South Jersey Real Estate Investors Association

📌👉 NOTE: Registering here on Meetup doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/2517Q58H36 or scan the QR code to sign up today!

NEW!!! SJREIA Monmouth County Focus Group

⏰ Wednesday, Sept. 10, 2025 (6:30pm to 8:30pm)
👉 COST: SJREIA Members & Visitors attend FREE!!!
📍 Keller Williams West Monmouth (45 Route 520, Suite 200, 2nd floor
Englishtown, NJ 07726)

🔶 From Demo to Dollar: Managing Contractors & Maximizing Fix & Flips

Drew Sides - Side By Side MRO - 856-885-2241 | office@sbsmro.com | https://www.sidebysidemro.com/

##### Mission Statement: SJREIA New Monmouth County Focus Group is to educate, empower, and connect real estate investors at all levels from aspiring to seasoned. We are committed to providing valuable resources, fostering collaborative networking opportunities, and supporting the continued growth and success of our investor community through shared knowledge and experience.

MEETING DETAILS: Time: 6:30-8:30pm
Location: IN-PERSON - Keller Williams West Monmouth, 45 Route 520, Suite 200, 2nd floor, Englishtown, NJ 07726

Meet your Focus Group leaders:

Joel Kraut - Co-Founder & Managing Director Brrrr.com - O 732-851-6900 | C 732-598-0351 | E jkraut@brrrr.com
Operating as a real estate investor from the late 1990’s to 2014, Joel Kraut managed to purchase, renovate, and sell more than 100 houses in the Tri-State area, including the Philadelphia markets of Northern Liberties, Fishtown, Point Breeze, Newbold, etc. As an active investor, Joel Kraut scaled his portfolio to include 144 buildings home to over 1,000 tenants – nearly all of which were acquired within a three year span. Unlike most investors, Joel self-managed his entire portfolio, an experience that now informs much of the internal valuation methodology employed by BrrrrLoans. Throughout the early 2000’s, Joel Kraut built 185 single-family “McMansions” and 61 townhouses throughout the Tri-State area while serving as a partner in a mid-size, New Jersey based general contracting and remodeling company. Given his comprehensive background in completing extensive renovation and construction projects covering everything from fire restoration and vanilla home extensions to ground up construction of vertical condominium buildings and multi-millions dollar homes, Joel Kraut’s track record affords BrrrrLoans the ability to continuously improve its business model and practices by concurrently drawing upon the perspective of a borrower, contractor, and fund manager.

In the wake of the 2006 financial crisis, Joel initiated the liquidation of his real estate portfolio and turned his attention towards private lending. In his capacity as a one-man operation, Joel Kraut participated in the origination, underwriting, and funding of well over 1,000 loans secured by collateral throughout the Tri-State area. In doing so, Joel developed a reputation as the 360 degree solution to privately funding just about every type of property for every type of borrower.

As the Co-Founder and Managing Director of BrrrrLoans, Joel thrives on the day-to-day passion of every Brrrrloan fanatic he encounters.
Joel is a graduate of Pennsylvania State University with a Bachelor’s degree in marketing and a minor in economics. He has an endowed scholarship at the University in his name. Additionally, he was a past proprietary options trader and a member in good standing of six exchanges.

In addition, Joel is the author of the book "7 Steps to Financial Freedom" (available on Amazon).

JoAnn Marable - thriving for over two decades in multiple businesses, experience in real estate, real estate investing, and business leadership. She is a Broker Associate, Real Estate Investor, Certified International Property Specialist, and Licensed Life Insurance Producer. The Owner of JM Luxury Living, LLC, a real estate investment and development firm, and as Founder of Inspirational Sisters, she leads programs that support and empower women.

Her leadership roles include serving as Past President of the Women’s Council of Realtors®, Middlesex County Network, and WCR New Jersey State Chair of the Diversity and Inclusion Committee. She is also a Productivity Coach with Keller Williams, where she provides training, mentorship, and development for real estate professionals.

