Planificación financiera

Dear Club Polyglotte members, Please note that we changed our online meetings from Skype to Teams. An installation of Teams is not necessary (see links at the bottom). The online meetings take place on Tuesdays at 19:00, unless otherwise indicated. CP English Club Polyglotte Luxembourg Community in Microsoft Teams with Pete from London on Tuesdays at 19:00 h: https://teams.live.com/l/community/FEA32nllYOKVkYfQA8?v=g1 CP German Club Polyglotte Luxembourg Community in Microsoft Teams with Margit on Tuesdays at 19:00 h: https://teams.live.com/l/community/FEAPmC0cP2yAknqqAw?v=g1 CP Italian Club Polyglotte Luxembourg Community in Microsoft Teams on Tuesdays at 20:30 h. https://teams.live.com/l/community/FEAgAGRUsyLPKIB8BU?v=g1 CP Spanish Club Polyglotte Luxembourg Community Community in Microsoft Teams on Wednesdays at 19:00 h: https://teams.live.com/l/community/FEA7FZyGJ463yXNOwM?v=g1 CP Luxembourgish Club Polyglotte Luxembourg Community in Microsoft Teams Wednesdays at 19:00 h https://teams.live.com/l/community/FEAyv2RkRJLWFo8vAo?v=g1 CP French Club Polyglotte Luxembourg Community in Microsoft Teams on Fridays at 19:00 h. https://teams.live.com/l/community/FEAHMjICzF_sgKrfgs?v=g1 When you click on the secured https link, you need to connect to Teams and click on the button to join via your browser (no installation needed) Or via the MS Teams App, which is of course also possible. Download from the official website for your desktop: https://www.microsoft.com/en-us/microsoft-teams/download-app For your Android device from Google: https://play.google.com/store/apps/details?id=com.microsoft.teams&pli=1 For your OIS device from Apple: https://apps.apple.com/us/app/microsoft-teams/id1113153706 Kind regards, Your Club Polyglotte Luxembourg team Email: clubpolyglotte@gmail.com

Welcome to our weekly physical or virtual Club Polyglotte meeting. * As usual, a minimum consumption of one drink or something small to eat is obligatory at Restaurant Quai Steffen at 13, Place de la gare at the Luxembourg railway station. * We start our get together at 19:00 h and finish at 22:00 h. As on every Tuesday, participate at one of the following language tables: 1. English 2. French 3. Luxemburgish 4. German 5. Spanish 6. Italian or languages like Mandarin, Russian, Romanian or Arabic, if needed. We are constantly searching for Buddies who lead the various language tables and for those who would like to participate in the organisation for our club established in 1999. Please message us, if you are interested in managing the Club with us on Facebook / Meta. Membership fees per calendar year: 3 EUR cash (members until and including 24 Y, only 1 EUR) Compulsory consumption applies at Restaurant Le Quai Steffen! Best regards, Your Club Polyglotte Luxembourg team

## AI & Dinner - In-person gathering in Luxembourg Hey there! Join us for another **in-person evening** in Luxembourg where AI enthusiasts come together to chat, share ideas, and enjoy great food. Whether you're a pro or just curious about artificial intelligence, this is the perfect chance to connect and exchange with like-minded people. Our next dinner will take place on **Tuesday, 7th April at 19h00**, at **Il Tocco Ristorante, 44, Av. John F.Kennedy Kirchberg Luxembourg**. *(Private Big Tables reserved)* See you there! **AI & Dinner** is the seated, more intimate format of the AI & Coffee community — designed for deeper conversations and real connection around the table. This will be a dinner where we all sit together and **switch places at during the middle of the event**, so everyone gets the chance to meet the full table, connect, and discover new stories. To preserve a great group dynamic, this gathering is **limited to 20 people**. You’re welcome to bring friends if you’d like. The goal is simple: enjoy dinner together, exchange ideas, value, updates about AI, and meet the people behind this growing community. After our AI & Coffee meetups and previous dinners, many meaningful connections have already formed — and this format is where they really deepen. 🍽️ **We’ll gather for conversations about:** • AI news, trends, tools, and real use cases • Personal projects, ideas, and feedback • Supporting each other’s personal or entrepreneurial journeys • Strengthening Luxembourg’s AI community 👥 **Who’s welcome?** Developers, entrepreneurs, investors, students, researchers, creatives — and anyone curious about AI who enjoys thoughtful conversation and meeting new people. 💡 **What to expect** • A friendly, open dinner atmosphere • Circulating seats throughout the courses • Great conversations, new perspectives, and genuine connections • No pressure, no presentations — just good people and meaningful exchange **🎉 The only cost is your dinner.** Bring your curiosity, your appetite, and your good energy — and join us for an evening of conversation and connection. 🗓️ *AI & Dinner happens every **last Tuesday of the month***.

