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Learn The Art of Stellar Credit-- Speaker: Credit Expert Robert Montoya


Schedule: Saturday, June 15th 

( 30 mins)  300 to 330 pm  Speaker: Frank Hamilton  ( cohost) will talk about the “Art of the deal”, and the relationship between Time / Cash / Credit when investing.

( 15 mins)  330 to 345 pm  Breaktime........  Put in order for lunch

( 75 mins)  345 to 500 pm Speaker: Credit Expert Robert Montoya  

( 2+ hours) 515 to 730 pm  Play the Cashflow 101 Game


                       Credit Expert Robert Montoya


**** Robert’s proprietary “secret sauce” will help you legally remove very damaging negative items such as: Bankruptcies, foreclosures, collections, etc. off your credit report. Robert has been doing legal and successful credit restoration for over 13 years and he operates right here in Southern California. Many real estate professionals have successfully used Robert’s services to help their clients increase their credit scores to get the funding and deals they wanted.  His website is:

      The reason I choose Robert to speak to us at this event is because we either need to restore or maximize our individual credit so we don’t miss out on investment opportunities. Better and higher FICO scores will improve our financing options as well as get us more cashflow in our deals because we will be paying lower interest rates for the money we borrow.     

      The reason Robert got started in credit restoration is because he had a family member who had extensive surgery and recovery and therefore could not pay their bills on time. As a result, the credit bureaus would not help out the family and it caused a lot of stress. So Robert took it upon himself to learn everything he could about how to remove, fix and improve credit. He has removed, fixed and improved that family member’s credit as well as numerous clients over the last 13 years.

      He will talk about the 2 following areas: 1) Delete negative items, and 2) Increase/Build your score.


                                  Part 1: Delete Negative Items:


Why you should ONLY go to the credit bureaus to get items deleted; not the collection agencies.

How he will pull back the curtain on why credit bureaus don’t want you to remove negative items and how he forces them to do so!

Don’t pay collection accounts off because it won’t help your score.  Robert will explain how to properly negotiate so that the negative item(s) are  completely removed from your credit report.

Learn about the “I.D. Theft Scam” that the credit bureaus want you to believe.


                               Part 2:   Increase/ Build Your Credit


Who is the best credit card vendor to use in order to rebuild your credit when starting over so it reports to all 3 credit bureaus or even for those who just need more positive credit to raise their FICO score. 

Increase your score by 10 points by going to this one website to “opt out”. Those 10 points may be the difference in getting you the financing that you want.

A technique to add years of positive credit history to your credit report which will boost your credit score in 60-90 days.




Our location is going to be at Denny's restaurant which located on it's own premise with lots of free parking outside. It is on the corner of Beach Blvd. and Main Street ( Main Street and Ellis divide at Beach blvd so make sure to turn onto Main Street).

The address is: 18477 Beach Blvd, Huntington Beach, CA 92648. The contact number for Denny's is[masked] for the front desk if you get lost. The name of the manager is Elizabeth. The manager is gracious enough to have us there for free; however, I just ask that everyone pay for your lunch and tip so they will always want us to come back.


                                  EVENT ROOM:

Our speaker and our cashflow game meeting room is behind the front cashier as soon as you walk into the restaurant. It is a glass and wooden door that leads to our room which comfortably holds lots of people. Please bring a light jacket because the air conditioning is very strong.

Pencils, erasers, and paper will be supplied.


See you soon !

Michael Jones



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  • A former member
    A former member

    Great presentations and love the cash flow 202 game!!! It was wonderful meeting everyone and enjoyed a friendly competition of deals negotiation.

    June 16, 2013

  • Frank H.

    Very informative. Most person have some errors on their credit. Robert did a great job explaining how to identify them and the steps need to eliminate them. I would requiremend Robert to ally friends and family.

    June 15, 2013

  • Mark F C.

    Sorry, previous commitment that day.

    June 7, 2013

  • Mohammad h.

    Hi Dear I will bethere

    May 22, 2013

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