Jonathan Rouzeau - Realtor ® - Notary Public, Real Estate Staging Expert, kw / KELLER WILLIAMS West Monmouth

📌👉 NOTE: Registering here on Meetup doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/2517Q58H36 or scan the QR code to sign up today!

📌👉 NOTE: Registering here on Meetup doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/1288W58V15 or scan the QR code to sign up today!

❗📢 VISITORS!!! Your FIRST SJREIA Meeting is FREE! Use PROMO CODE SJREIA when you RSVP ❗

⏰ Date: Aug. 14, 2025 (6:30pm to 8:30pm)
➡ Cost: SJREIA Members attend FREE -- Visitors pay $20
📍 LOCATION: Town & Country Diner - 177 US-130, Bordentown, NJ 08505

Full Time Wholesalers Panel
Panelists: Gavin Guglielmi, Stephen Cooper, Ralph Germain

BIOS:

Gavin Guglielmi, Owner, Virtual Connection - Global@VirtualConnectionhub.com | https://www.virtualconnectionhub.com | (609) 322-7427
Gavin began his real estate journey in 2020 facilitating the wholesaling of properties all over South Jersey to local Investors. Since inception, his real estate business has transformed from purchase and sale of single family homes to now building a commercial multifamily residential apartment portfolio. In 3 Years - through vigorous work & leveraging Virtual Assistants - Gavin was able to build up his real estate portfolio with 100% equity in his companies. He's just getting started on his journey to success & wants to share with you how you can use his blueprint of success that has been procured from 1000 Unit Investors to take your business to the next level.

Virtual Connection's mission is to provide cost effective employment measures to business corporate structures all over the world. We strive to improve the availability of globalized labor on a cost effective, data-driven, goal-oriented scale. We facilitate the onboarding of your new employees for Cold Caller, Data Entry, Administrative Assistance & More. We consistently improve and add layers of training and communication to our clients' employee endeavors for maximum success. Following all industry Vertical Parameters we are able to ensure maximum potential for all campaigns. For the cost of $5/Hour - that's 5 Virtual Assistants for the cost of 1 Local Employee!

Stephen Cooper of Skyward Investments LLC - Skywardinvestments.com | 856-520-4386
I'm a 42 yr old father of 2 boys and 1 little girl and successfully married 10 years. Heavily involved in the GVAA baseball organization as a travel coach and 2 year board member.
I've been wholesaling since 2016 and running a successful wholesaling business since 2018. Also a licensed realtor and musician. Have been in sales and marketing since I was 20yrs old, rom credit card sales, car sales, home remodeling, and homes in general.

I’m a dad/Husband first, Friend second, Wholesaler last

Ralph Germain, NJ Fast Homebuyers | ralph@njfasthomebuyers.com | Director of Acquisitions, Germain Realty Investment Group, LLC | (C) 201-252-7434 | (E) ralph@germainrealty.com | www.germainrealty.com
Bio: Ralph Germain is owner and operator of NJ Fast Homebuyers, LLC and Germain Realty Investment Group. After working for 15 years in the education/non-profit sector in New York City, Ralph was laid off due to budget cuts. It was at this point that he decided he would never let someone else determine his financial fate. After googling “how to make money fast legally” he discovered real estate. Ralph ordered a copy of Rich Dad spot Dad and after reading the whole book in a matter of days, he attended his first meetup in August of 2019. After researching the subject of real estate and wholesaling extensively, he took action and started driving for dollars and cold calling, and began consistently closing deals. Ralph is a first generation American, first generation college graduate, and first generation entrepreneur. Ralph has been Wholesaling since 2019 and is currently closing an average of 1-3 deals a month. Ralph mainly wholesales 1-4 family properties in North and Central NJ. Ralph also invests in buy and hold multifamily real estate out of state in Ohio and locally in NJ.