Rejoignez-nous pour notre prochaine session Odoo Academy dédiée au point de vente le **7 avril 2026 dans nos bureaux au Luxembourg**! 🚀 Les **Odoo Academy** sont des séries de formations gratuites d'une journée où les participants peuvent apprendre directement de nos experts expérimentés. Si vous êtes intéressé par la **création d'un site eCommerce pour votre entreprise**, cette journée de formation gratuite est faite pour vous! Le temps d'une journée, vous apprendrez à créer un site eCommerce performant avec **Odoo**, une **plateforme de gestion d'entreprise tout-en-un.** Inscrivez vous gratuitement sur notre site : [https://www.odoo.com/r/xy9](https://www.odoo.com/r/xy9) —--------------------------------------------------------------------------- **Les informations pratiques :** Où? Odoo Luxembourg \| Rue de l’industrie\, 13 \| 8399 Koerich Quand ? Le 7 avril 2026 de 09h00 à 17h00 Inscription? [https://www.odoo.com/r/xy9](https://www.odoo.com/r/xy9) Prix ? Gratuit ! Au plaisir de vous y voir nombreux et de vous rencontrer !

**Welcome to our 32th reunion of the Hustle Club.

We will be at a bar to socialize and discuss how to build your side hustle successfully with a bunch of like-minded hustlers.

What we'll do?

#1: intro of yourself

#2: intro of your side business (if any) and the current status

#3: the problems you are facing

#4: free discussion, seeking or sharing experience

GENERAL INFO
_ Everyone is welcome.
_ The event will be held in English.
_ Please order something from the bar.
_ We will have a table or two depending on the number of attendees.
_ Feel free to ask in the comments or message organizer if any questions.
A table will be booked at “The Spot”. Table name "Hustle Club". On a separate note, the bar offers happy hour till 7pm. So if u guys want to enjoy the offer, come before 7pm and make your order. See you there soon.**

Feel free to bring games, or suggest some from my collection (http://www.boardgamegeek.com/collection/user/garryjenkins). Please RSVP so I can select appropriate games for the number of people attending. Food and drinks should be purchased on site. Also to have an idea about what type of games you probably will play, you can take a look at the comments of previous weeks of this weekly meetup. If you have any question, don't hesitate to send me a message, or ask here in comments.

Emissionsdaten aus verschiedenen Quellen erfassen, zusammenbringen, aggregieren und visuell darstellen. Eine Anforderung, die in vielen Unternehmen existiert und sich alle wünschen. Wie das geht, zeigt Stefanie am Beispiel des GreenOps Reports für die EnBW. Sie erläutert ganz praktisch welche Datenquellen (Azure, AWS, Datacenter, Endgeräte) an das Power BI Reporting angebunden wurden und welche Quellen noch in Zukunft angebunden werden. Das ermöglicht ein vollständiges Bild zum IT Fußabdruck der EnBW zu erhalten. Zudem zeigt sie auf, wie sie bei der Validierung der CO2e Zahlen in Zusammenarbeit mit externen Firmen wie resilio und eco:digit vorgegangen ist und auf welche Ergebnisse die EnBW bei der Validierung gestoßen sind. Der Abend wird ein Mix aus Praxis-Bericht, Show Cases und How-To sein. Am Ende haben wir alle einen Überblick, wie man die Emissionen der großen Hyperscaler, On-Prem Rechenzentren und weitere Quellen erfasst und in einem Dashboard visualisiert. **Agenda** 18:00 Einlass & Networking 18:30 Vortrag mit einer kleinen Pause zwischendurch 21:00 Ende & Networking \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Green Software Development Karlsruhe ist ein unabhängiger Teil der globalen [Green Software Foundation](https://greensoftware.foundation/) Community. Das [CyberForum](https://www.cyberforum.de/), die Wirtschaftsförderung, die [Fairantwortung](https://fairantwortung.org/) und der [ImpactHub Karlsruhe](https://karlsruhe.impacthub.net/) sorgen für eine Verbreitung des Events im Netzwerk. \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-

