Taxes
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How Much Is Enough? The Math Behind Financial Independence
🚀 UPDATE: MEETUP CAPACITY LIMITED (Moving to Luma)
RSVPs are limited on Meetup, but we have opened additional spots on our new official platform, Luma. 👉 Secure your priority spot here: https://luma.com/rh62yp2l
ℹ️ Why are we moving to Luma? We are progressively moving the Lux Finance Circle to Luma to offer a cleaner, professional experience:
🚫 No Spam: Unlike Meetup, Luma respects your inbox. No marketing clutter or random notifications - just the calendar invite and the event recap.
⚡️ Zero Friction: No app download or account creation required. Register in 10 seconds with just your email.
📊 Exclusive Perks: Get automatic calendar syncing and access to our post-event Recap PDFs (charts & key takeaways). As part of this transition, we are restricting Meetup spots progressively and adding more to the new platform.
👉 Secure your priority spot here: https://luma.com/rh62yp2l
📢 Welcome to our next Lux Finance Circle meetup!
Everyone has a number. A savings target. An amount that would mean they never have to worry about money again. The problem is, almost nobody actually knows what their number is.
Most people invest without a clear target. They contribute to their brokerage account, pick some ETFs, and hope it works out. But hope is not a strategy. Without knowing how much is enough, you can't know if you're saving too little, taking too much risk, or even if you're on track at all.
This session is an open discussion about the math behind financial independence. Not the Instagram version. The real version: how to calculate what you actually need, what assumptions go into that calculation, and what most people get wrong usually, by throwing numbers around.
🧭 Format of the Event
This is a casual, discussion-based gathering with no long presentations. We'll sit around the table, and your host Romain will kick things off with a short introduction covering:
* Why "save as much as you can" is not a real plan
* The key variables that determine whether you'll reach financial independence (and which ones you can actually control)
* How small changes in your assumptions can dramatically shift your timeline
* The most common mistakes people make when projecting their financial future
From there, we open the floor for discussion. Bring your questions, your assumptions, and your curiosity.
Recommended Preparation
Before the event, think about this: if someone asked you today "how much money do you need to never worry about money again?", could you give a confident answer? And if so, how did you arrive at that number?
👥 Who Can Join?
Everyone is welcome. This discussion will be especially valuable if you are:
* An investor who contributes regularly but has never calculated a concrete target for financial independence.
* Someone who has used online calculators or rules of thumb (like "25x your expenses") but isn't sure those numbers apply to your situation in Luxembourg.
* A professional who wants to move from "I hope this is enough" to "I know exactly where I stand."
📌 Practical Info
* 🗓️ Date: Tuesday, April 14th, 2026 at 18:30 (you can also arrive later).
* 🗣️ Language: The event will be in English.
* 📍 Location: Hotel Le Place d'Armes (18 Place d'Armes, Luxembourg). The bar is hidden at the back. Ask at reception for directions if you are unsure.
* 🍻 Drinks: Drinks are self-paid at the venue bar.
* 👥 Limited Seats: Please RSVP so we can manage space.
Club Polyglotte Luxembourg: 6 online TEAMS language conversations
Dear Club Polyglotte members,
Please note that we changed our online meetings from Skype to Teams. An installation of Teams is not necessary (see links at the bottom).
The online meetings take place on Tuesdays at 19:00, unless otherwise indicated.
CP English Club Polyglotte Luxembourg Community in Microsoft Teams with Pete from London on Tuesdays at 19:00 h:
https://teams.live.com/l/community/FEA32nllYOKVkYfQA8?v=g1
CP German Club Polyglotte Luxembourg Community in Microsoft Teams with Margit on Tuesdays at 19:00 h:
https://teams.live.com/l/community/FEAPmC0cP2yAknqqAw?v=g1
CP Italian Club Polyglotte Luxembourg Community in Microsoft Teams on Tuesdays at 20:30 h.
https://teams.live.com/l/community/FEAgAGRUsyLPKIB8BU?v=g1
CP Spanish Club Polyglotte Luxembourg Community Community in Microsoft Teams on Wednesdays at 19:00 h:
https://teams.live.com/l/community/FEA7FZyGJ463yXNOwM?v=g1
CP Luxembourgish Club Polyglotte Luxembourg Community in Microsoft Teams Wednesdays at 19:00 h
https://teams.live.com/l/community/FEAyv2RkRJLWFo8vAo?v=g1
CP French Club Polyglotte Luxembourg Community in Microsoft Teams on Fridays at 19:00 h.
https://teams.live.com/l/community/FEAHMjICzF_sgKrfgs?v=g1
When you click on the secured https link, you need to connect to Teams and click on the button to join via your browser (no installation needed)
Or via the MS Teams App, which is of course also possible.