Time: 6:30pm to 8:30pm
Cost: SJREIA Members attend free -- visitors pay $20
LOCATION: Town & Country Diner - 177 US-130, Bordentown, NJ 08505

📌👉 NOTE: Registering here on Meetup doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/1288W58V15 or scan the QR code to sign up today!

Please RSVP if you plan to attend so restaurant will have staff available for our group. Please plan to order something from the menu -- thanks!

Wholesaling Leader Stephen Chatto
Stephen is an accomplished real estate professional with over two decades of experience. His journey began in 2000 purchasing his first 3 family rental properties. A few more rentals and all was well, but he still needed to work. In 2012 he saw the possibilities available to him through wholesaling real estate. He decided to fully commit to real estate full time wholesaling to sustainably meet financial obligations and obtain more properties.

Over time, Stephen’s expertise in the real estate market evolved from wholesaling to purchasing multiple rental portfolios using the BRRR strategy, and most recently pursuits in private lending for truly passive income. Wholesaling has made him his own boss and he wants others to experience the same freedom. He has run SJREIA’s Wholesaling Subgroup since 2016.

Co-leader Roland Jefferson
Roland is a real estate wholesaler and a man of faith with a beautiful wife and 3 fantastic grown children. After much prayer for alternative ways to increase his income during his 17 years in corporate American, where he maxed his income as a performance engineering IT computer consultant, Roland discovered real estate wholesaling. He dove into the information age of free podcasts and YouTube University to gain an understanding of this new opportunity during his long work commutes to New York City. Eventually, Roland began working part-time in wholesaling real estate and as his education grew, he invested in advanced training and coaching to accelerate his knowledge and develop more consistent deal flow.

Roland has been blessed with the ability to replace and exceed his corporate income enabling him to be a full-time real estate wholesaler for the past 2 years. In addition to his love of winning in the wholesale arena, Roland also has a passion for teaching new wholesalers and helping them to achieve their own success. Roland believes in being a blessing to motivated sellers, serious cash buyers and anyone willing to learn and work as a real estate wholesaler in order to be a positive impact in the lives of others.
Meeting the 2nd Thurs every month.

Real estate wholesaling is one of the most powerful strategies for investors.

• How does it work?
• How can you get started, and be successful at it?
• If you currently wholesale, how can you find better deals and more profit?

Visitors are welcome to join any meeting!
BECOME a member the same night (various membership options available, see below) and we'll credit your visitor fee toward your membership.
Email [info@sjreia.org](mailto:info@sjreia.org) to receive your discount promo code.

Membership benefits include

• FREE admission to all main and focus group meetings
• FREE participation in our online networking 24/7 chat forum
• FREE access to our video resource library - 100's of hours of video replays from past meetings
• FREE to join our Home Depot 2% back rebate program + get 20% off paint discounts (terms and conditions apply)

📌👉 NOTE: Registering here on Meetup doesn't actually save you a seat; to do that, click the RSVP link https://reia.app/3894H58J92 or scan the QR code to sign up today!

⏰ Tuesday, SEPT. 16, 2025 (6pm to 9pm)
👉 COST: SJREIA Members attend FREE, visitors pay $20
📍 The Holiday Inn, 2175 W. Marlton Pike (Rt. 70), Cherry Hill, NJ

📢 Your FIRST SJREIA Meeting is FREE! Use promo code SJREIA when you RSVP.

Section 8 Housing in 2025/26: What Landlords need to know
Panelists: Michael Bonadies and Ron Odom
Moderated by Tom Dagney

Investing in Section 8 Housing can be a smart strategy for landlords looking for stable rental income and long-term tenants. However, it comes with its own set of challenges. Come to this meeting to hear the pros, cons, and how to get started as a Section 8 landlord.

Mike Bonadies - Co-Owner, CEO, TerraVestra Property Management
Mike is a landlord and property manager. He currently owns 50 rental units in Camden, Gloucester, Cape May and Cumberland counties. He Co-Owns a property management company, TerraVestra Property Management, that specializes in managing rental properties specifically in the South Jersey area and Side By Side MRO which specializes in lead paint inspections and remediation work as well as investor grade . Mike is also a farmer and owns a livestock farm in Vineland.

