceptons encore de nouvelles personnes dans nos cours. Rejoins-nous ! -1ère pas : Fait ta réservation ! -> [https://www.danceproject.be/reservation.html](https://www.danceproject.be/reservation.html) -2ème pas : Vient danser ! Horaire : [lundi à jeudi](https://www.danceproject.be/cours.html#horaire) Les prix : [Toutes les infos sur les essais, packs, abonnements ici](https://www.danceproject.be/cours.html#prix) Endroits : -Rue Brialmont 7, Bruxelles Metro/Tram: Botanique Salsa, Bachata, Lindy Hop, Forró Intro - 1 : De la base à la piste de danse ! Lorsque tu nous rejoins on voit la base et le rythme avec toi. Ensuite, tu es inclus dans le groupe et tout le monde apprend les mêmes pas pour lesquelles tu as juste besoin de la base. C'est en forgeant qu'on devient forgeron : détend-toi et profite la Salsa, de la Bachata, du Lindy Hop et/ou du Forró ! Notre groupe est très accueillant et a hâte de rencontrer de nouveaux danseurs ! Salsa, Bachata, Lindy Hop, Forró Roots I - 2 : Prêt à approfondir la Salsa, la Bachata, le Lindy Hop &/ou le Forró ? Allons-y! [https://www.danceproject.be/cours.html#inities](https://www.danceproject.be/cours.html#inities) Salsa, Forró Roots II - 3 : Tu cherches #DefiSalsa ? Tu connais déjà Forró Roots ? Nous sommes là pour toi ! [https://www.danceproject.be/cours.html#intermediaires](https://www.danceproject.be/cours.html#intermediaires) Plus d’info: -Web: [https://www.danceproject.be/fr.html](https://www.danceproject.be/fr.html) -Whatsapp: +32 493 16 41 10 -Mail: brussels.salsa.project@gmail.com -[Facebook](https://facebook.com/brussels.salsa.project) -[Instagram](https://instagram.com/brussels.salsa.project)

WHAT we play. As you know, we have two events, one more for social games on Thursday and another for **strategic games** on **Monday**. Depending on what people bring, we may play brainy games, not limited to chess and classic games. So, feel free to bring other ones. And this is only indicative. Some games like Decrypto fit both events, **and if people feel like playing a social game on Monday or a more strategic one on Thursday, they are free to do so.** WHERE. Because we have many strategic players on Monday and these games take longer, we moved to a café closing much later than the previous one. CHATBOX USE. In the event chatbox, you are invited to discuss the games you bring and want to play for this session. The idea is to gather people around game tables beforehand. Of course, it's also possible to show up and arrange this after the introduction round, which starts at 7h15. HOST. If you want to become a host and have your board game event for a specific game with a small group of people or in another place, Great! Let me know, and I'll help you set up your event with this group. Hosts don't pay fees. TIMING: Because strategy games are often longer, we start at 7 pm (instead of 8 pm on Thursdays). So, those who play long games can have 3 hours and 30 minutes for their game. You can come later, but you may have to wait before joining a game. WHERE. We play upstairs. Ask which room at the bar downstairs. DRINK. You have to order a drink at the bar, pay for it, and come up with it. **PLEASE TAKE NOTE THAT, UNFORTUNATELY, THE AUTOBUS ACCEPTS CASH ONLY.** EVENT REGISTRATION. Please register to allow us adequate venue planning. IN CASE OF A WAITLIST. Please, out of respect for people on the waiting list, don't cancel later than 7 PM the day before so they can plan their evening correctly. If you are on the waiting list, please cancel your attendance if you change your mind and can no longer come. Don't hesitate to send me a message to comment or make suggestions! Take care and see you soon! Baudouin

