Retainer CA vs. Full-Time Accountant – The Smarter Choice for SMEs”

For growing SMEs, managing finances effectively can make or break the business. The big question founders face is: should you hire a full-time accountant or go with a Retainer CA?

This session will break down the pros and cons, costs, and impact of both options. We’ll show why a Retainer CA often gives SMEs the edge — offering expertise, compliance, financial strategy, and cost-efficiency without the burden of a full-time hire.

Key takeaways:

• Full-time vs. Retainer: What SMEs really need
• How a Retainer CA adds strategic value, not just bookkeeping
• Cost-benefit comparison for growing businesses
• Real case studies of SMEs that scaled smarter with a Retainer CA

Because for SMEs, the right financial partner isn’t an expense — it’s an investment.