P2P Lending and Crowdfunding: passing trend or the future of investing?

Peer-to-peer (P2P) lending and crowdfunding burst onto the fintech scene with a bold promise: to democratize access to alternative investments by directly connecting borrowers and lenders—no banks required. After two decades, we have to ask: is P2P a fleeting trend, or is it here to stay? In today’s discussion, we’ll explore how the P2P landscape has evolved, the different types of platforms out there, and the kinds of risks investors face. We'll also touch on what protections are in place for investors, and who P2P might be a good fit for. We'll dive into how P2P can support portfolio diversification, how it compares with more traditional instruments like stocks and bonds, and why diversification within P2P itself can be tricky. And finally, we’ll walk through some of the key concepts and terms you need to understand to properly assess a platform and carry out effective due diligence before investing.

Disclaimer: we do not offer financial advice! Any information shared in this event is solely for educational purposes.

Note: To support the organisational costs of this event, we kindly ask you a small donation of 0.5 euros.

Looking forward to seeing you at the event!