meet to talk about different ways of handling unpaid assessments

Monthly assessment payments are the only income most condo associations have. They’re vital. Non-payment or late payment is a minor problem in many asssociations. Attorneys recommend strict late-fee and collections measures. What are humane yet effective ways of getting owners to pay on time every month? What are the consequences of “sending them to collections”. What about associations that are “dysfunctional” to the point that a hefty percentage of the ownership is not making their assessment payments?