Download from the official website for your desktop:
https://www.microsoft.com/en-us/microsoft-teams/download-app
For your Android device from Google:
https://play.google.com/store/apps/details?id=com.microsoft.teams&pli=1
For your OIS device from Apple:
https://apps.apple.com/us/app/microsoft-teams/id1113153706
Kind regards,
Your Club Polyglotte Luxembourg team
Email: clubpolyglotte@gmail.com
Weekly Boardgames in Sandweiler
Feel free to bring games, or suggest some from my collection (http://www.boardgamegeek.com/collection/user/garryjenkins).
Please RSVP so I can select appropriate games for the number of people attending.
Food and drinks should be purchased on site.
Also to have an idea about what type of games you probably will play, you can take a look at the comments of previous weeks of this weekly meetup.
If you have any question, don't hesitate to send me a message, or ask here in comments.
Public Speaking - Casemates Toastmasters meeting
Casemates is one of Luxembourg's English-speaking Toastmasters clubs - here you’ll find a supportive and friendly environment which will allow you to develop your communication skills, become a confident leader and have fun!
Each meeting is clearly structured with three parts: improvised speaking on various topics, prepared speeches by members, and an evaluation part where all the speakers receive feedback. Members are holding the various roles necessary for the organisation - a different one at each meeting. You can come as a guest and see how it works for yourself - we guarantee that you will feel welcomed and will have fun in our learn-by-doing environment!
Club Polyglotte Luxembourg: 6 language tables: LU, UK, FR, DE, IT, ES
Welcome to our weekly physical or virtual Club Polyglotte meeting.
* As usual, a minimum consumption of one drink or something small to eat is obligatory at Restaurant Quai Steffen at 13, Place de la gare at the Luxembourg railway station.
* We start our get together at 19:00 h and finish at 22:00 h.
As on every Tuesday, participate at one of the following language tables:
1. English
2. French
3. Luxemburgish
4. German
5. Spanish
6. Italian
or languages like Mandarin, Russian, Romanian or Arabic, if needed.
We are constantly searching for Buddies who lead the various language tables and for those who would like to participate in the organisation for our club established in 1999. Please message us, if you are interested in managing the Club with us on Facebook / Meta.
Membership fees per calendar year: 3 EUR cash (members until and including 24 Y, only 1 EUR)
Compulsory consumption applies at Restaurant Le Quai Steffen!
Best regards,
Your Club Polyglotte Luxembourg team
tech&talk × n8n Meetup im Ruhrgebiet
**Um was geht es dieses mal?**
Dieses Mal findet das Meetup in Kooperation mit dem **n8n Meetup im Ruhrgebiet** statt und wird wie immer bei uns bei codecentric in Dortmund ausgerichtet.
Beim 3. n8n Meetup im Ruhrgebiet geht es wie immer darum, die Möglichkeiten von n8n besser kennenzulernen, Erfahrungen zu teilen, voneinander zu lernen und sich mit anderen auszutauschen. Dieses Mal steht das Meetup zusätzlich im Zeichen von Vibe Coding und schnellem Prototyping. Im Fokus steht, wie sich n8n als Backend für Automatisierungen, Schnittstellen und Logik im Hintergrund mit Vibe Coding für die schnelle Entwicklung von Frontends verbinden lässt, um in kurzer Zeit funktionierende Prototypen, interne Tools und erste MVPs umzusetzen. Anhand konkreter Beispiele und Live-Demos zeigen wir, wie aus einer Idee schnell etwas Nutzbares entsteht.