Want to practise French 🇫🇷 German 🇩🇪 English 🇬🇧 Luxembourgish 🇱🇺 — or ANY language you can find a partner for? Then join our crew of friendly expats & locals for a night of chats, laughs & global energy 🎉 In Luxembourg, speaking multiple languages is basically a superpower 🦸‍♂️🦸‍♀️ — but this meetup is all about connection, not perfection. Beginners, pros & “I understand but can’t speak” people — all welcome 😄 Don’t feel like practising a language? 😎 No worries — you’re STILL totally welcome! come hang out, meet people & enjoy the international vibes anyway 🥂✨ Come for the languages — stay for the laughter, friendships & drinks 🍹 ✨ What You’ll Find ✔ Super chill atmosphere 😌 ✔ Expats from everywhere 🌍 ✔ Zero pressure — just vibes ✨ ✔ “How do you say…?” moments 🤔😂 ✔ Old friends & new — ❤️ 🍹 AFTER-EXCHANGE APÉRO 🤩 Languages warm-up… Drinks cool-down… Balance restored 😌🍺 Most weeks we wander to another bar afterwards for beer, bites & bonus socialising. Just follow the organisers — they know the 🔥 hotspots 😉 🪧 HOW IT WORKS ➡️ Sit with the group for the language you want to practise ➡️ Look for the table signs 📍 ➡️ Switch groups anytime — totally chill ➡️ Rare language? Post in the group & find your match 💫 ➡️ Luxembourgish shows up too 🇱🇺 ⚠️ By attending, you agree organisers can’t be held liable for regulation violations (or accidental grammar crimes 😜)

12 Angry Men 12 jurors from all strata of society revisit the evidence, debate the issue of reasonable doubt and confront each other’s personal biases. Join in play-reading this iconic courtroom drama at Casino in the city center. No drama or stage experience is required. Open for anyone with an interest in reading out loud in a friendly environment. The participants are expected to bring their own play book (i.e., pdf, ebook or physical book). For further discussions join the WhatsApp group about theater and music: https://chat.whatsapp.com/LX8bMKifES35gDNd8g2VpW?mode=gi_2

