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# UPI & Digital Payment Charges: Merchant Fees, Consumer Impact & India's Digital Economy

Organized by: Citizen Setu
Duration: 60 Minutes
Mode: Online (Microsoft Teams / Google Meet)
Date: 31 August 2026 (Monday)
Time: 4:00 PM – 5:00 PM IST

## About the Meetup

India's digital payment ecosystem has transformed the way individuals, businesses, and governments conduct financial transactions. With the rapid adoption of the Unified Payments Interface (UPI), digital payments have become faster, more convenient, and accessible to millions across the country. As digital transactions continue to grow, important discussions have emerged regarding merchant fees, payment infrastructure costs, financial sustainability, consumer convenience, innovation, cybersecurity, and financial inclusion.
Citizen Setu invites business owners, professionals, students, policymakers, banking experts, fintech professionals, researchers, and citizens from across India to participate in an informative and balanced discussion on "UPI & Digital Payment Charges: Merchant Fees, Consumer Impact & India's Digital Economy."
This interactive meetup will explore how UPI functions, the role of banks, payment service providers, fintech companies, and merchants, the economics behind digital payments, the debate surrounding merchant charges, and the long-term sustainability of India's digital payment infrastructure. Participants will also discuss the impact of digital payment policies on consumers, businesses, startups, and the nation's rapidly evolving digital economy.
Whether you are a merchant accepting digital payments, a student interested in fintech, a professional working in banking, or simply a citizen curious about India's digital transformation, this session will provide practical insights while encouraging evidence-based civic dialogue.

## Interactive Activities

  • Live Opinion Polls
  • Audience Question & Answer Session
  • Myth vs Fact Discussion
  • Open Public Forum

Note: This webinar is organized solely as a civic awareness initiative. It does not endorse or promote any political party, financial institution, payment platform, fintech company, or commercial service.

Related topics

Organization Development
Law
Legal Professionals
Self-Awareness
Social

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