Eindhoven Financial Independence

Description:
If you live and work in the Netherlands, you’ve probably heard about the 3rd pillar pension (lijfrente). But it’s not always clear how useful it really is — especially if you’re thinking about financial independence or early retirement.

This session is a practical, no-hype walkthrough of how the 3rd pillar fits into the Dutch tax system, and when it actually makes sense to use it.

What we’ll cover:

How the 3rd pillar works in practice

• What jaarruimte and reserveringsruimte mean
• What kind of products qualify

How the tax benefit works

• What you actually save in Box 1
• How that compares to paying tax in Box 3

Simple comparisons

• Pension vs keeping money in Box 3
• When one is clearly better than the other

Who this is for:

• People earning income in the Netherlands
• Anyone considering FIRE but unsure about pensions
• People who want a clearer, more practical explanation than what you find online

What you’ll get out of it:

A clearer understanding of when using the 3rd pillar is beneficial — and when it isn’t — so you can make more informed decisions with your own situation.

Disclaimer: we do not offer financial advice! Any information shared in this event is solely for educational purposes.

Note: To support the organizational costs of this event, we kindly ask you a small donation of 0.5 euros.