Let's continue the tradition and play UNO, everybody is welcome :) If you're on the waitlist please check your messages, especially on Sunday. If people drop off last minute I tend to message people on the waitlist to see who can come. We'll be playing at the lobby of Radisson RED, Brussels. The address of the hotel is: Rue d'Idalie 35, 1050 Bruxelles My number is 0471 45 55 02. Feel free to call if you cannot solve a physics question, cannot find the place or simply need a hug. I have quickly written a set of rules on how we play. It is assumed that the reader has a basic concept of the game. *** Setup: * Each player starts with 6 or 7 cards each (depending on total number of players) * A card is shown in play in the middle of everyone, this is known as the top card. Goal: * The goal of the game for each player is to get rid of all cards in your hand Rules: * Whenever you go from two cards to one card, you have to say "UNO". * Each player takes his turn one by one, initially going in the clock-wise direction * A card may be played if it matches the same colour or same number or same type as the top card in play * The two black cards (Draw 4 and Wild) can be played regardless of the top card in play. * Interruption rule: You may interrupt the general flow of the game (clockwise or counter-clockwise) if you have the EXACT same card as the top card in play. If you manage to play the card prior to the person whose turn it's supposed to be, then the game continues on from you in the same direction it was previously. (Unless the reverse card was interrupted, then the direction changes). * Draw2 or Draw4 cards can be played in accordance to the interruption rule. The following person after the interrupt has to take the accumulated number of cards. If however, cards have already been drawn AND seen by the person who was supposed to take the cards, then only the remainder of cards has to be drawn. * Once someone has no cards remaining in his hand, play stops and we start counting points. Points: * Number cards have the face value as the number of points. i.e. number 6 is worth 6 points, number 0 is worth 0 points, number 4 is worth 4 points. * Skip, reverse and Draw2 are worth 20 points each * Wild and draw4 are worth 50 points each

Welcome to our weekly event in the upstairs room of The Sister Café, rue Chair et Pain 3, one block from the Grand Place. Please get there early enough to order your drink at the bar first. Thank you! After introductions we will collect questions from the group participants, choose one by voting then discuss it for an hour. Then most of us stay for drinks and bizarre conversations. Past questions have been wide and not confined to academic philosophy: What is a genuine friend? Is social media turning us into emotional zombies? Do we lose some of the experience of things by defining them? Are we driven by sex? Is loneliness a personal failure? Is morality relative? **Crucially, be kind and respectful and generous** in your disagreements; remember how much you personally enjoy someone else proving you wrong before celebrating your cutting counterexamples.

**Navigating perimenopause, menopause, or a deeper midlife shift?** This women’s circle is a gentle and meaningful space to pause, reflect, and reconnect with yourself in the company of other women moving through a similar transition. Hosted in the warm and intimate setting of **MIR Concept** in Brussels, this gathering is an invitation to step away from the noise of daily life and listen more deeply to what is changing within you. Together, we will explore this phase not only as a biological transition, but as a threshold into greater clarity, self-trust, and inner wisdom. During the evening, you will be invited to: – connect with the archetype of the Wise Woman – gently release old versions of yourself – share and reflect in a safe, supportive circle – feel less alone in this transition This is for women who want more than symptom management — women who want to meet this life phase with presence, meaning, and connection. **Registration:** [https://www.mirconceptstore.com/event-details/welcoming-the-age-of-wisdom](https://www.mirconceptstore.com/event-details/welcoming-the-age-of-wisdom) **Notes:** Limited places available. Early booking is recommended. Energy exchange: **€15** **About Your Host:** ​​​​This experience is guided by Mara [Regina D’Gaia](https://linktr.ee/reginadgaia), who holds transformative spaces for inner exploration and renewal. ​​​​Contact: [integractiveconnections@gmail.com](mailto:integractiveconnections@gmail.com) [https://linktr.ee/reginadgaia](https://linktr.ee/reginadgaia) [https://livingbloom.life ](https://livingbloom.life) Follow on Instagram: [@reginadgaia](http://www.instagram.com/reginadgaia)

**Founders Running Club** (FRC) brings founders, investors, tech, creative people and startup enthusiasts together for weekly easy runs and networking. We like to be comfortable when we run and finish with coffee and conversations. Choose your pace or follow a pacer—pets, friends, family, are welcome. 🗓️ Launched in San Francisco, July 16, 2022 🌍 Now in 50+ cities 📅 Running + Networking events + Community **Join the community** [http://foundersrc.com/chats](http://foundersrc.com/chats) **Instagram** [https://www.instagram.com/frc_brussels](https://www.instagram.com/frc_brussels) **Global FRC**: Instagram [http://instagram.com/foundersrc/](http://instagram.com/foundersrc/) LinkedIn [http://linkedin.com/company/foundersrc/](http://linkedin.com/company/foundersrc/) Strava [http://strava.com/clubs/foundersRC](http://strava.com/clubs/foundersRC) Website [http://foundersrc.com/](http://foundersrc.com/)

**Let us simply meet and spend some relaxed time together**. This is a very simple gathering: We meet, have a drink, visit the garden, chat, and get to know each other with other members of the **Happy Body community**.