Mike has been a board member since 2021. He worked as the membership benefit committee chair and worked on putting together the legislation committee. www.terravestrapropertymanagement.com | 856-888-1696
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Ron Odom - Real Estate / Wholesaler - Campostella Properties, LLC | 856-238-1338 | rodom65@gmail.com

Since 1996, Ron Odom has invested in real estate. A diversified businessman, Ron has hands-on expertise and is a recognized authority in the areas of remodeling, buying, selling, leasing and management of single-family homes.

In 2009, Ron was awarded The Landlord of the Year plaque by The Camden City Housing Authority for providing outstanding residential properties to Section 8 participants throughout Camden County.
Ron also has extensive knowledge in the use of land trusts as a means of asset protection.

Ron is also engaged in real estate education. From the bottom up, Ron regularly consults with clients on real estate opportunities. His business experience has proven invaluable to both novice and experienced investors alike.

In 2009, Ron authored the wildly successful ‘Killer Profits Wholesaling Real Estate’, an e-book that tells it like it is in a down to earth format. His book provides step-by-step instructions to successfully wholesaling real estate in an ever-changing real estate market.
Ron is also engaged in creating several artificial intelligence projects that he will bring to market soon.

Location: The Holiday Inn, 2175 W. Marlton Pike (Rt. 70), Cherry Hill, NJ
Time: Doors open @ 6pm - Presentation begins at 7 pm
Members attend FREE -- Visitors pay $20

📌👉 Click the RSVP link https://reia.app/3894H58J92 or scan the QR code to sign up today!

MEETING SCHEDULE:

6:00-7:00 pm – Visit with Business Affiliates & Networking
7:00-7:15 pm – Announcements
7:15-8:30 pm – Main Speaker/Presentation
8:30-9:00 pm – Networking (in the Lobby) and Room Clean-up

Open to the public! SJREIA is a networking and education association for all levels of real estate investors. We offer education in many different aspects of investing and offer unlimited opportunity to be with other like minded people.

❗👉 NOTE: Registering here on Meetup doesn't actually save you a seat; to do that, click the RSVP link - https://reia.app/4389W58J54 or scan the QR code to register today!

❗❗❗ VISTORS - Your FIRST SJREIA Meeting is FREE!!
Use promo code SJREIA when you RSVP ❗❗❗

MEETING DETAILS
⏰ DATE: SEPT. 17, 2025 (6:30pm-8:30pm)
✅ SJREIA Members attend free -- visitors pay $20
📌 Sal's Cafe Coal Fired Pizza - 501 New Rd, Somers Point, NJ 08244

👉 Using unsecured lines of business credit to obtain properties

Speaker: Michael D’Angelo will discuss:

• What is unsecured line of business credit
• How to secure funding
• How to best utilize funding

BIO Michael D’Angelo’s professional journey showcases a diverse range of experiences and expertise. Graduating from Rutgers University, he initially pursued a career as an economics teacher before venturing into the realm of mortgages and hard money in 2017.
His career trajectory has seen him evolve into various roles, including being a partner/owner in a title company, actively lending hard money for investor deals, and serving as a Credit Analyst with MB Capital Solutions. This multifaceted background not only demonstrates his adaptability but also underscores his deep understanding of the investor market.

LOCATION: Sal's Cafe Coal Fired Pizza - 501 New Rd, Somers Point, NJ 08244
TIME: 6:30pm to 8:30pm
COST: SJREIA Members attend FREE -- Visitors pay $20

👉 Click the RSVP link - https://reia.app/4389W58J54 or scan the QR code to register today!

##### Your FIRST SJREIA Meeting is FREE!! Use PROMO CODE SJREIA when you RSVP

• Please RSVP if you plan to attend

PLEASE plan to order something from the menu (they have great food!)

Focus Group Leader David Ingemi