Life gets busy, and meaningful connections don’t always happen by chance. That’s why our Fast Friending social brings like-minded ladies & gents together in a relaxed, welcoming space designed for easy, natural conversations. In just one evening, you’ll meet multiple people face-to-face — whether you’re looking for new friendships or something more meaningful, it’s a simple and genuine way to connect. **You will need to buy a ticket for attending -** [https://lux11thap.eventbrite.co.uk](https://lux11thap.eventbrite.co.uk) \*You can use any debit or credit card to purchase your ticket at PayPal checkout. It will ask you for your email address but that is only to send you a receipt. You do not need a PayPal account. TICKETS:- Early Bird - €5 / person Regular Ticket - €10 / person Cash at meetup: If you do not purchase a ticket in advance then you can pay Lara cash of €15 when you attend. **Here’s how your evening will flow:-** **7:00 PM – Welcome** Arrive at 7:00 PM and be welcomed by your host, Lara, who will guide the evening and help with introductions. Feeling shy? Come a little early and she’ll ease you into small-group conversations. You’re also welcome to bring a lady friend along for free. **7:30 – 8:30 PM \| Fast Friending** Chat with a new attendee every 3 minutes, ensuring you meet a variety of like-minded ladies and gentlemen. **After 8:30 PM \| Open Mingling** Reconnect with those you enjoyed speaking to and continue meaningful conversations at your own pace \- We are not a close knit tight group\. Our evenings are warm and comfortable for members attending for the first time and those coming alone\. You will not feel alone\! \- We have many groups in this city\. Members of our other groups who RSVP are included as guests of the organisers in order to give you an indication of expected people\. \- This evening is for ladies and gents in the 21 to 45 age group\. While some will be at the younger end of this range there will also be others at the other end of the range and lots in\-between\! You will naturally gel with others of your own age range and so you will always find many attendees who fit your range\. \- We are not a dating group\. Our events are not organised to manage your dating life\. Our group is created to help ladies and gents meet other like minded ladies and gents\. Please do not attend our event if a perfect gender balance is important for your enjoyment of our meet\-up\. Why do we have tickets? 1. Cover our costs - Our host is compensated for their time and work. We also pay meetup and have dedicated staff to manage our events, hosts, venues and communication. 2. Group Safety - By securing your ticket we have a record and you contribute to a well organized evening where everyone is more committed and better behaved. 3. Management - Tickets help us better manage attendee group size, book suitable space and activity. ABOUT [fastfriends.co.uk ](https://fastfriends.co.uk/)- We have connected members successfully for the past 10 years in over 30 cities (operating as Expatsclub, MeetConnectDevelop and fastfriends.co.uk). \-\-\-\-\-\-\-\-\-\-\-\-\-\- You can contact our founder Dan on +447715705005 with any questions or ideas. \-\-\-\-\-\-\-\- **Here are some videos which will give you some guidance and comfort to make your attendance more productive.** Secrets of socializing at our meetups - [http://bit.ly/secrets-socializing ](http://bit.ly/secrets-socializing) How to make new friends - [https://www.youtube.com/watch?v=v6GB0Hc_bSs](https://www.youtube.com/watch?v=v6GB0Hc_bSs)

Lët'z have some talks while enjoying a good piece of tabac. It doesn't matter if you have no idea about the little tricks related to the hobby or if you're a master on taking a puff of a cuban stick. It will be an informal get together to meet people and share experience about this amazing hobby. We will meet a the smooking room on the right side of the bar. Just bring your cigar and join us! Hopefully the weather is fine and we go to terrace.

✨ Welcome! ✨ Are you a Christian woman in Luxembourg looking to grow in faith and make genuine friends? This meetup is for you! We’ll start with coffee and light snacks at Lloyd, then (weather permitting and for those interested) continue with a short, scenic walk at Parcs de la Pétrusse. The hope is to get our steps in, soak up the fresh air, and just enjoy the community.🤍 This is a casual, friendly gathering — no pressure, just fellowship. Whether you’re new to Luxembourg, new to faith, or just want to connect with like-minded women, you are warmly welcome!

An ink painting workshop, an ancient art practiced on rice paper or silk, which combines elegance, tradition, and artistic expression through slow and meditative gestures. You will be guided by Yemin Yin, a recognized artist trained in London and Canton. Her ink paintings are found in collections worldwide. This experience includes: • A guided 2-hour workshop to discover the timeless elegance of ink painting in a small group • With all the materials provided (ink, brushes, rice paper) • A premium floral tea served throughout the session • Chinese pastries (light dim sum style) • Your artwork to take home €49 / person No experience required.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Main Library, Meeting Room 3B Join us for a welcoming evening of reflection, gentle music, and meaningful conversation. We’ll begin with a short grounding moment, followed by a brief reading from spiritual or philosophical traditions, and an open reflection circle where participants can share (or simply listen). Libera Animae is an interfaith community focused on inner growth, creativity, and authentic connection. All backgrounds are welcome.

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

**Caller: Kim Thompson** **Band: Full Moon Country Dance Orchestra** **Clinton Heights Lutheran Church** **15 Clinton Heights Ave, Columbus, OH 43202** WHAT IS CONTRA DANCING? Picture the Grand Ball scenes like you’ve seen in period films such as “Pride and Prejudice”, where the dancers are lined up in long lines, across from each other. That’s English Country Dancing, the predecessor of contra dancing. Now, add moves like “swing your partner” and “do-si-do,” like you’ve seen in square dancing. Set it to fabulous, high energy, live music with fiddles, guitars, percussion and more, alá “Riverdance.” Finally, set the whole scene down in the middle of Woodstock, with a hip, groovy atmosphere, a bit of tie-dye, and hints of counter-culture attitude. THAT’s Contra Dancing! Wear cool and comfortable clothes (you will get warm) and clean shoes that won't mark up our nice wood floor. Be sure to come for the beginner's lesson from 7:30 - 8:00, followed by dancing 8:00 - 10:30. All dances are taught; we will help you learn! Beginners always welcome, no need to bring a partner. Cost is $10.00 adults, $5.00 ages 12-26. Under 12 free. Free parking in church lot. For more information contact me or check out our website: [www.bigscioty.com](http://www.bigscioty.com/) Please bring your own refillable water bottle.