**Hybrides Setup!**
Wir freuen uns, euch bei uns in den Räumen der codecentric AG in Dortmund willkommen zu heißen. Vor Ort versorgen wir euch mit Snacks und Getränken und freuen uns gleichzeitig über interessante Diskussionen und einen guten Austausch. Für alle, die es nicht zu uns ins Office schaffen, werden wir das Meetup Hybrid durchführen. Der Stream beginnt ca. 10 Minuten später, damit wir vor Ort ausreichend Möglichkeit für persönliches Kennenlernen haben.
Den Live-Stream findet ihr auf dem [YouTube-Channel](https://www.youtube.com/@codecentricAG) der codecentric AG.
**Wichtig - Absage bitte rechtzeitig:**
Wir bestellen das Essen bereits 3 Tage vor dem Meetup. Falls ihr doch verhindert sein solltet, bitten wir euch um eine rechtzeitige Absage. Das ist wichtig, damit wir nicht unnötig Essen verschwenden müssen. Vielen Dank für euer Verständnis!
**Anreise:**
Per Zug: Vom Dortmunder HBF sind es ca. 10 Minuten zu Fuß.
Mit dem Auto: Rund um das Office gibt es einige Parkflächen, dazu befinden sich in dem Parkhaus der Thier-Galerie weitere Parkplätze.
The Most Native Kubernetes App
Hej Gophers,
unser nächstes Treffen wird am Dienstag, 14. April stattfinden. Wir freuen uns, dass [Lukas Nagel](https://github.com/lukasngl/) von [MeKo Manufacturing](http://www.meko.de/) den Abend inhaltlich zum Thema "The Most Native Kubernetes App" gestalten wird.
Was wäre, wenn wir nur das Kubernetes-Cluster zur Verfügung hätten? Wir entwicklen eine ToDo-App ausschließlich mit Kubernetes-Bordmitteln, zeigen, warum das keine gute Idee ist, und wie man mit diesen Patterns nützliche Operatoren implementieren kann.
Wir treffen uns um 18 Uhr bei [enercity](https://www.enercity.de/). Mit dem Vortrag starten wir um 18:30 Uhr. Danach wollen wir über Technologien und Erfahrungen plaudern, voneinander lernen, Kontakte knüpfen und einfach eine tolle Zeit miteinander verbringen.
[enercity](https://www.enercity.de/) sponsert uns die Verpflegung - vielen Dank dafür! Getränke sind reichlich vorhanden und wir planen Pizza zu bestellen.
**Für die vor Ort-Teilnahme bitte unbedingt beachten:**
* **Anmeldung** zum MeetUp Event muss bis **Montag, 13.04.2026,** **18 Uhr** erfolgt sein.
* Für den Zugang ins Gebäude wird der **volle Name** für die Anmeldung beim Pförtner benötigt. Wenn in der Anmeldung nicht bereits angegeben, sende daher unbedingt bis zum Anmeldeschluss deinen vollen Namen an einen der Organisatoren, Anna, Mark oder Sebastian "Mo", in einer privaten Nachricht.
Wir freuen uns auf dich!
\*\*\*\*\*
Hello Gophers!
Our next meeting will take place on Tuesday, 14 April. We are delighted to welcome [Lukas Nagel](https://github.com/lukasngl/) from [MeKo Manufacturing](http://www.meko.de/) with the topic "The Most Native Kubernetes App". The talk will be German.
What if we only had the Kubernetes cluster at our disposal? We'll develop a ToDo app using only Kubernetes' bulit-in tools, demonstrate why this isn't a good idea, and show how these patterns can be used to implement useful operators.
We will meet at 6 pm at [enercity](https://www.enercity.de/). The talk starts at 6:30pm. Afterwards, we want to chat about technologies and experiences, learn from each other, socialise and simply have a great time together.
[enercity](https://www.enercity.de/) is sponsoring the catering - thank you very much! There will be plenty of drinks and we plan to order pizza.
**Please note for on-site participation:**
* **Registration** for the MeetUp event must be completed by **6 pm** on **Monday, 13th April 2026**.
* A **full name** is required for entry into the building to register with security. If not already stated in the registration form, please send your full name to one of the organisers, Anna, Mark or Sebastian ‘Mo’, in a private message by the registration deadline.