**Vous souhaitez améliorer votre prise de parole en public et développer vos compétences en communication et en leadership ?** 🎤✨ Le **Club des Orateurs**, club francophone de Toastmasters à **Bruxelles**, vous invite à une soirée d’apprentissage dans une ambiance conviviale et bienveillante. **Prochaine réunion** : 📅 **Deuxième jeudi du mois** 🕢 **19h30 – 21h30** 📍 **Villa François Gay (salle au 1er étage)** 📍 **326 Rue François Gay, 1150 Bruxelles** 🏡 Le bâtiment est situé dans un petit parc. 🚀 **Pourquoi participer ?** ✔️ **Améliorez votre aisance à l’oral** grâce à des discours préparés et des interventions improvisées. ✔️ **Développez votre leadership** en prenant des rôles lors des réunions. ✔️ **Rejoignez une communauté dynamique** qui vous aidera à progresser à votre rythme. ✔️ **Une expérience immersive** avec des retours bienveillants pour évoluer rapidement. 🔹 **Déroulement d’une réunion Toastmasters** : Nos réunions incluent des discours préparés, des exercices d’improvisation et des évaluations constructives pour vous aider à progresser. 👥 **Qui peut participer ?** Tout le monde est bienvenu, que vous soyez débutant ou expérimenté ! **L’entrée est gratuite pour les invités.** 📩 **Intéressé•e ?** Inscrivez-vous dès maintenant sur Meetup et rejoignez-nous pour une soirée enrichissante !

Need some quiet time for reading? Want to share the experience with others? Join us at the charming venue of The Sister Café to read in the company of others. It’s alone, but also together, get it? We read for an hour and a half, then chat over a drink. This is a free activity except for the price of the drinks you're consuming.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp

Let’s get together at the Crowne Plaza and talk deals, creative finance, problem solving, whatever you want! Hubert Bruce Hosts, COREE members share ideas and resources. Open to the public!

(Note: RSVPing here on Meetup does NOT reserve your seat. To do that, you'll need to register at our website, **[HERE](https://www.coreerocks.com/Events.aspx?ID=IN-PERSON-in-Columbus-Creative-Deal-Autopsies-Wholesaling-101-14-4-7-2026)**.) The market changed—and most investors are still operating like it didn't. Deals that used to work don't. Buyers want different things. And a lot of what's being taught right now is outdated or just wrong. And, since 2011, it's been our job to make sure that our members are armed with the most up-to-date, real-world strategies for building wealth in Central Ohio real estate… …so our mission with this meeting (and every meeting) is to give you the no-hype, warts-and-all info you need to succeed. First, Wholesaling 101—a clear, real-world look at how wholesaling actually works today, what to pay, and how to stay out of trouble. Then, Creative Deal Autopsies—real investors breaking down real deals with real numbers, real conversations, and real outcomes. You'll also get the chance to put the presenters in the hot seat and ask any and every question you have about how they did their deals. You'll learn: 1. What wholesaling actually is 2. How to calculate real offers 3. Where deals are coming from now 4. What buyers want 5. How creative deals are structured 6. What contracts and terms are used 7. What can go wrong—and how to avoid it **Agenda:** 5:00–6:00: Free Light Dinner and Networking 6:00: Earlybird Meeting – Wholesaling 101 7:00: Buy-Sell-Trade (members only) 7:30: Creative Deal Autopsies Members: Free First-time guests: Free Non-members: $35 (or join for $30 instead) Remember, to actually reserve your seat, you have to go **[HERE](https://www.coreerocks.com/Events.aspx?ID=IN-PERSON-in-Columbus-Creative-Deal-Autopsies-Wholesaling-101-14-4-7-2026)** and register on our website!

Join us for lunch at Cooper’s Hawk in Easton. If the weather is nice, we’ll enjoy lunch on their gorgeous patio!