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp

Let’s get together at the Crowne Plaza and talk deals, creative finance, problem solving, whatever you want! Hubert Bruce Hosts, COREE members share ideas and resources. Open to the public!

[The Board Walks](http://www.theboardwalks.com/) are for curious people who love deep conversations. If that sounds like you, **bring a thoughtful topic** and join us for a 5-mile walk (10,000+ steps!). **HOW IT WORKS** **Step 1: Bring a topic** Before you arrive, think of **one** topic you want to explore. A question. A thought that's been on your mind. An obsession you want to geek out on. This is your ticket to the event. **Step 2: Circle up & share** We gather in a circle. Your friendly walk host gives a speech to set the tone. Everyone shares: your name, what you're grateful for, and your topic. That's it. 60 seconds. **Step 3: Walk, talk & float** We walk 5 miles. You naturally drift into conversation with 2-3 people at a time, pulled by topics that spark your curiosity. When you're ready to move on, just say: "I'm going to float!" **Step 4: Feel more alive** Two hours flies by. You're back where you started — but you feel different. More alive. More energized. More connected to yourself and others. That's why regulars join 20+ times. *For more details, read our [Orientation Guide.](https://www.theboardwalks.com/orientation)* **HOW TO BRING A GREAT TOPIC** A great topic = something you're genuinely curious about. Recent topics include: * "What are you passionate about right now?" * "What makes a good friend?" * "What's a belief you used to hold that you've completely changed?" * "How do you want to be remembered?" * "What would you do if money wasn't a factor?" Think of your topic like the dish you're bringing to our conversational potluck. If everyone brings an A+ dish (i.e. energizing, uplifting, expansive), we'll all walk away feeling lighter and brighter. **WHAT TO EXPECT** This isn't a fitness event with casual chitchat. It's a walking think tank where we explore life's big questions together, beyond small talk. *If you're looking for light banter or a standard networking event, this probably isn't the right fit.* But if you crave depth, genuine connection, and conversations that make you feel alive? You'll love it here. **FAQ** * Wear casual athletic attire and sneakers. It's a long walk! * We have multiple first-timers at each event. We work hard to create a welcoming, inclusive, clique-free space. * We welcome people of **all** ages, backgrounds, and industries who align with the [intention](https://www.theboardwalks.com/ground-rules) of this space. * Rain or shine, we've been out here nearly every week since July 2022. If the event is cancelled, we'll let you know. * Dogs, babies in strollers, parents, and friends are welcome — please text/email them the event link so they can RSVP and prepare a topic! **LOGISTICS** * If you'll arrive over 10 minutes late, we suggest skipping the event. It's hard to find us once we start walking, and your host can't answer messages during the event. * This walk is designed for everyone to *move together at the same steady pace* (about 20 min/mile). This format works best when the whole group moves in unison. If you have mobility limitations, we kindly encourage you to find an event better suited to your needs. * Read our [Orientation Guide](https://www.theboardwalks.com/orientation) for full details. * If you enjoy the event, send **[this](http://www.theboardwalks.com/)** to a friend or sign up for our **[newsletter](https://theboardwalks.beehiiv.com/)**. We're in multiple cities with more on the way. 🤠👋 **IF YOU WANT TO GO DEEPER...** [The Board](https://stan.store/ellebeecher/p/the-board) is the next step: a high-trust collective for renaissance people devoted to creating, connecting, and building lives that light us up. * This is a global HQ for people who crave big talk, deep connection, and dream collaborations with people across industries. If the walks feel like a spark... The Board is the fire. Apply [here](https://stan.store/ellebeecher/p/the-board).