We look forward to seeing you!
Lukas, Sebastian "Mo", Mark and Anna
\*\*\*\*\*
**Agenda**
18:00 Doors Open
18:30 Presentation
... Networking
Eventos de Taxes Esta Semana
Descubre lo que está sucediendo en los próximos días
Afterwork Comedy WEDNESDAY
AFTERWORK COMEDY
Get ready to unwind and laugh out loud at Bar Grand’Place Luxembourg!
Join us every Wednesday at 19h30 (CET) for a chill afterwork comedy session. It’s the perfect way to kick back, enjoy some great jokes, and meet cool people.
Don’t miss out on the fun and good vibes in the heart of Luxembourg!
Get your free tickets
https://www.eventbrite.com/e/afterwork-comedy-tickets-1985050587744
Coffee & Clarity — small group in Luxembourg
Living in Luxembourg can feel intense — pressure, decisions, sometimes a quiet sense of being stuck.
More about me: https://lindaburchi.com
This is a small, informal coffee meetup to slow down, reflect, and get a bit more clarity on what’s going on in your life right now.
Standup Comedy Openmic
**Weekly stand-up comedy open mic night, featuring short sets from multiple comedians. FREE ENTRY!**
Every Thursday at 9pm at Updown Bar !
Free tickets https://www.eventbrite.com/e/comedy-open-mic-luxembourg-tickets-1216566646589
If you want to go on stage, just show up, sign up and go up !
Follow us on instagram for the most recent events ! https://www.instagram.com/luxembourgcomedy/
Fast Friending – Fresh Connections! (21-40/Drink Offer)
Moving to a new city is exciting at first — a fresh start, new opportunities, a new chapter. But once things settle, being new in town can feel lonely. You don’t know anyone yet, you’re unsure where to go to meet people, and everyone else seems to already have their circles.
That’s where we come in. Our Fast Friending evenings are designed especially for those who are new in town and ready to build real friendships — creating welcoming spaces where conversations flow naturally and meaningful connections begin.
**You will need to buy a ticket for attending -**
[https://lux18thapril.eventbrite.co.uk](https://lux18thapril.eventbrite.co.uk)
\*You can use any debit or credit card to purchase your ticket at PayPal checkout. It will ask you for your email address but that is only to send you a receipt. You do not need a PayPal account.
TICKETS:-
Early Bird - €5 / person
Regular Ticket - €10 / person
Cash at meetup: If you do not purchase a ticket in advance then you can pay Silvia cash of €15 when you attend.
**Here’s how your evening will flow:-**
**7:00 PM – Welcome**
Arrive at 7:00 PM and be welcomed by your host, Silvia, who will guide the evening and help with introductions. Feeling shy? Come a little early and she’ll ease you into small-group conversations. You’re also welcome to bring a lady friend along for free.
**7:30 – 8:30 PM \| Fast Friending**
Chat with a new attendee every 3 minutes, ensuring you meet a variety of like-minded ladies and gentlemen.
**After 8:30 PM \| Open Mingling**
Reconnect with those you enjoyed speaking to and continue meaningful conversations at your own pace
\- We are not a close knit tight group\. Our evenings are warm and comfortable for members attending for the first time and those coming alone\. You will not feel alone\!
\- We have many groups in this city\. Members of our other groups who RSVP are included as guests of the organisers in order to give you an indication of expected people\.
\- This evening is for ladies and gents in the 21 to 40 age group\. While some will be at the younger end of this range there will also be others at the other end of the range and lots in\-between\! You will naturally gel with others of your own age range and so you will always find many attendees who fit your range\.
\- We are not a dating group\. Our events are not organised to manage your dating life\. Our group is created to help ladies and gents meet other like minded ladies and gents\. Please do not attend our event if a perfect gender balance is important for your enjoyment of our meet\-up\.
Why do we have tickets?
1. Cover our costs - Our host is compensated for their time and work. We also pay meetup and have dedicated staff to manage our events, hosts, venues and communication.
2. Group Safety - By securing your ticket we have a record and you contribute to a well organized evening where everyone is more committed and better behaved.
