Buying a Home as a Freelancer in The Netherlands

Thinking about buying a home as a freelancer in the Netherlands? You’re not alone and it’s more possible than ever. This webinar will walk you through what lenders look for, how to prove your income (no matter how long you’ve been in business), and how to approach the Dutch mortgage and buying process with confidence. Join us for clear, actionable advice tailored to freelancers at every stage

Key Topics We'll Cover:

• The Steps to Buying a Property as a Freelancer
• Implications, rules and paperwork needed for Freelancers looking to buy a property
• Foreign income considerations
• The "One Year" Myth: How to secure a mortgage even if you’ve been freelancing for less than a year (yes, really!).
• Track Record Matters: The difference in approach for freelancers with 1, 2, or 3+ years of history.
• Structure Specifics: Navigating the rules for ZZP/eenmanszaak vs. VOF (partnerships) vs. BV owners.
• The Income Mix: How to combine freelance profits with employment income to boost your maximum mortgage capacity.
• The Paper Trail: Exactly what annual figures you need from your accountant and how to calculate your "toetsinkomen" (qualifying income).
• Tips & Tricks

Stop assuming you’re locked out of the housing market just because you don’t have a permanent contract. Let’s get you ready for that first viewing.

Don't let your employment status hold you back. Register now to secure your spot!

About The Sponsor
Huiskamer Hypotheken offers expert, personalized mortgage advice with a warm, approachable touch. Led by Hurmuz, an experienced financial advisor, the focus is on long-term relationships and tailored solutions. Whether you’re buying your first home or planning for the future, Hurmuz provides clear, practical guidance. Visit us in Leiden to explore your mortgage options together!