Short-Term Financial Reflection & Goal Setting
Details
This interactive workshop helps participants take control of their money mindset and spending habits by identifying realistic short-term financial goals. Using the Short-Term Financial Reflection & Goal Planner, attendees will explore their current financial health, uncover unconscious spending patterns, and learn practical strategies to improve money management in the next 3–6 months.
Designed with a coaching and educational approach, this session supports participants to reflect, plan, and take immediate action toward financial stability and wellbeing.
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Learning Outcomes:
By the end of the session, participants will:
- Understand the difference between short-term and long-term financial goals.
- Reflect on current spending habits and emotional triggers.
- Identify practical steps to reduce unnecessary expenses.
- Develop personalised short-term goals that align with long-term aspirations.
- Learn simple investment and savings habits for immediate application.
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Workshop Components:
- Opening Reflection (10 min)
– Guided discussion: “What does financial health mean to me right now?”
2. Money Habits Snapshot (15 min)
– Group activity: Reviewing common spending categories and leaks.
3. Goal Planning with the Short-Term Financial Reflection & Goal Planner (25 min)
– Individual work followed by peer reflection.
4. Healthy Spending Mindset (15 min)
– Introducing coping strategies and mindful alternatives to impulsive spending.
5. Commitment & Accountability (10 min)
– Closing reflection and action step: “One change I will make this week.”
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Ideal For:
- Students and young adults (ages 25-40) seeking financial clarity.
- Individuals navigating new income, rent, or study budgets.
- Anyone who wants to build confidence and structure around money habits.
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Duration:
(can be adapted for 30-45-minute sessions)
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Facilitator Style:
The workshop is delivered in a coaching-based, non-judgmental format that encourages openness, reflection, and empowerment. It blends financial literacy education with behavioural insights and practical goal-setting tools to build participants’ confidence and self-trust with money.