3. Management - Tickets help us better manage attendee group size, book suitable space and activity.
ABOUT [fastfriends.co.uk ](https://fastfriends.co.uk/)-
We have connected members successfully for the past 10 years in over 30 cities (operating as Expatsclub, MeetConnectDevelop and fastfriends.co.uk).
\-\-\-\-\-\-\-\-\-\-\-\-\-\-
You can contact our founder Dan on +447715705005 with any questions or ideas.
\-\-\-\-\-\-\-\-
**Here are some videos which will give you some guidance and comfort to make your attendance more productive.**
Secrets of socializing at our meetups - [http://bit.ly/secrets-socializing ](http://bit.ly/secrets-socializing)
How to make new friends - [https://www.youtube.com/watch?v=v6GB0Hc_bSs](https://www.youtube.com/watch?v=v6GB0Hc_bSs)
Eventos de Taxes Cerca de Ti
Conéctate con tu comunidad local de Taxes
Investing & Personal Finance Meeting
If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you.
We are a local chapter of Bogleheads, whose investment strategy can be found here:
https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy
Or you can peruse the Boglehead forum here:
https://www.bogleheads.org/index.php
I look forward to seeing you there.
Mark Vonder Haar
Columbus Women's Investing & Personal Finance Meeting
**Welcome to the Women’s Columbus Bogleheads® Sub-Group**
This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy:
[Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy):
https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy
[Bogleheads Forum](https://www.bogleheads.org/index.php):
https://www.bogleheads.org/index.php
No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!
Beginner and Intermediate Bachata Dance Classes with Todd Smith!
**✅ Bachata Mondays with Todd Smith!**
**👉 Beginner Bachata Class**
**$15 In Advance / $20 At the Door**
.
7:00 pm – 7:15 pm … Registration
7:15 pm – 8:15 pm … Beginner Class
.
**👉 Intermediate Bachata Class**
**= $15 In Advance / $20 At the Door**
.
8:15 pm – 8:30 pm Registration
8:30 pm – 9:30 pm Intermediate Class
.
**👉 If You Take Both Bachata Classes**
**= $25 In Advance / $35 At the Door**
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**👉 Buy Advance Tickets Now at:**
.
https://columbussalsadancing.com/bachata-mondays-dance-class-tickets/
Scali Ristorante
Let’s try this popular Italian restaurant in Reynoldsburg.
This is the menu:
https://scaliristorante.com/#4e468054-0235-43e2-81c2-44e061341e9e
CINCO de MAYO Flights n Tacos!
Details
Let's join together for a fiesta! (Invite friends - we have lots of room!)
Taco Bar
Margarita and Beer tasting
Complementary chips and salsa
Margs/cocktails at the bar for purchase
Freshly prepared snacks in the deli for purchase
Festive Band/Music
Margaritas/Mexican Beer Tasting + Taco Bar: $15.00 per person (covers 4 Margarita or beer samples and one pass thru the Taco Bar)
Where: #MarketDistrict (Grandview Yard) location. The party room (our private space) will be decorated with both patios open! Adjoining upstairs area also open for over flow and mingling.
After Party: Sometimes, we head to a venue to hear live music afterwards. LDNL is at Black Swan in Hilliard tonight!
Wear your bright colors and cheerful !Salud!
Golf League - Tuesdays
⛳ **Tuesday Golf League – Registrations Open!**
Join our 2-Player Scramble league with 15 men and 15 women, featuring new partners every week.
📅 Every Tuesday, April 21–Aug 18
⏰ 5:15 PM – 8:00 PM
📍 Champions Golf Course (3900 Westerville Rd)
💲 Pricing:
• 12 weeks – $450
• 9 weeks – $345
YOU MUST SIGN UP AND PAY USING BELOW LINK TO RESERVE YOUR SPOT:
[Tuesday Golf - 2026 - Calendar - Columbus Ski Club](https://columbusskiclub.org/content.aspx?page_id=4002&club_id=686961&item_id=2870039&actr=3)
Great way to meet new golfers, mix up teams weekly, and enjoy competitive fun all season long.
Questions - contact Bob Kaplan
614-286-8463
[gah97@aol.com](mailto:gah97@aol.com)


















